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525 Maple St
D- Composite 38.44
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.8/30.0
  • ARV discount +10.1/15.0
  • 1% rule +3.9/10.0
  • Livability +3.2/5.0
  • DSCR +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$129,999

525 Maple St · Commerce, TX 75428
2 bd · 2.0 ba · 924 sqft · SingleFamily public records · 227 Days on market
Built 1973 0.53 ac lot $141/sqft · 6% below area Est $138k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Here's your chance to take advantage of a major price improvement! Sellers are motivated and ready for offers. Welcome to 525 Maple Street, a charming home on just OVER HALF OF AN ACRE corner lot just minutes from a city park and splash pad. This attractive two-bedroom, one-bath residence offers substantial potential for future enhancement. Walk through the front door to a welcoming living area featuring hardwood floors. The kitchen offers abundant cabinet storage, generous counter space, and is open to the oversized dining area with views of the backyard. The two bedrooms also show off their original hardwood floors. The utility room with full sized washer and dryer hookups is just off the kitchen and boasts its own door to the backyard. Step outside to a very large, fenced backyard shaded by mature trees; perfect for relaxing, entertaining, or starting your next garden project. ROOM FOR PETS TO RUN AND CHILDREN TO PLAY! The 8’ X 12’ shed provides storage for lawn equipment or a shop to tinker in. Whether you move right in or bring your vision for a remodel, this is a wonderful place to call HOME.

Key facts

  • Fenced backyard
  • Corner lot
  • Hardwood floors

Tags

CORNER LOTHARDWOOD FLOORSABUNDANT CABINET STORAGEOVERSIZED DINING AREAFENCED BACKYARDMATURE TREES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $-59 ($-705/yr) — negative.
  • To cash-flow at today's rent, offer at most $120k (8.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $116k (11.0% below list).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 5.8% vs local median 2.1% in Commerce — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#737 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime C-, schools F, amenities F.
  • Commerce ISD (rural): math 23% / reading 33% proficiency, ranked #687 of 826 in TX (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 207 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,289 units permitted in Hunt County in 2024 (527 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Hunt County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 227 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 20y ago; this cycle's ask has dropped $30k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,399 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 227 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
5.75%
Cash-on-cash
-1.94%
DSCR
0.91
GRM
9.4

CMA / ARV

ARV (median comp)
$137,867
List price
$129,999
Delta
-5.71%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
525 Maple St 0.00mi 2/1.0 924 (0%) 0mo $129,999 $141 96
501 Chestnut 0.26mi 2/1.0 956 (+4%) 23mo $119,900 $125 59
2009 Pecan St 0.39mi 2/2.0 1,014 (+10%) 22mo $95,000 $94 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-19.4%
Equity multiple
0.32×
Total profit
$-24,744
Equity at exit
$19,383
10-year hold
IRR
-12.0%
Equity multiple
0.28×
Total profit
$-26,106
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75428

Home prices YoY
-6.5%
Active inventory
207
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$1,157 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$237 /mo · $2,847/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$243
Net cashflow
$-59

