184 Park Center Ave · Nocatee, FL 32081

$580,000

4 bd · 3.0 ba · 2,255 sqft · SingleFamily · 64 Days on market

Built 2022 4,356 sqft lot $257/sqft · 13% below area Est $665k · 13% under $56/mo HOA · 2% of rent ↓ 13% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.3/15.0
• Schools +6.4/10.0
• Cash flow +5.6/30.0
• Appreciation +4.8/10.0
• Livability +3.5/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• 1% rule +1.0/10.0
• DSCR +0.0/10.0

Listing remarks MLS

Welcome to your dream home in the highly sought-after West End at Nocatee Town Center--where location, lifestyle, and luxury come together. Perfectly positioned just moments from premier shopping, dining, the YMCA, Nocatee's award-winning amenities, and nearby office and medical facilities, this exceptional property offers the ultimate in convenience and community living. Better than new, this beautifully upgraded residence sits on a picturesque palm tree-lined street and showcases high-end finishes throughout. Featuring 4 bedrooms, 3 full bathrooms, a dedicated home office, and a versatile bonus room, this thoughtfully designed home offers approximately 2,255 square feet of modern living space tailored to today's homebuyer. Step inside to a bright, open-concept floor plan ideal for both everyday living and entertaining. The spacious family room flows seamlessly into a chef-inspired kitchen, complete with stainless steel appliances, quartz countertops, stylish backsplash, pendant lighting, and a 36" gas cooktop with designer hood--perfect for culinary enthusiasts. The main level includes three generously sized bedrooms, while the upstairs bonus room or fourth bedroom provides flexible space for guests, a media room, or home gym. Additional premium features include: ~ Luxury vinyl plank (LVP) flooring in main living areas ~ Plantation shutters throughout ~ 8-foot interior doors for an elevated feel ~ Custom built-ins with electric fireplace ~ Whole-house water softener system ~ Gutters and added exterior enhancements This move-in ready home blends modern design, energy efficiency, and an unbeatable location--making it a rare opportunity in one of Northeast Florida's most desirable communities. Schedule your private showing today and experience Nocatee living at its finest. Nocatee offers an unparalleled lifestyle with a wide range of amenities designed for all ages and interests. Highlights include: Splash Water Park featuring the thrilling Rip Tide Slide, Lazy Tides River, Splash Cove, lagoon pool, a 330-foot zip line, and a swim club pool. Fitness Club with state-of-the-art cardio and weight equipment, free weights, and fitness classes. Greenway Trails, perfect for hiking and biking, spanning approximately 2,400 acres of stunning natural beauty along a 3.5-mile stretch of the Intracoastal Waterway. Dog Parks catering to your furry friends. Spray Park located behind the Nocatee Swim Club, offering even more water-filled fun for all. Nocatee continues to grow and enhance its offerings, with recent updates and expansions to the Splash and Spray Parks. With countless activities, stunning natural surroundings, and a strong sense of community, Nocatee is truly a wonderful place to call home.

Key facts

• Plantation shutters
• Home office
• Custom built ins

Tags

• HOME OFFICE
• CHEF INSPIRED KITCHEN
• LUXURY VINYL PLANK FLOORING
• PLANTATION SHUTTERS
• CUSTOM BUILT INS
• WHOLE HOUSE WATER SOFTENER

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $580k.

Deal economics

• At list price, monthly cash flow is $-1k ($-15k/yr) — negative.
• To cash-flow at today's rent, offer at most $365k (37.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $345k (40.5% below list).
• Recommended offer: $345k (40.5% below list) — sets the bar for 1% rule.
• Cap rate 3.8% vs local median 2.5% in Nocatee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#425 in FL) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F, cost of living F.
• St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
• Market conditions: Rents rising (+1.1%/yr); 652 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).
• This rent runs 31% of the median local income ($132k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $1k of equity ($4k loan paydown + $-3k appreciation (-0.5% local appreciation)).
• St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 10, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($545k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $345,289 (40.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 40% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.60% ✗
• Cap rate: 3.78%
• Cash-on-cash: -8.97%
• DSCR: 0.60
• GRM: 14.0

