286 Valley Vw · Canyon Lake, TX 78133

$179,000

3 bd · 2.0 ba · 980 sqft · Manufactured public records · 215 Days on market

Built 1999 9,016 sqft lot $183/sqft · 21% above area Est $220k · 18% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.7/30.0
• ARV discount +15.0/15.0
• DSCR +6.6/10.0
• Schools +5.2/10.0
• 1% rule +4.3/10.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Perfect Lake House Getaway - Move-In Ready and Fully Renovated! Welcome to your dream lake retreat! This beautifully remodeled 3-bedroom, 2-bath home offers 1,456 sq. ft. of stylish comfort just 5 minutes from both Comal Park and Crane's Mill - perfect for swimming, kayaking, jet skiing, and boating! Step inside to find brand-new waterproof LVP wood-look floors throughout the spacious living and dining areas, anchored by a cozy wood-burning fireplace for those chilly lake nights. Both bathrooms have been completely remodeled in a modern style, and the huge kitchen is ready for entertaining with stainless steel appliances, an oversized sink, and a gorgeous window view of the wooded backyard. Each bedroom features laminate flooring and large closets, and there's even a side-entry mudroom with a front-loading washer and dryer for convenience. Through the dining room double french doors, you'll love the brand-new 12x24' deck - perfect for BBQs, lounging, or dining under the trees. The fully fenced backyard has mature shade trees and a fire pit, offering the ideal space for kids, pets, or peaceful relaxation. Located in a quiet, friendly neighborhood, this home blends modern upgrades with lakeside living - all just minutes from the water! Don't miss your chance to own the best deal near the lake - move in, unpack, and start living the lake life today! Highlights: 3 Bedrooms | 2 Full Baths | 1,456 sq ft Brand new waterproof LVP flooring Fully remodeled bathrooms Large kitchen w/ stainless appliances & wooded view Cozy fireplace New 12x24' back deck for entertaining Fully fenced yard w/ mature trees Quiet, friendly community 5 min to Comal Park & Crane's Mill This one checks every box - space, style, location, and price! Schedule your showing before it's gone!

Key facts

• Fully renovated
• Stainless appliances
• Large kitchen

Tags

• FULLY RENOVATED
• WATERPROOF LVP FLOORING
• REMODELED BATHROOMS
• LARGE KITCHEN
• STAINLESS APPLIANCES
• WOODED VIEW

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $179k.

Deal economics

• At list price, monthly cash flow is $242 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (7.4% below list).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 2.3% in Canyon Lake — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#534 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: schools C-, amenities F, commute F.
• Comal ISD (rural): math 57% / reading 59% proficiency, ranked #58 of 826 in TX (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.2%/yr); 1014 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,420 units permitted in Comal County in 2024 (1,164 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Comal County population projected at +70% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 215 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 9y ago; this cycle's ask has dropped $61k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $157,520 (12.0% below list)

Questions for the listing agent

1. It's been on market 215 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 7.92%
• Cash-on-cash: 5.80%
• DSCR: 1.26
• GRM: 9.0

CMA / ARV

• ARV (median comp): $219,620
• List price: $179,000
• Delta: -18.50%
• Verdict: UNDERPRICED
• Comps: 6 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
474 & 466 Forest Hill St	0.23mi	2/2.0 (-1)	896 (-9%)	11mo	$190,000	$212	61
706 Flintstone Dr	0.28mi	3/2.0	1,064 (+9%)	16mo	$60,000	$56	59
250 Deer Vly	0.27mi	3/2.0	902 (-8%)	18mo	$140,000	$155	59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.4%
• Equity multiple: 0.63×
• Total profit: $-18,525
• Equity at exit: $26,689

10-year hold

• IRR: -5.4%
• Equity multiple: 0.69×
• Total profit: $-15,372
• Equity at exit: $15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78133

• Home prices YoY: -33.8%
• Rents YoY: -1.2%
• Active inventory: 1014
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,657 medium
• Mortgage (P&I): −$939
• Tax from tax record: −$54 /mo · $648/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$348
• Net cashflow: $242

Break-even live

Break-even rent $1,351

Max offer price $179,000

Occupancy floor 80%

Sensitivity live

Price	-10% $343	-5% $293	+0% $242	+5% $191	+10% $141
Rent	-10% $111	-5% $177	+0% $242	+5% $308	+10% $373
Rate	-1.0pp $332	-0.5pp $288	base $242	+0.5pp $196	+1.0pp $148

