13377 N Sandario Rd #7 · Marana, AZ
Flood risk 4/10 · Minor
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.21%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.4/15.0
- Condition / age +4.0/5.0
- Rent growth +3.4/5.0
- Livability +3.4/5.0
- Schools +3.1/10.0
- Appreciation +0.0/10.0
$79,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
3 Bed / 2 Bath. Fully Remodeled. New AC, New Roof, New Windows, 2 Car Carport, Ramp, Shed
Key facts
- Garage
- Built 1977
Property features AI
Finance
- Other: Zoned Marana - MHD
Exterior
- Parking: Attached garage; 2 covered/carport spaces
- Utilities: Public water; Sewer connected
- Home design: Mobile home; Single-story
- Construction: Siding exterior; Membrane roof
- Exterior features: Chain link fencing; Paved road access; East/West exposure
Interior
- Kitchen: Microwave
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Microwave; Laundry room
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $79k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $79k).
- Cap rate 21.8% vs local median 3.3% in Marana — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#67 in AZ) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
- Marana Unified District (4404) (suburban): math 31% / reading 37% proficiency, ranked #83 of 249 in AZ (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Marjorie W Estes Elementary School (math 20% / reading 26%, grade F, #673 of 1,109 statewide, top 61%, 570 students, 49% FRL); Marana Middle School (math 24% / reading 30%, grade F, #97 of 218 statewide, top 45%, 907 students, 44% FRL); Marana High School (math 21% / reading 24%, grade F, #210 of 381 statewide, top 55%, 2,379 students, 36% FRL).
- Market conditions: Rents rising (+3.4%/yr); 412 active listings in the ZIP; solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.4% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.51% ✓
- Cap rate
- 21.76%
- Cash-on-cash
- 55.24%
- DSCR
- 3.46
- GRM
- 3.3
CMA / ARV
- ARV (on-the-fly)
- $78,850
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13377 N Sandario Rd #7 | 0.00mi | 3/2.0 | 950 (0%) | 1mo | $79,000 | $83 | 100 |
| 13377 N Sandario Rd #50 | 0.00mi | 2/2.0 (-1) | 960 (+1%) | 2mo | $70,000 | $73 | 92 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.43% rent growth · sell at horizon
- IRR
- 54.0%
- Equity multiple
- 3.39×
- Total profit
- $52,947
- Equity at exit
- $11,779
- IRR
- 59.3%
- Equity multiple
- 7.03×
- Total profit
- $133,303
- Equity at exit
- $6,830
Cash invested: $22,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85653
- Home prices YoY
- -21.8%
- Rents YoY
- 3.4%
- Active inventory
- 412
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $1,980 medium interval (Pro) →
- Mortgage (P&I)
- −$414
- Tax est. 1.5%
- −$99 /mo · $1,185/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$416
- Net cashflow
- $1,018
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,750
- Closing costs
- $2,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-05-28status Pending
-
2026-05-28$79,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (shaded) · 21% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,761
- − Mortgage interest
- −$4,425
- − Property taxes
- −$1,185
- − Insurance
- −$395
- − Repairs & maintenance
- −$1,901
- − Management
- −$1,901
- − Depreciation
- −$2,298
- Taxable income
- $11,656
- Est. tax owed @ 24.0%
- −$2,797
- After-tax cash flow
- $9,422/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 4 photos
This fully remodeled home features a modern kitchen, well-maintained bathrooms, and new windows. It is in good condition with minimal maintenance required.
Value-add opportunities
- Both Painting the interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics
- Both Landscaping the front yard — A well-maintained front yard can improve the home's curb appeal and rental value
- Both Upgrading the flooring — High-quality flooring can increase the home's resale and rental value
- Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics ↑
- Both Landscaping the front yard — A well-maintained front yard can improve the home's curb appeal and rental value ↑
- Both Upgrading the flooring — High-quality flooring can increase the home's resale and rental value ↑
- Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Marana Unified District (4404)
- NCES district ID
- 0404630
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 37% ▼ -5.00%
- Median HH income
- $65,282
- Composite
- 30.96/100
- National rank
- #6103
- State rank
- #83 of 249 in AZ
Livability — Marana
- Score
- 67/100
- State rank
- #67
- US rank
- #11113
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Marana, AZ
- County
- Pima County · 1,012,107 people
- City population
- 39,625
- Metro
- Tucson, AZ
- Population (ZIP)
- 23,574
- Household income
- $86,154
- Rent vs Own
- Severe rent burden
- 181.0
Population outlook (Pima County) Hauer SSP2
- Today (2025)
- 1,066,056 people
- By 2030
- 1,086,684 · +1.9%
- By 2040
- 1,117,160 · +4.8%
- By 2050
- 1,149,778 · +7.9%
- By 2075
- 1,271,480 · +19.3%
- By 2100
- 1,321,160 · +23.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- White 61% Hispanic / Latino 27% Two or more races 15% Black 3% Native American 2% Asian 1%
- Hispanic origin (detail)
- Mexican 22% Puerto Rican 2%
- Common ancestry
- Romanian 4% Lithuanian 2% Slovak 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 88% English-only · Spanish 9% Other Asian/Pacific 1%
Political lean MEDSL · Pima
- 2024 margin
- D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
- 2008→2024 swing
- +9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
- All cycles
- 2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -69.29%
- Current HPI
- 249.3403
- Rent YoY
- ▲ 3.43%
- Metro
- Tucson, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
2 events — show timeline
- 2026-05-28 Pending — MLSSAZ
- 2026-05-28 Listed $79,000 MLSSAZ
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…