13550 SW 6th Ct Unit 308A · Pembroke Pines, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.0/30.0
- 1% rule +7.9/10.0
- ARV discount +7.5/15.0
- Livability +4.2/5.0
- Schools +4.1/10.0
- Appreciation +4.0/10.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
- DSCR +2.0/10.0
$155,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to the wonderful Century Village 55+ community — a vibrant neighborhood offering exceptional amenities and a true resort-style lifestyle! This charming 2-bedroom, 1.5-bath residence is nestled within a wellmaintained, active community featuring a clubhouse, gym, theater, restaurant, golf course, and sparkling swimming pools. Residents enjoy tennis and padel courts, courtesy bus transportation, 24/7 security for added peace of mind. Experience the perfect blend of comfort, convenience, and community — where every day feels like a vacation!
Key facts
- Theater
- Restaurant
- Clubhouse
Tags
Property features AI
Finance
- Other: Association pool
- Financial info: Pets not allowed
- HOA & community: Monthly association fee; Association fee includes amenities, common areas, cable TV, HVAC, internet, grounds maintenance, pool(s), sewer, security, trash, and water; Association amenities: clubhouse, fitness center, laundry, pool, elevators; Senior community
Exterior
- Parking: Assigned parking; Two or more parking spaces
- Security: Security guard
- Utilities: Has cooling; Has heating
- Home design: Attached property; 4-story building; Entry on level 3
- Construction: Block construction; Effective year built
- Exterior features: Balcony; Open balcony/porch
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
- Bedrooms: Bedroom located on the main level
- Flooring: Carpet; Tile
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: First floor entry; Bedroom on main level
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $155k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-161 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $132k (15.0% below list).
- Meets the 1% rule at list price ($2k rent vs $155k).
- Recommended offer: $132k (15.0% below list) — sets the bar for cash-flow.
- Cap rate 5.0% vs local median 4.0% in Pembroke Pines — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A-; Watch: amenities D+, cost of living D+.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Charles W Flanagan High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 2,475 students, 57% FRL).
- Market conditions: Rents soft (-0.2%/yr); 549 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-2.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 34% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 5.05%
- Cash-on-cash
- -4.45%
- DSCR
- 0.80
- GRM
- 6.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-2.01% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -21.4%
- Equity multiple
- 0.21×
- Total profit
- $-34,311
- Equity at exit
- $30,014
- IRR
- -24.1%
- Equity multiple
- -0.34×
- Total profit
- $-58,191
- Equity at exit
- $25,565
Cash invested: $43,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33027
- Home prices YoY
- -0.6%
- Rents YoY
- -0.2%
- Active inventory
- 549
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $2,004 high interval (Pro) →
- Mortgage (P&I)
- −$813
- Tax est. 1.5%
- −$194 /mo · $2,325/yr
- Insurance
- −$65
- HOA
- −$673
- Vacancy / Maint / Mgmt
- −$421
- Net cashflow
- $-161
Break-even live
Sensitivity live
| Price | -10% $-54 | -5% $-107 | +0% $-161 | +5% $-215 | +10% $-268 |
|---|---|---|---|---|---|
| Rent | -10% $-319 | -5% $-240 | +0% $-161 | +5% $-82 | +10% $-3 |
| Rate | -1.0pp $-83 | -0.5pp $-122 | base $-161 | +0.5pp $-201 | +1.0pp $-242 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,750
- Closing costs
- $4,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 301 SW 135th Ave Unit 415C Pembroke Pines, FL | 1.0 | 1.5 | 811 | $1,650 | $2.03 | 0d | 1 | 0.02mi |