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,750
• Closing costs: $5,370
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
127 Quail Run St Canyon Lake, TX	3.0	2.0	940	$1,400	$1.49	44d	1	0.31mi
270 Ridgerock Dr Canyon Lake, TX	3.0	2.0	900	$1,600	$1.78	44d	1	0.37mi
324 Ridgerock Dr Unit 1 Canyon Lake, TX	2.0	2.0	1050	$1,450	$1.38	24d	1	0.40mi
668 Creekside Dr Canyon Lake, TX	2.0	2.0	980	$1,225	$1.25	44d	1	0.87mi

Listing history 18 events

1. 2026-05-18
   status Pending 1831-char remark

   Show marketing remark (1831 chars)

   Perfect Lake House Getaway - Move-In Ready and Fully Renovated! Welcome to your dream lake retreat! This beautifully remodeled 3-bedroom, 2-bath home offers 1,456 sq. ft. of stylish comfort just 5 minutes from both Comal Park and Crane's Mill - perfect for swimming, kayaking, jet skiing, and boating! Step inside to find brand-new waterproof LVP wood-look floors throughout the spacious living and dining areas, anchored by a cozy wood-burning fireplace for those chilly lake nights. Both bathrooms have been completely remodeled in a modern style, and the huge kitchen is ready for entertaining with stainless steel appliances, an oversized sink, and a gorgeous window view of the wooded backyard. Each bedroom features laminate flooring and large closets, and there's even a side-entry mudroom with a front-loading washer and dryer for convenience. Through the dining room double french doors, you'll love the brand-new 12x24' deck - perfect for BBQs, lounging, or dining under the trees. The fully fenced backyard has mature shade trees and a fire pit, offering the ideal space for kids, pets, or peaceful relaxation. Located in a quiet, friendly neighborhood, this home blends modern upgrades with lakeside living - all just minutes from the water! Don't miss your chance to own the best deal near the lake - move in, unpack, and start living the lake life today! Highlights: 3 Bedrooms | 2 Full Baths | 1,456 sq ft Brand new waterproof LVP flooring Fully remodeled bathrooms Large kitchen w/ stainless appliances & wooded view Cozy fireplace New 12x24' back deck for entertaining Fully fenced yard w/ mature trees Quiet, friendly community 5 min to Comal Park & Crane's Mill This one checks every box - space, style, location, and price! Schedule your showing before it's gone!

2. 2026-04-20
   status Back on Market 1831-char remark

   Show marketing remark (1831 chars)

   Perfect Lake House Getaway - Move-In Ready and Fully Renovated! Welcome to your dream lake retreat! This beautifully remodeled 3-bedroom, 2-bath home offers 1,456 sq. ft. of stylish comfort just 5 minutes from both Comal Park and Crane's Mill - perfect for swimming, kayaking, jet skiing, and boating! Step inside to find brand-new waterproof LVP wood-look floors throughout the spacious living and dining areas, anchored by a cozy wood-burning fireplace for those chilly lake nights. Both bathrooms have been completely remodeled in a modern style, and the huge kitchen is ready for entertaining with stainless steel appliances, an oversized sink, and a gorgeous window view of the wooded backyard. Each bedroom features laminate flooring and large closets, and there's even a side-entry mudroom with a front-loading washer and dryer for convenience. Through the dining room double french doors, you'll love the brand-new 12x24' deck - perfect for BBQs, lounging, or dining under the trees. The fully fenced backyard has mature shade trees and a fire pit, offering the ideal space for kids, pets, or peaceful relaxation. Located in a quiet, friendly neighborhood, this home blends modern upgrades with lakeside living - all just minutes from the water! Don't miss your chance to own the best deal near the lake - move in, unpack, and start living the lake life today! Highlights: 3 Bedrooms | 2 Full Baths | 1,456 sq ft Brand new waterproof LVP flooring Fully remodeled bathrooms Large kitchen w/ stainless appliances & wooded view Cozy fireplace New 12x24' back deck for entertaining Fully fenced yard w/ mature trees Quiet, friendly community 5 min to Comal Park & Crane's Mill This one checks every box - space, style, location, and price! Schedule your showing before it's gone!

