2159 N Taylor Ave · Springfield, MO 65803

$63,000

2 bd · 1.0 ba · 708 sqft · SingleFamily public records · 48 Days on market

Built 1921 Fair condition 7,405 sqft lot $89/sqft · 32% below area Est $92k · 32% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• Livability +3.8/5.0
• Rent growth +3.6/5.0
• Schools +3.0/10.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks

Property being sold as-is.

Key facts

• 7,405 sq ft lot
• Built 1921
• Listed 47 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $63k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $306 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($882 rent vs $63k).
• Recommended offer: $61k (3.0% below list) — sets the bar for market timing.
• Cap rate 12.1% vs local median 4.6% in Springfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#57 in MO, #4,121 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment F.
• Springfield R-XII (urban): math 32% / reading 46% proficiency, ranked #174 of 324 in MO (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Robberson Elem. (math 27% / reading 32%, grade F, #813 of 1,115 statewide, top 75%, 166 students, 89% FRL); Reed Middle (math 33% / reading 44%, grade F, #202 of 391 statewide, top 54%, 512 students, 70% FRL); Hillcrest High (math 9% / reading 35%, grade F, #462 of 521 statewide, top 90%, 1,017 students, 64% FRL) — zoned schools average 74% FRL vs 46% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.2%/yr); 695 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 51d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,302 units permitted in Greene County in 2024 (250 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $436 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Greene County population projected at +25% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $18k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 48 days — a 3% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1921 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $61,110 (3.0% below list)

Questions for the listing agent

1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1921 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 12.12%
• Cash-on-cash: 20.81%
• DSCR: 1.93
• GRM: 6.0

CMA / ARV

• ARV (median comp): $92,350
• List price: $63,000
• Delta: -31.78%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2243 N Kellett Ave	0.30mi	2/1.0	726 (+2%)	3mo	$100,000	$138	80
2423 N Fremont Ave	0.45mi	2/1.0	720 (+2%)	0mo	$109,900	$153	76
2212 N Kellett Ave	0.25mi	2/2.0	720 (+2%)	10mo	$124,900	$173	73
2340 N Kellett Ave	0.33mi	1/1.0 (-1)	700 (-1%)	7mo	$115,000	$164	72
902 E Garfield St	0.34mi	2/1.0	658 (-7%)	7mo	$92,000	$140	66
2447 N Kellett Ave	0.45mi	2/1.0	720 (+2%)	12mo	$99,900	$139	66
2137 N Weller Ave	0.46mi	2/1.0	756 (+7%)	5mo	$49,900	$66	63
2616 N East Ave	0.58mi	2/1.0	808 (+14%)	0mo	$129,900	$161	49
1719 N Weller	0.71mi	2/1.0	768 (+8%)	7mo	$129,000	$168	47
1307 E Locust St	0.69mi	2/1.0	800 (+13%)	5mo	$129,900	$162	42
1420 E Livingston St	0.74mi	2/1.0	780 (+10%)	8mo	$59,900	$77	42
2103 N Jefferson Ave	0.72mi	2/1.0	806 (+14%)	3mo	$114,900	$143	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.24% rent growth · sell at horizon

5-year hold

• IRR: 14.5%
• Equity multiple: 1.59×
• Total profit: $10,377
• Equity at exit: $9,394

10-year hold

• IRR: 24.1%
• Equity multiple: 3.20×
• Total profit: $38,759
• Equity at exit: $5,447

Cash invested: $17,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 15 active · 17 under contract
• Months of supply: 6.0 mo (17%/mo absorbed)
• Median asking: $117,000 ($133/sqft)
• Median days on market: 68 d
• This list price: 13% of active listings are priced below it
• ARV vs active asking: -1.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 65803

• Home prices YoY: -29.8%
• Rents YoY: 4.2%
• Active inventory: 695
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $882 high
• Mortgage (P&I): −$330
• Tax from tax record: −$34 /mo · $412/yr
• Insurance: −$26
• HOA: −$0
• Vacancy / Maint / Mgmt: −$185
• Net cashflow: $306

Break-even live

Break-even rent $495

Max offer price $63,000

Occupancy floor 60%

Sensitivity live

Price	-10% $342	-5% $324	+0% $306	+5% $288	+10% $270
Rent	-10% $236	-5% $271	+0% $306	+5% $341	+10% $376
Rate	-1.0pp $338	-0.5pp $322	base $306	+0.5pp $290	+1.0pp $273

