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154 Woodmere Dr
D+ Composite 48.59
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.0/30.0
  • ARV discount +7.4/15.0
  • DSCR +5.6/10.0
  • Schools +4.3/10.0
  • 1% rule +4.1/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$160,000

154 Woodmere Dr · Enterprise, AL 36330
3 bd · 2.5 ba · 1,506 sqft · Townhouse public records · 2 Days on market
Built 2002 4,792 sqft lot Est $160k · at est. $75/mo HOA · 5% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

MOVE - IN READY TOWNHOME 3 BED 2 1/2 BATH. THIS END UNIT SITS ON A LARGE LOT. ALL APPLIANCES TO REMAIN. HOA PROVIDES CLUBHOUSE, POOL, AND PEST CONTROL. CLOSE TO FT. RUCKER, SHOPPING, DINNING, AND FIRE DEPARTMENT.

Key facts

  • Hoa provides pool
  • End unit
  • Large lot

Tags

MOVE IN READYEND UNITLARGE LOTALL APPLIANCESHOA PROVIDES CLUBHOUSEHOA PROVIDES POOL

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community: Homeowners association with a $75 monthly fee; Community pool

Exterior

  • Parking: Attached garage; Driveway; Garage with 1 parking space
  • Security:
  • Utilities: Public water; Public sewer; Electricity available; Cable available
  • Home design: Townhouse (residential); Two levels
  • Construction: Brick and vinyl siding exterior; Slab foundation
  • Exterior features: Patio; Fenced yard with full privacy fencing; City lot

Interior

  • Kitchen:
  • Bedrooms:
  • Flooring: Carpet; Vinyl; Wood
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Hot water heating; Central heating; Electric heating; Heat pump; Central cooling; Ceiling fan cooling
  • Interior features: Electric water heater; Ceiling fan(s)
  • Laundry & utility:

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $160k.

Deal economics

  • At list price, monthly cash flow is $137 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (9.2% below list).
  • Recommended offer: $145k (9.2% below list) — sets the bar for 1% rule.
  • Cap rate 7.3% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,245 (9.2% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
7.32%
Cash-on-cash
3.66%
DSCR
1.16
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$159,636
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
208 Ridgeway Dr 0.14mi 3/2.5 1,495 (-1%) 1mo $160,000 $107 92
110 Foxchase Ln 0.12mi 3/2.5 1,500 (-0%) 4mo $165,000 $110 91
159 Commons Dr 0.34mi 3/2.5 1,494 (-1%) 1mo $173,500 $116 82
202 Foxchase Ln 0.08mi 2/2.5 (-1) 1,392 (-8%) 1mo $148,000 $106 78
152 Commons Dr 0.30mi 2/2.5 (-1) 1,495 (-1%) 4mo $151,000 $101 76
206 Ridgeway Dr 0.15mi 2/2.5 (-1) 1,380 (-8%) 6mo $131,628 $95 69
75 N Courtyard Way 0.35mi 2/2.5 (-1) 1,610 (+7%) 2mo $176,000 $109 65
33 Courtyard Way 0.46mi 3/2.5 1,462 (-3%) 10mo $150,000 $103 65
108 N Springview Dr 0.66mi 3/2.5 1,494 (-1%) 6mo $153,000 $102 62
31 Courtyard Way 0.46mi 2/2.5 (-1) 1,632 (+8%) 6mo $177,500 $109 55
114 Baldwin Dr 0.74mi 2/2.5 (-1) 1,404 (-7%) 0mo $140,000 $100 49
108 W Briar Dr 0.64mi 2/2.5 (-1) 1,360 (-10%) 9mo $142,120 $105 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-9.6%
Equity multiple
0.65×
Total profit
$-15,898
Equity at exit
$23,857
10-year hold
IRR
0.9%
Equity multiple
1.06×
Total profit
$2,895
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36330

Home prices YoY
-19.4%
Rents YoY
3.9%
Active inventory
441
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,452 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$30 /mo · $360/yr
Insurance
$67
HOA
$75
Vacancy / Maint / Mgmt
$305
Net cashflow
$137

