2414 County Road 1 · Daleville, AL 36322

$110,000

3 bd · 1.0 ba · 1,312 sqft · SingleFamily public records · 335 Days on market

Built 1988 0.50 ac lot $84/sqft · 18% below area Est $134k · 18% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• 1% rule +7.3/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0

Listing remarks MLS

Come and enjoy country living just 7.5 miles from the Boll Weevil Monument. Totally fenced yard with large mature pecan trees. The house has 3 bedrooms, and 1 and half bathrooms. An open living room, dining area and kitchen. Mudroom with side exterior entrance to the home. Bring your dreams and ideas and make this a wonderful home. Panama City Beach 79 miles. Panama City airport 60 miles. Fort Rucker 9 miles. Downtown Enterprise 7.5 miles.

Key facts

• 0.5 acre lot
• Built 1988
• Listed 334 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $420 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.9% vs local median 6.5% in Daleville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#278 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: health & safety D, amenities F, commute F.
• Daleville City (town): math 9% / reading 37% proficiency, ranked #97 of 129 in AL (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: A M Windham Elementary School (math 17% / reading 37%, grade F, #392 of 627 statewide, top 65%, 499 students, 70% FRL); Daleville Middle School (math 7% / reading 39%, grade F, #176 of 257 statewide, top 70%, 361 students, 72% FRL); Daleville High School (math 2% / reading 22%, grade F, #238 of 305 statewide, top 79%, 294 students, 60% FRL).
• Market conditions: 41 active listings in the ZIP; 38 units permitted in Dale County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $12k of equity ($761 loan paydown + $11k appreciation (10.0% local appreciation)).
• Dale County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 335 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 22y ago; this cycle's ask has dropped $9k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $69k; list at $110k implies a 60% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 335 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 10.88%
• Cash-on-cash: 16.38%
• DSCR: 1.73
• GRM: 6.8

CMA / ARV

• ARV (median comp): $133,781
• List price: $110,000
• Delta: -17.78%
• Verdict: UNDERPRICED
• Comps: 4 within 2.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 36.4%
• Equity multiple: 3.81×
• Total profit: $86,634
• Equity at exit: $99,097

10-year hold

• IRR: 31.3%
• Equity multiple: 8.60×
• Total profit: $233,969
• Equity at exit: $213,706

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36322

• Home prices YoY: 31.4%
• Active inventory: 41
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,350 medium
• Mortgage (P&I): −$577
• Tax from tax record: −$23 /mo · $281/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$283
• Net cashflow: $420

Break-even live

Break-even rent $818

Max offer price $110,000

Occupancy floor 64%

Sensitivity live

Price	-10% $483	-5% $452	+0% $420	+5% $389	+10% $358
Rent	-10% $314	-5% $367	+0% $420	+5% $474	+10% $527
Rate	-1.0pp $476	-0.5pp $448	base $420	+0.5pp $392	+1.0pp $363

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-21
   days on market $110,000 Active 335 DOM
2. 2026-06-19
   days on market $110,000 Active 333 DOM
3. 2026-06-18
   days on market $110,000 Active 332 DOM
4. 2026-06-17
   days on market $110,000 Active 331 DOM
5. 2026-06-16
   days on market $110,000 Active 330 DOM
6. 2026-06-15
   days on market $110,000 Active 329 DOM
7. 2026-06-14
   days on market $110,000 Active 327 DOM
8. 2026-06-12
   days on market $110,000 Active 326 DOM
9. 2026-06-09
   days on market $110,000 Active 323 DOM
10. 2026-06-08
    days on market $110,000 Active 322 DOM
11. 2026-06-07
    days on market $110,000 Active 321 DOM
12. 2026-06-05
    days on market $110,000 Active 318 DOM
13. 2026-06-03
    days on market $110,000 Active 317 DOM
14. 2026-06-02
    days on market $110,000 Active 316 DOM
15. 2026-06-01
    days on market $110,000 Active 315 DOM
16. 2026-05-31
    days on market $110,000 Active 314 DOM
17. 2026-05-30
    days on market $110,000 Active 313 DOM
18. 2026-03-11
    status Active 443-char remark

