814 Countryside Glade Ln · Bonney, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 10/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.6/30.0
- ARV discount +10.9/15.0
- Condition / age +4.0/5.0
- 1% rule +3.6/10.0
- Schools +3.5/10.0
- DSCR +3.4/10.0
- Livability +3.0/5.0
- Rent growth +2.6/5.0
- Appreciation +0.0/10.0
$280,415
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
The Eastover II S offers a spacious open-concept layout designed for modern living, highlighted by upgraded quartz countertops, stylish Soft close cabinet doors, backsplash, and undermount cabinet lighting for a clean, polished finish. The kitchen features a large island and undermount sink, while the owner’s suite provides a double vanity, walk-in closet, and tiled shower with a semi-frameless glass door. Additional features include a Smart Connect Wi-Fi thermostat, LED lighting, Low-E tilt-in windows, tankless gas water heater, structured wiring panel box, radiant barrier roof sheathing, and a covered patio for outdoor living. Located in Aldeana, residents enjoy a resort-style pool,
Key facts
- Double vanity
- Quartz countertops
- Large island
Tags
Property features AI
Finance
- Other: Community pool; Curbs
- HOA & community: Association: Inframark; Annual association fee
Exterior
- Parking: Attached 2-car garage
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer
- Home design: Residential property; New construction (2025); Faces north; Slab foundation
- Construction: Brick, cement siding, and stone exterior; Composition roof; Built in 2025
- Exterior features: Covered patio; Patio; Deck; Fence (back yard); Subdivision lot
Interior
- Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave; ENERGY STAR qualified appliances; Quartz counters
- Bedrooms: Primary bedroom (First floor) — approx. 13'9" x 13'10"; Bedroom (First floor) — approx. 11'1" x 10'; Bedroom (First floor) — approx. 11'1" x 10'; Bedroom (First floor) — approx. 10' x 10'4"
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (Electric and Gas); Central air; Attic fan
- Interior features: Crown molding; High ceilings; Quartz counters; Ceiling fan(s); Programmable thermostat; Low emissivity windows
- Laundry & utility: Washer hookup; Electric dryer hookup; Tankless water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $280k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-87 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $268k (4.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (13.6% below list).
- Recommended offer: $242k (13.6% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 4.2% in Bonney — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#1,037 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: crime D, amenities F, commute F.
- Angleton ISD (suburban): math 36% / reading 44% proficiency, ranked #375 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Frontier El (math 66% / reading 58%, grade B, #321 of 4,322 statewide, top 8%, 445 students, 53% FRL); Angleton J H School (math 26% / reading 41%, grade F, #911 of 1,662 statewide, top 56%, 1,561 students, 68% FRL); Angleton H S (math 22% / reading 45%, grade F, #1,011 of 1,632 statewide, top 63%, 2,066 students, 67% FRL).
- Market conditions: Rents flat; 1148 active listings in the ZIP; high-income renter base; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts; this cycle's ask has dropped $15k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 5.92%
- Cash-on-cash
- -1.34%
- DSCR
- 0.94
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $303,638
- List price
- $280,415
- Delta
- -7.65%
- Verdict
- FAIR
- Comps
- 5 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 803 Evergreen Forest Ln | 0.11mi | 4/3.0 | 1,990 (+14%) | 0mo | $323,990 | $163 | 68 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.44% rent growth · sell at horizon
- IRR
- -21.5%
- Equity multiple
- 0.27×
- Total profit
- $-57,016
- Equity at exit
- $41,811
- IRR
- -23.0%
- Equity multiple
- -0.02×
- Total profit
- $-80,228
- Equity at exit
- $24,245
Cash invested: $78,516 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77583
- Rents YoY
- 0.4%
- Active inventory
- 1148
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,422 medium interval (Pro) →
- Mortgage (P&I)
- −$1,471
- Tax est. 1.5%
- −$351 /mo · $4,206/yr
- Insurance
- −$117
- HOA
- −$63
- Vacancy / Maint / Mgmt
- −$509
- Net cashflow
- $-87
Break-even live
Sensitivity live
| Price | -10% $106 | -5% $9 | +0% $-87 | +5% $-184 | +10% $-281 |
|---|---|---|---|---|---|
| Rent | -10% $-279 | -5% $-183 | +0% $-87 | +5% $8 | +10% $104 |
| Rate | -1.0pp $54 | -0.5pp $-16 | base $-87 | +0.5pp $-160 | +1.0pp $-234 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $70,104
- Closing costs
- $8,412
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $63 · $756/yr
