CashFlowRE
Sign in Sign up
826 N 900 E
F Composite 25.66
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +5.9/30.0
  • Livability +3.5/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +0.3/10.0
  • 1% rule +0.2/10.0
  • Appreciation +0.0/10.0

$249,000

826 N 900 E · Price, UT 84501
4 bd · 1.5 ba · 952 sqft · Other public records · 300 Days on market
Built 1956 7,405 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located on dead end street in North Price close to ballpark. Affordable Price on this nice home. Alleyway in the back for access to RV parking. 2 sheds 1 with electricity. New water heater-2024. 1/2 bath can have shower put in and walls to make it a full bath. Don't wait will not be on the market long. Showings start after August 25th.

Key facts

  • Rv parking
  • Electricity
  • New water heater

Tags

RV PARKING2 SHEDSELECTRICITYNEW WATER HEATER1/2 BATH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath other listed at $249k.

Deal economics

  • At list price, monthly cash flow is $-489 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $163k (34.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $130k (47.9% below list).
  • Recommended offer: $130k (47.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 69/100 on livability (#102 in UT) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools C-, amenities F, commute F.
  • Carbon District (town): math 36% / reading 43% proficiency, ranked #53 of 80 in UT (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 146 active listings in the ZIP; 196 units permitted in Carbon County in 2024 (168 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Carbon County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 300 days — a 12% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 9y ago; this cycle's ask has dropped $26k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $129,605 (47.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 300 days. Have you received any prior offers? Is the seller open to a 48% concession, seller financing, or rate buy-down credit?
  3. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.52%
Cap rate
3.94%
Cash-on-cash
-8.41%
DSCR
0.63
GRM
16.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-31.2%
Equity multiple
-0.03×
Total profit
$-71,571
Equity at exit
$37,127
10-year hold
IRR
-34.9%
Equity multiple
-0.47×
Total profit
$-102,828
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84501

Active inventory
146
Price-to-rent
16.0×

Monthly cashflow live

Estimated rent
$1,296 medium interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$103 /mo · $1,234/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$272
Net cashflow
$-489

Break-even live

Break-even rent $1,914
Max offer price $162,702
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 34 events

  1. 2026-06-18
    days on market $249,000 Active 300 DOM
  2. 2026-06-17
    days on market $249,000 Active 299 DOM
  3. 2026-06-16
    days on market $249,000 Active 298 DOM
  4. 2026-06-15
    days on market $249,000 Active 297 DOM
  5. 2026-06-14
    days on market $249,000 Active 295 DOM
  6. 2026-06-10
    days on market $249,000 Active 292 DOM
  7. 2026-06-09
    days on market $249,000 Active 291 DOM
  8. 2026-06-08
    days on market $249,000 Active 290 DOM
  9. 2026-06-07
    days on market $249,000 Active 289 DOM
  10. 2026-06-03
    days on market $249,000 Active 285 DOM
  11. 2026-06-02
    days on market $249,000 Active 284 DOM
  12. 2026-06-01
    days on market $249,000 Active 283 DOM
  13. 2026-05-31
    days on market $249,000 Active 282 DOM
  14. 2026-05-31
    days on market $249,000 Active 281 DOM
  15. 2026-05-14
    price $249,000 338-char remark
    Show marketing remark (338 chars)

    Located on dead end street in North Price close to ballpark. Affordable Price on this nice home. Alleyway in the back for access to RV parking. 2 sheds 1 with electricity. New water heater-2024. 1/2 bath can have shower put in and walls to make it a full bath. Don't wait will not be on the market long. Showings start after August 25th.

  16. 2026-03-29
    price $255,000 338-char remark
    Show marketing remark (338 chars)

    Located on dead end street in North Price close to ballpark. Affordable Price on this nice home. Alleyway in the back for access to RV parking. 2 sheds 1 with electricity. New water heater-2024. 1/2 bath can have shower put in and walls to make it a full bath. Don't wait will not be on the market long. Showings start after August 25th.

  17. 2026-01-20
    price $260,000 338-char remark
    Show marketing remark (338 chars)

    Located on dead end street in North Price close to ballpark. Affordable Price on this nice home. Alleyway in the back for access to RV parking. 2 sheds 1 with electricity. New water heater-2024. 1/2 bath can have shower put in and walls to make it a full bath. Don't wait will not be on the market long. Showings start after August 25th.

