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13550 SW 6th Ct Unit 308A
D Composite 44.09
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.0/30.0
  • 1% rule +7.9/10.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Appreciation +4.0/10.0
  • Condition / age +4.0/5.0
  • Rent growth +2.5/5.0
  • DSCR +2.0/10.0

$155,000

13550 SW 6th Ct Unit 308A · Pembroke Pines, FL 33027
2 bd · 1.5 ba · 953 sqft · SingleFamily · 59 Days on market
Built 1984 Good condition $673/mo HOA · 34% of rent ↓ 16% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to the wonderful Century Village 55+ community — a vibrant neighborhood offering exceptional amenities and a true resort-style lifestyle! This charming 2-bedroom, 1.5-bath residence is nestled within a wellmaintained, active community featuring a clubhouse, gym, theater, restaurant, golf course, and sparkling swimming pools. Residents enjoy tennis and padel courts, courtesy bus transportation, 24/7 security for added peace of mind. Experience the perfect blend of comfort, convenience, and community — where every day feels like a vacation!

Key facts

  • Theater
  • Restaurant
  • Clubhouse

Tags

CENTURY VILLAGE COMMUNITYCLUBHOUSEGYMTHEATERRESTAURANTGOLF COURSE

Property features AI

Finance

  • Other: Association pool
  • Financial info: Pets not allowed
  • HOA & community: Monthly association fee; Association fee includes amenities, common areas, cable TV, HVAC, internet, grounds maintenance, pool(s), sewer, security, trash, and water; Association amenities: clubhouse, fitness center, laundry, pool, elevators; Senior community

Exterior

  • Parking: Assigned parking; Two or more parking spaces
  • Security: Security guard
  • Utilities: Has cooling; Has heating
  • Home design: Attached property; 4-story building; Entry on level 3
  • Construction: Block construction; Effective year built
  • Exterior features: Balcony; Open balcony/porch

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: Bedroom located on the main level
  • Flooring: Carpet; Tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: First floor entry; Bedroom on main level
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $155k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-161 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $132k (15.0% below list).
  • Meets the 1% rule at list price ($2k rent vs $155k).
  • Recommended offer: $132k (15.0% below list) — sets the bar for cash-flow.
  • Cap rate 5.0% vs local median 4.0% in Pembroke Pines — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Charles W Flanagan High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 2,475 students, 57% FRL).
  • Market conditions: Rents soft (-0.2%/yr); 549 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 34% of rent.
Recommended offer $131,704 (15.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.29%
Cap rate
5.05%
Cash-on-cash
-4.45%
DSCR
0.80
GRM
6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.01% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-21.4%
Equity multiple
0.21×
Total profit
$-34,311
Equity at exit
$30,014
10-year hold
IRR
-24.1%
Equity multiple
-0.34×
Total profit
$-58,191
Equity at exit
$25,565

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33027

Home prices YoY
-0.6%
Rents YoY
-0.2%
Active inventory
549
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$2,004 high interval (Pro) →
Mortgage (P&I)
$813
Tax est. 1.5%
$194 /mo · $2,325/yr
Insurance
$65
HOA
$673
Vacancy / Maint / Mgmt
$421
Net cashflow
$-161

Break-even live

Break-even rent $2,208
Max offer price $131,704
Occupancy floor

Sensitivity live

Price -10% $-54 -5% $-107 +0% $-161 +5% $-215 +10% $-268
Rent -10% $-319 -5% $-240 +0% $-161 +5% $-82 +10% $-3
Rate -1.0pp $-83 -0.5pp $-122 base $-161 +0.5pp $-201 +1.0pp $-242

