370 Crandall Ave · Youngstown, OH 44504

$70,000

3 bd · 1.0 ba · 1,628 sqft · SingleFamily public records · 24 Days on market

Built 1912

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• Appreciation +8.4/10.0
• ARV discount +7.5/15.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0

Listing remarks

Northside brick home with timeless character and key updates. This 3-bedroom, 1-bath home also includes an extra small office room, perfect for working from home, hobbies, or added storage. Features include a roof that is only 2 years old, a cozy fireplace, and beautiful hardwood floors and stairs that add warmth and charm throughout. Solid brick construction and classic details make this home a standout opportunity

Key facts

• Classic details
• Brick home
• Hardwood floors

Tags

• BRICK HOME
• EXTRA SMALL OFFICE ROOM
• ROOF THAT IS ONLY 2 YEARS OLD
• HARDWOOD FLOORS
• SOLID BRICK CONSTRUCTION
• CLASSIC DETAILS

Property features AI

Exterior

• Home design: Built in 1912
• Construction: Living area approximately 1628
• Exterior features: Located in the North Heights subdivision

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $311 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($983 rent vs $70k).
• Recommended offer: $69k (1.5% below list) — sets the bar for market timing.
• Cap rate 11.6% vs local median 7.0% in Youngstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 28 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($484 loan paydown + $5k appreciation (6.7% local appreciation)).
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (6.7% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1912 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $68,950 (1.5% below list)

Questions for the listing agent

1. Built in 1912 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 11.63%
• Cash-on-cash: 19.04%
• DSCR: 1.85
• GRM: 5.9

CMA / ARV

• ARV (on-the-fly): $143,264
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2242 Cordova Ave	0.59mi	3/1.0	1,593 (-2%)	2mo	$70,000	$44	68
1537 Ohio Ave	0.41mi	3/2.0	1,567 (-4%)	14mo	$120,500	$77	59
1867 Coronado Ave	0.42mi	3/2.0	1,426 (-12%)	2mo	$128,000	$90	54
2314 Goleta Ave	0.66mi	3/1.5	1,599 (-2%)	14mo	$140,000	$88	52
2131 Elm St	0.64mi	3/1.0	1,696 (+4%)	15mo	$89,900	$53	51
487 Carlotta Dr	0.62mi	3/2.5	1,711 (+5%)	11mo	$145,000	$85	47
184 Wirt St	0.71mi	3/2.0	1,550 (-5%)	13mo	$134,000	$86	44
2116 Elm St	0.60mi	3/1.0	1,463 (-10%)	17mo	$50,000	$34	41
210 Granada Ave	0.72mi	3/2.0	1,409 (-14%)	1mo	$152,500	$108	39
215 Upland Ave	0.73mi	3/2.0	1,409 (-14%)	1mo	$160,000	$114	38
495 Madera Ave	0.56mi	3/2.0	1,868 (+15%)	10mo	$176,000	$94	37
232 Upland Ave	0.74mi	3/1.5	1,814 (+11%)	12mo	$159,900	$88	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.72% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 32.6%
• Equity multiple: 3.20×
• Total profit: $43,065
• Equity at exit: $47,238

10-year hold

• IRR: 29.9%
• Equity multiple: 6.64×
• Total profit: $110,502
• Equity at exit: $88,605

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44504

• Home prices YoY: 4.0%
• Active inventory: 28
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $983 high
• Mortgage (P&I): −$367
• Tax from tax record: −$69 /mo · $831/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$206
• Net cashflow: $311

Break-even live

Break-even rent $589

Max offer price $70,000

Occupancy floor 63%

Sensitivity live

Price	-10% $351	-5% $331	+0% $311	+5% $291	+10% $271
Rent	-10% $233	-5% $272	+0% $311	+5% $350	+10% $389
Rate	-1.0pp $346	-0.5pp $329	base $311	+0.5pp $293	+1.0pp $274

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,500
• Closing costs: $2,100
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
465 Gypsy Ln Youngstown, OH	2.0	1.0–2.0	1060	$920	$0.87	14d	1	0.71mi
465 Gypsy Ln Youngstown, OH	2.0	2.0	1320	$1,120	$0.85	44d	1	0.76mi
171 Upland Ave Unit 171 2nd floor Youngstown, OH	3.0	1.0	1100	$1,040	$0.95	14d	1	0.82mi
2525 Ohio Ave Unit 2 Youngstown, OH	2.0	1.0	1140	$850	$0.75	44d	1	0.83mi
176 Upland Ave Unit 1 Youngstown, OH	4.0	2.0	1300	$1,225	$0.94	44d	1	0.84mi
351 Lincoln Ave Youngstown, OH	3.0–5.0	3.0–5.0	1527	$699	$0.46	14d	10	1.05mi

Listing history 17 events

1. 2026-06-19
   days on market $70,000 Active 24 DOM
2. 2026-06-18
   days on market $70,000 Active 23 DOM
3. 2026-06-17
   days on market $70,000 Active 22 DOM
4. 2026-06-16
   days on market $70,000 Active 21 DOM
5. 2026-06-15
   days on market $70,000 Active 20 DOM
6. 2026-06-14
   days on market $70,000 Active 18 DOM
7. 2026-06-13
   days on market $70,000 Active 17 DOM
8. 2026-06-10
   days on market $70,000 Active 15 DOM
9. 2026-06-09
   days on market $70,000 Active 14 DOM
10. 2026-06-08
    days on market $70,000 Active 13 DOM
11. 2026-06-07
    days on market $70,000 Active 12 DOM
12. 2026-06-03
    days on market $70,000 Active 8 DOM
13. 2026-06-02
    days on market $70,000 Active 7 DOM
14. 2026-06-01
    days on market $70,000 Active 6 DOM
15. 2026-05-31
    days on market $70,000 Active 5 DOM
16. 2026-05-30
    days on market $70,000 Active 4 DOM
17. 2026-05-26
    listed $70,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $831 · $69/mo
• Projected year-2 tax: $961 · $80/mo
• Expected delta: +$131/yr (+$11/mo · 15.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,795
• − Mortgage interest: −$3,921
• − Property taxes: −$831
• − Insurance: −$350
• − Repairs & maintenance: −$944
• − Management: −$944
• − Depreciation: −$2,036
• Taxable income: $2,770
• Est. tax owed @ 24.0%: −$665
• After-tax cash flow: $3,068/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Youngstown City
• NCES district ID: 3904516
• Math proficiency: 8% ▼ -15.00%
• Reading proficiency: 17% ▼ -10.00%
• Median HH income: $25,257
• Composite: 9.29/100
• National rank: #9858
• State rank: #649 of 656 in OH

Livability — Youngstown

• Score: 81/100
• State rank: #99
• US rank: #1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Youngstown, OH
• County: Mahoning · 224,175 people
• City population: 28,503
• Metro: Youngstown-Warren, OH
• Population (ZIP): 5,185
• Household income: $40,156
• Rent vs Own: 58.9% rent · 41.1% own
• Severe rent burden: 15.7

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 45% Black 38% Two or more races 8% Asian 5% Hispanic / Latino 4%
• Common ancestry: Italian 4% Serbian 1% Romanian 1%
• Foreign-born: 7% · Canada, Dominican Republic, South Korea
• Languages at home: 93% English-only · Other Indo-European 4% Spanish 1%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.72%
• Current HPI: 174.9495
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

1 event — show timeline

• 2026-05-26 Listed $70,000 FSBO.com

Property tax history

+6.3%/yr

Latest (2025): $831 · -14.1% YoY. Source: county tax records.