3. 2026-04-14
   status Pending 1831-char remark

   Show marketing remark (1831 chars)

   Perfect Lake House Getaway - Move-In Ready and Fully Renovated! Welcome to your dream lake retreat! This beautifully remodeled 3-bedroom, 2-bath home offers 1,456 sq. ft. of stylish comfort just 5 minutes from both Comal Park and Crane's Mill - perfect for swimming, kayaking, jet skiing, and boating! Step inside to find brand-new waterproof LVP wood-look floors throughout the spacious living and dining areas, anchored by a cozy wood-burning fireplace for those chilly lake nights. Both bathrooms have been completely remodeled in a modern style, and the huge kitchen is ready for entertaining with stainless steel appliances, an oversized sink, and a gorgeous window view of the wooded backyard. Each bedroom features laminate flooring and large closets, and there's even a side-entry mudroom with a front-loading washer and dryer for convenience. Through the dining room double french doors, you'll love the brand-new 12x24' deck - perfect for BBQs, lounging, or dining under the trees. The fully fenced backyard has mature shade trees and a fire pit, offering the ideal space for kids, pets, or peaceful relaxation. Located in a quiet, friendly neighborhood, this home blends modern upgrades with lakeside living - all just minutes from the water! Don't miss your chance to own the best deal near the lake - move in, unpack, and start living the lake life today! Highlights: 3 Bedrooms | 2 Full Baths | 1,456 sq ft Brand new waterproof LVP flooring Fully remodeled bathrooms Large kitchen w/ stainless appliances & wooded view Cozy fireplace New 12x24' back deck for entertaining Fully fenced yard w/ mature trees Quiet, friendly community 5 min to Comal Park & Crane's Mill This one checks every box - space, style, location, and price! Schedule your showing before it's gone!

4. 2026-04-01
   price $179,000 1831-char remark

   Show marketing remark (1831 chars)

   Perfect Lake House Getaway - Move-In Ready and Fully Renovated! Welcome to your dream lake retreat! This beautifully remodeled 3-bedroom, 2-bath home offers 1,456 sq. ft. of stylish comfort just 5 minutes from both Comal Park and Crane's Mill - perfect for swimming, kayaking, jet skiing, and boating! Step inside to find brand-new waterproof LVP wood-look floors throughout the spacious living and dining areas, anchored by a cozy wood-burning fireplace for those chilly lake nights. Both bathrooms have been completely remodeled in a modern style, and the huge kitchen is ready for entertaining with stainless steel appliances, an oversized sink, and a gorgeous window view of the wooded backyard. Each bedroom features laminate flooring and large closets, and there's even a side-entry mudroom with a front-loading washer and dryer for convenience. Through the dining room double french doors, you'll love the brand-new 12x24' deck - perfect for BBQs, lounging, or dining under the trees. The fully fenced backyard has mature shade trees and a fire pit, offering the ideal space for kids, pets, or peaceful relaxation. Located in a quiet, friendly neighborhood, this home blends modern upgrades with lakeside living - all just minutes from the water! Don't miss your chance to own the best deal near the lake - move in, unpack, and start living the lake life today! Highlights: 3 Bedrooms | 2 Full Baths | 1,456 sq ft Brand new waterproof LVP flooring Fully remodeled bathrooms Large kitchen w/ stainless appliances & wooded view Cozy fireplace New 12x24' back deck for entertaining Fully fenced yard w/ mature trees Quiet, friendly community 5 min to Comal Park & Crane's Mill This one checks every box - space, style, location, and price! Schedule your showing before it's gone!

5. 2026-02-20
   price $199,000 1831-char remark

   Show marketing remark (1831 chars)

