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127 Davila St
D Composite 42.25
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.4/10.0
  • DSCR +4.3/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$235,000

127 Davila St · Hinesville, GA 31313
4 bd · 2.5 ba · 1,782 sqft · Condo public records · 18 Days on market
Built 2008 $75/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

WOW! This home is right outside the commercial gate of Fort Stewart and sits on a corner lot with a lot of green space. There is LAMINATE WOOD FLOORING through the downstairs. It has 4 bedrooms and 2.5 baths. The kitchen features STAINLESS STEEL APPLIANCES, built in microwave and a pantry. The master bathroom has a GARDEN TUB and SEPARATE SHOWER. Out back is a one car GARAGE. There is additional parking in front of the house. On a hot summer day, the whole family can enjoy the COMMUNITY POOL! Don't delay, call for your showing appointment today!

Key facts

  • 3 story townhome
  • Laundry room
  • Playground access

Tags

3 STORY TOWNHOMEFULLY EQUIPPED KITCHENSTAINLESS STEEL APPLIANCESWOOD LOOKING LAMINATE FLOORINGLAUNDRY ROOMPLAYGROUND ACCESS

Property features AI

Finance

  • HOA & community: Homeowners association with an annual fee of $900 (approximately $75/month); Subdivision: Liberty Park; Community amenities include a playground and a pool

Exterior

  • Parking: 1 total parking space; 1 covered parking space; 1-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Residential property; Three or more levels
  • Construction: Vinyl siding; Slab foundation
  • Exterior features: Landscaped lot; Paved road frontage on a city street; No exterior amenities listed; Shingle roof

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: Total rooms: 6
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Electric water heater; Dishwasher; Electric range; Microwave; Refrigerator; No fireplace
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath condo listed at $235k.

Deal economics

  • At list price, monthly cash flow is $32 ($387/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (5.8% below list).
  • Recommended offer: $221k (5.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 5.2% in Hinesville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, crime F, employment D-.
  • Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Waldo Pafford Elementary School (math 21% / reading 26%, grade F, #790 of 1,228 statewide, top 65%, 831 students, 70% FRL); Snelson-Golden Middle School (math 13% / reading 24%, grade F, #372 of 470 statewide, top 80%, 876 students, 76% FRL); Bradwell Institute (math 12% / reading 27%, grade F, #243 of 424 statewide, top 59%, 1,755 students, 68% FRL) — zoned schools average 71% FRL vs 54% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.4%/yr); 639 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $221,415 (5.8% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.94%
Cap rate
6.46%
Cash-on-cash
0.59%
DSCR
1.03
GRM
8.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.41% rent growth · sell at horizon

5-year hold
IRR
-12.5%
Equity multiple
0.54×
Total profit
$-30,439
Equity at exit
$35,039
10-year hold
IRR
0.0%
Equity multiple
1.00×
Total profit
$208
Equity at exit
$20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31313

Home prices YoY
-27.1%
Rents YoY
5.4%
Active inventory
639
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,214 high interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$312 /mo · $3,740/yr
Insurance
$98
HOA
$75
Vacancy / Maint / Mgmt
$465
Net cashflow
$32

Break-even live

Break-even rent $2,173
Max offer price $235,000
Occupancy floor 94%

Sensitivity live

Price -10% $165 -5% $99 +0% $32 +5% $-34 +10% $-101
Rent -10% $-143 -5% $-55 +0% $32 +5% $120 +10% $207
Rate -1.0pp $151 -0.5pp $92 base $32 +0.5pp $-29 +1.0pp $-91

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
403 Valdez Ct Hinesville, GA 3.0 2.5 1810 $2,000 $1.10 45d 1 0.05mi
501 Burke Dr Hinesville, GA 1.0–3.0 1.0–2.0 1132 $1,891 $1.67 45d 18 0.22mi
34 Wythe St Hinesville, GA 4.0 2.5 1978 $2,200 $1.11 45d 1 0.23mi
195 Courage Way Hinesville, GA 3.0 2.5 1746 $2,200 $1.26 45d 1 0.80mi
222 Courage Way Hinesville, GA 4.0 3.0 1984 $2,150 $1.08 45d 1 0.84mi
326 Joann Lewis Ln Hinesville, GA 4.0 3.0 1793 $2,150 $1.20 45d 1 0.93mi
600 Brightleaf Cir Hinesville, GA 3.0 2.5 1603 $2,300 $1.43 45d 1 0.99mi
1300 Independence Place Dr Hinesville, GA 1.0–4.0 1.0–4.0 862 $1,830 $2.12 45d 23 1.22mi
264 Marron Way Hinesville, GA 4.0 2.5 1997 $2,200 $1.10 45d 1 1.46mi

