125 Birchwood Pl · Enterprise, AL 36330

$350,000

4 bd · 2.0 ba · 1,805 sqft · SingleFamily public records · 35 Days on market

Built 2022 0.26 ac lot $194/sqft · 5% below area Est $410k · 15% under ↓ 1% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.0/15.0
• Cash flow +8.0/30.0
• Schools +4.3/10.0
• Rent growth +3.5/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• DSCR +2.0/10.0
• 1% rule +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming brick home is located at the end of a one-street subdivision, nestled in a spacious cul-de-sac. Home is move-in ready. As you enter the home, you'll notice tile flooring that resembles wood, extending throughout the home, except in the spare bedrooms. The layout features a split floor plan with an open concept that combines the kitchen, living room, and dining area. The kitchen features lots of custom cabinetry, stainless steel appliances, a stylish backsplash, and an 8-foot island that comfortably seats four. There is a cozy kitchen nook and beautiful coffered ceilings in both the kitchen and family room that add to its charm. There are pantry cabinets on either side of the kitchen cabinets for added storage. Enjoy an electric fireplace surrounded by brick in the living room, which offers plenty of space for your furniture. The dining room and main bedroom feature elegant trey ceilings. The main bedroom and its closet have wood-look tile flooring, while the main bathroom includes double sinks, a shower, and a garden tub. Off the living room, you will find three bedrooms and a centrally located bathroom, which has tile around the tub and shower combo. There are two linen closets for all your sheets and blankets, along with a coat closet. The laundry room, conveniently located off the kitchen, includes cabinets and an electric tankless water heater. The garage is oversized, accommodating larger vehicles, and features a depth that is three feet deeper than standard. The driveway includes a circular area for easy access and additional parking, complemented by an extra half-moon driveway. The backyard is fully fenced, complete with a covered porch and an extra pad for grilling. Located within the inside city limits school district, this home offers a perfect blend of comfort and functionality in a peaceful setting!

Key facts

• Custom cabinetry
• Open concept
• Brick home

Tags

• BRICK HOME
• CUL-DE-SAC
• WOOD-LOOK TILE FLOORING
• OPEN CONCEPT
• CUSTOM CABINETRY
• STAINLESS STEEL APPLIANCES

Property features AI

Exterior

• Parking: Attached 2-car garage; 2 covered parking spaces (total 2 parking spaces)
• Security: Fire sprinkler system; Security system; Smoke detector(s)
• Utilities: Public water; Public sewer
• Home design: Single family residence; One story
• Construction: Brick and fiber cement construction
• Exterior features: Covered porch

Interior

• Kitchen: Oven; Self-cleaning oven; Microwave; Dishwasher; Refrigerator; Disposal; Electric water heater; Other kitchen appliances
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Interior features: Walk-in closet(s); Double-pane windows; Electric fireplace; Fire sprinkler system; Security system; Smoke detector(s)
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $-365 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $286k (18.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (37.9% below list).
• Recommended offer: $217k (37.9% below list) — sets the bar for 1% rule.
• Cap rate 5.0% vs local median 4.2% in Enterprise — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
• Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Hillcrest Elementary School (math 52% / reading 66%, grade B-, #67 of 627 statewide, top 11%, 760 students, 54% FRL); Enterprise High School (math 34% / reading 37%, grade F, #45 of 305 statewide, top 14%, 2,117 students, 44% FRL).
• Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).
• This rent runs 34% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($340k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $217,426 (37.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 38% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.62% ✗
• Cap rate: 5.04%
• Cash-on-cash: -4.47%
• DSCR: 0.80
• GRM: 13.4

CMA / ARV

• ARV (median comp): $409,621
• List price: $350,000
• Delta: -14.56%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
403 Huntington Dr	0.10mi	3/2.0 (-1)	1,952 (+8%)	5mo	$320,000	$164	73
110 Vintage Ln	0.37mi	3/2.0 (-1)	1,853 (+3%)	4mo	$255,000	$138	70
2400 Shellfield Rd	0.29mi	3/2.0 (-1)	1,661 (-8%)	1mo	$295,000	$178	68
214 Aztec Dr	0.26mi	4/2.0	1,694 (-6%)	14mo	$200,000	$118	66
300 W Hickory Bend Rd	0.38mi	3/2.0 (-1)	1,873 (+4%)	15mo	$229,500	$123	59
232 Windsor Garden Dr	0.67mi	3/2.0 (-1)	1,755 (-3%)	3mo	$262,000	$149	57
1951 Shellfield Rd	0.42mi	3/2.0 (-1)	1,675 (-7%)	10mo	$220,000	$131	55
104 Vintage Ln	0.42mi	3/2.0 (-1)	1,700 (-6%)	14mo	$231,000	$136	54
110 Blackhawk Dr	0.31mi	4/2.0	1,544 (-14%)	11mo	$157,000	$102	52
107 Amelia Cir	0.46mi	4/2.5	2,026 (+12%)	6mo	$363,000	$179	51
104 Greythorne Pl	0.41mi	4/3.0	2,067 (+14%)	13mo	$378,500	$183	41
103 E Kingswood Dr	0.64mi	3/3.0 (-1)	2,012 (+12%)	12mo	$315,000	$157	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold

