154 Woodmere Dr · Enterprise, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 8/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.0/30.0
- ARV discount +7.4/15.0
- DSCR +5.6/10.0
- Schools +4.3/10.0
- 1% rule +4.1/10.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$160,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
MOVE - IN READY TOWNHOME 3 BED 2 1/2 BATH. THIS END UNIT SITS ON A LARGE LOT. ALL APPLIANCES TO REMAIN. HOA PROVIDES CLUBHOUSE, POOL, AND PEST CONTROL. CLOSE TO FT. RUCKER, SHOPPING, DINNING, AND FIRE DEPARTMENT.
Key facts
- Hoa provides pool
- End unit
- Large lot
Tags
Property features AI
Finance
- Other:
- Financial info:
- HOA & community: Homeowners association with a $75 monthly fee; Community pool
Exterior
- Parking: Attached garage; Driveway; Garage with 1 parking space
- Security:
- Utilities: Public water; Public sewer; Electricity available; Cable available
- Home design: Townhouse (residential); Two levels
- Construction: Brick and vinyl siding exterior; Slab foundation
- Exterior features: Patio; Fenced yard with full privacy fencing; City lot
Interior
- Kitchen:
- Bedrooms:
- Flooring: Carpet; Vinyl; Wood
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Hot water heating; Central heating; Electric heating; Heat pump; Central cooling; Ceiling fan cooling
- Interior features: Electric water heater; Ceiling fan(s)
- Laundry & utility:
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $160k.
Deal economics
- At list price, monthly cash flow is $137 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (9.2% below list).
- Recommended offer: $145k (9.2% below list) — sets the bar for 1% rule.
- Cap rate 7.3% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
- Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 7.32%
- Cash-on-cash
- 3.66%
- DSCR
- 1.16
- GRM
- 9.2
CMA / ARV
- ARV (on-the-fly)
- $159,636
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 208 Ridgeway Dr | 0.14mi | 3/2.5 | 1,495 (-1%) | 1mo | $160,000 | $107 | 92 |
| 110 Foxchase Ln | 0.12mi | 3/2.5 | 1,500 (-0%) | 4mo | $165,000 | $110 | 91 |
| 159 Commons Dr | 0.34mi | 3/2.5 | 1,494 (-1%) | 1mo | $173,500 | $116 | 82 |
| 202 Foxchase Ln | 0.08mi | 2/2.5 (-1) | 1,392 (-8%) | 1mo | $148,000 | $106 | 78 |
| 152 Commons Dr | 0.30mi | 2/2.5 (-1) | 1,495 (-1%) | 4mo | $151,000 | $101 | 76 |
| 206 Ridgeway Dr | 0.15mi | 2/2.5 (-1) | 1,380 (-8%) | 6mo | $131,628 | $95 | 69 |
| 75 N Courtyard Way | 0.35mi | 2/2.5 (-1) | 1,610 (+7%) | 2mo | $176,000 | $109 | 65 |
| 33 Courtyard Way | 0.46mi | 3/2.5 | 1,462 (-3%) | 10mo | $150,000 | $103 | 65 |
| 108 N Springview Dr | 0.66mi | 3/2.5 | 1,494 (-1%) | 6mo | $153,000 | $102 | 62 |
| 31 Courtyard Way | 0.46mi | 2/2.5 (-1) | 1,632 (+8%) | 6mo | $177,500 | $109 | 55 |
| 114 Baldwin Dr | 0.74mi | 2/2.5 (-1) | 1,404 (-7%) | 0mo | $140,000 | $100 | 49 |