| 301 SW 135th Ave Unit 415C Pembroke Pines, FL | 1.0 | 1.5 | 811 | $1,650 | $2.03 | 23d | 1 | 0.02mi |
| 551 SW 135th Ave Unit 405B Pembroke Pines, FL | 2.0 | 1.5 | 953 | $1,700 | $1.78 | 26d | 1 | 0.07mi |
| 13475 SW 9th St Unit 407A Pembroke Pines, FL | 1.0 | 1.0 | 685 | $1,550 | $2.26 | 26d | 1 | 0.12mi |
| 850 SW 133rd Ter Pembroke Pines, FL | 2.0 | 1.5 | 953 | $1,938 | $2.03 | 22d | 2 | 0.13mi |
| 850 SW 133rd Ter Pembroke Pines, FL | 2.0 | 1.5 | 953 | $1,938 | $2.03 | 3d | 2 | 0.13mi |
| 850 SW 133rd Ter Unit B406 Pembroke Pines, FL | 2.0 | 1.5 | 953 | $1,900 | $1.99 | 26d | 1 | 0.13mi |
| 850 SW 133rd Ter Unit 106B Pembroke Pines, FL | 2.0 | 1.5 | 953 | $1,975 | $2.07 | 23d | 1 | 0.13mi |
| 800 SW 137th Ave Unit G404 Pembroke Pines, FL | 1.0 | 1.0 | 540 | $1,590 | $2.94 | 26d | 1 | 0.15mi |
| 800 SW 137th Ave Unit G404 Pembroke Pines, FL | 1.0 | 1.0 | 540 | $1,580 | $2.93 | 0d | 1 | 0.15mi |
| 13250 SW 7th Ct Unit 402L Pembroke Pines, FL | 2.0 | 2.0 | 1044 | $1,750 | $1.68 | 4d | 1 | 0.16mi |
| 13250 SW 7th Ct Unit 402L Pembroke Pines, FL | 2.0 | 2.0 | 1044 | $1,750 | $1.68 | 16d | 1 | 0.16mi |
| 801 SW 133rd Ter Unit 401K Pembroke Pines, FL | 1.0 | 1.0 | 960 | $1,850 | $1.93 | 26d | 1 | 0.17mi |
| 13455 SW 9th Ct Pembroke Pines, FL | 1.0 | 1.5 | 811 | $1,685 | $2.08 | 23d | 2 | 0.17mi |
| 13255 SW 7th Ct Unit 406D Pembroke Pines, FL | 2.0 | 1.5 | 953 | $1,850 | $1.94 | 9d | 1 | 0.20mi |
| 13255 SW 7th Ct Unit 305D Pembroke Pines, FL | 2.0 | 1.5 | 953 | $1,850 | $1.94 | 26d | 1 | 0.20mi |
| 13355 SW 9th Ct Unit 317H Pembroke Pines, FL | 2.0 | 2.0 | 1044 | $1,975 | $1.89 | 7d | 1 | 0.21mi |
| 400 SW 134th Way Pembroke Pines, FL | 1.0–2.0 | 1.5–2.0 | 927 | $2,000 | $2.16 | 26d | 3 | 0.21mi |
| 400 SW 134th Way Pembroke Pines, FL | 1.0–2.0 | 1.5–2.0 | 927 | $2,000 | $2.16 | 12d | 2 | 0.21mi |
| 400 SW 134th Way Unit 302F Pembroke Pines, FL | 2.0 | 2.0 | 1044 | $2,000 | $1.92 | 9d | 1 | 0.21mi |
| 13255 SW 7th Ct Pembroke Pines, FL | 2.0 | 1.5 | 953 | $1,825 | $1.92 | 0d | 2 | 0.22mi |
| 13255 SW 9th Ct Unit 402G Pembroke Pines, FL | 2.0 | 2.0 | 1044 | $1,800 | $1.72 | 26d | 1 | 0.24mi |
| 850 SW 138th Ave Pembroke Pines, FL | 1.0–2.0 | 1.5–2.0 | 1120 | $2,250 | $2.01 | 23d | 2 | 0.24mi |
| 251 SW 134th Way Unit 210M Pembroke Pines, FL | 2.0 | 1.5 | 954 | $1,645 | $1.72 | 23d | 1 | 0.25mi |
| 251 SW 134th Way Pembroke Pines, FL | 1.0–2.0 | 1.5 | 882 | $1,645 | $1.86 | 9d | 2 | 0.25mi |
| 13255 SW 9th Ct Unit 202G Pembroke Pines, FL | 2.0 | 2.0 | 1044 | $1,790 | $1.71 | 19d | 1 | 0.26mi |
| 13155 SW 7th Ct Unit 402E Pembroke Pines, FL | 2.0 | 2.0 | 1044 | $2,000 | $1.92 | 26d | 1 | 0.28mi |
| 800 SW 131st Ave Unit 311F Pembroke Pines, FL | 1.0 | 1.5 | 811 | $1,800 | $2.22 | 26d | 1 | 0.28mi |
| 13455 SW 3rd St Unit 309S Pembroke Pines, FL | 1.0 | 1.5 | 811 | $1,700 | $2.10 | 26d | 1 | 0.29mi |
| 151 SW 135th Ter Unit 108T Pembroke Pines, FL | 1.0 | 1.0 | 685 | $1,600 | $2.34 | 4d | 1 | 0.31mi |
| 251 SW 132nd Way Unit 204H Pembroke Pines, FL | 1.0 | 1.5 | 811 | $1,700 | $2.10 | 26d | 1 | 0.32mi |
| 150 SW 134th Way Pembroke Pines, FL | 2.0 | 1.5–2.0 | 1060 | $1,800 | $1.70 | 26d | 2 | 0.32mi |
| 13500 SW 1st St Pembroke Pines, FL | 2.0 | 1.5 | 954 | $1,750 | $1.83 | 7d | 2 | 0.33mi |
| 13500 SW 1st St Pembroke Pines, FL | 2.0 | 1.5 | 954 | $1,750 | $1.83 | 26d | 2 | 0.33mi |
| 701 SW 141st Ave Unit 110R Pembroke Pines, FL | 2.0 | 1.5 | 1032 | $2,200 | $2.13 | 9d | 1 | 0.33mi |
| 701 SW 141st Ave Unit 110R Pembroke Pines, FL | 2.0 | 1.5 | 1032 | $2,200 | $2.13 | 26d | 1 | 0.33mi |
| 701 SW 141st Ave Unit 405R Pembroke Pines, FL | 2.0 | 1.5 | 1032 | $2,000 | $1.94 | 26d | 1 | 0.33mi |
| 200 SW 132nd Way Pembroke Pines, FL | 1.0–2.0 | 1.5 | 882 | $1,750 | $1.98 | 6d | 2 | 0.33mi |
| 13300 SW 1st St Pembroke Pines, FL | 1.0 | 1.5 | 811 | $1,510 | $1.86 | 5d | 2 | 0.37mi |
| 101 SW 132nd Way Pembroke Pines, FL | 1.0 | 1.5 | 811 | $1,550 | $1.91 | 23d | 2 | 0.39mi |
