16148 N 168th Ln · Surprise, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.0/15.0
- Cash flow +9.0/30.0
- Appreciation +5.1/10.0
- Livability +3.7/5.0
- Schools +3.3/10.0
- DSCR +2.5/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- 1% rule +1.7/10.0
$361,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Surprise Farms 4 bedroom 2 bath Single Level home. Granite Countertops, Tile floors through Traffic areas. Living room with Dining area, High Breakfast Bar in Kitchen with Dining area open to Family room. Master Bedroom has Walk in Closet. Master Bath has 2 sinks, Separate Shower and Garden Tub. Jack 'n Jill Hall bath with 2 sinks separates Master and Bedroom 2 from Bedrooms 3 and 4. Covered patio, private back yard, beautiful Custom Pavers Extended Patio area. Safe family neighborhood, close to several Parks and Surprise Farms Skate Park. Close to Schools, Shopping, Bell Road and Loop 303. Near Surprise Stadium, Spring Training home of the Kansas City Royals and the Texas Rangers. Certified Pre-Owned Home! Home Inspected, One Guard Home Warranty in place. Immaculate and Move-in-ready!
Key facts
- Walk-in closet
- Covered patio
- Fenced-in backyard
Tags
Property features AI
Finance
- HOA & community: Homeowners association with a $52 monthly fee that includes grounds maintenance
Exterior
- Parking: Covered parking for 2 vehicles; 2-car garage
- Security: Owned security system
- Utilities: Private water company; Public sewer
- Home design: Single family residence; Fee simple ownership
- Construction: Owner-provided building area source
- Exterior features: Wood frame construction with painted exterior; Block fencing; Tile roof; Gravel/stone front and back yard
Interior
- Bedrooms: Up to 4 bedrooms
- Bathrooms: 2 full bathrooms
- Interior features: Full bath in primary bedroom; Fireplace; Has heating (Natural Gas); Has cooling (Other)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $361k.
Deal economics
- At list price, monthly cash flow is $-286 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $310k (14.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $244k (32.5% below list).
- Recommended offer: $244k (32.5% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 3.3% in Surprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#19 in AZ, #4,616 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A-; Watch: health & safety D+, amenities D-, commute F.
- Dysart Unified District (4243) (suburban): math 34% / reading 40% proficiency, ranked #73 of 249 in AZ (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Cimarron Springs Middle School (math 45% / reading 49%, grade D+, #40 of 218 statewide, top 19%, 589 students, 35% FRL); Cimarron Springs Middle School (math 45% / reading 49%, grade D+, #40 of 218 statewide, top 19%, 589 students, 35% FRL); Willow Canyon High School (math 36% / reading 44%, grade F, #70 of 381 statewide, top 18%, 1,787 students, 32% FRL).
- Market conditions: Rents soft (-0.6%/yr); 389 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($2k loan paydown + $1k appreciation (0.3% local appreciation)).
- Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 40 days — a 3% lower offer ($350k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 21y ago; this cycle's ask has dropped $19k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 40 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.67% ✗
- Cap rate
- 5.34%
- Cash-on-cash
- -3.40%
- DSCR
- 0.85
- GRM
- 12.4
CMA / ARV
- ARV (median comp)
- $391,522
- List price
- $361,000
- Delta
- -7.80%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 16149 N 171st Dr | 0.27mi | 3/2.5 (-1) | 1,948 (+2%) | 3mo | $360,000 | $185 | 75 |