HOA detail condo

Monthly dues
$75 · $900/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 14 events

  1. 2026-06-21
    days on market $235,000 Active 18 DOM
  2. 2026-06-19
    days on market $235,000 Active 16 DOM
  3. 2026-06-18
    days on market $235,000 Active 15 DOM
  4. 2026-06-17
    days on market $235,000 Active 14 DOM
  5. 2026-06-16
    days on market $235,000 Active 13 DOM
  6. 2026-06-15
    days on market $235,000 Active 12 DOM
  7. 2026-06-14
    days on market $235,000 Active 10 DOM
  8. 2026-06-13
    days on market $235,000 Active 9 DOM
  9. 2026-06-10
    days on market $235,000 Active 7 DOM
  10. 2026-06-09
    days on market $235,000 Active 6 DOM
  11. 2026-06-08
    days on market $235,000 Active 5 DOM
  12. 2026-06-07
    days on market $235,000 Active 4 DOM
  13. 2026-06-05
    remarks 699-char remark
  14. 2026-06-05
    listed $235,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,740 · $312/mo
Projected year-2 tax
$3,740 · $312/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,570
− Mortgage interest
−$13,164
− Property taxes
−$3,740
− Insurance
−$1,175
− Repairs & maintenance
−$2,126
− Management
−$2,126
− HOA
−$900
− Depreciation
−$6,836
Taxable loss
−$3,496
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$839
After-tax cash flow
$1,226/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Liberty County
NCES district ID
1303300
Math proficiency
19% ▼ -16.00%
Reading proficiency
28% ▼ -13.00%
Median HH income
$43,911
Composite
20.2/100
National rank
#8630
State rank
#133 of 174 in GA

Livability — Hinesville

Score
73/100
State rank
#51
US rank
#5200

Category grades

Amenities C+ Commute D+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hinesville, GA
County
Liberty County · 58,565 people
City population
42,838
Metro
Hinesville, GA
Population (ZIP)
42,838
Household income
$60,233
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
1693.0

Population outlook (Liberty County) Hauer SSP2

Today (2025)
58,689 people
By 2030
57,670 · -1.7%
By 2040
55,750 · -5.0%
By 2050
54,155 · -7.7%
By 2075
58,947 · +0.4%
By 2100
66,919 · +14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 7%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
7% · Canada, South Korea
Languages at home
86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Liberty

2024 margin
D (+17.4) · D 58.5% · R 41.0%
2008→2024 swing
-10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
All cycles
2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -77.50%
Current HPI
208.0927
Rent YoY
▲ 5.41%
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+32.1% since first listed
18 events — show timeline
  • 2026-06-03 Listed $235,000 HABR
  • 2024-08-07 Sold (Public Records) $293,000 Public Records
  • 2020-08-03 Sold (Public Records) $123,000 Public Records
  • 2020-07-29 Sold (MLS) $123,000 HABR
  • 2020-07-29 Sold (MLS) $123,000 Hive MLS
  • 2020-03-17 Listed $128,900 HABR
  • 2020-03-17 Listed $128,900 Hive MLS
  • 2018-05-10 Sold (Public Records) $112,000 Public Records
  • 2018-05-08 Sold (MLS) $112,000 Hive MLS
  • 2018-05-07 Sold (MLS) $112,000 GAMLS
  • 2018-03-05 Listed $120,000 GAMLS
  • 2018-03-05 Listed $120,000 Hive MLS
  • 2016-03-03 Delisted HABR
  • 2015-10-09 Listed $143,500 HABR
  • 2015-09-08 Sold (Public Records) $127,600 Public Records
  • 2012-10-15 Sold (Public Records) $417,427 Public Records
  • 2008-09-12 Listing Removed GIAR
  • 2008-04-02 Listed $177,900 GIAR

Property tax history

+4.6%/yr

Latest (2025): $3,740 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…