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15190 N Cherry Ct
D- Composite 38.22
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.3/15.0
  • Appreciation +10.0/10.0
  • Schools +4.5/10.0
  • Rent growth +4.3/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Cash flow +1.9/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$675,000

15190 N Cherry Ct · Parkville, MO 64152
5 bd · 4.0 ba · 3,523 sqft · SingleFamily public records · 56 Days on market
Built 2013 0.36 ac lot $192/sqft · 16% above area Est $736k · 8% under $66/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

GORGEOUS 2 story 7 bed 5 bath approximately 4,500 square ft home in THOUSAND OAKS the most sought-after subdivision in the Parkville area! So much to love! From the moment you enter, you’re welcomed by expansive open living spaces filled with natural light, creating a warm and inviting atmosphere. Many features offer formal dining room, living room with fireplace, plantation shutters, wall of windows, new interior paint, bedroom/office on main level includes walk in closet. The kitchen features professionally painted cabinetry, newer stainless appliances, granite countertops, an oversized walk-in pantry, and a thoughtfully designed mini bar with wine/beverage frig. Step out from the kitchen onto a private deck that feels like a peaceful treehouse retreat surrounded by nature. Other features include a 3 car garage, mud room, zoned heating and cooling, whole house water filtration and softener system, high efficiency Noritz tankless water heater. Four bedrooms on the second level, includes a spacious primary suite with a luxurious bath featuring double vanities, whirlpool tub, and a large walk in closet. Bedroom two offers a private en-suite, while bedrooms 3 and 4 share a convenient jack and jill bath. The laundry room is conveniently located just off the primary suite. The walk-out lower level expands your living options with a fully equipped apartment-style space, including a full kitchen with newer appliances, quartz countertops, washer and dryer, two bedrooms, a full bath, and direct patio access. Enjoy the lifestyle that comes with living in Thousand Oaks, featuring community pools, a clubhouse, and year-round events including Fourth of July celebrations, Easter egg hunts, and Cookies with Santa. Conveniently located 15 minutes to The Legends, major highways, and Kansas City International Airport, this home combines space, comfort, and location in one exceptional opportunity.

Key facts

  • 0.36 acre lot
  • 3 garage spots
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath single-family listed at $675k.

Deal economics

  • At list price, monthly cash flow is $-3k ($-30k/yr) — negative.
  • To cash-flow at today's rent, offer at most $231k (65.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $254k (62.4% below list).
  • Recommended offer: $231k (65.8% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 76/100 on livability (#51 in MO, #3,695 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety C-, amenities F, commute F.
  • Park Hill (urban): math 47% / reading 54% proficiency, ranked #26 of 324 in MO (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+7.0%/yr); 264 active listings in the ZIP; high-income renter base; 234 units permitted in Platte County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $72k of equity ($5k loan paydown + $68k appreciation (10.0% local appreciation)).
  • Platte County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$116k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 56 days — a 3% lower offer ($655k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 13y ago; this cycle's ask has dropped $40k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $231,112 (65.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 66% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.38%
Cap rate
1.83%
Cash-on-cash
-15.95%
DSCR
0.29
GRM
22.2

CMA / ARV

ARV (median comp)
$736,476
List price
$675,000
Delta
-8.35%
Verdict
FAIR
Comps
5 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14630 NW 63rd St 0.33mi 4/3.5 (-1) 3,192 (-9%) 0mo $565,000 $177 62
6549 N Whitetail Way 0.14mi 4/3.0 (-1) 3,118 (-12%) 4mo $620,000 $199 62
14630 NW 66th St 0.34mi 4/3.0 (-1) 3,321 (-6%) 12mo $639,900 $193 56
6285 N Nevada Ave 0.63mi 5/3.5 3,436 (-2%) 13mo $550,000 $160 53
6245 N Nevada Ave 0.61mi 4/3.5 (-1) 3,470 (-2%) 16mo $525,000 $151 49
5962 N Oak Creek Ct 0.69mi 5/4.5 3,239 (-8%) 7mo $630,000 $195 47
14295 NW 63rd St 0.55mi 4/3.5 (-1) 3,710 (+5%) 14mo $599,900 $162 47
14650 NW 66th Ter 0.39mi 4/3.5 (-1) 3,951 (+12%) 11mo $644,000 $163 45
14380 NW 65th Pl 0.46mi 4/3.5 (-1) 3,198 (-9%) 14mo $659,900 $206 45
14695 NW 61st St 0.53mi 4/3.0 (-1) 3,926 (+11%) 10mo $675,000 $172 39
14300 60th Ct 0.73mi 4/3.5 (-1) 3,230 (-8%) 8mo $550,000 $170 38
6485 N Nevada Ave 0.57mi 4/3.0 (-1) 3,000 (-15%) 15mo $500,000 $167 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 7.03% rent growth · sell at horizon