   Perfect Lake House Getaway - Move-In Ready and Fully Renovated! Welcome to your dream lake retreat! This beautifully remodeled 3-bedroom, 2-bath home offers 1,456 sq. ft. of stylish comfort just 5 minutes from both Comal Park and Crane's Mill - perfect for swimming, kayaking, jet skiing, and boating! Step inside to find brand-new waterproof LVP wood-look floors throughout the spacious living and dining areas, anchored by a cozy wood-burning fireplace for those chilly lake nights. Both bathrooms have been completely remodeled in a modern style, and the huge kitchen is ready for entertaining with stainless steel appliances, an oversized sink, and a gorgeous window view of the wooded backyard. Each bedroom features laminate flooring and large closets, and there's even a side-entry mudroom with a front-loading washer and dryer for convenience. Through the dining room double french doors, you'll love the brand-new 12x24' deck - perfect for BBQs, lounging, or dining under the trees. The fully fenced backyard has mature shade trees and a fire pit, offering the ideal space for kids, pets, or peaceful relaxation. Located in a quiet, friendly neighborhood, this home blends modern upgrades with lakeside living - all just minutes from the water! Don't miss your chance to own the best deal near the lake - move in, unpack, and start living the lake life today! Highlights: 3 Bedrooms | 2 Full Baths | 1,456 sq ft Brand new waterproof LVP flooring Fully remodeled bathrooms Large kitchen w/ stainless appliances & wooded view Cozy fireplace New 12x24' back deck for entertaining Fully fenced yard w/ mature trees Quiet, friendly community 5 min to Comal Park & Crane's Mill This one checks every box - space, style, location, and price! Schedule your showing before it's gone!

6. 2025-11-18
   price $224,000 1831-char remark

   Show marketing remark (1831 chars)

   Perfect Lake House Getaway - Move-In Ready and Fully Renovated! Welcome to your dream lake retreat! This beautifully remodeled 3-bedroom, 2-bath home offers 1,456 sq. ft. of stylish comfort just 5 minutes from both Comal Park and Crane's Mill - perfect for swimming, kayaking, jet skiing, and boating! Step inside to find brand-new waterproof LVP wood-look floors throughout the spacious living and dining areas, anchored by a cozy wood-burning fireplace for those chilly lake nights. Both bathrooms have been completely remodeled in a modern style, and the huge kitchen is ready for entertaining with stainless steel appliances, an oversized sink, and a gorgeous window view of the wooded backyard. Each bedroom features laminate flooring and large closets, and there's even a side-entry mudroom with a front-loading washer and dryer for convenience. Through the dining room double french doors, you'll love the brand-new 12x24' deck - perfect for BBQs, lounging, or dining under the trees. The fully fenced backyard has mature shade trees and a fire pit, offering the ideal space for kids, pets, or peaceful relaxation. Located in a quiet, friendly neighborhood, this home blends modern upgrades with lakeside living - all just minutes from the water! Don't miss your chance to own the best deal near the lake - move in, unpack, and start living the lake life today! Highlights: 3 Bedrooms | 2 Full Baths | 1,456 sq ft Brand new waterproof LVP flooring Fully remodeled bathrooms Large kitchen w/ stainless appliances & wooded view Cozy fireplace New 12x24' back deck for entertaining Fully fenced yard w/ mature trees Quiet, friendly community 5 min to Comal Park & Crane's Mill This one checks every box - space, style, location, and price! Schedule your showing before it's gone!

7. 2025-10-09
   listed $239,900 New 1831-char remark

   Show marketing remark (1831 chars)

   Perfect Lake House Getaway - Move-In Ready and Fully Renovated! Welcome to your dream lake retreat! This beautifully remodeled 3-bedroom, 2-bath home offers 1,456 sq. ft. of stylish comfort just 5 minutes from both Comal Park and Crane's Mill - perfect for swimming, kayaking, jet skiing, and boating! Step inside to find brand-new waterproof LVP wood-look floors throughout the spacious living and dining areas, anchored by a cozy wood-burning fireplace for those chilly lake nights. Both bathrooms have been completely remodeled in a modern style, and the huge kitchen is ready for entertaining with stainless steel appliances, an oversized sink, and a gorgeous window view of the wooded backyard. Each bedroom features laminate flooring and large closets, and there's even a side-entry mudroom with a front-loading washer and dryer for convenience. Through the dining room double french doors, you'll love the brand-new 12x24' deck - perfect for BBQs, lounging, or dining under the trees. The fully fenced backyard has mature shade trees and a fire pit, offering the ideal space for kids, pets, or peaceful relaxation. Located in a quiet, friendly neighborhood, this home blends modern upgrades with lakeside living - all just minutes from the water! Don't miss your chance to own the best deal near the lake - move in, unpack, and start living the lake life today! Highlights: 3 Bedrooms | 2 Full Baths | 1,456 sq ft Brand new waterproof LVP flooring Fully remodeled bathrooms Large kitchen w/ stainless appliances & wooded view Cozy fireplace New 12x24' back deck for entertaining Fully fenced yard w/ mature trees Quiet, friendly community 5 min to Comal Park & Crane's Mill This one checks every box - space, style, location, and price! Schedule your showing before it's gone!