CMA / ARV

• ARV (median comp): $665,043
• List price: $580,000
• Delta: -12.79%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
216 Cool Springs Ave	0.14mi	3/3.0 (-1)	2,281 (+1%)	1mo	$595,000	$261	86
208 Cool Spgs Ave	0.14mi	3/3.0 (-1)	2,167 (-4%)	0mo	$560,000	$258	82
807 Nocatee Village Dr	0.10mi	4/3.5	2,400 (+6%)	3mo	$640,000	$267	80
100 Castlebrook Ln	0.31mi	4/2.0	2,224 (-1%)	2mo	$705,000	$317	78
174 Treasure Harbor Dr	0.44mi	4/3.0	2,317 (+3%)	1mo	$610,000	$263	74
144 Tavernier Dr	0.47mi	3/2.0 (-1)	2,232 (-1%)	0mo	$579,000	$259	67
302 Paradise Valley Dr	0.36mi	3/2.5 (-1)	2,109 (-6%)	2mo	$599,000	$284	64
139 Rialto Dr	0.50mi	3/2.0 (-1)	2,150 (-5%)	3mo	$615,000	$286	58
71 Armorer Ct	0.68mi	3/2.5 (-1)	2,173 (-4%)	1mo	$550,000	$253	55
206 Park Lake Dr	0.52mi	3/2.0 (-1)	2,013 (-11%)	2mo	$555,000	$276	47
75 Brook Hills Dr	0.69mi	3/3.0 (-1)	2,053 (-9%)	4mo	$545,000	$265	45
524 Captiva Dr	0.74mi	4/2.0	1,961 (-13%)	3mo	$495,000	$252	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.49% appreciation · 1.13% rent growth · sell at horizon

5-year hold

• IRR: -15.9%
• Equity multiple: 0.30×
• Total profit: $-113,875
• Equity at exit: $154,371

10-year hold

• IRR: -10.7%
• Equity multiple: -0.00×
• Total profit: $-162,407
• Equity at exit: $174,696

Cash invested: $162,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32081

• Home prices YoY: -0.3%
• Rents YoY: 1.1%
• Active inventory: 652
• Price-to-rent: 14.0×

Monthly cashflow live

• Estimated rent: $3,453 medium
• Mortgage (P&I): −$3,042
• Tax from tax record: −$603 /mo · $7,234/yr
• Insurance: −$242
• HOA: −$56
• Vacancy / Maint / Mgmt: −$725
• Net cashflow: $-1,214

Break-even live

Break-even rent $4,990

Max offer price $365,483

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $145,000
• Closing costs: $17,400
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
229 Cool Springs Ave Ponte Vedra, FL	3.0	3.0	2207	$3,700	$1.68	23d	1	0.18mi
36 Banfield Ln Ponte Vedra, FL	3.0	2.5	1680	$3,200	$1.90	7d	1	0.24mi
48 Pine Shadow Pkwy Ponte Vedra, FL	3.0	2.5	1134	$3,887	$3.43	3d	46	0.56mi
82 White Cypress Dr Ponte Vedra, FL	3.0	2.5	2322	$3,450	$1.49	23d	1	1.11mi
78 Wayfare Ln Ponte Vedra, FL	4.0	2.0	1828	$3,100	$1.70	23d	1	1.12mi

HOA detail

• Monthly dues: $56 · $672/yr
• Likely covers: watergaselectricpoolgym

Listing history 19 events

1. 2026-06-18
   days on market $580,000 Active 64 DOM
2. 2026-06-17
   days on market $580,000 Active 63 DOM
3. 2026-06-16
   days on market $580,000 Active 62 DOM
4. 2026-06-15
   days on market $580,000 Active 61 DOM
5. 2026-06-13
   days on market $580,000 Active 59 DOM
6. 2026-06-13
   days on market $580,000 Active 58 DOM
7. 2026-06-10
   days on market $580,000 Active 55 DOM
8. 2026-06-08
   days on market $580,000 Active 54 DOM
9. 2026-06-07
   days on market $580,000 Active 53 DOM
10. 2026-06-03
    days on market $580,000 Active 49 DOM
11. 2026-06-02
    days on market $580,000 Active 48 DOM
12. 2026-06-01
    days on market $580,000 Active 47 DOM
13. 2026-05-31
    days on market $580,000 Active 46 DOM
14. 2026-04-15
    listed $599,000 Active 2746-char remark