    Show marketing remark (443 chars)

    Come and enjoy country living just 7.5 miles from the Boll Weevil Monument. Totally fenced yard with large mature pecan trees. The house has 3 bedrooms, and 1 and half bathrooms. An open living room, dining area and kitchen. Mudroom with side exterior entrance to the home. Bring your dreams and ideas and make this a wonderful home. Panama City Beach 79 miles. Panama City airport 60 miles. Fort Rucker 9 miles. Downtown Enterprise 7.5 miles.

19. 2026-02-18
    historical Active Under Contract 443-char remark

    Show marketing remark (443 chars)

    Come and enjoy country living just 7.5 miles from the Boll Weevil Monument. Totally fenced yard with large mature pecan trees. The house has 3 bedrooms, and 1 and half bathrooms. An open living room, dining area and kitchen. Mudroom with side exterior entrance to the home. Bring your dreams and ideas and make this a wonderful home. Panama City Beach 79 miles. Panama City airport 60 miles. Fort Rucker 9 miles. Downtown Enterprise 7.5 miles.

20. 2025-09-14
    price $110,000 443-char remark

    Show marketing remark (443 chars)

    Come and enjoy country living just 7.5 miles from the Boll Weevil Monument. Totally fenced yard with large mature pecan trees. The house has 3 bedrooms, and 1 and half bathrooms. An open living room, dining area and kitchen. Mudroom with side exterior entrance to the home. Bring your dreams and ideas and make this a wonderful home. Panama City Beach 79 miles. Panama City airport 60 miles. Fort Rucker 9 miles. Downtown Enterprise 7.5 miles.

21. 2025-07-21
    listed $119,000 Active 443-char remark

    Show marketing remark (443 chars)

    Come and enjoy country living just 7.5 miles from the Boll Weevil Monument. Totally fenced yard with large mature pecan trees. The house has 3 bedrooms, and 1 and half bathrooms. An open living room, dining area and kitchen. Mudroom with side exterior entrance to the home. Bring your dreams and ideas and make this a wonderful home. Panama City Beach 79 miles. Panama City airport 60 miles. Fort Rucker 9 miles. Downtown Enterprise 7.5 miles.

22. 2015-12-16
    soldstatus $68,850
23. 2015-12-11
    soldstatus $68,750 531-char remark

    Show marketing remark (531 chars)

    Chain Link, Vinyl, Interior of home has been renovated less than two years ago and has a bright open floor plan; great use of space make house feel larger than the footage. Windows, roof, HVAC & ductwork all less than 2 years old. Stainless steel appliances, large capacity hot water heating and most lighting fixtures less than 2 years old. Crown molding throughout. Mud room has built in shelving. Porches front and back. Beautiful shady lot is fully fenced and has a shed, carport and storage area. Multiple pecan trees. ,

24. 2015-12-11
    soldstatus $68,750 531-char remark

    Show marketing remark (531 chars)

    Chain Link, Vinyl, Interior of home has been renovated less than two years ago and has a bright open floor plan; great use of space make house feel larger than the footage. Windows, roof, HVAC & ductwork all less than 2 years old. Stainless steel appliances, large capacity hot water heating and most lighting fixtures less than 2 years old. Crown molding throughout. Mud room has built in shelving. Porches front and back. Beautiful shady lot is fully fenced and has a shed, carport and storage area. Multiple pecan trees. ,

25. 2015-06-12
    listed $72,900 531-char remark

    Show marketing remark (531 chars)

    Chain Link, Vinyl, Interior of home has been renovated less than two years ago and has a bright open floor plan; great use of space make house feel larger than the footage. Windows, roof, HVAC & ductwork all less than 2 years old. Stainless steel appliances, large capacity hot water heating and most lighting fixtures less than 2 years old. Crown molding throughout. Mud room has built in shelving. Porches front and back. Beautiful shady lot is fully fenced and has a shed, carport and storage area. Multiple pecan trees. ,