Break-even live

Break-even rent $1,232
Max offer price $119,622
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
409 Maple St Unit 409A Commerce, TX 3.0 2.0 1098 $1,125 $1.02 24d 1 0.18mi
2004 Pecan St Commerce, TX 2.0 3.0 1014 $1,200 $1.18 43d 1 0.36mi
1613 Park St Commerce, TX 1.0 1.0 750 $845 $1.13 43d 1 0.41mi
801 Culver St Unit A05 Commerce, TX 2.0 1.5 870 $1,025 $1.18 1d 1 0.48mi
801 Culver St Unit C209 Commerce, TX 3.0 1.0 1053 $1,175 $1.12 19d 1 0.48mi
800 Sycamore St Commerce, TX 2.0 2.0 1045 $1,200 $1.15 43d 1 0.51mi
801 Culver St Unit D209 Commerce, TX 2.0 2.0 770 $1,250 $1.62 1d 1 0.53mi
1313 Hunt St Commerce, TX 3.0 2.0 1100 $2,400 $2.18 43d 1 0.54mi
1004 Park St Commerce, TX 2.0 1.0 665 $700 $1.05 1d 1 0.76mi
1004 Park St Commerce, TX 3.0 1.0 1082 $925 $0.85 17d 1 0.76mi
1618 Bois D'Arc St Unit 102 Commerce, TX 2.0 2.0 1000 $895 $0.90 22d 1 0.80mi
1814 Hunt St Unit 1303 Commerce, TX 2.0 1.0 700 $925 $1.32 43d 1 0.89mi
1814 Hunt St Commerce, TX 1.0–2.0 1.0–2.0 715 $1,050 $1.47 1d 7 0.89mi
1814 Hunt St Unit 1809 Commerce, TX 2.0 1.5 872 $995 $1.14 43d 1 0.89mi
1814 Hunt St Unit 1805 6 Commerce, TX 2.0 1.5 872 $995 $1.14 24d 1 0.89mi
1315 Oneal St Commerce, TX 3.0 2.0 1007 $1,600 $1.59 1d 1 0.90mi
1315 Oneal St Unit B Commerce, TX 3.0 2.0 1007 $1,275 $1.27 1d 1 0.90mi
904 N Neal St Commerce, TX 2.0 1.0 1033 $1,250 $1.21 12d 1 0.95mi
904 N Neal St Commerce, TX 2.0 1.0 1033 $1,250 $1.21 15d 1 0.95mi
811 Bishop St Commerce, TX 2.0 1.0 810 $850 $1.05 43d 1 1.06mi

Listing history 27 events

  1. 2026-05-17
    status Pending 1127-char remark
    Show marketing remark (1127 chars)

    Here's your chance to take advantage of a major price improvement! Sellers are motivated and ready for offers. Welcome to 525 Maple Street, a charming home on just OVER HALF OF AN ACRE corner lot just minutes from a city park and splash pad. This attractive two-bedroom, one-bath residence offers substantial potential for future enhancement. Walk through the front door to a welcoming living area featuring hardwood floors. The kitchen offers abundant cabinet storage, generous counter space, and is open to the oversized dining area with views of the backyard. The two bedrooms also show off their original hardwood floors. The utility room with full sized washer and dryer hookups is just off the kitchen and boasts its own door to the backyard. Step outside to a very large, fenced backyard shaded by mature trees; perfect for relaxing, entertaining, or starting your next garden project. ROOM FOR PETS TO RUN AND CHILDREN TO PLAY! The 8’ X 12’ shed provides storage for lawn equipment or a shop to tinker in. Whether you move right in or bring your vision for a remodel, this is a wonderful place to call HOME.

  2. 2026-03-31
    price $129,999 1127-char remark
    Show marketing remark (1127 chars)

    Here's your chance to take advantage of a major price improvement! Sellers are motivated and ready for offers. Welcome to 525 Maple Street, a charming home on just OVER HALF OF AN ACRE corner lot just minutes from a city park and splash pad. This attractive two-bedroom, one-bath residence offers substantial potential for future enhancement. Walk through the front door to a welcoming living area featuring hardwood floors. The kitchen offers abundant cabinet storage, generous counter space, and is open to the oversized dining area with views of the backyard. The two bedrooms also show off their original hardwood floors. The utility room with full sized washer and dryer hookups is just off the kitchen and boasts its own door to the backyard. Step outside to a very large, fenced backyard shaded by mature trees; perfect for relaxing, entertaining, or starting your next garden project. ROOM FOR PETS TO RUN AND CHILDREN TO PLAY! The 8’ X 12’ shed provides storage for lawn equipment or a shop to tinker in. Whether you move right in or bring your vision for a remodel, this is a wonderful place to call HOME.

  3. 2026-03-11
    price $132,000 1127-char remark
    Show marketing remark (1127 chars)

    Here's your chance to take advantage of a major price improvement! Sellers are motivated and ready for offers. Welcome to 525 Maple Street, a charming home on just OVER HALF OF AN ACRE corner lot just minutes from a city park and splash pad. This attractive two-bedroom, one-bath residence offers substantial potential for future enhancement. Walk through the front door to a welcoming living area featuring hardwood floors. The kitchen offers abundant cabinet storage, generous counter space, and is open to the oversized dining area with views of the backyard. The two bedrooms also show off their original hardwood floors. The utility room with full sized washer and dryer hookups is just off the kitchen and boasts its own door to the backyard. Step outside to a very large, fenced backyard shaded by mature trees; perfect for relaxing, entertaining, or starting your next garden project. ROOM FOR PETS TO RUN AND CHILDREN TO PLAY! The 8’ X 12’ shed provides storage for lawn equipment or a shop to tinker in. Whether you move right in or bring your vision for a remodel, this is a wonderful place to call HOME.

