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8342 Farm Road 1567
C- Composite 51.55
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.7/10.0
  • 1% rule +4.7/10.0
  • Schools +3.6/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,900

8342 Farm Road 1567 · Yantis, TX 75482
3 bd · 2.0 ba · 1,566 sqft · SingleFamily public records · 129 Days on market
Built 1984 0.41 ac lot $108/sqft · 53% below area ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3 bedroom, 2 bath home situated on approximately .41 acres in a quiet country setting with great neighbors. This property offers exceptional accessibility features, including a metal handicap ramp and thoughtfully designed interior spaces. Enjoy relaxing on the large front porch complete with a porch swing, as well as a spacious back porch ideal for outdoor living. The kitchen was expanded and updated several years ago and features stainless steel appliances including a range, vent hood, and dishwasher, along with abundant whitewashed cabinetry, multiple drawers, two corner turn table cabinets, and a large pantry providing excellent storage. The dining area opens to an ample sized utility laundry room through a sliding barn door. Two bedrooms are generously sized, with a third bedroom that would also make an ideal home office. One bedroom includes an open bath area designed for easy wheelchair access, featuring a large 5x5 walk in shower and custom-built cedar cabinets and vanity. Another bedroom offers a large walk in closet with a cedar encased combination gun safe. Additional highlights include a metal double carport with attached workshop garage, making this property ideal for the avid handyman or hobbyist. With a few improvements and cosmetic updates, this home presents a strong investment opportunity while also offering valuable handicap accessible features. Located in a peaceful country setting, this property combines functionality, potential, and long term value.

Key facts

  • Large front porch
  • Spacious back porch
  • Large pantry

Tags

LARGE FRONT PORCHSPACIOUS BACK PORCHEXPANDED KITCHENSTAINLESS STEEL APPLIANCESWHITEWASHED CABINETRYLARGE PANTRY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $244 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (2.8% below list).
  • Recommended offer: $150k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 0.8% in Yantis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 56/100 on livability (#1,293 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: schools D-, crime F, amenities F.
  • Sulphur Springs ISD (town): math 46% / reading 40% proficiency, ranked #323 of 826 in TX (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 378 active listings in the ZIP; 66 units permitted in Hopkins County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Hopkins County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 129 days — a 12% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $149,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.02%
Cash-on-cash
6.16%
DSCR
1.27
GRM
8.6

CMA / ARV

ARV (median comp)
$360,369
List price
$169,900
Delta
-51.44%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.8%
Equity multiple
0.75×
Total profit
$-12,019
Equity at exit
$25,333
10-year hold
IRR
2.7%
Equity multiple
1.20×
Total profit
$9,383
Equity at exit
$14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75482

Active inventory
378
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,651 medium interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$98 /mo · $1,177/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$347
Net cashflow
$244

Break-even live

Break-even rent $1,342
Max offer price $169,900
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-19
    days on market $169,900 Active 129 DOM
  2. 2026-06-18
    price $169,900 Active 128 DOM
  3. 2026-06-18
    days on market $175,000 Active 128 DOM
  4. 2026-06-17
    days on market $175,000 Active 127 DOM
  5. 2026-06-16
    days on market $175,000 Active 126 DOM
  6. 2026-06-15
    days on market $175,000 Active 125 DOM
  7. 2026-06-14
    days on market $175,000 Active 123 DOM
  8. 2026-06-12
    days on market $175,000 Active 122 DOM
  9. 2026-06-09
    days on market $175,000 Active 119 DOM
  10. 2026-06-08
    days on market $175,000 Active 118 DOM
  11. 2026-06-07
    days on market $175,000 Active 117 DOM
  12. 2026-06-07
    days on market $175,000 Active 116 DOM
  13. 2026-06-03
    days on market $175,000 Active 113 DOM
  14. 2026-06-02
    days on market $175,000 Active 112 DOM
  15. 2026-06-01
    days on market $175,000 Active 111 DOM
  16. 2026-05-31
    days on market $175,000 Active 110 DOM
  17. 2026-05-30
    days on market $175,000 Active 109 DOM
  18. 2026-04-11
    price $175,000 1513-char remark
    Show marketing remark (1505 chars)