5-year hold
IRR
13.8%
Equity multiple
2.15×
Total profit
$218,239
Equity at exit
$608,093
10-year hold
IRR
14.4%
Equity multiple
5.20×
Total profit
$793,968
Equity at exit
$1,311,377

Cash invested: $189,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64152

Home prices YoY
4.7%
Rents YoY
7.0%
Active inventory
264
Price-to-rent
22.2×

Monthly cashflow live

Estimated rent
$2,538 medium interval (Pro) →
Mortgage (P&I)
$3,540
Tax from tax record
$631 /mo · $7,567/yr
Insurance
$281
HOA
$66
Vacancy / Maint / Mgmt
$533
Net cashflow
$-2,513

Break-even live

Break-even rent $5,718
Max offer price $231,112
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$168,750
Closing costs
$20,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$66 · $792/yr
Likely covers
waterpool

Listing history 23 events

  1. 2026-06-18
    days on market $675,000 Active 56 DOM
  2. 2026-06-17
    days on market $675,000 Active 55 DOM
  3. 2026-06-16
    days on market $675,000 Active 54 DOM
  4. 2026-06-15
    days on market $675,000 Active 53 DOM
  5. 2026-06-13
    days on market $675,000 Active 51 DOM
  6. 2026-06-13
    days on market $675,000 Active 50 DOM
  7. 2026-06-09
    days on market $675,000 Active 47 DOM
  8. 2026-06-08
    days on market $675,000 Active 46 DOM
  9. 2026-06-07
    pricedays on market $675,000 Active 45 DOM
  10. 2026-06-03
    days on market $679,900 Active 41 DOM
  11. 2026-06-02
    days on market $679,900 Active 40 DOM
  12. 2026-06-01
    days on market $679,900 Active 39 DOM
  13. 2026-06-01
    price $679,900 Active 38 DOM
  14. 2026-05-31
    days on market $689,900 Active 38 DOM
  15. 2026-05-15
    price $689,900 1919-char remark
    Show marketing remark (1919 chars)

    GORGEOUS 2 story 7 bed 5 bath approximately 4,500 square ft home in THOUSAND OAKS the most sought-after subdivision in the Parkville area! So much to love! From the moment you enter, you’re welcomed by expansive open living spaces filled with natural light, creating a warm and inviting atmosphere. Many features offer formal dining room, living room with fireplace, plantation shutters, wall of windows, new interior paint, bedroom/office on main level includes walk in closet. The kitchen features professionally painted cabinetry, newer stainless appliances, granite countertops, an oversized walk-in pantry, and a thoughtfully designed mini bar with wine/beverage frig. Step out from the kitchen onto a private deck that feels like a peaceful treehouse retreat surrounded by nature. Other features include a 3 car garage, mud room, zoned heating and cooling, whole house water filtration and softener system, high efficiency Noritz tankless water heater. Four bedrooms on the second level, includes a spacious primary suite with a luxurious bath featuring double vanities, whirlpool tub, and a large walk in closet. Bedroom two offers a private en-suite, while bedrooms 3 and 4 share a convenient jack and jill bath. The laundry room is conveniently located just off the primary suite. The walk-out lower level expands your living options with a fully equipped apartment-style space, including a full kitchen with newer appliances, quartz countertops, washer and dryer, two bedrooms, a full bath, and direct patio access. Enjoy the lifestyle that comes with living in Thousand Oaks, featuring community pools, a clubhouse, and year-round events including Fourth of July celebrations, Easter egg hunts, and Cookies with Santa. Conveniently located 15 minutes to The Legends, major highways, and Kansas City International Airport, this home combines space, comfort, and location in one exceptional opportunity.