| 16844 W Statler St | 0.12mi | 4/2.0 | 1,659 (-13%) | 4mo | $382,000 | $230 | 64 |
| 16543 W Ironwood St | 0.47mi | 4/2.5 | 1,982 (+4%) | 7mo | $395,000 | $199 | 64 |
| 17278 W Bridger St | 0.64mi | 3/2.0 (-1) | 1,945 (+2%) | 1mo | $440,000 | $226 | 58 |
| 16253 N 164th Ln | 0.56mi | 3/2.0 (-1) | 1,843 (-4%) | 2mo | $453,000 | $246 | 57 |
| 17156 W Young St | 0.48mi | 3/2.5 (-1) | 2,059 (+8%) | 3mo | $440,000 | $214 | 56 |
| 15820 N 164th Ln | 0.59mi | 4/2.0 | 1,775 (-7%) | 2mo | $395,000 | $223 | 55 |
| 16373 W Paradise Ln | 0.63mi | 4/2.0 | 1,993 (+4%) | 6mo | $450,000 | $226 | 54 |
| 16329 W Rimrock St | 0.72mi | 3/2.5 (-1) | 1,864 (-3%) | 1mo | $431,000 | $231 | 54 |
| 17145 W Ironwood St | 0.42mi | 3/2.0 (-1) | 1,670 (-13%) | 1mo | $389,000 | $233 | 49 |
| 15518 N 170th Ln | 0.44mi | 3/2.0 (-1) | 1,631 (-15%) | 1mo | $380,000 | $233 | 45 |
| 16678 N 174th Ave | 0.72mi | 3/2.0 (-1) | 2,166 (+13%) | 1mo | $420,000 | $194 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.28% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -6.6%
- Equity multiple
- 0.69×
- Total profit
- $-31,214
- Equity at exit
- $109,984
- IRR
- -2.4%
- Equity multiple
- 0.74×
- Total profit
- $-25,891
- Equity at exit
- $136,398
Cash invested: $101,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85388
- Home prices YoY
- 0.1%
- Rents YoY
- -0.6%
- Active inventory
- 389
- Price-to-rent
- 12.4×
Monthly cashflow live
- Estimated rent
- $2,435 high interval (Pro) →
- Mortgage (P&I)
- −$1,893
- Tax from tax record
- −$115 /mo · $1,375/yr
- Insurance
- −$150
- HOA
- −$52
- Vacancy / Maint / Mgmt
- −$511
- Net cashflow
- $-286
Break-even live
Sensitivity live
| Price | -10% $-82 | -5% $-184 | +0% $-286 | +5% $-388 | +10% $-491 |
|---|---|---|---|---|---|
| Rent | -10% $-479 | -5% $-382 | +0% $-286 | +5% $-190 | +10% $-94 |
| Rate | -1.0pp $-104 | -0.5pp $-194 | base $-286 | +0.5pp $-380 | +1.0pp $-475 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $90,250
- Closing costs
- $10,830
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 16818 W Marshall Ln Surprise, AZ | 4.0 | 3.0 | 2567 | $1,895 | $0.74 | 16d | 1 | 0.12mi |
| 16121 N 168th Ave Surprise, AZ | 4.0 | 2.5 | 2567 | $2,695 | $1.05 | 26d | 1 | 0.16mi |
| 16903 W Marconi Ave Surprise, AZ | 4.0 | 2.5 | 2426 | $2,295 | $0.95 | 45d | 1 | 0.19mi |
| 16829 W Cottonwood St Surprise, AZ | 3.0 | 2.0 | 1534 | $1,850 | $1.21 | 26d | 1 | 0.25mi |
| 17009 W Marconi Ave Surprise, AZ | 3.0 | 2.0 | 1419 | $1,862 | $1.31 | 45d | 1 | 0.25mi |
| 16166 N 170th Ln Surprise, AZ | 3.0 | 2.0 | 1366 | $1,775 | $1.30 | 26d | 1 | 0.25mi |
| 16663 W Rimrock St Surprise, AZ | 4.0 | 2.5 | 2192 | $2,195 | $1.00 | 0d | 1 | 0.30mi |
| 15927 N 171st Dr Surprise, AZ | 3.0 | 2.0 | 1670 | $3,200 | $1.92 | 45d | 1 | 0.31mi |
| 17127 W Statler St Surprise, AZ | 4.0 | 2.5 | 2543 | $2,600 | $1.02 | 26d | 1 | 0.33mi |
| 16612 W Cottonwood St Surprise, AZ | 3.0 | 2.0 | 1603 | $1,749 | $1.09 | 0d | 1 | 0.41mi |
| 16612 W Cottonwood St Surprise, AZ | 3.0 | 2.0 | 1603 | $1,749 | $1.09 | 19d | 1 | 0.41mi |
| 16003 N Cristine Ln Surprise, AZ | 4.0 | 2.5 | 2379 | $2,200 | $0.92 | 45d | 1 | 0.47mi |
| 16559 W Post Dr Surprise, AZ | 3.0 | 2.0 | 1603 | $1,789 | $1.12 | 23d | 1 | 0.47mi |
| 17272 W Marshall Ln Surprise, AZ | 3.0 | 2.5 | 2004 | $2,085 | $1.04 | 45d | 1 | 0.50mi |
| 16444 N 172nd Ln Surprise, AZ | 4.0 | 3.0 | 2285 | $2,795 | $1.22 | 13d | 1 | 0.54mi |
| 17190 W Desert Ln Surprise, AZ | 3.0 | 2.0 | 1506 | $1,699 | $1.13 | 25d | 1 | 0.56mi |
| 16523 W Saguaro Ln Surprise, AZ | 3.0 | 2.0 | 1621 | $2,175 | $1.34 | 3d | 1 | 0.61mi |
| 17315 W Tara Ln Surprise, AZ | 4.0 | 2.5 | 2379 | $2,500 | $1.05 | 12d | 1 | 0.61mi |