    Show marketing remark (2746 chars)

    Welcome to your dream home in the highly sought-after West End at Nocatee Town Center--where location, lifestyle, and luxury come together. Perfectly positioned just moments from premier shopping, dining, the YMCA, Nocatee's award-winning amenities, and nearby office and medical facilities, this exceptional property offers the ultimate in convenience and community living. Better than new, this beautifully upgraded residence sits on a picturesque palm tree-lined street and showcases high-end finishes throughout. Featuring 4 bedrooms, 3 full bathrooms, a dedicated home office, and a versatile bonus room, this thoughtfully designed home offers approximately 2,255 square feet of modern living space tailored to today's homebuyer. Step inside to a bright, open-concept floor plan ideal for both everyday living and entertaining. The spacious family room flows seamlessly into a chef-inspired kitchen, complete with stainless steel appliances, quartz countertops, stylish backsplash, pendant lighting, and a 36" gas cooktop with designer hood--perfect for culinary enthusiasts. The main level includes three generously sized bedrooms, while the upstairs bonus room or fourth bedroom provides flexible space for guests, a media room, or home gym. Additional premium features include: ~ Luxury vinyl plank (LVP) flooring in main living areas ~ Plantation shutters throughout ~ 8-foot interior doors for an elevated feel ~ Custom built-ins with electric fireplace ~ Whole-house water softener system ~ Gutters and added exterior enhancements This move-in ready home blends modern design, energy efficiency, and an unbeatable location--making it a rare opportunity in one of Northeast Florida's most desirable communities. Schedule your private showing today and experience Nocatee living at its finest. Nocatee offers an unparalleled lifestyle with a wide range of amenities designed for all ages and interests. Highlights include: Splash Water Park featuring the thrilling Rip Tide Slide, Lazy Tides River, Splash Cove, lagoon pool, a 330-foot zip line, and a swim club pool. Fitness Club with state-of-the-art cardio and weight equipment, free weights, and fitness classes. Greenway Trails, perfect for hiking and biking, spanning approximately 2,400 acres of stunning natural beauty along a 3.5-mile stretch of the Intracoastal Waterway. Dog Parks catering to your furry friends. Spray Park located behind the Nocatee Swim Club, offering even more water-filled fun for all. Nocatee continues to grow and enhance its offerings, with recent updates and expansions to the Splash and Spray Parks. With countless activities, stunning natural surroundings, and a strong sense of community, Nocatee is truly a wonderful place to call home.

15. 2023-10-13
    historical 2138-char remark

    Show marketing remark (2138 chars)

    HUGE PRICEC REDUCTION! AMAZING LOCATION...WEST END AT NOCATEE Town Center! This stunning residence is BETTER THAN New & boasts luxurious features throughout. With 3 BRs downstairs & a 4th BR/Bonus Rm upstairs, 3 Full BAs + an office & a generous 2,255 sq. ft. of living space, this home offers both comfort & style. Step inside & be greeted by an inviting open floorplan that creates a seamless flow between the living areas. The spacious family rm is perfect for entertaining guests & the chef's kitchen is sure to impress w/stainless steel appliances, Quartz countertops, pendant lighting, backsplash,36''gas cook top & hood vent. Extras include Plantation Shutters, LVP Flooring throughout the main living spaces, 8Ft drs,water softener, gutters, electric fireplace w/custom built-ins & MUCH MORE Additional Features in this Barton Craftsman Floor plan include... ~ The Mounted TV in the Family Room over the Electric Fireplace & Custom Built-in will stay. ~ Soft Close Doors & Drawers in the Kitchen. ~ Laundry Room with cabinetry. ~ Upgraded Lighting. ~ Upgraded Mirrors. ~ Paver Walk-way & driveway. ~ Covered Patio. ~ Rear Load/Entry Garage. ~ Garage Storage Shelving. From this home you can easily walk, bike or take a short golf cart ride to the YMCA, the Nocatee Splash Park, Publix, Starbucks, Dunkin Donuts or to dinner at one of the many restaurants. Town Center living at it's finest! Nocatee amenities include: Splash Water Park featuring Rip Tide Slide, Lazy Tides River, Splash Cove, lagoon pool, 330-foot zip line, swim club pool, fitness club featuring cardio & weight equipment, free weights & classes. Greenway Trails great for hiking & biking, approx. 2,400 acres of wildly beautiful land fronting a 3.5-mile stretch of the Intracoastal Waterway. Multiple Dog Parks. Also spend time at the new Spray Park behind the Nocatee Swim Club! Nocatee continues to build amenities & just completed additional amenities at the Splash & Spray Parks. Nocatee has lots of great activities for all ages & interests. It is a wonderful place to call home.