  18. 2025-08-22
    listed $275,000 Active 338-char remark
    Show marketing remark (338 chars)

    Located on dead end street in North Price close to ballpark. Affordable Price on this nice home. Alleyway in the back for access to RV parking. 2 sheds 1 with electricity. New water heater-2024. 1/2 bath can have shower put in and walls to make it a full bath. Don't wait will not be on the market long. Showings start after August 25th.

  19. 2020-05-14
    soldstatus Sold 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  20. 2020-05-14
    soldstatus
    Show marketing remark (31 chars)

    There are no remarks available.

  21. 2020-04-13
    status Under Contract 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  22. 2020-03-31
    listed $140,000 Active 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  23. 2019-06-23
    historical
  24. 2019-06-21
    soldstatus
  25. 2019-06-20
    soldstatus Sold
  26. 2019-04-29
    status Under Contract
  27. 2019-03-02
    listed $125,000 Active
  28. 2017-10-31
    historical
  29. 2017-08-07
    status Active
  30. 2017-08-02
    status Under Contract
  31. 2017-07-21
    price $122,900
  32. 2017-06-21
    status Active
  33. 2017-06-14
    status Under Contract
  34. 2017-04-19
    listed $124,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$1,234 · $103/mo
Projected year-2 tax
$1,643 · $137/mo
Expected delta
+$409/yr (+$34/mo · 33.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 3/10 Moderate 4 d/yr ≥92°F today · 10 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,553
− Mortgage interest
−$13,948
− Property taxes
−$1,234
− Insurance
−$1,245
− Repairs & maintenance
−$1,244
− Management
−$1,244
− Depreciation
−$7,244
Taxable loss
−$10,607
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,546
After-tax cash flow
$-3,317/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carbon District
NCES district ID
4900150
Math proficiency
36% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$45,189
Composite
33.6/100
National rank
#5416
State rank
#53 of 80 in UT

Livability — Price

Score
69/100
State rank
#102
US rank
#8877

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Price, UT
Population (ZIP)
13,002

Population outlook (Carbon County) Hauer SSP2

Today (2025)
18,972 people
By 2030
18,081 · -4.7%
By 2040
16,260 · -14.3%
By 2050
14,895 · -21.5%
By 2075
13,123 · -30.8%
By 2100
13,066 · -31.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 14% Two or more races 7%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Italian 3% Scottish 2% Slovak 2%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Carbon

2024 margin
Solid R (+44.4) · D 26.7% · R 71.1% · Other 2.1%
2008→2024 swing
-36.4pp toward R · 2008: -8.0pp · 2024: -44.4pp
All cycles
2024: R+44.4 2020: R+45.9 2016: R+44.6 2012: R+36.4 2008: R+8.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -119.96%
Current HPI
222.2891
Rent YoY
Metro
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+99.4% since first listed
20 events — show timeline
  • 2026-05-14 Price Changed $249,000 WFRMLS
  • 2026-03-29 Price Changed $255,000 WFRMLS
  • 2026-01-20 Price Changed $260,000 WFRMLS
  • 2025-08-22 Listed $275,000 WFRMLS
  • 2020-05-14 Sold (Public Records) Public Records
  • 2020-05-14 Sold (MLS) WFRMLS
  • 2020-04-13 Pending WFRMLS
  • 2020-03-31 Listed $140,000 WFRMLS
  • 2019-06-23 Listing Removed WFRMLS
  • 2019-06-21 Sold (Public Records) Public Records
  • 2019-06-20 Sold (MLS) WFRMLS
  • 2019-04-29 Pending WFRMLS
  • 2019-03-02 Listed $125,000 WFRMLS
  • 2017-10-31 Listing Removed WFRMLS
  • 2017-08-07 Relisted WFRMLS
  • 2017-08-02 Pending WFRMLS
  • 2017-07-21 Price Changed $122,900 WFRMLS
  • 2017-06-21 Relisted WFRMLS
  • 2017-06-14 Pending WFRMLS
  • 2017-04-19 Listed $124,900 WFRMLS

Property tax history

+5.2%/yr

Latest (2025): $1,234 · +14.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…