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2872 Antioch Rd
B- Composite 65.86
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$85,000

2872 Antioch Rd · Macon-Bibb County, GA 31206
3 bd · 2.0 ba · 1,232 sqft · SingleFamily public records · 76 Days on market
Built 1956 4,791 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Back on market at no fault of the seller, Buyer defaulted * INVESTMENT PORTFOLIO ADD! This property is producing income right now. The tenant is currently paying $1050 a month with a lease set to expire in January of 2027. This property will be an excellent addition to a portfolio.

Key facts

  • 4,791 sq ft lot
  • Built 1956
  • Listed 76 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $363 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $80k (6.0% below list) — sets the bar for market timing.
  • Cap rate 11.4% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.0%/yr); 209 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
  • At $1,138/mo this rent would consume 45% of the median local household income ($30k/yr) (locally 1335% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 5.0% rent growth), your $24k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 76 days — a 6% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
  • 20 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $68k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
11.41%
Cash-on-cash
18.29%
DSCR
1.81
GRM
6.2

CMA / ARV

ARV (median comp)
$27,623
List price
$85,000
Delta
207.72%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
624 Piedmont Ave 0.36mi 3/2.0 1,276 (+4%) 6mo $48,000 $38 72
554 Nelson St 0.16mi 3/1.0 1,344 (+9%) 4mo $15,000 $11 70
725 Saint James Ave 0.37mi 3/2.0 1,333 (+8%) 6mo $19,000 $14 64
746 Saint James Ave 0.41mi 2/1.0 (-1) 1,220 (-1%) 13mo $35,000 $29 59
525 Ormond Ter 0.66mi 3/2.0 1,179 (-4%) 9mo $95,000 $81 55
569 Villa Esta Cir 0.74mi 3/1.0 1,219 (-1%) 9mo $85,000 $70 53
569 Villa Esta Cir 0.74mi 3/1.0 1,219 (-1%) 9mo $85,000 $70 52
536 Heard Ave 0.45mi 3/1.0 1,136 (-8%) 14mo $60,216 $53 50
3229 Harrel St 0.43mi 3/2.5 1,064 (-14%) 8mo $6,200 $6 48
730 Newberg Ave 0.64mi 3/1.0 1,367 (+11%) 6mo $15,000 $11 43
932 Quinlan Dr 0.72mi 3/2.0 1,411 (+14%) 4mo $50,500 $36 39
3423 Flamingo Dr 0.59mi 3/1.0 1,048 (-15%) 14mo $68,361 $65 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.03% rent growth · sell at horizon

5-year hold
IRR
12.1%
Equity multiple
1.49×
Total profit
$11,683
Equity at exit
$12,674
10-year hold
IRR
22.5%
Equity multiple
3.10×
Total profit
$50,005
Equity at exit
$7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31206

Rents YoY
5.0%
Active inventory
209
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,138 high interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$55 /mo · $665/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$239
Net cashflow
$363

Break-even live

Break-even rent $679
Max offer price $85,000
Occupancy floor 63%

Sensitivity live

Price -10% $411 -5% $387 +0% $363 +5% $339 +10% $315
Rent -10% $273 -5% $318 +0% $363 +5% $408 +10% $453
Rate -1.0pp $405 -0.5pp $384 base $363 +0.5pp $341 +1.0pp $318