  16. 2026-05-05
    price $699,900 1919-char remark
    Show marketing remark (1919 chars)

    GORGEOUS 2 story 7 bed 5 bath approximately 4,500 square ft home in THOUSAND OAKS the most sought-after subdivision in the Parkville area! So much to love! From the moment you enter, you’re welcomed by expansive open living spaces filled with natural light, creating a warm and inviting atmosphere. Many features offer formal dining room, living room with fireplace, plantation shutters, wall of windows, new interior paint, bedroom/office on main level includes walk in closet. The kitchen features professionally painted cabinetry, newer stainless appliances, granite countertops, an oversized walk-in pantry, and a thoughtfully designed mini bar with wine/beverage frig. Step out from the kitchen onto a private deck that feels like a peaceful treehouse retreat surrounded by nature. Other features include a 3 car garage, mud room, zoned heating and cooling, whole house water filtration and softener system, high efficiency Noritz tankless water heater. Four bedrooms on the second level, includes a spacious primary suite with a luxurious bath featuring double vanities, whirlpool tub, and a large walk in closet. Bedroom two offers a private en-suite, while bedrooms 3 and 4 share a convenient jack and jill bath. The laundry room is conveniently located just off the primary suite. The walk-out lower level expands your living options with a fully equipped apartment-style space, including a full kitchen with newer appliances, quartz countertops, washer and dryer, two bedrooms, a full bath, and direct patio access. Enjoy the lifestyle that comes with living in Thousand Oaks, featuring community pools, a clubhouse, and year-round events including Fourth of July celebrations, Easter egg hunts, and Cookies with Santa. Conveniently located 15 minutes to The Legends, major highways, and Kansas City International Airport, this home combines space, comfort, and location in one exceptional opportunity.

  17. 2026-04-24
    listed $715,000 Active 1919-char remark
    Show marketing remark (1919 chars)

    GORGEOUS 2 story 7 bed 5 bath approximately 4,500 square ft home in THOUSAND OAKS the most sought-after subdivision in the Parkville area! So much to love! From the moment you enter, you’re welcomed by expansive open living spaces filled with natural light, creating a warm and inviting atmosphere. Many features offer formal dining room, living room with fireplace, plantation shutters, wall of windows, new interior paint, bedroom/office on main level includes walk in closet. The kitchen features professionally painted cabinetry, newer stainless appliances, granite countertops, an oversized walk-in pantry, and a thoughtfully designed mini bar with wine/beverage frig. Step out from the kitchen onto a private deck that feels like a peaceful treehouse retreat surrounded by nature. Other features include a 3 car garage, mud room, zoned heating and cooling, whole house water filtration and softener system, high efficiency Noritz tankless water heater. Four bedrooms on the second level, includes a spacious primary suite with a luxurious bath featuring double vanities, whirlpool tub, and a large walk in closet. Bedroom two offers a private en-suite, while bedrooms 3 and 4 share a convenient jack and jill bath. The laundry room is conveniently located just off the primary suite. The walk-out lower level expands your living options with a fully equipped apartment-style space, including a full kitchen with newer appliances, quartz countertops, washer and dryer, two bedrooms, a full bath, and direct patio access. Enjoy the lifestyle that comes with living in Thousand Oaks, featuring community pools, a clubhouse, and year-round events including Fourth of July celebrations, Easter egg hunts, and Cookies with Santa. Conveniently located 15 minutes to The Legends, major highways, and Kansas City International Airport, this home combines space, comfort, and location in one exceptional opportunity.

  18. 2026-04-13
    historical $715,000 1919-char remark
    Show marketing remark (1919 chars)

    GORGEOUS 2 story 7 bed 5 bath approximately 4,500 square ft home in THOUSAND OAKS the most sought-after subdivision in the Parkville area! So much to love! From the moment you enter, you’re welcomed by expansive open living spaces filled with natural light, creating a warm and inviting atmosphere. Many features offer formal dining room, living room with fireplace, plantation shutters, wall of windows, new interior paint, bedroom/office on main level includes walk in closet. The kitchen features professionally painted cabinetry, newer stainless appliances, granite countertops, an oversized walk-in pantry, and a thoughtfully designed mini bar with wine/beverage frig. Step out from the kitchen onto a private deck that feels like a peaceful treehouse retreat surrounded by nature. Other features include a 3 car garage, mud room, zoned heating and cooling, whole house water filtration and softener system, high efficiency Noritz tankless water heater. Four bedrooms on the second level, includes a spacious primary suite with a luxurious bath featuring double vanities, whirlpool tub, and a large walk in closet. Bedroom two offers a private en-suite, while bedrooms 3 and 4 share a convenient jack and jill bath. The laundry room is conveniently located just off the primary suite. The walk-out lower level expands your living options with a fully equipped apartment-style space, including a full kitchen with newer appliances, quartz countertops, washer and dryer, two bedrooms, a full bath, and direct patio access. Enjoy the lifestyle that comes with living in Thousand Oaks, featuring community pools, a clubhouse, and year-round events including Fourth of July celebrations, Easter egg hunts, and Cookies with Santa. Conveniently located 15 minutes to The Legends, major highways, and Kansas City International Airport, this home combines space, comfort, and location in one exceptional opportunity.