    Charming 3 bedroom, 2 bath home situated on approximately . 41 acres in a quiet country setting with great neighbors. This property offers exceptional accessibility features, including a metal handicap ramp and thoughtfully designed interior spaces. Enjoy relaxing on the large front porch complete with a porch swing, as well as a spacious back porch ideal for outdoor living. The kitchen was expanded and updated several years ago and features stainless steel appliances including a range, vent hood, and dishwasher, along with abundant whitewashed cabinetry, multiple drawers, two corner turn table cabinets, and a large pantry providing excellent storage. The dining area opens to an ample sized utility laundry room through a sliding barn door. Two bedrooms are generously sized, with a third bedroom that would also make an ideal home office. One bedroom includes an open bath area designed for easy wheelchair access, featuring a large 5x5 walk in shower and custom-built cedar cabinets and vanity. Another bedroom offers a large walk in closet with a cedar encased combination gun safe. Additional highlights include a metal double carport with attached workshop garage, making this property ideal for the avid handyman or hobbyist. With a few improvements and cosmetic updates, this home presents a strong investment opportunity while also offering valuable handicap accessible features. Located in a peaceful country setting, this property combines functionality, potential, and long term value.

  19. 2026-04-11
    price $175,000 1505-char remark
    Show marketing remark (1505 chars)

    Charming 3 bedroom, 2 bath home situated on approximately . 41 acres in a quiet country setting with great neighbors. This property offers exceptional accessibility features, including a metal handicap ramp and thoughtfully designed interior spaces. Enjoy relaxing on the large front porch complete with a porch swing, as well as a spacious back porch ideal for outdoor living. The kitchen was expanded and updated several years ago and features stainless steel appliances including a range, vent hood, and dishwasher, along with abundant whitewashed cabinetry, multiple drawers, two corner turn table cabinets, and a large pantry providing excellent storage. The dining area opens to an ample sized utility laundry room through a sliding barn door. Two bedrooms are generously sized, with a third bedroom that would also make an ideal home office. One bedroom includes an open bath area designed for easy wheelchair access, featuring a large 5x5 walk in shower and custom-built cedar cabinets and vanity. Another bedroom offers a large walk in closet with a cedar encased combination gun safe. Additional highlights include a metal double carport with attached workshop garage, making this property ideal for the avid handyman or hobbyist. With a few improvements and cosmetic updates, this home presents a strong investment opportunity while also offering valuable handicap accessible features. Located in a peaceful country setting, this property combines functionality, potential, and long term value.

  20. 2026-02-10
    listed $185,000 Active 1505-char remark
    Show marketing remark (1513 chars)

    Charming 3 bedroom, 2 bath home situated on approximately .41 acres in a quiet country setting with great neighbors. This property offers exceptional accessibility features, including a metal handicap ramp and thoughtfully designed interior spaces. Enjoy relaxing on the large front porch complete with a porch swing, as well as a spacious back porch ideal for outdoor living. The kitchen was expanded and updated several years ago and features stainless steel appliances including a range, vent hood, and dishwasher, along with abundant whitewashed cabinetry, multiple drawers, two corner turn table cabinets, and a large pantry providing excellent storage. The dining area opens to an ample sized utility laundry room through a sliding barn door. Two bedrooms are generously sized, with a third bedroom that would also make an ideal home office. One bedroom includes an open bath area designed for easy wheelchair access, featuring a large 5x5 walk in shower and custom-built cedar cabinets and vanity. Another bedroom offers a large walk in closet with a cedar encased combination gun safe. Additional highlights include a metal double carport with attached workshop garage, making this property ideal for the avid handyman or hobbyist. With a few improvements and cosmetic updates, this home presents a strong investment opportunity while also offering valuable handicap accessible features. Located in a peaceful country setting, this property combines functionality, potential, and long term value.