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
520 Nelson St Macon, GA 3.0 1.0 1208 $1,225 $1.01 14d 1 0.13mi
558 Cleveland St Macon, GA 2.0 1.0 924 $925 $1.00 44d 1 0.17mi
495 Pittman St Macon, GA 3.0 2.0 1324 $995 $0.75 44d 1 0.23mi
645 Rutherford Ave Macon, GA 4.0 2.0 1481 $1,395 $0.94 44d 1 0.29mi
3423 Flamingo Dr Macon, GA 3.0 1.0 1048 $895 $0.85 44d 1 0.62mi
672 Bowden St Macon, GA 2.0 1.0 1076 $900 $0.84 22d 1 0.69mi
837 Newberg Ave Macon, GA 3.0 1.0 966 $750 $0.78 44d 1 0.74mi
806 Armory Dr Unit B Macon, GA 3.0 1.0 1100 $975 $0.89 44d 1 0.79mi
663 Williams St Macon, GA 3.0 1.0 911 $980 $1.08 44d 1 0.82mi
3709 Flamingo Dr Macon, GA 3.0 1.0 1360 $1,300 $0.96 44d 1 0.84mi
534 Lynmore Ave Macon, GA 2.0 1.0 864 $925 $1.07 44d 1 0.85mi
771 Harold St Macon, GA 2.0 1.0 950 $1,250 $1.32 14d 1 0.86mi
1635 2nd St Macon, GA 3.0 2.0 1159 $1,500 $1.29 44d 1 0.93mi
1089 Brisbane St Macon, GA 3.0 1.0 816 $1,075 $1.32 14d 1 1.00mi
738 Liberty St Unit 738 Macon, GA 2.0 1.0 1378 $989 $0.72 22d 1 1.05mi
738 Liberty St Unit 730 Macon, GA 2.0 1.0 1376 $680 $0.49 22d 1 1.05mi
846 Bedingfield Ave Macon, GA 3.0 1.5 1187 $975 $0.82 44d 1 1.10mi
3149 Somerset Dr Macon, GA 2.0 1.0 897 $745 $0.83 44d 1 1.11mi
3238 Somerset Dr Macon, GA 3.0 1.0 1100 $975 $0.89 14d 1 1.13mi
832 Richmond St Macon, GA 3.0 1.0 1364 $925 $0.68 22d 1 1.18mi
1164 Newberg Ave Macon, GA 3.0 1.0 1100 $1,195 $1.09 44d 1 1.18mi
1148 N Beddingfield Dr Macon, GA 3.0 1.0 1076 $825 $0.77 44d 1 1.21mi
832 Elm St Macon, GA 3.0 2.0 1121 $1,175 $1.05 44d 1 1.22mi
4011 Marion Ave Macon, GA 2.0 1.0 1200 $1,200 $1.00 22d 1 1.22mi
1347 Jackson St Macon, GA 3.0 2.0 1435 $1,300 $0.91 44d 1 1.32mi
3080 Rice Mill Rd Unit C-1 Macon, GA 3.0 1.5 1100 $925 $0.84 22d 1 1.34mi
3080 Rice Mill Rd Macon, GA 3.0 1.0 1100 $950 $0.86 44d 1 1.34mi
1156 Triple Hill Dr Macon, GA 2.0 1.0 980 $875 $0.89 14d 1 1.47mi
1227 Calhoun St Macon, GA 2.0 1.5 1212 $1,200 $0.99 44d 1 1.48mi

Listing history 50 events

  1. 2026-05-31
    days on market $85,000 Active 76 DOM
  2. 2026-05-30
    days on market $85,000 Active 75 DOM
  3. 2026-04-08
    status Active 286-char remark
    Show marketing remark (282 chars)

    *Back on market at no fault of the seller, buyer defaulted* INVESTMENT PORTFOLIO ADD! This property is producing income right now. The tenant is currently paying $1050 a month with a lease set to expire in January of 2027. This property will be an excellent addition to a portfolio.

  4. 2026-04-08
    status Back On Market 282-char remark
    Show marketing remark (282 chars)

    *Back on market at no fault of the seller, buyer defaulted* INVESTMENT PORTFOLIO ADD! This property is producing income right now. The tenant is currently paying $1050 a month with a lease set to expire in January of 2027. This property will be an excellent addition to a portfolio.

