5130 Court Rd · Houston, TX 77053

$205,000

3 bd · 2.0 ba · 1,306 sqft · SingleFamily public records · 64 Days on market

Built 1976 7,200 sqft lot $157/sqft · at area comps Est $206k · at est. $21/mo HOA · 1% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.8/30.0
• ARV discount +7.6/15.0
• Schools +4.5/10.0
• Livability +3.7/5.0
• 1% rule +3.5/10.0
• Rent growth +2.9/5.0
• DSCR +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 5130 Court Road in Ridgemont Subdivision. This home has 4 Bedrooms and 2 Bathrooms. Large living room, granite counter tops in kitchen, breakfast area, large primary bedroom, bright primary bathroom with soaker tub, the secondary bedrooms offers plenty of space. Huge backyard great for entertaining; easy access to shopping centers, restaurants, highways-288, and much more; Don't miss the opportunity to make it yours. Schedule your appointment today!.

Key facts

• 7,200 sq ft lot
• 2 garage spots
• Community pool

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $205k.

Deal economics

• At list price, monthly cash flow is $-129 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $182k (11.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (14.5% below list).
• Recommended offer: $175k (14.5% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
• Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Ridgemont El (math 22% / reading 17%, grade F, #3,583 of 4,322 statewide, top 86%, 332 students, 96% FRL); Christa Mcauliffe Middle (math 9% / reading 20%, grade F, #1,583 of 1,662 statewide, top 96%, 835 students, 94% FRL); Willowridge H S (math 12% / reading 29%, grade F, #1,389 of 1,632 statewide, top 86%, 1,319 students, 87% FRL) — zoned schools average 92% FRL vs 35% district-wide (57 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 18% at this address vs 48% district-wide (-30 pts) — the specific schools serving this property underperform the Fort Bend ISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.7%/yr); 118 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
• This rent runs 32% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($193k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,250 (14.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.54%
• Cash-on-cash: -2.71%
• DSCR: 0.88
• GRM: 9.7

CMA / ARV

• ARV (median comp): $205,503
• List price: $205,000
• Delta: -0.24%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5154 Prairie Ridge Rd	0.09mi	4/2.0 (+1)	1,306 (0%)	4mo	$250,000	$191	87
16314 Edgemont Dr	0.18mi	3/2.0	1,328 (+2%)	2mo	$180,000	$136	87
5111 Raven Ridge Dr	0.09mi	3/2.0	1,181 (-10%)	1mo	$175,000	$148	79
5007 Ridgecreek Dr	0.40mi	3/2.0	1,336 (+2%)	0mo	$199,000	$149	77
16319 Clearmont Dr	0.22mi	3/2.0	1,177 (-10%)	1mo	$175,000	$149	72
5422 Quail Cove Ln	0.36mi	3/2.0	1,375 (+5%)	3mo	$215,000	$156	72
5131 Beechaven St	0.49mi	3/2.0	1,264 (-3%)	1mo	$130,000	$103	71
5606 Lyden Ridge Dr	0.49mi	3/2.0	1,258 (-4%)	1mo	$194,900	$155	70
5419 Quail Cove Ln	0.42mi	3/2.0	1,243 (-5%)	7mo	$205,000	$165	67
4923 Cotton Ridge Trl	0.37mi	3/2.0	1,403 (+7%)	5mo	$230,000	$164	66
16511 Lazy Ridge Rd	0.52mi	3/2.0	1,168 (-11%)	2mo	$210,000	$180	56
16715 Gold Bridge Ct	0.65mi	3/2.0	1,458 (+12%)	6mo	$149,900	$103	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.72% rent growth · sell at horizon

5-year hold

• IRR: -22.3%
• Equity multiple: 0.24×
• Total profit: $-43,604
• Equity at exit: $30,566

10-year hold

• IRR: -20.0%
• Equity multiple: 0.00×
• Total profit: $-57,146
• Equity at exit: $17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77053

• Rents YoY: 1.7%
• Active inventory: 118
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,752 high
• Mortgage (P&I): −$1,075
• Tax from tax record: −$332 /mo · $3,989/yr
• Insurance: −$85
• HOA: −$21
• Vacancy / Maint / Mgmt: −$368
• Net cashflow: $-129

Break-even live

Break-even rent $1,916

Max offer price $182,138

Occupancy floor —

Sensitivity live

Price	-10% $-13	-5% $-71	+0% $-129	+5% $-187	+10% $-245
Rent	-10% $-268	-5% $-199	+0% $-129	+5% $-60	+10% $9
Rate	-1.0pp $-26	-0.5pp $-77	base $-129	+0.5pp $-183	+1.0pp $-237