| 108 W Briar Dr | 0.64mi | 2/2.5 (-1) | 1,360 (-10%) | 9mo | $142,120 | $105 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.92% rent growth · sell at horizon
- IRR
- -9.6%
- Equity multiple
- 0.65×
- Total profit
- $-15,898
- Equity at exit
- $23,857
- IRR
- 0.9%
- Equity multiple
- 1.06×
- Total profit
- $2,895
- Equity at exit
- $13,834
Cash invested: $44,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36330
- Home prices YoY
- -19.4%
- Rents YoY
- 3.9%
- Active inventory
- 441
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $1,452 high interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$30 /mo · $360/yr
- Insurance
- −$67
- HOA
- −$75
- Vacancy / Maint / Mgmt
- −$305
- Net cashflow
- $137
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,000
- Closing costs
- $4,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 102 Commons Dr Enterprise, AL | 2.0 | 2.5 | 1380 | $1,250 | $0.91 | 43d | 1 | 0.17mi |
| 114 Commons Dr Enterprise, AL | 2.0 | 2.5 | 1380 | $1,300 | $0.94 | 43d | 1 | 0.20mi |
| 133 Commons Dr Enterprise, AL | 3.0 | 2.5 | 1400 | $1,200 | $0.86 | 43d | 1 | 0.25mi |
| 137 Commons Dr Unit 1 Enterprise, AL | 2.0 | 2.5 | 1369 | $1,100 | $0.80 | 43d | 1 | 0.26mi |
| 85 Courtyard Way Enterprise, AL | 3.0 | 2.5 | 1460 | $1,375 | $0.94 | 43d | 1 | 0.33mi |
| 25 Courtyard Way Enterprise, AL | 2.0 | 2.5 | 1632 | $1,250 | $0.77 | 43d | 1 | 0.44mi |
| 206 Myrtlewood Dr Enterprise, AL | 3.0 | 2.0 | 1155 | $1,400 | $1.21 | 43d | 1 | 0.45mi |
| 3101 Achey Dr Enterprise, AL | 2.0 | 1.5 | 1232 | $1,200 | $0.97 | 43d | 1 | 0.46mi |
| 184 N Springview Dr Enterprise, AL | 3.0 | 2.5 | 1494 | $1,350 | $0.90 | 43d | 1 | 0.55mi |
| 160 N Springview Dr Enterprise, AL | 3.0 | 2.5 | 1495 | $1,350 | $0.90 | 43d | 1 | 0.55mi |
| 214 Morgan Ln Enterprise, AL | 3.0 | 2.0 | 1322 | $1,400 | $1.06 | 43d | 1 | 0.65mi |
| 210 Morgan Ln Enterprise, AL | 3.0 | 2.0 | 1494 | $1,300 | $0.87 | 43d | 1 | 0.65mi |
| 102 S Spring View Dr Enterprise, AL | 2.0 | 2.5 | 1404 | $1,300 | $0.93 | 43d | 1 | 0.67mi |
| 106 Pineridge Dr Enterprise, AL | 2.0 | 2.5 | 1427 | $1,150 | $0.81 | 43d | 1 | 0.70mi |
| 114 S Spring View Dr Enterprise, AL | 3.0 | 2.5 | 1494 | $1,300 | $0.87 | 43d | 1 | 0.70mi |
| 118 Baldwin Dr Enterprise, AL | 3.0 | 2.5 | 1494 | $1,375 | $0.92 | 43d | 1 | 0.72mi |
| 203 Winthrope Ln Enterprise, AL | 2.0 | 2.5 | 1365 | $1,325 | $0.97 | 43d | 1 | 0.80mi |
| 107 Wakefield Way Enterprise, AL | 2.0 | 2.5 | 1369 | $1,350 | $0.99 | 43d | 1 | 0.82mi |
| 206 Wakefield Way Enterprise, AL | 2.0 | 2.5 | 1495 | $2,635 | $1.76 | 43d | 1 | 0.86mi |
| 203 Coral Way Enterprise, AL | 4.0 | 2.0 | 1583 | $1,950 | $1.23 | 43d | 1 | 0.86mi |
| 155 Wingate Ave Enterprise, AL | 2.0 | 2.0 | 1600 | $1,450 | $0.91 | 43d | 1 | 0.89mi |
| 452 Sandy Oak Dr Enterprise, AL | 2.0 | 1.5 | 1300 | $1,150 | $0.88 | 43d | 1 | 0.91mi |
| 455 Sandy Oak Dr Enterprise, AL | 3.0 | 2.5 | 1504 | $1,975 | $1.31 | 43d | 1 | 0.92mi |