  5. 2026-03-13
    historical Active Under Contract 286-char remark
    Show marketing remark (282 chars)

    *Back on market at no fault of the seller, buyer defaulted* INVESTMENT PORTFOLIO ADD! This property is producing income right now. The tenant is currently paying $1050 a month with a lease set to expire in January of 2027. This property will be an excellent addition to a portfolio.

  6. 2026-03-13
    status Under Contract 282-char remark
    Show marketing remark (282 chars)

    *Back on market at no fault of the seller, buyer defaulted* INVESTMENT PORTFOLIO ADD! This property is producing income right now. The tenant is currently paying $1050 a month with a lease set to expire in January of 2027. This property will be an excellent addition to a portfolio.

  7. 2026-02-18
    listed $85,000 New 282-char remark
    Show marketing remark (286 chars)

    * Back on market at no fault of the seller, Buyer defaulted * INVESTMENT PORTFOLIO ADD! This property is producing income right now. The tenant is currently paying $1050 a month with a lease set to expire in January of 2027. This property will be an excellent addition to a portfolio.

  8. 2026-02-18
    listed $85,000 Active 286-char remark
    Show marketing remark (286 chars)

    * Back on market at no fault of the seller, Buyer defaulted * INVESTMENT PORTFOLIO ADD! This property is producing income right now. The tenant is currently paying $1050 a month with a lease set to expire in January of 2027. This property will be an excellent addition to a portfolio.

