Is 140 Links Terrace Blvd in Daytona Beach, FL a good investment?

CashFlowRE grades it C- with a 5.8% cap rate and $-294/mo modeled cash flow at a $380,000 list price. See the full underwriting and recommended offer on the page.

What is the cap rate for 140 Links Terrace Blvd?

The modeled cap rate is 5.8% — annual NOI divided by price, using CashFlowRE's rent and expense estimates.

What would this property rent for?

Estimated market rent is $3,165/month, from CashFlowRE's rent model.

C- Composite 53.07

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

ARV discount +15.0/15.0
Cash flow +11.3/30.0
Schools +4.2/10.0
Livability +4.2/5.0
Appreciation +4.0/10.0
Condition / age +4.0/5.0
Rent growth +3.9/5.0
1% rule +3.3/10.0
DSCR +3.3/10.0

$380,000

140 Links Terrace Blvd · Daytona Beach, FL 32124

4 bd · 2.0 ba · 1,708 sqft · SingleFamily public records · 92 Days on market

Built 2023 Good condition 2-car garage $222/sqft · 40% below area Est $630k · 40% under $76/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover serene Florida living in the highly desirable LPGA International Community of Daytona Beach. This charming energy efficient 4 bedroom, 2 bath home features fully installed solar panels, a bright open concept layout filled with natural light, and relaxing water views with stunning sunsets right from your backyard. Enjoy outdoor living at its finest with a cozy backyard fire pit, fenced patio area perfect for entertaining or relaxing in privacy, an upgraded wider paver entrance walkway, and an extended driveway providing extra space between vehicles.

Key facts

Water views
Prime location
2 garage spots

What this means for you Summary

Snapshot

This is a 4-bed/2.0-bath single-family listed at $380k. Condition is rated good.

Deal economics

At list price, monthly cash flow is $-294 ($-4k/yr) — negative.
To cash-flow at today's rent, offer at most $328k (13.7% below list).
To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $317k (16.7% below list).
Recommended offer: $317k (16.7% below list) — sets the bar for 1% rule.
Cap rate 5.8% vs local median 3.7% in Daytona Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
Market conditions: Rents rising fast (+5.5%/yr); 397 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 61d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 88% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
This rent runs 41% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

Local home prices are declining (-2.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

It's been on market 92 days — a 9% lower offer ($346k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

Watch-outs: flood insurance adds $152/mo.
Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $316,542 (16.7% below list)

Questions for the listing agent

What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
It's been on market 92 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule: 0.83% ✗
Cap rate: 5.84%
Cash-on-cash: -1.61%
DSCR: 0.93
GRM: 10.0

CMA / ARV

ARV (median comp): $630,000
List price: $380,000
Delta: -39.68%
Verdict: UNDERPRICED
Comps: 1 within 2.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
985 Champion Rdg Dr	0.97mi	3/2.0 (-1)	1,672 (-2%)	0mo	$368,125	$220	56
135 Azure Ct	2.03mi	3/2.0 (-1)	1,661 (-3%)	0mo	$525,000	$316	55
943 Attitude Ave	1.90mi	2/2.0 (-2)	1,608 (-6%)	0mo	$443,000	$275	45
105 Aston Grande Dr	1.87mi	4/3.0	1,310 (-23%)	0mo	$234,000	$179	36
132 Gypsy Palace Ln	2.19mi	2/2.0 (-2)	1,464 (-14%)	0mo	$390,000	$266	31
121 Dockside Pl	1.67mi	3/3.0 (-1)	2,067 (+21%)	0mo	$630,000	$305	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold

IRR: -13.1%
Equity multiple: 0.47×
Total profit: $-55,860
Equity at exit: $73,991

10-year hold

IRR: -2.5%
Equity multiple: 0.78×
Total profit: $-22,995
Equity at exit: $63,414

Cash invested: $106,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE): 87 Strongly Landlord-Friendly
State Florida: 87 Strongly Landlord-Friendly · R+3
County: — inherits STATE
City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now: 34 active · 15 under contract
Months of supply: 204.0 mo (0%/mo absorbed)
Median asking: $374,490 ($206/sqft)
Median days on market: 77 d
This list price: 56% of active listings are priced below it
ARV vs active asking: +78.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 32124

Home prices YoY: -0.6%
Rents YoY: 5.5%
Active inventory: 397
Price-to-rent: 10.0×

Monthly cashflow live

Estimated rent: $3,165 high interval (Pro) →
Mortgage (P&I): −$1,993
Tax from tax record: −$416 /mo · $4,992/yr
Insurance: −$158
Flood insurance flood zone: −$152 /mo · $1,824/yr
HOA: −$76
Lot rent: −$0
Vacancy / Maint / Mgmt: −$665
Net cashflow: $-294