8. 2018-04-06
   soldstatus Sold 108-char remark

   Show marketing remark (108 chars)

   Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

9. 2018-04-06
   soldstatus

   Show marketing remark (108 chars)

   Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

10. 2018-03-27
    historical Active Option 108-char remark

    Show marketing remark (108 chars)

    Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

11. 2018-03-23
    price $34,900 108-char remark

    Show marketing remark (108 chars)

    Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

12. 2018-03-23
    status Price Change 108-char remark

    Show marketing remark (108 chars)

    Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

13. 2018-03-19
    historical Active Option 108-char remark

    Show marketing remark (108 chars)

    Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

14. 2018-02-15
    status Back on Market 108-char remark

    Show marketing remark (108 chars)

    Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

15. 2018-01-15
    status Pending 108-char remark

    Show marketing remark (108 chars)

    Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

16. 2017-12-04
    listed $39,900 New 108-char remark

    Show marketing remark (108 chars)

    Nice 3 bedroom 2 bath for under $40,000 central AC and Heat! Short drive to Canyon Lake! NEW Covered Patio!

17. 2002-04-10
    soldstatus
18. 1986-01-13
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $648 · $54/mo
• Projected year-2 tax: $3,276 · $273/mo
• Expected delta: +$2,627/yr (+$219/mo · 405.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 6 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 73% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,889
• − Mortgage interest: −$10,027
• − Property taxes: −$648
• − Insurance: −$895
• − Repairs & maintenance: −$1,591
• − Management: −$1,591
• − Depreciation: −$5,207
• Taxable loss: −$70
• Est. tax savings @ 24.0%: +$17
• After-tax cash flow: $2,922/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Comal ISD
• NCES district ID: 4814730
• Math proficiency: 57% ▼ -9.00%
• Reading proficiency: 59% ▼ -2.00%
• Median HH income: $74,792
• Composite: 51.79/100
• National rank: #1671
• State rank: #58 of 826 in TX

Livability — Canyon Lake

• Score: 67/100
• State rank: #534
• US rank: #10441

Category grades

Amenities F Commute F Cost of living A Crime A- Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Canyon Lake, TX
• County: Comal County · 206,262 people
• City population: 42,159
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 21,959
• Household income: $83,853
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 402.0

Population outlook (Comal County) Hauer SSP2

• Today (2025): 175,637 people
• By 2030: 199,911 · +13.8%
• By 2040: 249,436 · +42.0%
• By 2050: 299,430 · +70.5%
• By 2075: 423,857 · +141.3%
• By 2100: 512,048 · +191.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 20% Two or more races 10% Black 2%
• Hispanic origin (detail): Mexican 15%
• Common ancestry: Lithuanian 3% Romanian 3% Italian 3%
• Foreign-born: 4% · Canada
• Languages at home: 91% English-only · Spanish 7%

Political lean MEDSL · Comal

• 2024 margin: Solid R (+45.5) · D 26.8% · R 72.2%
• 2008→2024 swing: +1.9pp toward D · 2008: -47.4pp · 2024: -45.5pp
• All cycles: 2024: R+45.5 2020: R+42.7 2016: R+50.1 2012: R+54.1 2008: R+47.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.36%
• Current HPI: 218.4633
• Rent YoY: ▼ -1.20%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+348.6% since first listed

18 events — show timeline

• 2026-05-18 Pending — LERA
• 2026-04-20 Relisted — LERA
• 2026-04-14 Pending — LERA
• 2026-04-01 Price Changed $179,000 LERA
• 2026-02-20 Price Changed $199,000 LERA
• 2025-11-18 Price Changed $224,000 LERA
• 2025-10-09 Listed $239,900 LERA
• 2018-04-06 Sold (MLS) — LERA
• 2018-04-06 Sold (Public Records) — Public Records
• 2018-03-27 Contingent — LERA
• 2018-03-23 Price Changed $34,900 LERA
• 2018-03-23 Relisted — LERA
• 2018-03-19 Contingent — LERA
• 2018-02-15 Relisted — LERA
• 2018-01-15 Pending — LERA
• 2017-12-04 Listed $39,900 LERA
• 2002-04-10 Sold (Public Records) — Public Records
• 1986-01-13 Sold (Public Records) — Public Records

Property tax history

+1.8%/yr

Latest (2026): $648 · +1.2% YoY. Source: county tax records.