  21. 2026-02-10
    listed $185,000 Active 1513-char remark
    Show marketing remark (1513 chars)

    Charming 3 bedroom, 2 bath home situated on approximately .41 acres in a quiet country setting with great neighbors. This property offers exceptional accessibility features, including a metal handicap ramp and thoughtfully designed interior spaces. Enjoy relaxing on the large front porch complete with a porch swing, as well as a spacious back porch ideal for outdoor living. The kitchen was expanded and updated several years ago and features stainless steel appliances including a range, vent hood, and dishwasher, along with abundant whitewashed cabinetry, multiple drawers, two corner turn table cabinets, and a large pantry providing excellent storage. The dining area opens to an ample sized utility laundry room through a sliding barn door. Two bedrooms are generously sized, with a third bedroom that would also make an ideal home office. One bedroom includes an open bath area designed for easy wheelchair access, featuring a large 5x5 walk in shower and custom-built cedar cabinets and vanity. Another bedroom offers a large walk in closet with a cedar encased combination gun safe. Additional highlights include a metal double carport with attached workshop garage, making this property ideal for the avid handyman or hobbyist. With a few improvements and cosmetic updates, this home presents a strong investment opportunity while also offering valuable handicap accessible features. Located in a peaceful country setting, this property combines functionality, potential, and long term value.

  22. 1993-03-16
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,177 · $98/mo
Projected year-2 tax
$3,109 · $259/mo
Expected delta
+$1,932/yr (+$161/mo · 164.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,809
− Mortgage interest
−$9,517
− Property taxes
−$1,177
− Insurance
−$850
− Repairs & maintenance
−$1,585
− Management
−$1,585
− Depreciation
−$4,943
Taxable income
$154
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$37
After-tax cash flow
$2,894/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sulphur Springs ISD
NCES district ID
4841820
Math proficiency
46% ▼ -7.00%
Reading proficiency
40% ▼ -4.00%
Median HH income
$42,871
Composite
36.33/100
National rank
#4692
State rank
#323 of 826 in TX

Livability — Yantis

Score
56/100
State rank
#1293
US rank
#22462

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hopkins County · 26,483 people
City population
3,794
Metro
Sulphur Springs, TX
Population (ZIP)
26,483
Household income
$69,970
Rent vs Own
33.5% rent · 66.5% own
Severe rent burden
543.0

Population outlook (Hopkins County) Hauer SSP2

Today (2025)
38,107 people
By 2030
38,867 · +2.0%
By 2040
40,009 · +5.0%
By 2050
40,448 · +6.1%
By 2075
40,669 · +6.7%
By 2100
37,234 · -2.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Hispanic / Latino 17% Black 9% Two or more races 7% Asian 1%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Slovak 2% Lithuanian 2% Iranian 1%
Foreign-born
9% · Canada, Vietnam
Languages at home
84% English-only · Spanish 14% Vietnamese 1%

Political lean MEDSL · Hopkins

2024 margin
Solid R (+64.6) · D 17.4% · R 82.0%
2008→2024 swing
-20.0pp toward R · 2008: -44.7pp · 2024: -64.6pp
All cycles
2024: R+64.6 2020: R+60.7 2016: R+60.8 2012: R+55.4 2008: R+44.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -125.79%
Current HPI
156.0526
Rent YoY
Metro
Sulphur Springs, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-5.4% since first listed
5 events — show timeline
  • 2026-04-11 Price Changed $175,000 NTREIS
  • 2026-04-11 Price Changed $175,000 GTAR
  • 2026-02-10 Listed $185,000 GTAR
  • 2026-02-10 Listed $185,000 NTREIS
  • 1993-03-16 Sold (Public Records) Public Records

Property tax history

+0.4%/yr

Latest (2025): $1,177 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…