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,250
• Closing costs: $6,150
• Reserves months: —
• Total cash needed: —

Rent comps 28 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5030 Shadowridge Dr Houston, TX	3.0	2.0	1310	$1,800	$1.37	45d	1	0.28mi
5030 Ridgecreek Dr Houston, TX	3.0	2.0	1399	$1,659	$1.19	4d	1	0.39mi
16603 Sentinel Dr Houston, TX	3.0	2.0	1296	$1,799	$1.39	18d	1	0.53mi
15810 Boonridge Rd Houston, TX	3.0	2.0	1221	$1,750	$1.43	45d	1	0.57mi
4751 E Ridge Creek Dr Houston, TX	4.0	2.5	1582	$1,625	$1.03	5d	1	0.69mi
5721 Melanite Ave Houston, TX	3.0	1.5	1634	$1,481	$0.91	21d	1	0.85mi
16006 Maladi Dr Unit 16006M Houston, TX	4.0	2.0	1400	$1,595	$1.14	45d	1	0.97mi
15858 Clarke Springs Dr Unit 15858C Houston, TX	3.0	2.0	1232	$1,495	$1.21	22d	1	0.97mi
15858 Clarke Springs Dr Houston, TX	3.0	2.0	1232	$1,495	$1.21	23d	1	0.97mi
4627 Callery Creek Dr Houston, TX	4.0	2.0	1311	$1,700	$1.30	45d	1	0.97mi
4630 Callery Creek Dr Houston, TX	4.0	2.0	1311	$1,695	$1.29	26d	1	0.98mi
15871 Clarke Springs Dr Houston, TX	3.0	2.0	1260	$1,495	$1.19	23d	1	1.00mi
15871 Clarke Springs Dr Unit 15871C Houston, TX	3.0	2.0	1260	$1,495	$1.19	22d	1	1.00mi
15774 Clarke Springs Dr Unit 15774C Houston, TX	4.0	2.0	1400	$1,595	$1.14	22d	1	1.01mi
15774 Clarke Springs Dr Houston, TX	4.0	2.0	1400	$1,595	$1.14	23d	1	1.01mi
15750 Clarke Springs Dr Unit 15750C Houston, TX	4.0	2.0	1400	$1,595	$1.14	45d	1	1.02mi
16211 Corsair Rd Houston, TX	3.0	2.0	1139	$1,813	$1.59	26d	1	1.04mi
15706 Clarke Springs Dr Houston, TX	3.0	2.0	1176	$1,495	$1.27	18d	1	1.06mi
15706 Clarke Springs Dr Unit 15706C Houston, TX	3.0	2.0	1176	$1,495	$1.27	17d	1	1.06mi
4938 Glenridge Ln Houston, TX	3.0	2.0	1528	$1,395	$0.91	45d	1	1.09mi
16432 Chimney Rock Rd Unit 3112 Houston, TX	3.0	2.0	1349	$1,473	$1.09	0d	1	1.23mi
16432 Chimney Rock Rd Unit 3174 Houston, TX	3.0	2.0	1349	$1,513	$1.12	12d	1	1.23mi
16432 Chimney Rock Rd Apt 424 Houston, TX	2.0	2.0	1026	$1,292	$1.26	7d	1	1.23mi
16432 Chimney Rock Rd Unit 2112 Houston, TX	2.0	2.0	1026	$1,276	$1.24	0d	1	1.23mi
16432 Chimney Rock Rd Unit 2174 Houston, TX	2.0	2.0	1026	$1,327	$1.29	12d	1	1.23mi
16432 Chimney Rock Rd Unit 16489 Houston, TX	2.0	2.0	1026	$1,317	$1.28	45d	1	1.23mi
16432 Chimney Rock Rd Unit 16465 Houston, TX	3.0	2.0	1349	$1,524	$1.13	45d	1	1.23mi
6406 Summer Ridge Dr Missouri City, TX	3.0	2.0	1624	$1,958	$1.21	4d	1	1.39mi