16. 2023-09-07
    price $635,000 2138-char remark

    Show marketing remark (2138 chars)

    HUGE PRICEC REDUCTION! AMAZING LOCATION...WEST END AT NOCATEE Town Center! This stunning residence is BETTER THAN New & boasts luxurious features throughout. With 3 BRs downstairs & a 4th BR/Bonus Rm upstairs, 3 Full BAs + an office & a generous 2,255 sq. ft. of living space, this home offers both comfort & style. Step inside & be greeted by an inviting open floorplan that creates a seamless flow between the living areas. The spacious family rm is perfect for entertaining guests & the chef's kitchen is sure to impress w/stainless steel appliances, Quartz countertops, pendant lighting, backsplash,36''gas cook top & hood vent. Extras include Plantation Shutters, LVP Flooring throughout the main living spaces, 8Ft drs,water softener, gutters, electric fireplace w/custom built-ins & MUCH MORE Additional Features in this Barton Craftsman Floor plan include... ~ The Mounted TV in the Family Room over the Electric Fireplace & Custom Built-in will stay. ~ Soft Close Doors & Drawers in the Kitchen. ~ Laundry Room with cabinetry. ~ Upgraded Lighting. ~ Upgraded Mirrors. ~ Paver Walk-way & driveway. ~ Covered Patio. ~ Rear Load/Entry Garage. ~ Garage Storage Shelving. From this home you can easily walk, bike or take a short golf cart ride to the YMCA, the Nocatee Splash Park, Publix, Starbucks, Dunkin Donuts or to dinner at one of the many restaurants. Town Center living at it's finest! Nocatee amenities include: Splash Water Park featuring Rip Tide Slide, Lazy Tides River, Splash Cove, lagoon pool, 330-foot zip line, swim club pool, fitness club featuring cardio & weight equipment, free weights & classes. Greenway Trails great for hiking & biking, approx. 2,400 acres of wildly beautiful land fronting a 3.5-mile stretch of the Intracoastal Waterway. Multiple Dog Parks. Also spend time at the new Spray Park behind the Nocatee Swim Club! Nocatee continues to build amenities & just completed additional amenities at the Splash & Spray Parks. Nocatee has lots of great activities for all ages & interests. It is a wonderful place to call home.

17. 2023-08-09
    price $665,000 2138-char remark

    Show marketing remark (2138 chars)