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $15,750
• Closing costs: $1,890
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2139 N Taylor Ave Springfield, MO	2.0	1.0	576	$750	$1.30	48d	1	0.05mi
2216 N Rogers Ave Springfield, MO	1.0	1.0	714	$1,000	$1.40	10d	1	0.27mi
2346 N Kellett Ave Apt B Springfield, MO	1.0	1.0	550	$825	$1.50	184d	1	0.34mi
2220 N Pierce Ave Unit A Springfield, MO	2.0	1.0	676	$795	$1.18	51d	1	0.35mi
1910 N Benton Ave Springfield, MO	1.0	1.0	580	$750	$1.29	51d	1	0.69mi
2118 N Jefferson Ave Unit A Springfield, MO	2.0	1.0	720	$850	$1.18	10d	1	0.70mi
407 E Dale St Apt B Springfield, MO	2.0	1.0	720	$795	$1.10	154d	1	0.70mi
1623 N Jefferson Ave Unit B Springfield, MO	1.0	1.0	750	$950	$1.27	184d	1	0.96mi
1623 N Jefferson Ave Springfield, MO	1.0	1.0	500	$900	$1.80	51d	1	0.96mi
1246 E Norton Rd Springfield, MO	1.0	1.0	650	$595	$0.92	184d	1	0.99mi
3000 N Kentwood Ave Springfield, MO	1.0	1.0	650	$650	$1.00	0d	1	1.06mi
1910 N Lyon Ave Unit A Springfield, MO	1.0	1.0	650	$895	$1.38	2d	1	1.08mi
3102 N Howard Ave Unit 3104 Springfield, MO	2.0	1.0	672	$750	$1.12	51d	1	1.14mi
2850 N Campbell Ave Apt S Springfield, MO	1.0	1.0	727	$750	$1.03	184d	1	1.24mi
2020 E Kerr St Springfield, MO	2.0	1.0–2.0	912	$1,335	$1.46	0d	13	1.40mi

Property features AI

Exterior

• Utilities: Public waterPublic sewer
• Home design: Single-family residenceResidential property
• Construction: 708 square feet above grade
• Exterior features: Yard on a 0.17-acre lotLocated in the Greene-Not in List subdivision

Interior

• Bathrooms: 1 full bathroom
• Heating & cooling: Heating (other)No central cooling
• Interior features: Heating present (other type)

Listing history 50 events

1. 2026-11-08
   days on market $63,000 Active 48 DOM
2. 2026-11-07
   days on market $63,000 Active 47 DOM
3. 2026-11-06
   days on market $63,000 Active 46 DOM
4. 2026-11-05
   days on market $63,000 Active 45 DOM
5. 2026-11-04
   days on market $63,000 Active 44 DOM
6. 2026-11-02
   days on market $63,000 Active 42 DOM
7. 2026-11-01
   days on market $63,000 Active 41 DOM
8. 2026-10-31
   days on market $63,000 Active 40 DOM
9. 2026-10-30
   days on market $63,000 Active 39 DOM
10. 2026-10-29
    days on market $63,000 Active 38 DOM
11. 2026-10-28
    days on market $63,000 Active 37 DOM
12. 2026-10-27
    days on market $63,000 Active 36 DOM
13. 2026-10-26
    days on market $63,000 Active 35 DOM
14. 2026-10-25
    days on market $63,000 Active 34 DOM
15. 2026-10-24
    days on market $63,000 Active 33 DOM
16. 2026-10-23
    days on market $63,000 Active 32 DOM
17. 2026-10-22
    days on market $63,000 Active 31 DOM
18. 2026-10-21
    days on market $63,000 Active 30 DOM
19. 2026-10-20
    days on market $63,000 Active 29 DOM
20. 2026-10-19
    days on market $63,000 Active 28 DOM
21. 2026-10-18
    days on market $63,000 Active 27 DOM
22. 2026-10-17
    days on market $63,000 Active 26 DOM
23. 2026-10-16
    days on market $63,000 Active 25 DOM
24. 2026-10-15
    days on market $63,000 Active 24 DOM
25. 2026-10-14
    days on market $63,000 Active 23 DOM
26. 2026-10-13
    days on market $63,000 Active 22 DOM
27. 2026-10-12
    days on market $63,000 Active 21 DOM
28. 2026-10-11
    days on market $63,000 Active 20 DOM
29. 2026-10-10
    days on market $63,000 Active 19 DOM
30. 2026-10-09
    days on market $63,000 Active 18 DOM
31. 2026-10-08
    days on market $63,000 Active 17 DOM
32. 2026-10-07
    days on market $63,000 Active 16 DOM
33. 2026-10-06
    days on market $63,000 Active 15 DOM
34. 2026-10-05
    days on market $63,000 Active 14 DOM
35. 2026-10-04
    days on market $63,000 Active 13 DOM
36. 2026-10-03
    days on market $63,000 Active 12 DOM
37. 2026-10-02
    days on market $63,000 Active 11 DOM
38. 2026-10-01
    days on market $63,000 Active 10 DOM
39. 2026-09-30
    days on market $63,000 Active 9 DOM
40. 2026-09-29
    days on market $63,000 Active 8 DOM
41. 2026-09-28
    days on market $63,000 Active 7 DOM
42. 2026-09-27
    days on market $63,000 Active 6 DOM
43. 2026-09-26
    days on market $63,000 Active 5 DOM
44. 2026-09-25
    days on market $63,000 Active 4 DOM
45. 2026-09-24
    days on market $63,000 Active 3 DOM
46. 2026-09-23
    days on market $63,000 Active 2 DOM
47. 2026-09-22
    pricedays on marketlisting id $63,000 Active 1 DOM
48. 2026-07-21
    days on market $70,000 Active 68 DOM
49. 2026-07-18
    days on market $70,000 Active 65 DOM
50. 2026-07-16
    days on market $70,000 Active 63 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $412 · $34/mo
• Projected year-2 tax: $611 · $51/mo
• Expected delta: +$199/yr (+$17/mo · 48.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,586
• − Mortgage interest: −$3,529
• − Property taxes: −$412
• − Insurance: −$315
• − Repairs & maintenance: −$847
• − Management: −$847
• − Depreciation: −$1,833
• Taxable income: $2,803
• Est. tax owed @ 24.0%: −$673
• After-tax cash flow: $2,998/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $17,700–$31,860 screening