HOA detail

• Monthly dues: $21 · $252/yr

Listing history 18 events

1. 2026-06-21
   days on market $205,000 Active 64 DOM
2. 2026-06-18
   days on market $205,000 Active 61 DOM
3. 2026-06-17
   days on market $205,000 Active 60 DOM
4. 2026-06-16
   days on market $205,000 Active 59 DOM
5. 2026-06-15
   days on market $205,000 Active 58 DOM
6. 2026-06-13
   days on market $205,000 Active 56 DOM
7. 2026-06-09
   days on market $205,000 Active 52 DOM
8. 2026-06-07
   days on market $205,000 Active 50 DOM
9. 2026-06-04
   days on market $205,000 Active 47 DOM
10. 2026-06-03
    days on market $205,000 Active 46 DOM
11. 2026-06-02
    days on market $205,000 Active 45 DOM
12. 2026-06-02
    price $205,000 Active 44 DOM
13. 2026-06-01
    days on market $225,000 Active 44 DOM
14. 2026-05-31
    days on market $225,000 Active 43 DOM
15. 2026-04-18
    status Active 465-char remark

    Show marketing remark (465 chars)

    Welcome to 5130 Court Road in Ridgemont Subdivision. This home has 4 Bedrooms and 2 Bathrooms. Large living room, granite counter tops in kitchen, breakfast area, large primary bedroom, bright primary bathroom with soaker tub, the secondary bedrooms offers plenty of space. Huge backyard great for entertaining; easy access to shopping centers, restaurants, highways-288, and much more; Don't miss the opportunity to make it yours. Schedule your appointment today!.

16. 2026-04-16
    historical 465-char remark

    Show marketing remark (465 chars)

    Welcome to 5130 Court Road in Ridgemont Subdivision. This home has 4 Bedrooms and 2 Bathrooms. Large living room, granite counter tops in kitchen, breakfast area, large primary bedroom, bright primary bathroom with soaker tub, the secondary bedrooms offers plenty of space. Huge backyard great for entertaining; easy access to shopping centers, restaurants, highways-288, and much more; Don't miss the opportunity to make it yours. Schedule your appointment today!.

17. 2026-04-16
    historical $240,000 465-char remark

    Show marketing remark (465 chars)

    Welcome to 5130 Court Road in Ridgemont Subdivision. This home has 4 Bedrooms and 2 Bathrooms. Large living room, granite counter tops in kitchen, breakfast area, large primary bedroom, bright primary bathroom with soaker tub, the secondary bedrooms offers plenty of space. Huge backyard great for entertaining; easy access to shopping centers, restaurants, highways-288, and much more; Don't miss the opportunity to make it yours. Schedule your appointment today!.

18. 2008-09-17
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,989 · $332/mo
• Projected year-2 tax: $3,989 · $332/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,030
• − Mortgage interest: −$11,483
• − Property taxes: −$3,989
• − Insurance: −$1,025
• − Repairs & maintenance: −$1,682
• − Management: −$1,682
• − HOA: −$252
• − Depreciation: −$5,964
• Taxable loss: −$5,048
• Est. tax savings @ 24.0%: +$1,211
• After-tax cash flow: $-342/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Fort Bend ISD
• NCES district ID: 4819650
• Math proficiency: 44% ▼ -15.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $82,360
• Composite: 44.61/100
• National rank: #2779
• State rank: #140 of 826 in TX

Livability — Houston

• Score: 74/100
• State rank: #184
• US rank: #4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Houston, TX
• County: Fort Bend County · 836,777 people
• City population: 3,226,434
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 30,198
• Household income: $66,510
• Rent vs Own: 32.8% rent · 67.2% own
• Severe rent burden: 562.0

Population outlook (Fort Bend County) Hauer SSP2

• Today (2025): 1,004,526 people
• By 2030: 1,153,104 · +14.8%
• By 2040: 1,453,718 · +44.7%
• By 2050: 1,753,781 · +74.6%
• By 2075: 2,455,772 · +144.5%
• By 2100: 2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Hispanic (54%)
• Race & ethnicity: Hispanic / Latino 54% Black 41% Two or more races 22% White 3% Native American 2%
• Hispanic origin (detail): Mexican 39%
• Common ancestry: Lithuanian 1% Portuguese 1% Slovak 1%
• Foreign-born: 26% · Canada
• Languages at home: 50% English-only · Spanish 49%

Political lean MEDSL · Fort Bend

• 2024 margin: Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
• 2008→2024 swing: +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
• All cycles: 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -182.09%
• Current HPI: 266.6541
• Rent YoY: ▲ 1.72%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

4 events — show timeline

• 2026-04-18 Relisted — HARMLS
• 2026-04-16 Listing Removed — HARMLS
• 2026-04-16 Coming Soon $240,000 HARMLS
• 2008-09-17 Sold (Public Records) — Public Records

Property tax history

+5.0%/yr

Latest (2025): $3,989 · +14.0% YoY. Source: county tax records.