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350 N George Washington Blvd #9
D- Composite 37.99
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.2/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$34,000

350 N George Washington Blvd #9 · Yuba City, CA 95993
2 bd · 1.0 ba · 546 sqft · Manufactured · 41 Days on market
Built 1967 Est $28k · 22% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Discover the potential awaiting at 350 N George Washington Blvd #9, Yuba City, CA, a 55+ mobile home community in Sutter County. The kitchen can be a central point for gathering and creating in your new home. The patio provides an outdoor extension of your living space, a place to enjoy the California sunshine and fresh air. This mobile home offers a unique chance to shape your dreams into reality.

Key facts

  • Parking
  • Built 1967
  • Listed 41 days

Property features AI

Finance

  • Other: Located at 350 N George Washington Blvd #9, Yuba City, CA 95993; Park located on the corner of George Washington and Franklin
  • HOA & community: No homeowners association; Located in a senior community; No land lease

Exterior

  • Parking: Covered parking, no garage
  • Utilities: Cable available; Natural gas connected; Public water; Public sewer; 220 volts in laundry
  • Home design: Manufactured in park (single wide); Fixer condition; Made by Fleetwood; Built in 1967
  • Construction: Wood skirting; Foam roof
  • Exterior features: Garden; Shed(s)

Interior

  • Kitchen: Free-standing gas range; Free-standing refrigerator; Hood over range; Ice maker; Dishwasher; Microwave; Stone and laminate countertops; Dining space in kitchen
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Vinyl; Wood
  • Bathrooms: 1 full bathroom; Tub with shower over
  • Heating & cooling: Central heating; Wall and window cooling units
  • Interior features: Great room living area; Porch with steps; Window coverings; Unfurnished
  • Laundry & utility: Interior laundry room with hookups; Electric laundry; 220-volt outlet in laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $34k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $34k).
  • Recommended offer: $33k (3.0% below list) — sets the bar for market timing.
  • Cap rate 46.4% vs local median 3.6% in Yuba City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#111 in CA, #3,863 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime D+, schools D, cost of living F.
  • Sutter Union High (rural): math 30% / reading 60% proficiency, ranked #526 of 1,400 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 176 active listings in the ZIP; solid renter incomes; 73 units permitted in Sutter County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $235 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Sutter County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($33k) is reasonable based on typical stale-listing flexibility.
Recommended offer $32,980 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.11%
Cap rate
46.40%
Cash-on-cash
143.26%
DSCR
7.37
GRM
1.6

CMA / ARV

ARV (on-the-fly)
$27,846
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
350 N George Washington Blvd #9 0.00mi 2/1.0 546 (0%) 0mo $28,000 $51 100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
8.03×
Total profit
$66,901
Equity at exit
$5,070
10-year hold
IRR
Equity multiple
16.92×
Total profit
$151,570
Equity at exit
$2,940

Cash invested: $9,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95993

Active inventory
176
Price-to-rent
1.6×

Monthly cashflow live

Estimated rent
$1,736 medium interval (Pro) →
Mortgage (P&I)
$178
Tax est. 1.5%
$42 /mo · $510/yr
Insurance
$14
HOA
$0
Vacancy / Maint / Mgmt
$365
Net cashflow
$1,137

Break-even live

Break-even rent $297
Max offer price $34,000
Occupancy floor 30%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,500
Closing costs
$1,020
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-06-02
    status $34,000 Pending 41 DOM
  2. 2026-06-01
    days on market $34,000 Active 41 DOM
  3. 2026-05-31
    days on market $34,000 Active 40 DOM
  4. 2026-05-30
    days on market $34,000 Active 39 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,832
− Mortgage interest
−$1,905
− Property taxes
−$510
− Insurance
−$170
− Repairs & maintenance
−$1,667
− Management
−$1,667
− Depreciation
−$989
Taxable income
$13,926
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,342
After-tax cash flow
$10,296/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sutter Union High
NCES district ID
0638610
Math proficiency
30% ▲ 5.00%
Reading proficiency
60% ▲ 5.00%
Median HH income
$66,773
Composite
42.4/100
National rank
#6913
State rank
#526 of 1400 in CA

Livability — Yuba City

Score
75/100
State rank
#111
US rank
#3863

Category grades

Amenities A Commute A+ Cost of living F Crime D+ Employment C Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yuba City, CA
County
Sutter County · 81,625 people
City population
81,625
Metro
Yuba City, CA
Population (ZIP)
39,046
Household income
$93,763
Rent vs Own
31.1% rent · 68.9% own
Severe rent burden
738.0

Population outlook (Sutter County) Hauer SSP2

Today (2025)
97,244 people
By 2030
97,170 · -0.1%
By 2040
96,137 · -1.1%
By 2050
93,604 · -3.7%
By 2075
85,008 · -12.6%
By 2100
71,584 · -26.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 45% Asian 25% Hispanic / Latino 23% Two or more races 12% Black 1%
Hispanic origin (detail)
Mexican 21%
Common ancestry
Slovak 2% Italian 1% Russian 1%
Foreign-born
23% · Canada, Vietnam
Languages at home
65% English-only · Other Indo-European 20% Spanish 12% Other Asian/Pacific 1%

Political lean MEDSL · Sutter

2024 margin
Solid R (+31.4) · D 33.1% · R 64.5% · Other 2.4%
2008→2024 swing
-14.7pp toward R · 2008: -16.7pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+16.4 2016: R+16.3 2012: R+21.8 2008: R+16.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -280.05%
Current HPI
210.9131
Rent YoY
Metro
Yuba City, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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