This property requires moderate renovations to improve its condition and increase its value. Key areas for improvement include the roof, exterior, HVAC, and windows.

Components & finishes AI

Roof asphalt shingle · good Flooring wood Appliances white HVAC central · new lt5

Deferred maintenance Est. $1,000–$4,000 screening

• Minor Roof (roof) — No visible signs of damage or wear
• Minor Hvac (hvac) — No visible signs of damage or wear

Repairs flagged

• Major roof shingles — Significant wear
• Major exterior siding — Peeling paint
• Major HVAC unit — Appears old and possibly inefficient
• Major windows — Old and possibly leaky

Value-add opportunities

• Both Paint exterior — Enhances curb appeal and value ↑
• Both Replace HVAC unit — Improves comfort and energy efficiency ↑
• Both Replace windows — Enhances energy efficiency and curb appeal ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 30/100

Zoned Schools

Elementary Robberson Elem. F MO #813/1,115 Nat'l #26,716/41,679 Middle Reed Middle F MO #202/391 Nat'l #6,453/14,009 High Hillcrest High F MO #462/521 Nat'l #13,673/17,239

Schools (NCES district)

• District: Springfield R-XII
• NCES district ID: 2928860
• Math proficiency: 32% ▼ -2.00%
• Reading proficiency: 46% ▼ -3.00%
• Median HH income: $37,886
• Composite: 32.45/100
• National rank: #5717
• State rank: #174 of 324 in MO

B Composite livability gradescore 75/100

Livability — Springfield

• Score: 75/100
• State rank: #57
• US rank: #4121

Category grades

Amenities B+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Springfield, MO
• County: Greene County · 319,054 people
• City population: 223,044
• Metro: Springfield, MO
• Population (ZIP): 42,882
• Household income: $50,572
• Rent vs Own: 45.0% rent · 55.0% own
• Severe rent burden: 11% of renters

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Population outlook (Greene County) Hauer SSP2

• Today (2025): 319,054 people
• By 2030: 335,135 · +5.0%
• By 2040: 366,186 · +14.8%
• By 2050: 397,431 · +24.6%
• By 2075: 477,035 · +49.5%
• By 2100: 520,828 · +63.2%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 9% Hispanic / Latino 6% Black 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Languages at home: 95% English-only · Spanish 3%

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Political lean MEDSL · Greene

• 2024 margin: Strong R (+20.8) · D 38.9% · R 59.7% · Other 1.4%
• 2008→2024 swing: -5.0pp toward R · 2008: -15.8pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+20.1 2016: R+27.4 2012: R+24.4 2008: R+15.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.08%
• Current HPI: 205.0439
• Rent YoY: ▲ 4.24%
• Metro: Springfield, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

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Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Property features AI

Exterior

• Utilities: Public waterPublic sewer
• Home design: Single-family residenceResidential property
• Construction: 708 square feet above grade
• Exterior features: Yard on a 0.17-acre lotLocated in the Greene-Not in List subdivision

Interior

• Bathrooms: 1 full bathroom
• Heating & cooling: Heating (other)No central cooling
• Interior features: Heating present (other type)

Price history

+14.8% since first listed

6 events — show timeline

• 2026-09-21 Listed $63,000 SOMO
• 2026-05-14 Listed $70,000 SOMO
• 2025-12-11 Listed $60,500 SOMO
• 2020-07-09 Listed $55,600 SOMO
• 2017-07-26 Listed $54,900 SOMO
• 2006-02-27 Sold (Public Records) — Public Records

Property tax history

+3.1%/yr

Latest (2025): $412 · +29.1% YoY. Source: county tax records.