140 Links Terrace Blvd · Daytona Beach, FL 32124

$380,000

4 bd · 2.0 ba · 1,708 sqft · SingleFamily public records · 44 Days on market

Built 2023 Good condition $76/mo HOA · 2% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.5/30.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Appreciation +4.0/10.0
• Condition / age +4.0/5.0
• Rent growth +3.9/5.0
• Schools +3.9/10.0
• 1% rule +3.4/10.0
• DSCR +3.4/10.0

Listing remarks

Discover serene Florida living in the highly desirable LPGA International Community of Daytona Beach. This charming energy efficient 4 bedroom, 2 bath home features fully installed solar panels, a bright open concept layout filled with natural light, and relaxing water views with stunning sunsets right from your backyard. Enjoy outdoor living at its finest with a cozy backyard fire pit, fenced patio area perfect for entertaining or relaxing in privacy, an upgraded wider paver entrance walkway, and an extended driveway providing extra space between vehicles. Residents also have access to a community pool & clubhouse available through optional membership, as well as an exclusive on site

Key facts

• Water views
• Prime location
• 2 garage spots

Tags

• LPGA INTERNATIONAL COMMUNITY
• WATER VIEWS
• PRIME LOCATION
• CHAMPIONSHIP GOLF COURSES
• DAYTONA'S WORLD FAMOUS BEACHES

Property features AI

Finance

• HOA & community: Homeowners association with quarterly fee ($210) and an additional annual fee ($82); equivalent monthly HOA estimated at $70; Community playground

Exterior

• Parking: Attached 2-car garage
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electricity available
• Home design: Single-family residence; One story
• Construction: Built with block, concrete, stone, and stucco materials; Block and slab foundation; Shingle roof
• Exterior features: Front porch; Back yard with fencing; Waterfront lot with lake frontage; Asphalt road access

Interior

• Kitchen: Electric range and oven; Microwave; Dishwasher; Refrigerator; Electric water heater
• Bedrooms: Total rooms: 5
• Flooring: Carpet; Tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (heat pump); Central electric air conditioning
• Interior features: Breakfast bar; Open floorplan; Smart home features including smart thermostat; Walk-in closets
• Laundry & utility: In-unit laundry with washer hookup; Washer and dryer included

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $380k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-278 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $331k (12.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $319k (16.2% below list).
• Recommended offer: $319k (16.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
• Market conditions: Rents rising fast (+5.5%/yr); 335 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 41% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-2.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($369k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $152/mo.
• Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $318,613 (16.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 5.89%
• Cash-on-cash: -1.42%
• DSCR: 0.94
• GRM: 9.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold

• IRR: -12.8%
• Equity multiple: 0.49×
• Total profit: $-54,765
• Equity at exit: $73,991

10-year hold

• IRR: -2.2%
• Equity multiple: 0.81×
• Total profit: $-20,472
• Equity at exit: $63,414

Cash invested: $106,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32124

• Home prices YoY: -0.6%
• Rents YoY: 5.5%
• Active inventory: 335
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $3,186 high
• Mortgage (P&I): −$1,993
• Tax from tax record: −$416 /mo · $4,992/yr
• Insurance: −$158
• Flood insurance flood zone: −$152 /mo · $1,824/yr
• HOA: −$76
• Vacancy / Maint / Mgmt: −$669
• Net cashflow: $-278

Break-even live

Break-even rent $3,538

Max offer price $330,871

Occupancy floor —

Sensitivity live

Price	-10% $-63	-5% $-171	+0% $-278	+5% $-386	+10% $-493
Rent	-10% $-530	-5% $-404	+0% $-278	+5% $-152	+10% $-26
Rate	-1.0pp $-87	-0.5pp $-181	base $-278	+0.5pp $-377	+1.0pp $-477

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $95,000
• Closing costs: $11,400
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
136 Links Terrace Blvd Daytona Beach, FL	3.0	2.0	1483	$2,500	$1.69	21d	1	0.02mi
137 Lost Ball Dr Daytona Beach, FL	4.0	2.5	2168	$2,950	$1.36	13d	1	0.09mi
132 Lost Ball Dr Daytona Beach, FL	3.0	2.0	1484	$2,300	$1.55	25d	1	0.13mi
284 Links Terrace Blvd Daytona Beach, FL	4.0	2.5	2200	$2,850	$1.30	25d	1	0.15mi
1250 Champions Dr Daytona Beach, FL	3.0	2.0	2004	$2,650	$1.32	25d	1	0.73mi

HOA detail

• Monthly dues: $76 · $912/yr
• Likely covers: waterpool

Listing history 17 events

1. 2026-06-22
   days on market $380,000 Active 44 DOM
2. 2026-06-18
   days on market $380,000 Active 41 DOM
3. 2026-06-17
   days on market $380,000 Active 40 DOM
4. 2026-06-16
   days on market $380,000 Active 39 DOM
5. 2026-06-15
   days on market $380,000 Active 38 DOM
6. 2026-06-14
   days on market $380,000 Active 36 DOM
7. 2026-06-10
   days on market $380,000 Active 33 DOM
8. 2026-06-09
   days on market $380,000 Active 32 DOM
9. 2026-06-08
   days on market $380,000 Active 31 DOM
10. 2026-06-07
    days on market $380,000 Active 30 DOM
11. 2026-06-05
    days on market $380,000 Active 27 DOM
12. 2026-06-03
    days on market $380,000 Active 26 DOM
13. 2026-06-03
    days on market $380,000 Active 25 DOM
14. 2026-06-01
    days on market $380,000 Active 24 DOM
15. 2026-05-31
    days on market $380,000 Active 23 DOM
16. 2026-05-31
    days on market $380,000 Active 22 DOM
17. 2026-05-06
    listed $380,000 Active 1000-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,992 · $416/mo
• Projected year-2 tax: $4,992 · $416/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AH · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 6 d/yr ≥106°F today · 18 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,234
• − Mortgage interest: −$21,286
• − Property taxes: −$4,992
• − Insurance: −$3,724
• − Repairs & maintenance: −$3,059
• − Management: −$3,059
• − HOA: −$912
• − Depreciation: −$11,055
• Taxable loss: −$9,853
• Est. tax savings @ 24.0%: +$2,365
• After-tax cash flow: $-973/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained, energy-efficient home in a desirable community offers a serene Florida lifestyle with modern amenities and a bright, open concept layout.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
• Both Landscaping improvements — Enhances curb appeal and adds value
• Both Upgrade to energy-efficient windows — Reduces energy costs and enhances curb appeal

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both Upgrade to energy-efficient windows — Reduces energy costs and enhances curb appeal ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 11,409
• Household income: $92,616
• Rent vs Own: 5.8% rent · 94.2% own
• Severe rent burden: 54.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
• Common ancestry: Romanian 3% Italian 2% Portuguese 1%
• Foreign-born: 10% · Canada, Mexico, South Korea
• Languages at home: 91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.99%
• Current HPI: 311.7456
• Rent YoY: ▲ 5.46%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

1 event — show timeline

• 2026-05-06 Listed $380,000 Daytona MLS

Property tax history

+99.4%/yr

Latest (2025): $4,992 · -4.9% YoY. Source: county tax records.