  9. 2026-01-31
    historical $1,050
  10. 2026-01-15
    listed $1,050
  11. 2026-01-15
    historical $1,050
  12. 2026-01-14
    listed $1,050
  13. 2025-09-30
    historical
  14. 2025-09-12
    historical $1,050
  15. 2025-08-26
    price $1,050
  16. 2025-08-25
    price $91,000
  17. 2025-08-25
    price $91,000
  18. 2025-08-25
    price $91,000
  19. 2025-08-14
    listed $1,200
  20. 2025-06-24
    price $97,000
  21. 2025-06-23
    price $97,000
  22. 2025-06-23
    price $97,000
  23. 2025-05-21
    historical
  24. 2025-05-16
    price $101,000
  25. 2025-05-16
    price $101,000
  26. 2025-04-21
    listed $101,000 New
  27. 2025-04-18
    listed $108,000 New
  28. 2024-05-12
    historical $1,200
  29. 2024-05-04
    price $1,200
  30. 2024-04-23
    listed $1,250
  31. 2024-04-23
    historical $1,250
  32. 2024-04-16
    listed $1,250
  33. 2022-08-01
    soldstatus $68,000
  34. 2022-08-01
    soldstatus $68,000
  35. 2022-08-01
    soldstatus $68,000 Sold
  36. 2022-08-01
    soldstatus $68,000
  37. 2022-07-13
    status Under Contract
  38. 2022-06-30
    status Back On Market
  39. 2022-06-09
    status Under Contract
  40. 2022-04-01
    price $75,000
  41. 2022-03-29
    listed $75,000
  42. 2022-03-29
    listed $75,000
  43. 2022-03-28
    listed $78,000 New
  44. 2021-03-26
    soldstatus $38,000 Sold
  45. 2021-03-26
    soldstatus $38,000
  46. 2021-01-22
    historical
  47. 2020-12-09
    listed $40,500
  48. 2020-07-19
    listed $44,500
  49. 2015-11-20
    soldstatus $8,000
  50. 2015-11-17
    soldstatus $8,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$665 · $55/mo
Projected year-2 tax
$782 · $65/mo
Expected delta
+$117/yr (+$10/mo · 17.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,659
− Mortgage interest
−$4,761
− Property taxes
−$665
− Insurance
−$425
− Repairs & maintenance
−$1,093
− Management
−$1,093
− Depreciation
−$2,473
Taxable income
$3,150
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$756
After-tax cash flow
$3,596/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
24,310
Household income
$30,042
Rent vs Own
56.5% rent · 43.5% own
Severe rent burden
1335.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% White 12% Hispanic / Latino 8% Two or more races 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Lithuanian 1% Italian 1%
Foreign-born
4% · Canada
Languages at home
91% English-only · Spanish 8%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.17%
Current HPI
148.6765
Rent YoY
▲ 5.03%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+325.0% since first listed
55 events — show timeline
  • 2026-04-08 Relisted MGMLS
  • 2026-04-08 Relisted GAMLS
  • 2026-03-13 Contingent MGMLS
  • 2026-03-13 Pending GAMLS
  • 2026-02-18 Listed $85,000 MGMLS
  • 2026-02-18 Listed $85,000 GAMLS
  • 2026-01-31 Rental Removed $1,050 GAMLS
  • 2026-01-15 Listed for Rent $1,050 GAMLS
  • 2026-01-15 Rental Removed $1,050 MGMLS
  • 2026-01-14 Listed for Rent $1,050 MGMLS
  • 2025-09-30 Listing Removed GAMLS
  • 2025-09-12 Rental Removed $1,050 MGMLS
  • 2025-08-26 Price Changed $1,050 MGMLS
  • 2025-08-25 Price Changed $91,000 MGMLS
  • 2025-08-25 Price Changed $91,000 MGMLS
  • 2025-08-25 Price Changed $91,000 GAMLS
  • 2025-08-14 Listed for Rent $1,200 MGMLS
  • 2025-06-24 Price Changed $97,000 GAMLS
  • 2025-06-23 Price Changed $97,000 MGMLS
  • 2025-06-23 Price Changed $97,000 MGMLS
  • 2025-05-21 Listing Removed GAMLS
  • 2025-05-16 Price Changed $101,000 GAMLS
  • 2025-05-16 Price Changed $101,000 MGMLS
  • 2025-04-21 Listed $101,000 GAMLS
  • 2025-04-18 Listed $108,000 GAMLS
  • 2024-05-12 Rental Removed $1,200 RENTALBEAST
  • 2024-05-04 Price Changed $1,200 RENTALBEAST
  • 2024-04-23 Listed for Rent $1,250 RENTALBEAST
  • 2024-04-23 Rental Removed $1,250 RENTEC
  • 2024-04-16 Listed for Rent $1,250 RENTEC
  • 2022-08-01 Sold (Public Records) $68,000 Public Records
  • 2022-08-01 Sold (MLS) $68,000 GAMLS
  • 2022-08-01 Sold (MLS) $68,000 MGMLS
  • 2022-08-01 Sold (MLS) $68,000 CGMLS
  • 2022-07-13 Pending GAMLS
  • 2022-06-30 Relisted GAMLS
  • 2022-06-09 Pending GAMLS
  • 2022-04-01 Price Changed $75,000 GAMLS
  • 2022-03-29 Listed $75,000 MGMLS
  • 2022-03-29 Listed $75,000 CGMLS
  • 2022-03-28 Listed $78,000 GAMLS
  • 2021-03-26 Sold (MLS) $38,000 CGMLS
  • 2021-03-26 Sold (MLS) $38,000 GAMLS
  • 2021-01-22 Listing Removed GAMLS
  • 2020-12-09 Listed $40,500 CGMLS
  • 2020-07-19 Listed $44,500 GAMLS
  • 2015-11-20 Sold (Public Records) $8,000 Public Records
  • 2015-11-17 Sold (MLS) $8,000 GAMLS
  • 2015-05-12 Listed $11,000 GAMLS
  • 2014-09-15 Sold (Public Records) $12,000 Public Records
  • 2014-07-01 Listing Removed GAMLS
  • 2014-01-16 Listed $17,000 GAMLS
  • 2013-12-01 Listing Removed GAMLS
  • 2013-08-22 Listed $32,000 GAMLS
  • 2013-06-19 Sold (MLS) $20,000 GAMLS

Property tax history

+11.2%/yr

Latest (2025): $665 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…