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
301 SW 135th Ave Unit 415C Pembroke Pines, FL 1.0 1.5 811 $1,650 $2.03 0d 1 0.02mi
301 SW 135th Ave Unit 415C Pembroke Pines, FL 1.0 1.5 811 $1,650 $2.03 23d 1 0.02mi
551 SW 135th Ave Unit 405B Pembroke Pines, FL 2.0 1.5 953 $1,700 $1.78 26d 1 0.07mi
13475 SW 9th St Unit 407A Pembroke Pines, FL 1.0 1.0 685 $1,550 $2.26 26d 1 0.12mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 22d 2 0.13mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 3d 2 0.13mi
850 SW 133rd Ter Unit B406 Pembroke Pines, FL 2.0 1.5 953 $1,900 $1.99 26d 1 0.13mi
850 SW 133rd Ter Unit 106B Pembroke Pines, FL 2.0 1.5 953 $1,975 $2.07 23d 1 0.13mi
800 SW 137th Ave Unit G404 Pembroke Pines, FL 1.0 1.0 540 $1,590 $2.94 26d 1 0.15mi
800 SW 137th Ave Unit G404 Pembroke Pines, FL 1.0 1.0 540 $1,580 $2.93 0d 1 0.15mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 4d 1 0.16mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 16d 1 0.16mi
801 SW 133rd Ter Unit 401K Pembroke Pines, FL 1.0 1.0 960 $1,850 $1.93 26d 1 0.17mi
13455 SW 9th Ct Pembroke Pines, FL 1.0 1.5 811 $1,685 $2.08 23d 2 0.17mi
13255 SW 7th Ct Unit 406D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 9d 1 0.20mi
13255 SW 7th Ct Unit 305D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 26d 1 0.20mi
13355 SW 9th Ct Unit 317H Pembroke Pines, FL 2.0 2.0 1044 $1,975 $1.89 7d 1 0.21mi
400 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5–2.0 927 $2,000 $2.16 26d 3 0.21mi
400 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5–2.0 927 $2,000 $2.16 12d 2 0.21mi
400 SW 134th Way Unit 302F Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 9d 1 0.21mi
13255 SW 7th Ct Pembroke Pines, FL 2.0 1.5 953 $1,825 $1.92 0d 2 0.22mi
13255 SW 9th Ct Unit 402G Pembroke Pines, FL 2.0 2.0 1044 $1,800 $1.72 26d 1 0.24mi
850 SW 138th Ave Pembroke Pines, FL 1.0–2.0 1.5–2.0 1120 $2,250 $2.01 23d 2 0.24mi
251 SW 134th Way Unit 210M Pembroke Pines, FL 2.0 1.5 954 $1,645 $1.72 23d 1 0.25mi
251 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5 882 $1,645 $1.86 9d 2 0.25mi
13255 SW 9th Ct Unit 202G Pembroke Pines, FL 2.0 2.0 1044 $1,790 $1.71 19d 1 0.26mi
13155 SW 7th Ct Unit 402E Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 26d 1 0.28mi
800 SW 131st Ave Unit 311F Pembroke Pines, FL 1.0 1.5 811 $1,800 $2.22 26d 1 0.28mi
13455 SW 3rd St Unit 309S Pembroke Pines, FL 1.0 1.5 811 $1,700 $2.10 26d 1 0.29mi
151 SW 135th Ter Unit 108T Pembroke Pines, FL 1.0 1.0 685 $1,600 $2.34 4d 1 0.31mi
251 SW 132nd Way Unit 204H Pembroke Pines, FL 1.0 1.5 811 $1,700 $2.10 26d 1 0.32mi
150 SW 134th Way Pembroke Pines, FL 2.0 1.5–2.0 1060 $1,800 $1.70 26d 2 0.32mi
13500 SW 1st St Pembroke Pines, FL 2.0 1.5 954 $1,750 $1.83 7d 2 0.33mi
13500 SW 1st St Pembroke Pines, FL 2.0 1.5 954 $1,750 $1.83 26d 2 0.33mi
701 SW 141st Ave Unit 110R Pembroke Pines, FL 2.0 1.5 1032 $2,200 $2.13 9d 1 0.33mi
701 SW 141st Ave Unit 110R Pembroke Pines, FL 2.0 1.5 1032 $2,200 $2.13 26d 1 0.33mi
701 SW 141st Ave Unit 405R Pembroke Pines, FL 2.0 1.5 1032 $2,000 $1.94 26d 1 0.33mi
200 SW 132nd Way Pembroke Pines, FL 1.0–2.0 1.5 882 $1,750 $1.98 6d 2 0.33mi
13300 SW 1st St Pembroke Pines, FL 1.0 1.5 811 $1,510 $1.86 5d 2 0.37mi
101 SW 132nd Way Pembroke Pines, FL 1.0 1.5 811 $1,550 $1.91 23d 2 0.39mi

