237 White St · Weissport, PA
Flood risk 10/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- Schools +3.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$129,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover a unique opportunity in Weissport Borough with this distinctive property, perfectly blending versatile living spaces. This mobile home, securely set on a permanent foundation, offers an exceptional layout ideal for various lifestyles. The front portion of the residence features a comfortable three-bedroom, one-bathroom configuration, complete with a well-appointed kitchen and a living area, providing a perfect primary dwelling. Beyond the main living quarters, an additional separate section of the home presents an exciting prospect. This independent space includes two more bedrooms, a full bathroom, a convenient kitchenette, and its own living area. With a separate entrance, this versatile addition is perfectly suited for extended family living or as an income-generating rental opportunity, offering privacy and independence. The property also benefits from a one-car garage, thoughtfully situated at the rear, providing secure parking and additional storage. This home delivers a compelling combination of functionality and potential in a desirable location, catering to diverse needs and preferences.
Key facts
- Separate section
- Separate entrance
- Permanent foundation
Tags
Property features AI
Exterior
- Parking: Detached garage (1 car)
- Utilities: Public water; Public sewer
- Home design: Single-story home; R2 zoning
- Construction: Built: Unknown; Asphalt and fiberglass roof
- Exterior features: Vinyl siding
Interior
- Kitchen: Electric oven
- Bedrooms: Total of 9 rooms (includes bedrooms and living spaces)
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric baseboard heating
- Interior features: Eat-in kitchen; Crawl space basement
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath manufactured listed at $129k.
Deal economics
- At list price, monthly cash flow is $162 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $129k).
- Recommended offer: $127k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 74/100 on livability (#531 in PA, #4,922 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: schools F, commute F, employment F.
- Lehighton Area SD (suburban): math 32% / reading 50% proficiency, ranked #336 of 539 in PA (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 139 active listings in the ZIP; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $40k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 11.77%
- Cash-on-cash
- 19.57%
- DSCR
- 1.87
- GRM
- 6.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -7.7%
- Equity multiple
- 0.71×
- Total profit
- $-10,304
- Equity at exit
- $19,234
- IRR
- 2.1%
- Equity multiple
- 1.15×
- Total profit
- $5,385
- Equity at exit
- $11,154
Cash invested: $36,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18235
- Home prices YoY
- -27.1%
- Active inventory
- 139
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,805 medium interval (Pro) →
- Mortgage (P&I)
- −$676
- Tax from tax record
- −$107 /mo · $1,278/yr
- Insurance
- −$54
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$379
- Net cashflow
- $162
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,250
- Closing costs
- $3,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 16 events
-
2026-06-18days on market $129,000 Active 30 DOM
-
2026-06-17days on market $129,000 Active 29 DOM
-
2026-06-16days on market $129,000 Active 28 DOM
-
2026-06-15days on market $129,000 Active 27 DOM
-
2026-06-14days on market $129,000 Active 25 DOM
-
2026-06-10days on market $129,000 Active 22 DOM
-
2026-06-09days on market $129,000 Active 21 DOM
-
2026-06-08days on market $129,000 Active 20 DOM
-
2026-06-07days on market $129,000 Active 19 DOM
-
2026-06-03days on market $129,000 Active 15 DOM
-
2026-06-02days on market $129,000 Active 14 DOM
-
2026-06-01days on market $129,000 Active 13 DOM
-
2026-05-31days on market $129,000 Active 12 DOM
-
2026-05-31days on market $129,000 Active 11 DOM
-
2026-05-19$169,000 Active 1122-char remark
Show marketing remark (1122 chars)
Discover a unique opportunity in Weissport Borough with this distinctive property, perfectly blending versatile living spaces. This mobile home, securely set on a permanent foundation, offers an exceptional layout ideal for various lifestyles. The front portion of the residence features a comfortable three-bedroom, one-bathroom configuration, complete with a well-appointed kitchen and a living area, providing a perfect primary dwelling. Beyond the main living quarters, an additional separate section of the home presents an exciting prospect. This independent space includes two more bedrooms, a full bathroom, a convenient kitchenette, and its own living area. With a separate entrance, this versatile addition is perfectly suited for extended family living or as an income-generating rental opportunity, offering privacy and independence. The property also benefits from a one-car garage, thoughtfully situated at the rear, providing secure parking and additional storage. This home delivers a compelling combination of functionality and potential in a desirable location, catering to diverse needs and preferences.
-
2026-05-19$169,000 Active
Show marketing remark (1122 chars)
Discover a unique opportunity in Weissport Borough with this distinctive property, perfectly blending versatile living spaces. This mobile home, securely set on a permanent foundation, offers an exceptional layout ideal for various lifestyles. The front portion of the residence features a comfortable three-bedroom, one-bathroom configuration, complete with a well-appointed kitchen and a living area, providing a perfect primary dwelling. Beyond the main living quarters, an additional separate section of the home presents an exciting prospect. This independent space includes two more bedrooms, a full bathroom, a convenient kitchenette, and its own living area. With a separate entrance, this versatile addition is perfectly suited for extended family living or as an income-generating rental opportunity, offering privacy and independence. The property also benefits from a one-car garage, thoughtfully situated at the rear, providing secure parking and additional storage. This home delivers a compelling combination of functionality and potential in a desirable location, catering to diverse needs and preferences.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,278 · $107/mo
- Projected year-2 tax
- $1,658 · $138/mo
- Expected delta
- +$380/yr (+$32/mo · 29.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,656
- − Mortgage interest
- −$7,226
- − Property taxes
- −$1,278
- − Insurance
- −$5,764
- − Repairs & maintenance
- −$1,732
- − Management
- −$1,732
- − Depreciation
- −$3,753
- Taxable income
- $171
- Est. tax owed @ 24.0%
- −$41
- After-tax cash flow
- $1,908/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lehighton Area SD
- NCES district ID
- 4213500
- Math proficiency
- 32% ▼ -7.00%
- Reading proficiency
- 50% ▼ -11.00%
- Median HH income
- $51,115
- Composite
- 35.36/100
- National rank
- #4958
- State rank
- #336 of 539 in PA
Livability — Weissport
- Score
- 74/100
- State rank
- #531
- US rank
- #4922
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Weissport, PA
- Population (ZIP)
- 19,121
Population outlook (Carbon County) Hauer SSP2
- Today (2025)
- 61,643 people
- By 2030
- 59,840 · -2.9%
- By 2040
- 55,413 · -10.1%
- By 2050
- 50,843 · -17.5%
- By 2075
- 43,326 · -29.7%
- By 2100
- 37,126 · -39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Romanian 6% Polish 5% Iranian 3%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 96% English-only · Spanish 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Carbon
- 2024 margin
- Solid R (+34.8) · D 32.2% · R 67.0%
- 2008→2024 swing
- -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
- All cycles
- 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -69.77%
- Current HPI
- 187.4645
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-05-19 Listed $169,000 GLVRMLS
- 2026-05-19 Listed $169,000 PMAR
Property tax history
+1.7%/yrLatest (2026): $1,278 · +0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…