339 Ohio Ave · Glassport, PA 15045

$125,000

3 bd · 1.0 ba · 1,706 sqft · SingleFamily public records · 28 Days on market

Built 1925 3,001 sqft lot Est $171k · 27% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.4/30.0
• ARV discount +15.0/15.0
• 1% rule +6.2/10.0
• DSCR +6.1/10.0
• Appreciation +5.1/10.0
• Livability +3.6/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Well maintained home with 4 bedrooms. Newer 2 car detached garage with opener. Newer 1st floor powder room. 1st floor laundry room off kitchen. Well equipped eat-in kitchen with pantry. Covered front porch includes canvas awnings. Also covered back porch/patio. Level back yard. Furnace 3 years old. Walk-up attic for additional storage.

Key facts

• Central ac
• First floor laundry
• Flat backyard

Tags

• LARGE KITCHEN
• FIRST FLOOR LAUNDRY
• CENTRAL AC
• FLAT BACKYARD
• DETACHED GARAGE
• ATTIC FOR STORAGE

Property features AI

Exterior

• Parking: Detached 2-car garage with garage door opener
• Utilities: Public water; Public sewer
• Home design: 3 stories; Resale property
• Construction: Frame construction; Asphalt roof
• Exterior features: Small lot (approx. 0.069 acres)

Interior

• Kitchen: Stove; Microwave; Refrigerator; Dishwasher; Some gas appliances
• Bedrooms: Bedroom 2 (Upper) — 12x11; Bedroom 3 (Upper) — 11x10; Bedroom 4 (Upper) — 8x7; Additional bedroom/room (Upper) — 12x12
• Flooring: Laminate; Vinyl
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air gas heating; Central air conditioning
• Interior features: Multi-pane windows; Basement; Game room
• Laundry & utility: Washer; Dryer; Main-level laundry — 9x6

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $84 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $123k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 71/100 on livability (#716 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute A-; Watch: crime C-, employment D+, amenities F.
• South Allegheny SD (suburban): math 23% / reading 44% proficiency, ranked #430 of 539 in PA (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: South Allegheny El Sch (math 27% / reading 47%, grade F, #1,004 of 1,518 statewide, top 68%, 578 students, 100% FRL); South Allegheny Ms (math 8% / reading 42%, grade F, #418 of 512 statewide, top 82%, 313 students, 100% FRL); South Allegheny Hs (math 37% / reading 24%, grade F, #344 of 437 statewide, top 79%, 484 students, 84% FRL) — zoned schools average 94% FRL vs 47% district-wide (48 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 24 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• In year one you build about $1k of equity ($864 loan paydown + $223 appreciation (0.2% local appreciation)).
• At projected returns (0.2% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $90k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $123,125 (1.5% below list)

Questions for the listing agent

1. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 7.64%
• Cash-on-cash: 4.80%
• DSCR: 1.21
• GRM: 7.4

CMA / ARV

• ARV (on-the-fly): $170,600
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
134 Ohio Ave	0.23mi	3/2.0	1,743 (+2%)	2mo	$175,000	$100	80
403 Iowa Ave	0.16mi	3/1.0	1,632 (-4%)	18mo	$65,000	$40	70
304 Erie Ave	0.09mi	4/2.0 (+1)	1,680 (-2%)	22mo	$47,000	$28	66
622 Summit Ave	0.46mi	3/1.5	1,572 (-8%)	3mo	$110,000	$70	61
923 Vermont Ave	0.64mi	3/1.5	1,620 (-5%)	1mo	$189,900	$117	59
310 N Monongahela Ave	0.63mi	3/1.0	1,648 (-3%)	10mo	$10,000	$6	56
622 Michigan Ave	0.29mi	3/2.0	1,595 (-6%)	18mo	$185,000	$116	56
103 Monongahela Ave	0.33mi	4/3.0 (+1)	1,638 (-4%)	19mo	$165,000	$101	49
726 Indiana	0.44mi	3/2.0	1,512 (-11%)	13mo	$122,000	$81	46
829 Indiana Ave	0.56mi	3/2.0	1,532 (-10%)	22mo	$155,000	$101	34
813 Vermont Ave	0.51mi	4/4.0 (+1)	1,550 (-9%)	15mo	$199,500	$129	32
826 Monongahela Ave	0.54mi	4/3.0 (+1)	1,584 (-7%)	24mo	$135,500	$86	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.18% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.7%
• Equity multiple: 1.08×
• Total profit: $2,886
• Equity at exit: $37,414

10-year hold

• IRR: 7.1%
• Equity multiple: 1.79×
• Total profit: $27,509
• Equity at exit: $45,875

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15045

• Home prices YoY: 0.1%
• Active inventory: 24
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,401 high
• Mortgage (P&I): −$656
• Tax from tax record: −$259 /mo · $3,113/yr
• Insurance: −$52
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$294
• Net cashflow: $84

Break-even live

Break-even rent $1,294

Max offer price $125,000

Occupancy floor 89%

Sensitivity live

Price	-10% $155	-5% $120	+0% $84	+5% $49	+10% $14
Rent	-10% $-26	-5% $29	+0% $84	+5% $140	+10% $195
Rate	-1.0pp $147	-0.5pp $116	base $84	+0.5pp $52	+1.0pp $19