Break-even live

Break-even rent $3,538

Max offer price $327,981

Occupancy floor —

Sensitivity live

Price	-10% $-79	-5% $-187	+0% $-294	+5% $-402	+10% $-510
Rent	-10% $-545	-5% $-420	+0% $-294	+5% $-169	+10% $-44
Rate	-1.0pp $-103	-0.5pp $-198	base $-294	+0.5pp $-393	+1.0pp $-493

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment: $95,000
Closing costs: $11,400
Club membership (one-time): —
Reserves months: —
Total cash needed: —

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested: —
Monthly P&I: —
Monthly cashflow: —
DSCR: —
Eligible?: —

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested: —
Monthly P&I: —
Monthly cashflow: —
DSCR: —
Eligible?: —

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested: —
Monthly P&I: —
Monthly cashflow: —
DSCR: —
Eligible?: —

Short-term bridge; refi at stabilization.

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
136 Links Terrace Blvd Daytona Beach, FL	3.0	2.0	1483	$2,500	$1.69	68d	1	0.02mi
137 Lost Ball Dr Daytona Beach, FL	4.0	2.5	2168	$2,950	$1.36	60d	1	0.09mi
111 Lost Ball Dr Daytona Beach, FL	4.0	2.0	1708	$2,500	$1.46	32d	1	0.11mi
132 Lost Ball Dr Daytona Beach, FL	3.0	2.0	1484	$2,300	$1.55	72d	1	0.13mi
284 Links Terrace Blvd Daytona Beach, FL	4.0	2.5	2200	$2,850	$1.30	72d	1	0.15mi
1250 Champions Dr Daytona Beach, FL	3.0	2.0	2004	$2,595	$1.29	41d	1	0.73mi
1009 Champion Ridge Dr Daytona Beach, FL	4.0	2.0	1828	$2,720	$1.49	32d	1	0.90mi
1008 British Cir Daytona Beach, FL	4.0	2.0	1908	$2,650	$1.39	16d	1	1.09mi

Property features AI

Finance

HOA & community: Homeowners association with quarterly fee ($210) and an additional annual fee ($82); equivalent monthly HOA estimated at $70Community playground

Exterior

Parking: Attached 2-car garage
Security: Smoke detectors
Utilities: Public waterPublic sewerElectricity available
Home design: Single-family residenceOne story
Construction: Built with block, concrete, stone, and stucco materialsBlock and slab foundationShingle roof
Exterior features: Front porchBack yard with fencingWaterfront lot with lake frontageAsphalt road access

Interior

Kitchen: Electric range and ovenMicrowaveDishwasherRefrigeratorElectric water heater
Bedrooms: Total rooms: 5
Flooring: CarpetTileVinyl
Bathrooms: 2 full bathrooms
Heating & cooling: Central heating (heat pump)Central electric air conditioning
Interior features: Breakfast barOpen floorplanSmart home features including smart thermostatWalk-in closets
Laundry & utility: In-unit laundry with washer hookupWasher and dryer included