Break-even live

Break-even rent $1,279
Max offer price $160,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
102 Commons Dr Enterprise, AL 2.0 2.5 1380 $1,250 $0.91 43d 1 0.17mi
114 Commons Dr Enterprise, AL 2.0 2.5 1380 $1,300 $0.94 43d 1 0.20mi
133 Commons Dr Enterprise, AL 3.0 2.5 1400 $1,200 $0.86 43d 1 0.25mi
137 Commons Dr Unit 1 Enterprise, AL 2.0 2.5 1369 $1,100 $0.80 43d 1 0.26mi
85 Courtyard Way Enterprise, AL 3.0 2.5 1460 $1,375 $0.94 43d 1 0.33mi
25 Courtyard Way Enterprise, AL 2.0 2.5 1632 $1,250 $0.77 43d 1 0.44mi
206 Myrtlewood Dr Enterprise, AL 3.0 2.0 1155 $1,400 $1.21 43d 1 0.45mi
3101 Achey Dr Enterprise, AL 2.0 1.5 1232 $1,200 $0.97 43d 1 0.46mi
184 N Springview Dr Enterprise, AL 3.0 2.5 1494 $1,350 $0.90 43d 1 0.55mi
160 N Springview Dr Enterprise, AL 3.0 2.5 1495 $1,350 $0.90 43d 1 0.55mi
214 Morgan Ln Enterprise, AL 3.0 2.0 1322 $1,400 $1.06 43d 1 0.65mi
210 Morgan Ln Enterprise, AL 3.0 2.0 1494 $1,300 $0.87 43d 1 0.65mi
102 S Spring View Dr Enterprise, AL 2.0 2.5 1404 $1,300 $0.93 43d 1 0.67mi
106 Pineridge Dr Enterprise, AL 2.0 2.5 1427 $1,150 $0.81 43d 1 0.70mi
114 S Spring View Dr Enterprise, AL 3.0 2.5 1494 $1,300 $0.87 43d 1 0.70mi
118 Baldwin Dr Enterprise, AL 3.0 2.5 1494 $1,375 $0.92 43d 1 0.72mi
203 Winthrope Ln Enterprise, AL 2.0 2.5 1365 $1,325 $0.97 43d 1 0.80mi
107 Wakefield Way Enterprise, AL 2.0 2.5 1369 $1,350 $0.99 43d 1 0.82mi
206 Wakefield Way Enterprise, AL 2.0 2.5 1495 $2,635 $1.76 43d 1 0.86mi
203 Coral Way Enterprise, AL 4.0 2.0 1583 $1,950 $1.23 43d 1 0.86mi
155 Wingate Ave Enterprise, AL 2.0 2.0 1600 $1,450 $0.91 43d 1 0.89mi
452 Sandy Oak Dr Enterprise, AL 2.0 1.5 1300 $1,150 $0.88 43d 1 0.91mi
455 Sandy Oak Dr Enterprise, AL 3.0 2.5 1504 $1,975 $1.31 43d 1 0.92mi
443 Sandy Oak Dr Enterprise, AL 2.0 2.5 1504 $1,350 $0.90 43d 1 0.94mi
605 Melbourne Dr Enterprise, AL 3.0 2.0 1333 $1,650 $1.24 43d 1 1.06mi
12 County Road 738 Enterprise, AL 4.0 2.0 2100 $1,900 $0.90 43d 1 1.06mi
3830 Rucker Blvd Enterprise, AL 3.0 2.0 1216 $1,200 $0.99 43d 4 1.19mi
206 Myrick Dr Enterprise, AL 3.0 2.0 1800 $1,595 $0.89 43d 1 1.45mi
200 Cheyenne Dr Enterprise, AL 2.0 1.5 1088 $800 $0.74 43d 1 1.47mi

HOA detail

Monthly dues
$75 · $900/yr
Likely covers
pool

Listing history 3 events

  1. 2026-06-19
    days on market $160,000 Active 2 DOM
  2. 2026-06-18
    remarks 212-char remark
  3. 2026-06-18
    listed $160,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$360 · $30/mo
Projected year-2 tax
$656 · $55/mo
Expected delta
+$296/yr (+$25/mo · 82.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,429
− Mortgage interest
−$8,962
− Property taxes
−$360
− Insurance
−$800
− Repairs & maintenance
−$1,394
− Management
−$1,394
− HOA
−$900
− Depreciation
−$4,655
Taxable loss
−$1,036
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$249
After-tax cash flow
$1,889/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Enterprise City
NCES district ID
0101320
Math proficiency
40% ▼ -20.00%
Reading proficiency
60% ▲ 4.00%
Median HH income
$51,311
Composite
42.83/100
National rank
#3136
State rank
#12 of 129 in AL

Livability — Enterprise

Score
65/100
State rank
#127
US rank
#12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Enterprise, AL
County
Coffee County · 39,557 people
City population
39,557
Metro
Enterprise, AL
Population (ZIP)
39,557
Household income
$75,765
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
1126.0

Population outlook (Coffee County) Hauer SSP2

Today (2025)
53,133 people
By 2030
53,832 · +1.3%
By 2040
54,504 · +2.6%
By 2050
54,289 · +2.2%
By 2075
51,175 · -3.7%
By 2100
46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Italian 3% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

2024 margin
Solid R (+57.9) · D 20.7% · R 78.6%
2008→2024 swing
-9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
All cycles
2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.44%
Current HPI
184.0163
Rent YoY
▲ 3.92%
Metro
Enterprise, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-17 Listed $160,000 WBR

Property tax history

-0.8%/yr

Latest (2019): $360 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…