- Likely covers
- watergasinternetpool
Listing history 23 events
-
2026-06-21days on market $280,415 Active 1 DOM
-
2026-06-18days on market $280,415 Active 56 DOM
-
2026-06-17days on market $280,415 Active 55 DOM
-
2026-06-16days on market $280,415 Active 54 DOM
-
2026-06-15days on market $280,415 Active 53 DOM
-
2026-06-13days on market $280,415 Active 51 DOM
-
2026-06-09days on market $280,415 Active 47 DOM
-
2026-06-08days on market $280,415 Active 46 DOM
-
2026-06-07days on market $280,415 Active 45 DOM
-
2026-06-04days on market $280,415 Active 42 DOM
-
2026-06-03days on market $280,415 Active 41 DOM
-
2026-06-02days on market $280,415 Active 40 DOM
-
2026-06-01days on market $280,415 Active 39 DOM
-
2026-05-31days on market $280,415 Active 38 DOM
-
2026-05-07price $280,415 780-char remark
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2026-04-23$295,415 Active 780-char remark
-
2026-04-22historical
-
2026-03-04price $295,415
-
2026-03-03$305,415 Active
-
2026-03-03historical
-
2026-02-18$305,415 Active
-
2026-02-18historical
-
2025-12-05$305,415 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 10/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,065
- − Mortgage interest
- −$15,708
- − Property taxes
- −$4,206
- − Insurance
- −$1,402
- − Repairs & maintenance
- −$2,325
- − Management
- −$2,325
- − HOA
- −$756
- − Depreciation
- −$8,158
- Taxable loss
- −$5,815
- Est. tax savings @ 24.0%
- +$1,396
- After-tax cash flow
- $346/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is in excellent condition with a good condition score of 80. It is move-in ready with a spacious open-concept layout and modern features. The home has a good curb appeal and is located in a desirable neighborhood with a resort-style pool. The highest-ROI updates would be to paint the interior, install smart home features, and add smart lighting fixtures to enhance energy efficiency and modernize the home.
Value-add opportunities
- Both Paint interior walls and trim — Fresh paint enhances curb appeal and interior aesthetics.
- Both Install smart home security system — Enhances safety and adds modern amenities.
- Both Add smart lighting fixtures — Improves energy efficiency and adds modern appeal.
- Both Install smart thermostat — Enhances energy efficiency and adds modern amenities.
- Both Add smart doorbell camera — Enhances safety and adds modern amenities.
Renovation cost estimate screening
Value-add ROI direction
- Both Paint interior walls and trim — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Install smart home security system — Enhances safety and adds modern amenities. ↑
- Both Add smart lighting fixtures — Improves energy efficiency and adds modern appeal. ↑
- Both Install smart thermostat — Enhances energy efficiency and adds modern amenities. ↑
- Both Add smart doorbell camera — Enhances safety and adds modern amenities. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Angleton ISD
- NCES district ID
- 4808310
- Math proficiency
- 36% ▼ -8.00%
- Reading proficiency
- 44% ▲ 1.00%
- Median HH income
- $55,670
- Composite
- 35.01/100
- National rank
- #5046
- State rank
- #375 of 826 in TX
Livability — Bonney
- Score
- 60/100
- State rank
- #1037
- US rank
- #18490
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bonney, TX
- County
- Brazoria County · 374,982 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 52,747
- Household income
- $119,287
- Rent vs Own
- Severe rent burden
- 251.0
Population outlook (Brazoria County) Hauer SSP2
- Today (2025)
- 420,414 people
- By 2030
- 457,585 · +8.8%
- By 2040
- 532,232 · +26.6%
- By 2050
- 605,399 · +44.0%
- By 2075
- 779,358 · +85.4%
- By 2100
- 883,759 · +110.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
- Hispanic origin (detail)
- Mexican 31% Puerto Rican 2%
- Common ancestry
- Lithuanian 1% Slovak 1% Romanian 1%
- Foreign-born
- 16% · Canada, Vietnam, China
- Languages at home
- 64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%
Political lean MEDSL · Brazoria
- 2024 margin
- R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
- 2008→2024 swing
- +9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
- All cycles
- 2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -120.19%
- Current HPI
- 198.6559
- Rent YoY
- ▲ 0.44%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-8.2% since first listed10 events — show timeline
- 2026-06-18 Listing Removed — HARMLS
- 2026-05-07 Price Changed $280,415 HARMLS
- 2026-04-23 Listed $295,415 HARMLS
- 2026-04-22 Listing Removed — HARMLS
- 2026-03-04 Price Changed $295,415 HARMLS
- 2026-03-03 Listing Removed — HARMLS
- 2026-03-03 Listed $305,415 HARMLS
- 2026-02-18 Listing Removed — HARMLS
- 2026-02-18 Listed $305,415 HARMLS
- 2025-12-05 Listed $305,415 HARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…