| 17210 W Elm St Surprise, AZ | 3.0 | 2.0 | 1746 | $2,900 | $1.66 | 45d | 1 | 0.66mi |
| 17331 W Saguaro Ln Surprise, AZ | 4.0 | 2.5 | 2403 | $2,295 | $0.96 | 45d | 1 | 0.70mi |
| 17229 W Caribbean Ln Surprise, AZ | 4.0 | 3.0 | 2291 | $2,245 | $0.98 | 6d | 1 | 0.70mi |
| 17259 W Smokey Dr Surprise, AZ | 4.0 | 2.5 | 2190 | $2,150 | $0.98 | 7d | 1 | 0.73mi |
| 15143 N 172nd Dr Surprise, AZ | 5.0 | 3.0 | 2291 | $2,795 | $1.22 | 45d | 1 | 0.75mi |
| 17057 W Manchester Dr Surprise, AZ | 3.0 | 2.0 | 1681 | $1,695 | $1.01 | 12d | 1 | 0.78mi |
| 17218 W Country Gables Dr Surprise, AZ | 3.0 | 2.0 | 1502 | $1,800 | $1.20 | 13d | 1 | 0.79mi |
| 17236 W Country Gables Dr Surprise, AZ | 4.0 | 3.0 | 2291 | $2,795 | $1.22 | 45d | 1 | 0.81mi |
| 15512 N 174th Ln Surprise, AZ | 3.0 | 2.0 | 2147 | $3,000 | $1.40 | 45d | 1 | 0.82mi |
| 16561 N 175th Dr Surprise, AZ | 3.0 | 2.5 | 2255 | $2,350 | $1.04 | 0d | 1 | 0.83mi |
| 16212 N 162nd Ave Surprise, AZ | 3.0 | 2.0 | 1309 | $1,889 | $1.44 | 7d | 1 | 0.86mi |
| 17440 W Caribbean Ln Surprise, AZ | 4.0 | 2.5 | 2159 | $2,300 | $1.07 | 4d | 1 | 0.86mi |
| 14945 N 172nd Ln Surprise, AZ | 4.0 | 2.0 | 1699 | $2,099 | $1.24 | 7d | 1 | 0.88mi |
| 17573 W Lundberg St Surprise, AZ | 3.0 | 2.5 | 2255 | $2,290 | $1.02 | 5d | 1 | 0.90mi |
| 17573 W Lundberg St Surprise, AZ | 3.0 | 2.5 | 2255 | $2,265 | $1.00 | 3d | 1 | 0.90mi |
| 17610 W Ironwood St Surprise, AZ | 4.0 | 2.0 | 2149 | $2,150 | $1.00 | 6d | 1 | 0.91mi |
| 16755 N Sarival Ave Surprise, AZ | 1.0–3.0 | 1.0–2.0 | 1015 | $2,255 | $2.22 | 0d | 1 | 0.95mi |
| 17647 N 167th Dr Surprise, AZ | 4.0 | 3.0 | 1789 | $2,035 | $1.14 | 14d | 1 | 0.95mi |
| 15164 N 173rd Ln Surprise, AZ | 4.0 | 2.5 | 2048 | $2,495 | $1.22 | 25d | 1 | 0.99mi |
| 17395 W Langer Ln Surprise, AZ | 4.0 | 3.0 | 1902 | $1,995 | $1.05 | 26d | 1 | 1.00mi |
| 15943 W Central St Surprise, AZ | 3.0 | 2.0 | 1576 | $1,895 | $1.20 | 7d | 1 | 1.02mi |
| 17714 W Marshall Ln Surprise, AZ | 3.0 | 2.0 | 1407 | $1,485 | $1.06 | 20d | 1 | 1.04mi |
HOA detail
- Monthly dues
- $52 · $624/yr
Listing history 27 events
-
2026-06-21days on market $361,000 Active 40 DOM
-
2026-06-18days on market $361,000 Active 37 DOM
-
2026-06-17days on market $361,000 Active 36 DOM
-
2026-06-16days on market $361,000 Active 35 DOM
-
2026-06-15days on market $361,000 Active 34 DOM
-
2026-06-13pricedays on market $361,000 Active 32 DOM
-
2026-06-09days on market $380,000 Active 28 DOM
-
2026-06-08days on market $380,000 Active 27 DOM
-
2026-06-07days on market $380,000 Active 26 DOM
-
2026-06-04days on market $380,000 Active 23 DOM
-
2026-06-03days on market $380,000 Active 22 DOM
-
2026-06-02days on market $380,000 Active 21 DOM
-
2026-06-01days on market $380,000 Active 20 DOM
-
2026-05-31days on market $380,000 Active 19 DOM
-
2026-05-07$380,000 Active 434-char remark
-
2026-04-24soldstatus $380,000
-
2017-04-17soldstatus $213,000 Closed 797-char remark
Show marketing remark (797 chars)
Surprise Farms 4 bedroom 2 bath Single Level home. Granite Countertops, Tile floors through Traffic areas. Living room with Dining area, High Breakfast Bar in Kitchen with Dining area open to Family room. Master Bedroom has Walk in Closet. Master Bath has 2 sinks, Separate Shower and Garden Tub. Jack 'n Jill Hall bath with 2 sinks separates Master and Bedroom 2 from Bedrooms 3 and 4. Covered patio, private back yard, beautiful Custom Pavers Extended Patio area. Safe family neighborhood, close to several Parks and Surprise Farms Skate Park. Close to Schools, Shopping, Bell Road and Loop 303. Near Surprise Stadium, Spring Training home of the Kansas City Royals and the Texas Rangers. Certified Pre-Owned Home! Home Inspected, One Guard Home Warranty in place. Immaculate and Move-in-ready!