  19. 2019-09-14
    historical 825-char remark
    Show marketing remark (825 chars)

    GORGEOUS 2 story 5 bed 4 bath home in THOUSAND OAKS the most sought after subdivision in Parkville! So much to love! Great room w/ fireplace, loads of windows overlooking private treed backyard. Large kitchen incl granite counters, custom cabinets, LARGE pantry, mini bar with wine/beverage frig. Laundry on 2nd floor off master bedroom. 5th bedroom or office on main level behind kit incl/large walk in closet. Full bath across from 5th bed. Large master incl AMAZING master bath with double vanities, whirlpool tub, and HUGH walk in closet!2nd bed incl/full bath. 3 car garage, covered deck. Full walk out basement is stubbed for full bath. Thousand Oaks is a wonderful family community with 4th of July parties, Easter egg hunts, cookies w/ Santa, and so much more! 2 swimming pools, and clubhouse. Minutes to the Legends

  20. 2019-09-07
    listed $419,900 Active 825-char remark
    Show marketing remark (825 chars)

    GORGEOUS 2 story 5 bed 4 bath home in THOUSAND OAKS the most sought after subdivision in Parkville! So much to love! Great room w/ fireplace, loads of windows overlooking private treed backyard. Large kitchen incl granite counters, custom cabinets, LARGE pantry, mini bar with wine/beverage frig. Laundry on 2nd floor off master bedroom. 5th bedroom or office on main level behind kit incl/large walk in closet. Full bath across from 5th bed. Large master incl AMAZING master bath with double vanities, whirlpool tub, and HUGH walk in closet!2nd bed incl/full bath. 3 car garage, covered deck. Full walk out basement is stubbed for full bath. Thousand Oaks is a wonderful family community with 4th of July parties, Easter egg hunts, cookies w/ Santa, and so much more! 2 swimming pools, and clubhouse. Minutes to the Legends

  21. 2013-09-03
    soldstatus
  22. 2013-05-08
    listed $389,900
  23. 2012-05-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$7,567 · $631/mo
Projected year-2 tax
$7,567 · $631/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,454
− Mortgage interest
−$37,810
− Property taxes
−$7,567
− Insurance
−$3,375
− Repairs & maintenance
−$2,436
− Management
−$2,436
− HOA
−$792
− Depreciation
−$19,636
Taxable loss
−$43,600
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$10,464
After-tax cash flow
$-19,689/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Park Hill
NCES district ID
2923550
Math proficiency
47% ▼ -3.00%
Reading proficiency
54% ▼ -3.00%
Median HH income
$67,616
Composite
44.86/100
National rank
#2723
State rank
#26 of 324 in MO

Livability — Parkville

Score
76/100
State rank
#51
US rank
#3695

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Parkville, MO
County
Platte County · 100,198 people
Metro
Kansas City, MO-KS
Population (ZIP)
31,545
Household income
$114,688
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
234.0

Population outlook (Platte County) Hauer SSP2

Today (2025)
111,772 people
By 2030
119,173 · +6.6%
By 2040
133,326 · +19.3%
By 2050
146,617 · +31.2%
By 2075
178,626 · +59.8%
By 2100
195,638 · +75.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Romanian 4% Italian 4% Slovak 4%
Foreign-born
4% · Canada, China
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Platte

2024 margin
Toss-up / Even · D 47.7% · R 50.8% · Other 1.4%
2008→2024 swing
+3.2pp toward D · 2008: -6.4pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+3.0 2016: R+13.0 2012: R+14.2 2008: R+6.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 33.10%
Current HPI
739.89
Rent YoY
▲ 7.03%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+76.9% since first listed
9 events — show timeline
  • 2026-05-15 Price Changed $689,900 Heartland MLS as Distributed by MLS Grid
  • 2026-05-05 Price Changed $699,900 Heartland MLS as Distributed by MLS Grid
  • 2026-04-24 Listed $715,000 Heartland MLS as Distributed by MLS Grid
  • 2026-04-13 Coming Soon $715,000 Heartland MLS as Distributed by MLS Grid
  • 2019-09-14 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2019-09-07 Listed $419,900 Heartland MLS as Distributed by MLS Grid
  • 2013-09-03 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2013-05-08 Listed $389,900 Heartland MLS as Distributed by MLS Grid
  • 2012-05-09 Sold (Public Records) Public Records

Property tax history

+1.0%/yr

Latest (2025): $7,567 · +9.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…