26. 2015-06-12
    listed $72,900 531-char remark

    Show marketing remark (531 chars)

    Chain Link, Vinyl, Interior of home has been renovated less than two years ago and has a bright open floor plan; great use of space make house feel larger than the footage. Windows, roof, HVAC & ductwork all less than 2 years old. Stainless steel appliances, large capacity hot water heating and most lighting fixtures less than 2 years old. Crown molding throughout. Mud room has built in shelving. Porches front and back. Beautiful shady lot is fully fenced and has a shed, carport and storage area. Multiple pecan trees. ,

27. 2007-08-01
    soldstatus $64,400
28. 2006-11-21
    listed $67,000
29. 2004-05-04
    listed $68,000
30. 2004-05-04
    listed $68,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $281 · $23/mo
• Projected year-2 tax: $451 · $38/mo
• Expected delta: +$170/yr (+$14/mo · 60.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,200
• − Mortgage interest: −$6,162
• − Property taxes: −$281
• − Insurance: −$550
• − Repairs & maintenance: −$1,296
• − Management: −$1,296
• − Depreciation: −$3,200
• Taxable income: $3,415
• Est. tax owed @ 24.0%: −$820
• After-tax cash flow: $4,225/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Daleville City
• NCES district ID: 0101080
• Math proficiency: 9% ▼ -18.00%
• Reading proficiency: 37% ▲ 1.00%
• Median HH income: $45,865
• Composite: 19.89/100
• National rank: #8687
• State rank: #97 of 129 in AL

Livability — Daleville

• Score: 61/100
• State rank: #278
• US rank: #18463

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A- Health & safety D User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Dale County · 7,959 people
• City population: 7,740
• Metro: Ozark, AL
• Population (ZIP): 7,959
• Household income: $47,276
• Rent vs Own: 38.8% rent · 61.2% own
• Severe rent burden: 115.0

Population outlook (Dale County) Hauer SSP2

• Today (2025): 46,805 people
• By 2030: 45,176 · -3.5%
• By 2040: 41,523 · -11.3%
• By 2050: 37,575 · -19.7%
• By 2075: 28,931 · -38.2%
• By 2100: 22,172 · -52.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 59% Black 23% Two or more races 9% Hispanic / Latino 7% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 4% Puerto Rican 3%
• Common ancestry: Lithuanian 3% Italian 2% Slovak 1%
• Foreign-born: 5% · South Korea, China, Canada
• Languages at home: 92% English-only · Spanish 4% Other Indo-European 1% Korean 1%

Political lean MEDSL · Dale

• 2024 margin: Solid R (+52.3) · D 23.5% · R 75.8%
• 2008→2024 swing: -7.7pp toward R · 2008: -44.6pp · 2024: -52.3pp
• All cycles: 2024: R+52.3 2020: R+46.3 2016: R+50.4 2012: R+42.2 2008: R+44.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.15%
• Current HPI: 205.6
• Rent YoY: —
• Metro: Ozark, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+61.8% since first listed

13 events — show timeline

• 2026-03-11 Relisted — WBR
• 2026-02-18 Contingent — WBR
• 2025-09-14 Price Changed $110,000 WBR
• 2025-07-21 Listed $119,000 WBR
• 2015-12-16 Sold (Public Records) $68,850 Public Records
• 2015-12-11 Sold (MLS) $68,750 WBR
• 2015-12-11 Sold (MLS) $68,750 MAAR
• 2015-06-12 Listed $72,900 WBR
• 2015-06-12 Listed $72,900 MAAR
• 2007-08-01 Sold (MLS) $64,400 MAAR
• 2006-11-21 Listed $67,000 MAAR
• 2004-05-04 Listed $68,000 WBR
• 2004-05-04 Listed $68,000 MAAR

Property tax history

+6.8%/yr

Latest (2025): $281 · +7.5% YoY. Source: county tax records.