-
2017-04-17soldstatus $213,000
Show marketing remark (797 chars)
Surprise Farms 4 bedroom 2 bath Single Level home. Granite Countertops, Tile floors through Traffic areas. Living room with Dining area, High Breakfast Bar in Kitchen with Dining area open to Family room. Master Bedroom has Walk in Closet. Master Bath has 2 sinks, Separate Shower and Garden Tub. Jack 'n Jill Hall bath with 2 sinks separates Master and Bedroom 2 from Bedrooms 3 and 4. Covered patio, private back yard, beautiful Custom Pavers Extended Patio area. Safe family neighborhood, close to several Parks and Surprise Farms Skate Park. Close to Schools, Shopping, Bell Road and Loop 303. Near Surprise Stadium, Spring Training home of the Kansas City Royals and the Texas Rangers. Certified Pre-Owned Home! Home Inspected, One Guard Home Warranty in place. Immaculate and Move-in-ready!
-
2017-03-13historical Under Contract Accepting Backups 797-char remark
Show marketing remark (797 chars)
Surprise Farms 4 bedroom 2 bath Single Level home. Granite Countertops, Tile floors through Traffic areas. Living room with Dining area, High Breakfast Bar in Kitchen with Dining area open to Family room. Master Bedroom has Walk in Closet. Master Bath has 2 sinks, Separate Shower and Garden Tub. Jack 'n Jill Hall bath with 2 sinks separates Master and Bedroom 2 from Bedrooms 3 and 4. Covered patio, private back yard, beautiful Custom Pavers Extended Patio area. Safe family neighborhood, close to several Parks and Surprise Farms Skate Park. Close to Schools, Shopping, Bell Road and Loop 303. Near Surprise Stadium, Spring Training home of the Kansas City Royals and the Texas Rangers. Certified Pre-Owned Home! Home Inspected, One Guard Home Warranty in place. Immaculate and Move-in-ready!
-
2017-03-01$209,000 Active 797-char remark
Show marketing remark (797 chars)
Surprise Farms 4 bedroom 2 bath Single Level home. Granite Countertops, Tile floors through Traffic areas. Living room with Dining area, High Breakfast Bar in Kitchen with Dining area open to Family room. Master Bedroom has Walk in Closet. Master Bath has 2 sinks, Separate Shower and Garden Tub. Jack 'n Jill Hall bath with 2 sinks separates Master and Bedroom 2 from Bedrooms 3 and 4. Covered patio, private back yard, beautiful Custom Pavers Extended Patio area. Safe family neighborhood, close to several Parks and Surprise Farms Skate Park. Close to Schools, Shopping, Bell Road and Loop 303. Near Surprise Stadium, Spring Training home of the Kansas City Royals and the Texas Rangers. Certified Pre-Owned Home! Home Inspected, One Guard Home Warranty in place. Immaculate and Move-in-ready!
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2010-02-16soldstatus $125,000
Show marketing remark (527 chars)
Beautiful home features granite counter tops, upgraded cabinets, new appliances including washer and dryer. **INCOME PROPERTY** Similar homes in same subdivision currently renting for $1000+ per month!!! Huge Jack and Jill bathroom with cultured marble and double sinks. Master bath has garden tub and separate shower and double sinks. Upgraded carpet pad throughout. Covered patio, close to elementary school and across from a park. Corner lot that sides greenbelt. Wonderful home in convenient location!! Great neighborhood.