| 443 Sandy Oak Dr Enterprise, AL | 2.0 | 2.5 | 1504 | $1,350 | $0.90 | 43d | 1 | 0.94mi |
| 605 Melbourne Dr Enterprise, AL | 3.0 | 2.0 | 1333 | $1,650 | $1.24 | 43d | 1 | 1.06mi |
| 12 County Road 738 Enterprise, AL | 4.0 | 2.0 | 2100 | $1,900 | $0.90 | 43d | 1 | 1.06mi |
| 3830 Rucker Blvd Enterprise, AL | 3.0 | 2.0 | 1216 | $1,200 | $0.99 | 43d | 4 | 1.19mi |
| 206 Myrick Dr Enterprise, AL | 3.0 | 2.0 | 1800 | $1,595 | $0.89 | 43d | 1 | 1.45mi |
| 200 Cheyenne Dr Enterprise, AL | 2.0 | 1.5 | 1088 | $800 | $0.74 | 43d | 1 | 1.47mi |
HOA detail
- Monthly dues
- $75 · $900/yr
- Likely covers
- pool
Listing history 3 events
-
2026-06-19days on market $160,000 Active 2 DOM
-
2026-06-18remarks 212-char remark
-
2026-06-18$160,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $360 · $30/mo
- Projected year-2 tax
- $656 · $55/mo
- Expected delta
- +$296/yr (+$25/mo · 82.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,429
- − Mortgage interest
- −$8,962
- − Property taxes
- −$360
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,394
- − Management
- −$1,394
- − HOA
- −$900
- − Depreciation
- −$4,655
- Taxable loss
- −$1,036
- Est. tax savings @ 24.0%
- +$249
- After-tax cash flow
- $1,889/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Enterprise City
- NCES district ID
- 0101320
- Math proficiency
- 40% ▼ -20.00%
- Reading proficiency
- 60% ▲ 4.00%
- Median HH income
- $51,311
- Composite
- 42.83/100
- National rank
- #3136
- State rank
- #12 of 129 in AL
Livability — Enterprise
- Score
- 65/100
- State rank
- #127
- US rank
- #12953
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Enterprise, AL
- County
- Coffee County · 39,557 people
- City population
- 39,557
- Metro
- Enterprise, AL
- Population (ZIP)
- 39,557
- Household income
- $75,765
- Rent vs Own
- Severe rent burden
- 1126.0
Population outlook (Coffee County) Hauer SSP2
- Today (2025)
- 53,133 people
- By 2030
- 53,832 · +1.3%
- By 2040
- 54,504 · +2.6%
- By 2050
- 54,289 · +2.2%
- By 2075
- 51,175 · -3.7%
- By 2100
- 46,793 · -11.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 3%
- Common ancestry
- Italian 3% Lithuanian 2% Serbian 2%
- Foreign-born
- 6% · Canada, Vietnam, South Korea
- Languages at home
- 89% English-only · Spanish 8% German/W. Germanic 2%
Political lean MEDSL · Coffee
- 2024 margin
- Solid R (+57.9) · D 20.7% · R 78.6%
- 2008→2024 swing
- -9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
- All cycles
- 2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.44%
- Current HPI
- 184.0163
- Rent YoY
- ▲ 3.92%
- Metro
- Enterprise, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
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| Healthcare | 1 | $5B |
|
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Price history
1 event — show timeline
- 2026-06-17 Listed $160,000 WBR
Property tax history
-0.8%/yrLatest (2019): $360 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…