HOA detail $76/mo · $912/yr

Likely covers: water

Listing history 50 events

2026-08-08

days on market $380,000 Active 92 DOM
2026-08-07

days on market $380,000 Active 91 DOM
2026-08-06

days on market $380,000 Active 90 DOM
2026-08-05

days on market $380,000 Active 89 DOM
2026-08-04

days on market $380,000 Active 88 DOM
2026-08-03

days on market $380,000 Active 87 DOM
2026-07-31

days on market $380,000 Active 84 DOM
2026-07-30

days on market $380,000 Active 82 DOM
2026-07-28

days on market $380,000 Active 81 DOM
2026-07-26

days on market $380,000 Active 79 DOM
2026-07-25

days on market $380,000 Active 78 DOM
2026-07-24

days on market $380,000 Active 77 DOM
2026-07-23

days on market $380,000 Active 76 DOM
2026-07-22

days on market $380,000 Active 75 DOM
2026-07-21

days on market $380,000 Active 74 DOM
2026-07-16

days on market $380,000 Active 69 DOM
2026-07-16

days on market $380,000 Active 68 DOM
2026-07-14

days on market $380,000 Active 67 DOM
2026-07-14

days on market $380,000 Active 66 DOM
2026-07-12

days on market $380,000 Active 65 DOM
2026-07-11

days on market $380,000 Active 64 DOM
2026-07-10

days on market $380,000 Active 63 DOM
2026-07-09

days on market $380,000 Active 62 DOM
2026-07-07

days on market $380,000 Active 60 DOM
2026-07-06

days on market $380,000 Active 59 DOM
2026-07-05

days on market $380,000 Active 58 DOM
2026-07-03

days on market $380,000 Active 56 DOM
2026-07-02

days on market $380,000 Active 55 DOM
2026-07-01

days on market $380,000 Active 54 DOM
2026-06-30

days on market $380,000 Active 53 DOM
2026-06-29

days on market $380,000 Active 52 DOM
2026-06-28

days on market $380,000 Active 51 DOM
2026-06-28

days on market $380,000 Active 50 DOM
2026-06-27

days on market $380,000 Active 49 DOM
2026-06-25

days on market $380,000 Active 47 DOM
2026-06-23

days on market $380,000 Active 45 DOM
2026-06-22

days on market $380,000 Active 44 DOM
2026-06-18

days on market $380,000 Active 41 DOM
2026-06-17

days on market $380,000 Active 40 DOM
2026-06-16

days on market $380,000 Active 39 DOM
2026-06-15

days on market $380,000 Active 38 DOM
2026-06-14

days on market $380,000 Active 36 DOM
2026-06-10

days on market $380,000 Active 33 DOM
2026-06-09

days on market $380,000 Active 32 DOM
2026-06-08

days on market $380,000 Active 31 DOM
2026-06-07

days on market $380,000 Active 30 DOM
2026-06-05

days on market $380,000 Active 27 DOM
2026-06-03

days on market $380,000 Active 26 DOM
2026-06-03

days on market $380,000 Active 25 DOM
2026-06-01

days on market $380,000 Active 24 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax: $4,992 · $416/mo
Projected year-2 tax: $4,992 · $416/mo
Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

🌊 Flood 1/10 Low FEMA zone AH · 0% chance over 30 yrs
🔥 Wildfire 5/10 Major
🌡 Heat 9/10 Extreme 6 d/yr ≥106°F today · 18 d/yr by 30 yrs out
💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income: $37,985
− Mortgage interest: −$21,286
− Property taxes: −$4,992
− Insurance: −$3,724
− Repairs & maintenance: −$3,039
− Management: −$3,039
− HOA: −$912
− Depreciation: −$11,055
Taxable loss: −$10,062

Your marginal tax rate % combined federal + state — saved on this device

Est. tax savings @ 24.0%: +$2,415
After-tax cash flow: $-1,119/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $8,540–$25,620 screening

This well-maintained, energy-efficient home in a desirable community offers a serene Florida lifestyle with modern amenities and a bright, open concept layout.

Value-add opportunities

Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
Both Landscaping improvements — Enhances curb appeal and adds value ↑
Both Upgrade to energy-efficient windows — Reduces energy costs and enhances curb appeal ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 42/100

Zoned Schools

Elementary Champion Elementary School F FL #1,437/2,144 Nat'l #18,859/41,679 Middle David C. Hinson Sr. Middle School C FL #246/571 Nat'l #3,367/14,009 High Mainland High School F FL #400/667 Nat'l #10,191/17,239

Schools (NCES district)

District: Volusia
NCES district ID: 1201920
Math proficiency: 44% ▼ -9.00%
Reading proficiency: 49% ▼ -3.00%
Median HH income: $42,946
Composite: 39.2/100
National rank: #4019
State rank: #47 of 73 in FL

A Composite livability gradescore 83/100

Livability — Daytona Beach

Score: 83/100
State rank: #46
US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place: Daytona Beach, FL
County: Volusia County · 572,749 people
City population: 67,539
Metro: Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP): 11,409
Household income: $92,616
Rent vs Own: 5.8% rent · 94.2% own

Population outlook (Volusia County) Hauer SSP2

Today (2025): 572,749 people
By 2030: 598,695 · +4.5%
By 2040: 644,880 · +12.6%
By 2050: 681,451 · +19.0%
By 2075: 759,957 · +32.7%
By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character: Predominantly White (71%)
Race & ethnicity: White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
Common ancestry: Romanian 3% Italian 2% Portuguese 1%
Foreign-born: 10% · Canada, Mexico, South Korea
Languages at home: 91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics: —

Market trends

HPI YoY: ▼ -1.99%
Current HPI: 311.7456
Rent YoY: ▲ 5.46%
Metro: Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY: ▲ 3.28%
F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
Industrial Technology	2	$29B
#159 Carrier Global Palm Beach Gardens $22.2B #376 Roper Technologies Sarasota $6.8B
Insurance	2	$17B
#348 Fidelity National Financial Jacksonville $12.1B #494 Brown & Brown Daytona Beach $4.6B
Retail	1	$60B
#71 Publix Super Markets Lakeland $60.2B
Technology Distribution	1	$58B
#73 TD Synnex Clearwater $58.5B
Homebuilding	1	$35B
#185 Lennar Miami $35.4B
Technology Manufacturing	1	$35B
#122 Jabil St. Petersburg $34.7B

Price history

1 event — show timeline

2026-05-06 Listed $380,000 Daytona MLS

Property tax history

+99.4%/yr

Latest (2025): $4,992 · -4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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