• IRR: -23.1%
• Equity multiple: 0.20×
• Total profit: $-78,095
• Equity at exit: $52,186

10-year hold

• IRR: -15.9%
• Equity multiple: 0.08×
• Total profit: $-90,140
• Equity at exit: $30,262

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36330

• Home prices YoY: -19.4%
• Rents YoY: 3.9%
• Active inventory: 441
• Price-to-rent: 13.4×

Monthly cashflow live

• Estimated rent: $2,174 medium
• Mortgage (P&I): −$1,835
• Tax from tax record: −$101 /mo · $1,215/yr
• Insurance: −$146
• HOA: −$0
• Vacancy / Maint / Mgmt: −$457
• Net cashflow: $-365

Break-even live

Break-even rent $2,636

Max offer price $285,548

Occupancy floor —

Sensitivity live

Price	-10% $-167	-5% $-266	+0% $-365	+5% $-464	+10% $-563
Rent	-10% $-537	-5% $-451	+0% $-365	+5% $-279	+10% $-193
Rate	-1.0pp $-189	-0.5pp $-276	base $-365	+0.5pp $-456	+1.0pp $-548

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,500
• Closing costs: $10,500
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
310 Wimbledon Dr Enterprise, AL	5.0	3.0	2400	$2,350	$0.98	44d	1	0.42mi
108 Avalon Ln Enterprise, AL	3.0	2.0	1634	$1,725	$1.06	44d	1	1.15mi

Listing history 18 events

1. 2026-06-19
   days on market $350,000 Active 35 DOM
2. 2026-06-18
   days on market $350,000 Active 34 DOM
3. 2026-06-17
   days on market $350,000 Active 33 DOM
4. 2026-06-16
   days on market $350,000 Active 32 DOM
5. 2026-06-15
   days on market $350,000 Active 31 DOM
6. 2026-06-14
   days on market $350,000 Active 29 DOM
7. 2026-06-12
   days on market $350,000 Active 28 DOM
8. 2026-06-09
   days on market $350,000 Active 25 DOM
9. 2026-06-08
   days on market $350,000 Active 24 DOM
10. 2026-06-07
    days on market $350,000 Active 23 DOM
11. 2026-06-05
    days on market $350,000 Active 20 DOM
12. 2026-06-03
    days on market $350,000 Active 19 DOM
13. 2026-06-02
    days on market $350,000 Active 18 DOM
14. 2026-06-01
    days on market $350,000 Active 17 DOM
15. 2026-05-31
    days on market $350,000 Active 16 DOM
16. 2026-05-30
    days on market $350,000 Active 15 DOM
17. 2026-05-15
    listed $355,000 Active 1856-char remark

    Show marketing remark (1856 chars)

    This charming brick home is located at the end of a one-street subdivision, nestled in a spacious cul-de-sac. Home is move-in ready. As you enter the home, you'll notice tile flooring that resembles wood, extending throughout the home, except in the spare bedrooms. The layout features a split floor plan with an open concept that combines the kitchen, living room, and dining area. The kitchen features lots of custom cabinetry, stainless steel appliances, a stylish backsplash, and an 8-foot island that comfortably seats four. There is a cozy kitchen nook and beautiful coffered ceilings in both the kitchen and family room that add to its charm. There are pantry cabinets on either side of the kitchen cabinets for added storage. Enjoy an electric fireplace surrounded by brick in the living room, which offers plenty of space for your furniture. The dining room and main bedroom feature elegant trey ceilings. The main bedroom and its closet have wood-look tile flooring, while the main bathroom includes double sinks, a shower, and a garden tub. Off the living room, you will find three bedrooms and a centrally located bathroom, which has tile around the tub and shower combo. There are two linen closets for all your sheets and blankets, along with a coat closet. The laundry room, conveniently located off the kitchen, includes cabinets and an electric tankless water heater. The garage is oversized, accommodating larger vehicles, and features a depth that is three feet deeper than standard. The driveway includes a circular area for easy access and additional parking, complemented by an extra half-moon driveway. The backyard is fully fenced, complete with a covered porch and an extra pad for grilling. Located within the inside city limits school district, this home offers a perfect blend of comfort and functionality in a peaceful setting!