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2010-01-25historical
Show marketing remark (527 chars)
Beautiful home features granite counter tops, upgraded cabinets, new appliances including washer and dryer. **INCOME PROPERTY** Similar homes in same subdivision currently renting for $1000+ per month!!! Huge Jack and Jill bathroom with cultured marble and double sinks. Master bath has garden tub and separate shower and double sinks. Upgraded carpet pad throughout. Covered patio, close to elementary school and across from a park. Corner lot that sides greenbelt. Wonderful home in convenient location!! Great neighborhood.
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2009-08-25$128,000
Show marketing remark (527 chars)
Beautiful home features granite counter tops, upgraded cabinets, new appliances including washer and dryer. **INCOME PROPERTY** Similar homes in same subdivision currently renting for $1000+ per month!!! Huge Jack and Jill bathroom with cultured marble and double sinks. Master bath has garden tub and separate shower and double sinks. Upgraded carpet pad throughout. Covered patio, close to elementary school and across from a park. Corner lot that sides greenbelt. Wonderful home in convenient location!! Great neighborhood.
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2006-04-05soldstatus $272,600
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2006-03-24soldstatus $267,000
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2006-03-04historical
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2005-12-15$269,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $1,375 · $115/mo
- Projected year-2 tax
- $2,383 · $199/mo
- Expected delta
- +$1,008/yr (+$84/mo · 73.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥112°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,223
- − Mortgage interest
- −$20,222
- − Property taxes
- −$1,375
- − Insurance
- −$1,805
- − Repairs & maintenance
- −$2,338
- − Management
- −$2,338
- − HOA
- −$624
- − Depreciation
- −$10,502
- Taxable loss
- −$9,980
- Est. tax savings @ 24.0%
- +$2,395
- After-tax cash flow
- $-1,040/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dysart Unified District (4243)
- NCES district ID
- 0402690
- Math proficiency
- 34% ▼ -10.00%
- Reading proficiency
- 40% ▼ -5.00%
- Median HH income
- $58,033
- Composite
- 32.76/100
- National rank
- #5634
- State rank
- #73 of 249 in AZ
Livability — Surprise
- Score
- 74/100
- State rank
- #19
- US rank
- #4616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Surprise, AZ
- County
- Maricopa County · 4,537,380 people
- City population
- 160,031
- Metro
- Phoenix-Mesa-Chandler, AZ
- Population (ZIP)
- 35,369
- Household income
- $112,164
- Rent vs Own
- Severe rent burden
- 224.0
Population outlook (Maricopa County) Hauer SSP2
- Today (2025)
- 4,979,203 people
- By 2030
- 5,378,229 · +8.0%
- By 2040
- 6,156,598 · +23.6%
- By 2050
- 6,872,376 · +38.0%
- By 2075
- 8,401,270 · +68.7%
- By 2100
- 9,247,439 · +85.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 61% Hispanic / Latino 22% Two or more races 12% Black 6% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 16%
- Common ancestry
- Romanian 3% Italian 3% Portuguese 2%
- Foreign-born
- 8% · Canada
- Languages at home
- 88% English-only · Spanish 7% Russian/Polish/Slavic 2% Tagalog/Filipino 1%
Political lean MEDSL · Maricopa
- 2024 margin
- Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
- 2008→2024 swing
- +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.28%
- Current HPI
- 272.9859
- Rent YoY
- ▼ -0.57%
- Metro
- Phoenix-Mesa-Chandler, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
+34.2% since first listed16 events — show timeline
- 2026-06-11 Price Changed $361,000 ARMLS
- 2026-05-26 Relisted — ARMLS
- 2026-05-22 Pending — ARMLS
- 2026-05-07 Listed $380,000 ARMLS
- 2026-04-24 Sold (Public Records) $380,000 Public Records
- 2017-04-17 Sold (Public Records) $213,000 Public Records
- 2017-04-17 Sold (MLS) $213,000 ARMLS
- 2017-03-13 Contingent — ARMLS
- 2017-03-01 Listed $209,000 ARMLS
- 2010-02-16 Sold (MLS) $125,000 ARMLS
- 2010-01-25 Listing Removed — ARMLS
- 2009-08-25 Listed $128,000 ARMLS
- 2006-04-05 Sold (Public Records) $272,600 Public Records
- 2006-03-24 Sold (MLS) $267,000 ARMLS
- 2006-03-04 Listing Removed — ARMLS
- 2005-12-15 Listed $269,000 ARMLS
Property tax history
+0.9%/yrLatest (2025): $1,375 · +11.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…