HOA detail

Monthly dues
$673 · $8,076/yr
Likely covers
poolgymsecurity

Listing history 34 events

  1. 2026-06-21
    days on market $155,000 Active 59 DOM
  2. 2026-06-18
    days on market $155,000 Active 56 DOM
  3. 2026-06-17
    days on market $155,000 Active 55 DOM
  4. 2026-06-16
    days on market $155,000 Active 54 DOM
  5. 2026-06-15
    days on market $155,000 Active 53 DOM
  6. 2026-06-13
    days on market $155,000 Active 51 DOM
  7. 2026-06-09
    days on market $155,000 Active 47 DOM
  8. 2026-06-08
    days on market $155,000 Active 46 DOM
  9. 2026-06-07
    days on market $155,000 Active 45 DOM
  10. 2026-06-04
    days on market $155,000 Active 42 DOM
  11. 2026-06-03
    days on market $155,000 Active 41 DOM
  12. 2026-06-02
    days on market $155,000 Active 40 DOM
  13. 2026-06-01
    days on market $155,000 Active 39 DOM
  14. 2026-05-31
    days on market $155,000 Active 38 DOM
  15. 2026-04-23
    listed $155,000 Active
  16. 2026-03-17
    historical
  17. 2026-01-25
    historical $1,650
  18. 2026-01-17
    price $1,650
  19. 2026-01-16
    price $175,000
  20. 2025-12-23
    price $1,750
  21. 2025-11-06
    listed $205,000 Active
  22. 2025-11-01
    listed $1,850
  23. 2025-09-18
    historical $1,850
  24. 2025-09-04
    listed $1,850
  25. 2024-03-05
    historical $1,800
  26. 2024-03-03
    historical
  27. 2024-01-20
    price $1,800
  28. 2023-11-30
    listed $2,000
  29. 2023-11-29
    price $220,000
  30. 2023-11-29
    price $210,000
  31. 2023-10-03
    listed $235,000 Active
  32. 2021-09-13
    historical
  33. 2021-09-09
    historical Active Under Contract
  34. 2021-05-28
    listed $185,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,048
− Mortgage interest
−$8,682
− Property taxes
−$2,325
− Insurance
−$775
− Repairs & maintenance
−$1,924
− Management
−$1,924
− HOA
−$8,076
− Depreciation
−$4,509
Taxable loss
−$4,167
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,000
After-tax cash flow
$-932/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This well-maintained Century Village property offers a great blend of amenities and a resort-style lifestyle. With minor updates, it can significantly increase its value.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Replace flooring — Improves aesthetics and functionality

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Replace flooring — Improves aesthetics and functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
65,116
Household income
$76,561
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
1728.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
Hispanic origin (detail)
Puerto Rican 6% Cuban 19% Dominican 3%
Common ancestry
Hispanic 6% Romanian 1% Scotch-Irish 1%
Foreign-born
47% · Canada, Jamaica, Vietnam
Languages at home
40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.01%
Current HPI
359.5973
Rent YoY
▼ -0.20%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-16.2% since first listed
20 events — show timeline
  • 2026-04-23 Listed $155,000 MARMLS
  • 2026-03-17 Listing Removed MARMLS
  • 2026-01-25 Rental Removed $1,650 MARMLS
  • 2026-01-17 Price Changed $1,650 MARMLS
  • 2026-01-16 Price Changed $175,000 MARMLS
  • 2025-12-23 Price Changed $1,750 MARMLS
  • 2025-11-06 Listed $205,000 MARMLS
  • 2025-11-01 Listed for Rent $1,850 MARMLS
  • 2025-09-18 Rental Removed $1,850 MARMLS
  • 2025-09-04 Listed for Rent $1,850 MARMLS
  • 2024-03-05 Rental Removed $1,800 MARMLS
  • 2024-03-03 Listing Removed MARMLS
  • 2024-01-20 Price Changed $1,800 MARMLS
  • 2023-11-30 Listed for Rent $2,000 MARMLS
  • 2023-11-29 Price Changed $220,000 MARMLS
  • 2023-11-29 Price Changed $210,000 MARMLS
  • 2023-10-03 Listed $235,000 MARMLS
  • 2021-09-13 Listing Removed MARMLS
  • 2021-09-09 Contingent MARMLS
  • 2021-05-28 Listed $185,000 MARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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