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24 Hampstead Ln
D Composite 40.4
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.3/30.0
  • ARV discount +7.3/15.0
  • Appreciation +5.7/10.0
  • Schools +5.2/10.0
  • Livability +3.4/5.0
  • DSCR +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.0/10.0

$239,900

24 Hampstead Ln · Bella Vista, AR 72714
2 bd · 1.5 ba · 1,024 sqft · SingleFamily public records · 52 Days on market
Built 1980 0.27 ac lot Est $239k · at est. $40/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully remodeled 2-bedroom, 2-bath home located on the desirable east side of Bella Vista. This charming property features luxury vinyl plank flooring throughout, offering both durability and modern style. The updated kitchen comes fully equipped with all appliances, including a refrigerator and a convenient stacked washer and dryer—making this home truly move-in ready. Major updates include a roof and HVAC system that are approximately two years old, providing peace of mind for years to come. Enjoy outdoor living on the spacious deck, perfect for relaxing and taking in the natural beauty that Bella Vista is known for. The property also includes a carport and a sm

Key facts

  • Remodeled
  • Storage building
  • Carport

Tags

REMODELEDLUXURY VINYL PLANK FLOORINGUPDATED KITCHENSPACIOUS DECKCARPORTSTORAGE BUILDING

Property features AI

Finance

  • Financial info: Annual tax: $1,131
  • HOA & community: Bella Vista POA with a $40 monthly fee; Community trails and biking

Exterior

  • Parking: Attached carport; 2 covered parking spaces; Has carport
  • Security: Smoke detector(s)
  • Utilities: Public water; Septic tank; Electricity available; Sewer available
  • Home design: Single-story home; Crawlspace foundation; Masonite exterior; Architectural shingle roof; Residential zoning
  • Construction: Built 25+ years ago; Masonite construction; Architectural shingle roof; Crawlspace foundation
  • Exterior features: Concrete driveway; Deck; Sloped, landscaped and wooded lot with views; City lot in a subdivision; Public road frontage; Has view; Smoke detectors

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Microwave; Microwave hood fan; Granite counters; Eat-in kitchen
  • Bedrooms: Main-level bedroom (approx. 11.8 x 11.9); Main-level bedroom (approx. 15.7 x 10.4)
  • Flooring: Luxury vinyl plank
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Propane heating; Central electric air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; Granite counters
  • Laundry & utility: Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $240k.

Deal economics

  • At list price, monthly cash flow is $-175 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $209k (12.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (30.0% below list).
  • Recommended offer: $168k (30.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.4% vs local median 3.6% in Bella Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#111 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, health & safety F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 486 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.4% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 7, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $37k; list at $240k implies a 548% gain — meaningful room to come down on a strong offer.
Recommended offer $167,901 (30.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
5.42%
Cash-on-cash
-3.13%
DSCR
0.86
GRM
11.9

CMA / ARV

ARV (on-the-fly)
$238,592
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7 Kalynn Ln 0.16mi 2/1.5 1,015 (-1%) 1mo $230,900 $227 90
29 Platz Ln 0.38mi 2/1.5 1,028 (+0%) 11mo $240,000 $233 72
12 Brierfield Ln 0.42mi 2/2.0 1,040 (+2%) 7mo $268,000 $258 70
4 Kirkbridge Ln 0.36mi 2/2.0 1,040 (+2%) 21mo $235,000 $226 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-0.6%
Equity multiple
0.97×
Total profit
$-2,186
Equity at exit
$86,738
10-year hold
IRR
4.0%
Equity multiple
1.51×
Total profit
$34,193
Equity at exit
$119,107

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72714

Home prices YoY
0.5%
Active inventory
486
Price-to-rent
11.9×

Monthly cashflow live

Estimated rent
$1,679 medium interval (Pro) →
Mortgage (P&I)
$1,258
Tax from tax record
$103 /mo · $1,242/yr
Insurance
$100
HOA
$40
Vacancy / Maint / Mgmt
$353
Net cashflow
$-175

Break-even live

Break-even rent $1,901
Max offer price $208,970
Occupancy floor

Sensitivity live

Price -10% $-39 -5% $-107 +0% $-175 +5% $-243 +10% $-311
Rent -10% $-308 -5% $-241 +0% $-175 +5% $-109 +10% $-42
Rate -1.0pp $-54 -0.5pp $-114 base $-175 +0.5pp $-237 +1.0pp $-300

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9 Bewdley Cir Bella Vista, AR 3.0 2.0 1104 $1,650 $1.49 16d 1 1.01mi

HOA detail

Monthly dues
$40 · $480/yr

Listing history 9 events

  1. 2026-06-01
    status $239,900 Pending 52 DOM
  2. 2026-05-31
    days on market $239,900 Active 52 DOM
  3. 2026-05-31
    days on market $239,900 Active 51 DOM
  4. 2026-05-20
    status Active
  5. 2026-05-14
    status Pending
  6. 2026-05-12
    price $239,900
  7. 2026-04-21
    price $244,000
  8. 2026-04-03
    listed $255,000 Active
  9. 1988-11-29
    soldstatus $37,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,242 · $103/mo
Projected year-2 tax
$1,535 · $128/mo
Expected delta
+$294/yr (+$24/mo · 23.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,148
− Mortgage interest
−$13,438
− Property taxes
−$1,242
− Insurance
−$1,200
− Repairs & maintenance
−$1,612
− Management
−$1,612
− HOA
−$480
− Depreciation
−$6,979
Taxable loss
−$6,414
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,539
After-tax cash flow
$-562/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Bella Vista

Score
67/100
State rank
#111
US rank
#11129

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bella Vista, AR
County
Benton County · 259,241 people
City population
31,638
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
14,350
Household income
$103,125
Rent vs Own
13.2% rent · 86.8% own
Severe rent burden
61.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Two or more races 11% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 2% Dominican 2%
Common ancestry
Slovak 4% Lithuanian 3% Italian 3%
Foreign-born
3% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.38%
Current HPI
307.5796
Rent YoY
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+548.4% since first listed
6 events — show timeline
  • 2026-05-20 Relisted NWARMLS
  • 2026-05-14 Pending NWARMLS
  • 2026-05-12 Price Changed $239,900 NWARMLS
  • 2026-04-21 Price Changed $244,000 NWARMLS
  • 2026-04-03 Listed $255,000 NWARMLS
  • 1988-11-29 Sold (Public Records) $37,000 Public Records

Property tax history

+10.4%/yr

Latest (2025): $1,242 · +9.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…