HOA detail
- Monthly dues
- $673 · $8,076/yr
- Likely covers
- poolgymsecurity
Listing history 34 events
-
2026-06-21days on market $155,000 Active 59 DOM
-
2026-06-18days on market $155,000 Active 56 DOM
-
2026-06-17days on market $155,000 Active 55 DOM
-
2026-06-16days on market $155,000 Active 54 DOM
-
2026-06-15days on market $155,000 Active 53 DOM
-
2026-06-13days on market $155,000 Active 51 DOM
-
2026-06-09days on market $155,000 Active 47 DOM
-
2026-06-08days on market $155,000 Active 46 DOM
-
2026-06-07days on market $155,000 Active 45 DOM
-
2026-06-04days on market $155,000 Active 42 DOM
-
2026-06-03days on market $155,000 Active 41 DOM
-
2026-06-02days on market $155,000 Active 40 DOM
-
2026-06-01days on market $155,000 Active 39 DOM
-
2026-05-31days on market $155,000 Active 38 DOM
-
2026-04-23$155,000 Active
-
2026-03-17historical
-
2026-01-25historical $1,650
-
2026-01-17price $1,650
-
2026-01-16price $175,000
-
2025-12-23price $1,750
-
2025-11-06$205,000 Active
-
2025-11-01$1,850
-
2025-09-18historical $1,850
-
2025-09-04$1,850
-
2024-03-05historical $1,800
-
2024-03-03historical
-
2024-01-20price $1,800
-
2023-11-30$2,000
-
2023-11-29price $220,000
-
2023-11-29price $210,000
-
2023-10-03$235,000 Active
-
2021-09-13historical
-
2021-09-09historical Active Under Contract
-
2021-05-28$185,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,048
- − Mortgage interest
- −$8,682
- − Property taxes
- −$2,325
- − Insurance
- −$775
- − Repairs & maintenance
- −$1,924
- − Management
- −$1,924
- − HOA
- −$8,076
- − Depreciation
- −$4,509
- Taxable loss
- −$4,167
- Est. tax savings @ 24.0%
- +$1,000
- After-tax cash flow
- $-932/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained Century Village property offers a great blend of amenities and a resort-style lifestyle. With minor updates, it can significantly increase its value.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and resale value
- Both Replace flooring — Improves aesthetics and functionality
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior — Enhances curb appeal and resale value ↑
- Both Replace flooring — Improves aesthetics and functionality ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Pembroke Pines
- Score
- 83/100
- State rank
- #54
- US rank
- #933
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pembroke Pines, FL
- County
- Broward County · 1,963,430 people
- City population
- 180,224
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 65,116
- Household income
- $76,561
- Rent vs Own
- Severe rent burden
- 1728.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
- Hispanic origin (detail)
- Puerto Rican 6% Cuban 19% Dominican 3%
- Common ancestry
- Hispanic 6% Romanian 1% Scotch-Irish 1%
- Foreign-born
- 47% · Canada, Jamaica, Vietnam
- Languages at home
- 40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -2.01%
- Current HPI
- 359.5973
- Rent YoY
- ▼ -0.20%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-16.2% since first listed20 events — show timeline
- 2026-04-23 Listed $155,000 MARMLS
- 2026-03-17 Listing Removed — MARMLS
- 2026-01-25 Rental Removed $1,650 MARMLS
- 2026-01-17 Price Changed $1,650 MARMLS
- 2026-01-16 Price Changed $175,000 MARMLS
- 2025-12-23 Price Changed $1,750 MARMLS
- 2025-11-06 Listed $205,000 MARMLS
- 2025-11-01 Listed for Rent $1,850 MARMLS
- 2025-09-18 Rental Removed $1,850 MARMLS
- 2025-09-04 Listed for Rent $1,850 MARMLS
- 2024-03-05 Rental Removed $1,800 MARMLS
- 2024-03-03 Listing Removed — MARMLS
- 2024-01-20 Price Changed $1,800 MARMLS
- 2023-11-30 Listed for Rent $2,000 MARMLS
- 2023-11-29 Price Changed $220,000 MARMLS
- 2023-11-29 Price Changed $210,000 MARMLS
- 2023-10-03 Listed $235,000 MARMLS
- 2021-09-13 Listing Removed — MARMLS
- 2021-09-09 Contingent — MARMLS
- 2021-05-28 Listed $185,000 MARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…