    HUGE PRICEC REDUCTION! AMAZING LOCATION...WEST END AT NOCATEE Town Center! This stunning residence is BETTER THAN New & boasts luxurious features throughout. With 3 BRs downstairs & a 4th BR/Bonus Rm upstairs, 3 Full BAs + an office & a generous 2,255 sq. ft. of living space, this home offers both comfort & style. Step inside & be greeted by an inviting open floorplan that creates a seamless flow between the living areas. The spacious family rm is perfect for entertaining guests & the chef's kitchen is sure to impress w/stainless steel appliances, Quartz countertops, pendant lighting, backsplash,36''gas cook top & hood vent. Extras include Plantation Shutters, LVP Flooring throughout the main living spaces, 8Ft drs,water softener, gutters, electric fireplace w/custom built-ins & MUCH MORE Additional Features in this Barton Craftsman Floor plan include... ~ The Mounted TV in the Family Room over the Electric Fireplace & Custom Built-in will stay. ~ Soft Close Doors & Drawers in the Kitchen. ~ Laundry Room with cabinetry. ~ Upgraded Lighting. ~ Upgraded Mirrors. ~ Paver Walk-way & driveway. ~ Covered Patio. ~ Rear Load/Entry Garage. ~ Garage Storage Shelving. From this home you can easily walk, bike or take a short golf cart ride to the YMCA, the Nocatee Splash Park, Publix, Starbucks, Dunkin Donuts or to dinner at one of the many restaurants. Town Center living at it's finest! Nocatee amenities include: Splash Water Park featuring Rip Tide Slide, Lazy Tides River, Splash Cove, lagoon pool, 330-foot zip line, swim club pool, fitness club featuring cardio & weight equipment, free weights & classes. Greenway Trails great for hiking & biking, approx. 2,400 acres of wildly beautiful land fronting a 3.5-mile stretch of the Intracoastal Waterway. Multiple Dog Parks. Also spend time at the new Spray Park behind the Nocatee Swim Club! Nocatee continues to build amenities & just completed additional amenities at the Splash & Spray Parks. Nocatee has lots of great activities for all ages & interests. It is a wonderful place to call home.

18. 2023-06-16
    price $675,000 2138-char remark

    Show marketing remark (2138 chars)

    HUGE PRICEC REDUCTION! AMAZING LOCATION...WEST END AT NOCATEE Town Center! This stunning residence is BETTER THAN New & boasts luxurious features throughout. With 3 BRs downstairs & a 4th BR/Bonus Rm upstairs, 3 Full BAs + an office & a generous 2,255 sq. ft. of living space, this home offers both comfort & style. Step inside & be greeted by an inviting open floorplan that creates a seamless flow between the living areas. The spacious family rm is perfect for entertaining guests & the chef's kitchen is sure to impress w/stainless steel appliances, Quartz countertops, pendant lighting, backsplash,36''gas cook top & hood vent. Extras include Plantation Shutters, LVP Flooring throughout the main living spaces, 8Ft drs,water softener, gutters, electric fireplace w/custom built-ins & MUCH MORE Additional Features in this Barton Craftsman Floor plan include... ~ The Mounted TV in the Family Room over the Electric Fireplace & Custom Built-in will stay. ~ Soft Close Doors & Drawers in the Kitchen. ~ Laundry Room with cabinetry. ~ Upgraded Lighting. ~ Upgraded Mirrors. ~ Paver Walk-way & driveway. ~ Covered Patio. ~ Rear Load/Entry Garage. ~ Garage Storage Shelving. From this home you can easily walk, bike or take a short golf cart ride to the YMCA, the Nocatee Splash Park, Publix, Starbucks, Dunkin Donuts or to dinner at one of the many restaurants. Town Center living at it's finest! Nocatee amenities include: Splash Water Park featuring Rip Tide Slide, Lazy Tides River, Splash Cove, lagoon pool, 330-foot zip line, swim club pool, fitness club featuring cardio & weight equipment, free weights & classes. Greenway Trails great for hiking & biking, approx. 2,400 acres of wildly beautiful land fronting a 3.5-mile stretch of the Intracoastal Waterway. Multiple Dog Parks. Also spend time at the new Spray Park behind the Nocatee Swim Club! Nocatee continues to build amenities & just completed additional amenities at the Splash & Spray Parks. Nocatee has lots of great activities for all ages & interests. It is a wonderful place to call home.

19. 2023-06-01
    listed $689,900 Active 2138-char remark

    Show marketing remark (2138 chars)