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
311 Harrison St Glassport, PA	4.0	1.0	1200	$1,500	$1.25	46d	1	0.51mi
833 Vermont Ave Glassport, PA	3.0	1.0	1290	$1,395	$1.08	26d	1	0.53mi
1044 Delaware Ave Glassport, PA	3.0	1.0	1200	$1,350	$1.12	22d	1	0.79mi
231 Connecticut Ave Clairton, PA	3.0	1.0	1064	$1,150	$1.08	46d	1	1.27mi
1805 Gray St McKeesport, PA	3.0	1.0	1136	$1,600	$1.41	0d	1	1.32mi
185 Carnegie Ave Clairton, PA	3.0	1.0	1404	$1,295	$0.92	46d	1	1.47mi

Listing history 21 events

1. 2026-06-22
   days on market $125,000 Active 28 DOM
2. 2026-06-21
   days on market $125,000 Active 27 DOM
3. 2026-06-18
   days on market $125,000 Active 24 DOM
4. 2026-06-17
   days on market $125,000 Active 23 DOM
5. 2026-06-16
   days on market $125,000 Active 22 DOM
6. 2026-06-15
   days on market $125,000 Active 21 DOM
7. 2026-06-13
   days on market $125,000 Active 19 DOM
8. 2026-06-13
   days on market $125,000 Active 18 DOM
9. 2026-06-09
   days on market $125,000 Active 15 DOM
10. 2026-06-08
    days on market $125,000 Active 14 DOM
11. 2026-06-07
    days on market $125,000 Active 13 DOM
12. 2026-06-05
    days on market $125,000 Active 10 DOM
13. 2026-06-03
    days on market $125,000 Active 9 DOM
14. 2026-06-02
    days on market $125,000 Active 8 DOM
15. 2026-06-01
    days on market $125,000 Active 7 DOM
16. 2026-05-31
    days on market $125,000 Active 6 DOM
17. 2026-05-25
    listed $125,000 Active
18. 2022-06-13
    soldstatus $89,900
19. 2022-06-06
    soldstatus $89,900 Closed 337-char remark

    Show marketing remark (337 chars)

    Well maintained home with 4 bedrooms. Newer 2 car detached garage with opener. Newer 1st floor powder room. 1st floor laundry room off kitchen. Well equipped eat-in kitchen with pantry. Covered front porch includes canvas awnings. Also covered back porch/patio. Level back yard. Furnace 3 years old. Walk-up attic for additional storage.

20. 2022-04-26
    historical Contingent 337-char remark

    Show marketing remark (337 chars)

    Well maintained home with 4 bedrooms. Newer 2 car detached garage with opener. Newer 1st floor powder room. 1st floor laundry room off kitchen. Well equipped eat-in kitchen with pantry. Covered front porch includes canvas awnings. Also covered back porch/patio. Level back yard. Furnace 3 years old. Walk-up attic for additional storage.

21. 2022-04-18
    listed $89,900 Active 337-char remark

    Show marketing remark (337 chars)

    Well maintained home with 4 bedrooms. Newer 2 car detached garage with opener. Newer 1st floor powder room. 1st floor laundry room off kitchen. Well equipped eat-in kitchen with pantry. Covered front porch includes canvas awnings. Also covered back porch/patio. Level back yard. Furnace 3 years old. Walk-up attic for additional storage.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,113 · $259/mo
• Projected year-2 tax: $3,113 · $259/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,814
• − Mortgage interest: −$7,002
• − Property taxes: −$3,113
• − Insurance: −$1,292
• − Repairs & maintenance: −$1,345
• − Management: −$1,345
• − Depreciation: −$3,636
• Taxable loss: −$919
• Est. tax savings @ 24.0%: +$221
• After-tax cash flow: $1,233/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South Allegheny SD
• NCES district ID: 4221910
• Math proficiency: 23% ▼ -10.00%
• Reading proficiency: 44% ▼ -13.00%
• Median HH income: $40,891
• Composite: 28.15/100
• National rank: #6815
• State rank: #430 of 539 in PA

Livability — Glassport

• Score: 71/100
• State rank: #716
• US rank: #7113

Category grades

Amenities F Commute A- Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Glassport, PA
• City population: 4,400
• Population (ZIP): 4,400

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 6% Black 4% Two or more races 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Romanian 18% Portuguese 6% Serbian 6%
• Foreign-born: 1% · South Korea, Canada
• Languages at home: 97% English-only · German/W. Germanic 1% Spanish 1% Korean 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.18%
• Current HPI: 214.7403
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+39.0% since first listed

5 events — show timeline

• 2026-05-25 Listed $125,000 West Penn MLS
• 2022-06-13 Sold (Public Records) $89,900 Public Records
• 2022-06-06 Sold (MLS) $89,900 West Penn MLS
• 2022-04-26 Contingent — West Penn MLS
• 2022-04-18 Listed $89,900 West Penn MLS

Property tax history

+17.0%/yr

Latest (2026): $3,113 · +6.9% YoY. Source: county tax records.