  4. 2026-01-20
    price $134,900 1127-char remark
    Show marketing remark (1127 chars)

    Here's your chance to take advantage of a major price improvement! Sellers are motivated and ready for offers. Welcome to 525 Maple Street, a charming home on just OVER HALF OF AN ACRE corner lot just minutes from a city park and splash pad. This attractive two-bedroom, one-bath residence offers substantial potential for future enhancement. Walk through the front door to a welcoming living area featuring hardwood floors. The kitchen offers abundant cabinet storage, generous counter space, and is open to the oversized dining area with views of the backyard. The two bedrooms also show off their original hardwood floors. The utility room with full sized washer and dryer hookups is just off the kitchen and boasts its own door to the backyard. Step outside to a very large, fenced backyard shaded by mature trees; perfect for relaxing, entertaining, or starting your next garden project. ROOM FOR PETS TO RUN AND CHILDREN TO PLAY! The 8’ X 12’ shed provides storage for lawn equipment or a shop to tinker in. Whether you move right in or bring your vision for a remodel, this is a wonderful place to call HOME.

  5. 2026-01-07
    price $144,900 1127-char remark
    Show marketing remark (1127 chars)

    Here's your chance to take advantage of a major price improvement! Sellers are motivated and ready for offers. Welcome to 525 Maple Street, a charming home on just OVER HALF OF AN ACRE corner lot just minutes from a city park and splash pad. This attractive two-bedroom, one-bath residence offers substantial potential for future enhancement. Walk through the front door to a welcoming living area featuring hardwood floors. The kitchen offers abundant cabinet storage, generous counter space, and is open to the oversized dining area with views of the backyard. The two bedrooms also show off their original hardwood floors. The utility room with full sized washer and dryer hookups is just off the kitchen and boasts its own door to the backyard. Step outside to a very large, fenced backyard shaded by mature trees; perfect for relaxing, entertaining, or starting your next garden project. ROOM FOR PETS TO RUN AND CHILDREN TO PLAY! The 8’ X 12’ shed provides storage for lawn equipment or a shop to tinker in. Whether you move right in or bring your vision for a remodel, this is a wonderful place to call HOME.

  6. 2025-10-28
    price $149,900 1127-char remark
    Show marketing remark (1127 chars)

    Here's your chance to take advantage of a major price improvement! Sellers are motivated and ready for offers. Welcome to 525 Maple Street, a charming home on just OVER HALF OF AN ACRE corner lot just minutes from a city park and splash pad. This attractive two-bedroom, one-bath residence offers substantial potential for future enhancement. Walk through the front door to a welcoming living area featuring hardwood floors. The kitchen offers abundant cabinet storage, generous counter space, and is open to the oversized dining area with views of the backyard. The two bedrooms also show off their original hardwood floors. The utility room with full sized washer and dryer hookups is just off the kitchen and boasts its own door to the backyard. Step outside to a very large, fenced backyard shaded by mature trees; perfect for relaxing, entertaining, or starting your next garden project. ROOM FOR PETS TO RUN AND CHILDREN TO PLAY! The 8’ X 12’ shed provides storage for lawn equipment or a shop to tinker in. Whether you move right in or bring your vision for a remodel, this is a wonderful place to call HOME.

  7. 2025-10-01
    listed $159,900 Active 1127-char remark
    Show marketing remark (1127 chars)

    Here's your chance to take advantage of a major price improvement! Sellers are motivated and ready for offers. Welcome to 525 Maple Street, a charming home on just OVER HALF OF AN ACRE corner lot just minutes from a city park and splash pad. This attractive two-bedroom, one-bath residence offers substantial potential for future enhancement. Walk through the front door to a welcoming living area featuring hardwood floors. The kitchen offers abundant cabinet storage, generous counter space, and is open to the oversized dining area with views of the backyard. The two bedrooms also show off their original hardwood floors. The utility room with full sized washer and dryer hookups is just off the kitchen and boasts its own door to the backyard. Step outside to a very large, fenced backyard shaded by mature trees; perfect for relaxing, entertaining, or starting your next garden project. ROOM FOR PETS TO RUN AND CHILDREN TO PLAY! The 8’ X 12’ shed provides storage for lawn equipment or a shop to tinker in. Whether you move right in or bring your vision for a remodel, this is a wonderful place to call HOME.