18. 2026-05-15
    listed $355,000 Active 1497-char remark

    Show marketing remark (1856 chars)

    This charming brick home is located at the end of a one-street subdivision, nestled in a spacious cul-de-sac. Home is move-in ready. As you enter the home, you'll notice tile flooring that resembles wood, extending throughout the home, except in the spare bedrooms. The layout features a split floor plan with an open concept that combines the kitchen, living room, and dining area. The kitchen features lots of custom cabinetry, stainless steel appliances, a stylish backsplash, and an 8-foot island that comfortably seats four. There is a cozy kitchen nook and beautiful coffered ceilings in both the kitchen and family room that add to its charm. There are pantry cabinets on either side of the kitchen cabinets for added storage. Enjoy an electric fireplace surrounded by brick in the living room, which offers plenty of space for your furniture. The dining room and main bedroom feature elegant trey ceilings. The main bedroom and its closet have wood-look tile flooring, while the main bathroom includes double sinks, a shower, and a garden tub. Off the living room, you will find three bedrooms and a centrally located bathroom, which has tile around the tub and shower combo. There are two linen closets for all your sheets and blankets, along with a coat closet. The laundry room, conveniently located off the kitchen, includes cabinets and an electric tankless water heater. The garage is oversized, accommodating larger vehicles, and features a depth that is three feet deeper than standard. The driveway includes a circular area for easy access and additional parking, complemented by an extra half-moon driveway. The backyard is fully fenced, complete with a covered porch and an extra pad for grilling. Located within the inside city limits school district, this home offers a perfect blend of comfort and functionality in a peaceful setting!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,215 · $101/mo
• Projected year-2 tax: $1,435 · $120/mo
• Expected delta: +$220/yr (+$18/mo · 18.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $26,091
• − Mortgage interest: −$19,605
• − Property taxes: −$1,215
• − Insurance: −$1,750
• − Repairs & maintenance: −$2,087
• − Management: −$2,087
• − Depreciation: −$10,182
• Taxable loss: −$10,836
• Est. tax savings @ 24.0%: +$2,601
• After-tax cash flow: $-1,778/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Enterprise City
• NCES district ID: 0101320
• Math proficiency: 40% ▼ -20.00%
• Reading proficiency: 60% ▲ 4.00%
• Median HH income: $51,311
• Composite: 42.83/100
• National rank: #3136
• State rank: #12 of 129 in AL

Livability — Enterprise

• Score: 65/100
• State rank: #127
• US rank: #12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Enterprise, AL
• County: Coffee County · 39,557 people
• City population: 39,557
• Metro: Enterprise, AL
• Population (ZIP): 39,557
• Household income: $75,765
• Rent vs Own: 32.4% rent · 67.6% own
• Severe rent burden: 1126.0

Population outlook (Coffee County) Hauer SSP2

• Today (2025): 53,133 people
• By 2030: 53,832 · +1.3%
• By 2040: 54,504 · +2.6%
• By 2050: 54,289 · +2.2%
• By 2075: 51,175 · -3.7%
• By 2100: 46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 6% Puerto Rican 3%
• Common ancestry: Italian 3% Lithuanian 2% Serbian 2%
• Foreign-born: 6% · Canada, Vietnam, South Korea
• Languages at home: 89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

• 2024 margin: Solid R (+57.9) · D 20.7% · R 78.6%
• 2008→2024 swing: -9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
• All cycles: 2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.44%
• Current HPI: 184.0163
• Rent YoY: ▲ 3.92%
• Metro: Enterprise, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-1.4% since first listed

4 events — show timeline

• 2026-05-28 Price Changed $350,000 WBR
• 2026-05-28 Price Changed $350,000 SAMLS
• 2026-05-15 Listed $355,000 SAMLS
• 2026-05-15 Listed $355,000 WBR

Property tax history

+42.3%/yr

Latest (2025): $1,215 · +4.6% YoY. Source: county tax records.