    HUGE PRICEC REDUCTION! AMAZING LOCATION...WEST END AT NOCATEE Town Center! This stunning residence is BETTER THAN New & boasts luxurious features throughout. With 3 BRs downstairs & a 4th BR/Bonus Rm upstairs, 3 Full BAs + an office & a generous 2,255 sq. ft. of living space, this home offers both comfort & style. Step inside & be greeted by an inviting open floorplan that creates a seamless flow between the living areas. The spacious family rm is perfect for entertaining guests & the chef's kitchen is sure to impress w/stainless steel appliances, Quartz countertops, pendant lighting, backsplash,36''gas cook top & hood vent. Extras include Plantation Shutters, LVP Flooring throughout the main living spaces, 8Ft drs,water softener, gutters, electric fireplace w/custom built-ins & MUCH MORE Additional Features in this Barton Craftsman Floor plan include... ~ The Mounted TV in the Family Room over the Electric Fireplace & Custom Built-in will stay. ~ Soft Close Doors & Drawers in the Kitchen. ~ Laundry Room with cabinetry. ~ Upgraded Lighting. ~ Upgraded Mirrors. ~ Paver Walk-way & driveway. ~ Covered Patio. ~ Rear Load/Entry Garage. ~ Garage Storage Shelving. From this home you can easily walk, bike or take a short golf cart ride to the YMCA, the Nocatee Splash Park, Publix, Starbucks, Dunkin Donuts or to dinner at one of the many restaurants. Town Center living at it's finest! Nocatee amenities include: Splash Water Park featuring Rip Tide Slide, Lazy Tides River, Splash Cove, lagoon pool, 330-foot zip line, swim club pool, fitness club featuring cardio & weight equipment, free weights & classes. Greenway Trails great for hiking & biking, approx. 2,400 acres of wildly beautiful land fronting a 3.5-mile stretch of the Intracoastal Waterway. Multiple Dog Parks. Also spend time at the new Spray Park behind the Nocatee Swim Club! Nocatee continues to build amenities & just completed additional amenities at the Splash & Spray Parks. Nocatee has lots of great activities for all ages & interests. It is a wonderful place to call home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $7,234 · $603/mo
• Projected year-2 tax: $7,234 · $603/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,435
• − Mortgage interest: −$32,489
• − Property taxes: −$7,234
• − Insurance: −$2,900
• − Repairs & maintenance: −$3,315
• − Management: −$3,315
• − HOA: −$672
• − Depreciation: −$16,873
• Taxable loss: −$25,363
• Est. tax savings @ 24.0%: +$6,087
• After-tax cash flow: $-8,485/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Johns
• NCES district ID: 1201740
• Math proficiency: 75% ▼ -5.00%
• Reading proficiency: 73% ▼ -2.00%
• Median HH income: $66,842
• Composite: 64.31/100
• National rank: #556
• State rank: #2 of 73 in FL

Livability — Nocatee

• Score: 70/100
• State rank: #425
• US rank: #7550

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Nocatee, FL
• County: Saint Johns County · 301,599 people
• City population: 27,365
• Metro: Jacksonville, FL
• Population (ZIP): 29,784
• Household income: $131,624
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 729.0

Population outlook (St. Johns County) Hauer SSP2

• Today (2025): 303,941 people
• By 2030: 342,590 · +12.7%
• By 2040: 417,328 · +37.3%
• By 2050: 487,011 · +60.2%
• By 2075: 635,395 · +109.1%
• By 2100: 717,469 · +136.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 9% Hispanic / Latino 7% Asian 5% Black 1%
• Hispanic origin (detail): Puerto Rican 3% Cuban 1%
• Common ancestry: Lithuanian 5% Romanian 3% Portuguese 2%
• Foreign-born: 9% · Canada, China
• Languages at home: 89% English-only · Spanish 3% Other Indo-European 3% Other Asian/Pacific 2%

Political lean MEDSL · St. Johns

• 2024 margin: Solid R (+31.4) · D 33.9% · R 65.2%
• 2008→2024 swing: +0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.49%
• Current HPI: 145.8421
• Rent YoY: ▲ 1.13%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-13.2% since first listed

6 events — show timeline

• 2026-04-15 Listed $599,000 realMLS
• 2023-10-13 Listing Removed — realMLS
• 2023-09-07 Price Changed $635,000 realMLS
• 2023-08-09 Price Changed $665,000 realMLS
• 2023-06-16 Price Changed $675,000 realMLS
• 2023-06-01 Listed $689,900 realMLS

Property tax history

+31.0%/yr

Latest (2025): $7,234 · +9.7% YoY. Source: county tax records.