  8. 2019-01-09
    soldstatus Sold 533-char remark
    Show marketing remark (533 chars)

    Cute, clean house on large corner lot with fenced back yard and storage building. Original hardwood floors in living room and bedrooms. Pine walls in kitchen area. French doors lead to large back yard. Newly painted cabinets in kitchen and bath. Updated counter tops. 12 inches of insulation was blown into attic last winter. AC unit has been updated in the past couple of years. Includes refrigerator and the washer and dryer. Would make a great first home or investment property. Buyer and buyer's agent to verify all information.

  9. 2019-01-09
    soldstatus
    Show marketing remark (533 chars)

    Cute, clean house on large corner lot with fenced back yard and storage building. Original hardwood floors in living room and bedrooms. Pine walls in kitchen area. French doors lead to large back yard. Newly painted cabinets in kitchen and bath. Updated counter tops. 12 inches of insulation was blown into attic last winter. AC unit has been updated in the past couple of years. Includes refrigerator and the washer and dryer. Would make a great first home or investment property. Buyer and buyer's agent to verify all information.

  10. 2018-12-17
    status Pending 533-char remark
    Show marketing remark (533 chars)

    Cute, clean house on large corner lot with fenced back yard and storage building. Original hardwood floors in living room and bedrooms. Pine walls in kitchen area. French doors lead to large back yard. Newly painted cabinets in kitchen and bath. Updated counter tops. 12 inches of insulation was blown into attic last winter. AC unit has been updated in the past couple of years. Includes refrigerator and the washer and dryer. Would make a great first home or investment property. Buyer and buyer's agent to verify all information.

  11. 2018-12-04
    historical Active Option Contract 533-char remark
    Show marketing remark (533 chars)

    Cute, clean house on large corner lot with fenced back yard and storage building. Original hardwood floors in living room and bedrooms. Pine walls in kitchen area. French doors lead to large back yard. Newly painted cabinets in kitchen and bath. Updated counter tops. 12 inches of insulation was blown into attic last winter. AC unit has been updated in the past couple of years. Includes refrigerator and the washer and dryer. Would make a great first home or investment property. Buyer and buyer's agent to verify all information.

  12. 2018-11-24
    status Active 533-char remark
    Show marketing remark (533 chars)

    Cute, clean house on large corner lot with fenced back yard and storage building. Original hardwood floors in living room and bedrooms. Pine walls in kitchen area. French doors lead to large back yard. Newly painted cabinets in kitchen and bath. Updated counter tops. 12 inches of insulation was blown into attic last winter. AC unit has been updated in the past couple of years. Includes refrigerator and the washer and dryer. Would make a great first home or investment property. Buyer and buyer's agent to verify all information.

  13. 2018-11-18
    historical Active Option Contract 533-char remark
    Show marketing remark (533 chars)

    Cute, clean house on large corner lot with fenced back yard and storage building. Original hardwood floors in living room and bedrooms. Pine walls in kitchen area. French doors lead to large back yard. Newly painted cabinets in kitchen and bath. Updated counter tops. 12 inches of insulation was blown into attic last winter. AC unit has been updated in the past couple of years. Includes refrigerator and the washer and dryer. Would make a great first home or investment property. Buyer and buyer's agent to verify all information.

  14. 2018-11-16
    listed $69,900 Active 533-char remark
    Show marketing remark (533 chars)

    Cute, clean house on large corner lot with fenced back yard and storage building. Original hardwood floors in living room and bedrooms. Pine walls in kitchen area. French doors lead to large back yard. Newly painted cabinets in kitchen and bath. Updated counter tops. 12 inches of insulation was blown into attic last winter. AC unit has been updated in the past couple of years. Includes refrigerator and the washer and dryer. Would make a great first home or investment property. Buyer and buyer's agent to verify all information.

  15. 2017-10-10
    soldstatus
  16. 2015-04-01
    soldstatus
  17. 2015-03-31
    soldstatus Sold
  18. 2015-03-06
    status Pending
  19. 2015-03-04
    status Active
  20. 2015-03-04
    status Pending
  21. 2015-02-26
    historical Active Option Contract
  22. 2015-02-19
    listed $49,900 Active
  23. 2015-02-19
    soldstatus
  24. 2006-02-23
    soldstatus
  25. 2006-02-21
    soldstatus
  26. 2006-02-08
    listed $55,000
  27. 2006-02-08
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,847 · $237/mo
Projected year-2 tax
$2,847 · $237/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,889
− Mortgage interest
−$7,282
− Property taxes
−$2,847
− Insurance
−$650
− Repairs & maintenance
−$1,111
− Management
−$1,111
− Depreciation
−$3,782
Taxable loss
−$2,893
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$694
After-tax cash flow
$-11/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Commerce ISD
NCES district ID
4814820
Math proficiency
23% ▼ -10.00%
Reading proficiency
33% ▬ 0.00%
Median HH income
$34,295
Composite
23.01/100
National rank
#7977
State rank
#687 of 826 in TX

Livability — Commerce

Score
64/100
State rank
#737
US rank
#13696

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Commerce, TX
County
Hunt County · 71,969 people
City population
11,531
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
11,531
Household income
$51,424
Rent vs Own
48.1% rent · 51.9% own
Severe rent burden
546.0

Population outlook (Hunt County) Hauer SSP2

Today (2025)
97,090 people
By 2030
100,452 · +3.5%
By 2040
106,544 · +9.7%
By 2050
111,218 · +14.6%
By 2075
121,695 · +25.3%
By 2100
123,683 · +27.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 55% Hispanic / Latino 23% Black 14% Two or more races 9% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 19%
Common ancestry
Slovak 2% Romanian 2% Lithuanian 2%
Foreign-born
9% · Canada, China
Languages at home
79% English-only · Spanish 16% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Hunt

2024 margin
Solid R (+55.5) · D 21.9% · R 77.4%
2008→2024 swing
-14.9pp toward R · 2008: -40.6pp · 2024: -55.5pp
All cycles
2024: R+55.5 2020: R+52.5 2016: R+56.3 2012: R+51.2 2008: R+40.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -20.08%
Current HPI
289.0436
Rent YoY
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+136.4% since first listed
27 events — show timeline
  • 2026-05-17 Pending NTREIS
  • 2026-03-31 Price Changed $129,999 NTREIS
  • 2026-03-11 Price Changed $132,000 NTREIS
  • 2026-01-20 Price Changed $134,900 NTREIS
  • 2026-01-07 Price Changed $144,900 NTREIS
  • 2025-10-28 Price Changed $149,900 NTREIS
  • 2025-10-01 Listed $159,900 NTREIS
  • 2019-01-09 Sold (Public Records) Public Records
  • 2019-01-09 Sold (MLS) NTREIS
  • 2018-12-17 Pending NTREIS
  • 2018-12-04 Contingent NTREIS
  • 2018-11-24 Relisted NTREIS
  • 2018-11-18 Contingent NTREIS
  • 2018-11-16 Listed $69,900 NTREIS
  • 2017-10-10 Sold (Public Records) Public Records
  • 2015-04-01 Sold (Public Records) Public Records
  • 2015-03-31 Sold (MLS) NTREIS
  • 2015-03-06 Pending NTREIS
  • 2015-03-04 Relisted NTREIS
  • 2015-03-04 Pending NTREIS
  • 2015-02-26 Contingent NTREIS
  • 2015-02-19 Listed $49,900 NTREIS
  • 2015-02-19 Sold (Public Records) Public Records
  • 2006-02-23 Sold (Public Records) Public Records
  • 2006-02-21 Sold (MLS) NTREIS
  • 2006-02-08 Listing Removed NTREIS
  • 2006-02-08 Listed $55,000 NTREIS

Property tax history

+6.6%/yr

Latest (2025): $2,847 · +11.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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