1704 11th Pl S · Phenix City, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 68.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.6/30.0
- DSCR +4.4/10.0
- 1% rule +3.2/10.0
- Livability +3.0/5.0
- Schools +2.7/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$209,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1704 11th Place South in Phenix City, AL—a fully renovated 4-bedroom, 2-bathroom home designed for modern living and unbeatable convenience. This move-in-ready property is perfect for buyers searching for a renovated home near Columbus GA, homes near Fort Benning, or a turnkey property in Phenix City AL. Step inside to discover brand-new flooring, fresh interior paint, and updated fixtures throughout, creating a clean and contemporary feel. The kitchen has been completely upgraded with new cabinets, stunning quartz countertops, and brand-new stainless steel appliances, offering both style and functionality for everyday living and entertaining. Additional improvements include updated outlets, all-new ductwork for enhanced HVAC efficiency, and a brand-new roof—giving peace of mind for years to come. With four spacious bedrooms and two full bathrooms, this home offers flexibility for families, roommates, or those needing extra space for a home office. The layout is designed to maximize comfort while maintaining a practical flow. Location is a standout feature—just minutes from downtown Columbus, GA, and conveniently close to Synovus Park, home of the Columbus Clingstones. This property is also ideally situated near Fort Benning, making it a great option for military relocation buyers. Healthcare access is easy with proximity to Piedmont Health Systems, along with shopping, dining, and major roadways. Whether you're a first-time homebuyer, investor, or looking for a low-maintenance, fully updated home, this property checks all the boxes. Don't miss your chance to own a fully renovated home in Phenix City AL near Columbus GA with modern upgrades and prime location. What are the best renovated homes for sale in Phenix City AL near Columbus GA? Are there move-in ready homes near Fort Benning with modern upgrades? What homes are available near Synovus Park in Columbus GA? Where can I find a 4-bedroom renovated home in Phenix City AL with new roof and HVAC update
Key facts
- Fully renovated
- Quartz countertops
- New ductwork
Tags
Property features AI
Finance
- Other: Lot on approximately 0.47 acre (100 x 200); Asphalt road frontage on a city street
- Financial info: Tax information not included per instructions
- HOA & community: No community amenities listed
Exterior
- Parking: No designated parking
- Utilities: Public water; Public sewer; No additional utility information provided
- Home design: Single-family residence; One level; No shared/common walls; Has a view
- Construction: Aluminum siding and brick exterior; Composition roof; Home warranty included
- Exterior features: Covered patio; Awning(s); Private backyard; Storage; Back yard
Interior
- Kitchen: Dishwasher; Electric range
- Bedrooms: Four main-level bedrooms
- Flooring: Laminate flooring
- Bathrooms: Two full bathrooms (both on the main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Entrance foyer; Double pane windows; Free-standing fireplace in the living room; Outbuilding (additional storage)
- Laundry & utility: Laundry room with electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $210k.
Deal economics
- At list price, monthly cash flow is $48 ($578/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (17.9% below list).
- Recommended offer: $172k (17.9% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 5.0% in Phenix City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#297 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, crime F, amenities F.
- Phenix City (suburban): math 22% / reading 44% proficiency, ranked #59 of 129 in AL (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 105 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 183 units permitted in Russell County in 2024 (0 in 5+ unit buildings).
- This rent runs 41% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Russell County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 45 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 5y ago; this cycle's ask has dropped $15k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $103k; list at $210k implies a 104% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 45 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.57%
- Cash-on-cash
- 0.98%
- DSCR
- 1.04
- GRM
- 10.2
CMA / ARV
- ARV (on-the-fly)
- $154,812
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1110 16th Ct S | 0.07mi | 3/2.0 (-1) | 1,394 (+3%) | 1mo | $158,605 | $114 | 82 |
| 1703 Ridgecrest Dr | 0.32mi | 4/2.0 | 1,456 (+7%) | 4mo | $222,500 | $153 | 66 |
| 802 17th Ave S | 0.31mi | 3/2.0 (-1) | 1,416 (+4%) | 19mo | $137,000 | $97 | 53 |
| 1718 Epworth St | 0.35mi | 3/2.0 (-1) | 1,404 (+3%) | 20mo | $154,000 | $110 | 53 |
| 1605 7th St S | 0.35mi | 4/2.0 | 1,269 (-7%) | 20mo | $174,000 | $137 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.43% rent growth · sell at horizon
- IRR
- -17.4%
- Equity multiple
- 0.40×
- Total profit
- $-35,347
- Equity at exit
- $31,297
- IRR
- -14.6%
- Equity multiple
- 0.25×
- Total profit
- $-43,999
- Equity at exit
- $18,148
Cash invested: $58,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36869
- Home prices YoY
- -22.2%
- Rents YoY
- 0.4%
- Active inventory
- 105
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $1,723 medium interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$125 /mo · $1,499/yr
- Insurance
- −$87
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$362
- Net cashflow
- $48
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,475
- Closing costs
- $6,297
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14 Brentwood Dr Phenix City, AL | 4.0 | 2.0 | 1718 | $1,795 | $1.04 | 13d | 1 | 1.30mi |
Listing history 30 events
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2026-06-18days on market $209,900 Active 45 DOM
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2026-06-17days on market $209,900 Active 44 DOM
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2026-06-16days on market $209,900 Active 43 DOM
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2026-06-15days on market $209,900 Active 42 DOM
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2026-06-14days on market $209,900 Active 40 DOM
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2026-06-13days on market $209,900 Active 39 DOM
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2026-06-10days on market $209,900 Active 37 DOM
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2026-06-09days on market $209,900 Active 36 DOM
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2026-06-08days on market $209,900 Active 35 DOM
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2026-06-07pricedays on market $209,900 Active 34 DOM
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2026-06-05days on market $225,000 Active 31 DOM
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2026-06-02days on market $225,000 Active 29 DOM
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2026-06-01days on market $225,000 Active 28 DOM
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2026-05-31days on market $225,000 Active 27 DOM
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2026-05-30days on market $225,000 Active 26 DOM
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2026-05-14status Active 2017-char remark
Show marketing remark (2017 chars)
Welcome to 1704 11th Place South in Phenix City, AL—a fully renovated 4-bedroom, 2-bathroom home designed for modern living and unbeatable convenience. This move-in-ready property is perfect for buyers searching for a renovated home near Columbus GA, homes near Fort Benning, or a turnkey property in Phenix City AL. Step inside to discover brand-new flooring, fresh interior paint, and updated fixtures throughout, creating a clean and contemporary feel. The kitchen has been completely upgraded with new cabinets, stunning quartz countertops, and brand-new stainless steel appliances, offering both style and functionality for everyday living and entertaining. Additional improvements include updated outlets, all-new ductwork for enhanced HVAC efficiency, and a brand-new roof—giving peace of mind for years to come. With four spacious bedrooms and two full bathrooms, this home offers flexibility for families, roommates, or those needing extra space for a home office. The layout is designed to maximize comfort while maintaining a practical flow. Location is a standout feature—just minutes from downtown Columbus, GA, and conveniently close to Synovus Park, home of the Columbus Clingstones. This property is also ideally situated near Fort Benning, making it a great option for military relocation buyers. Healthcare access is easy with proximity to Piedmont Health Systems, along with shopping, dining, and major roadways. Whether you're a first-time homebuyer, investor, or looking for a low-maintenance, fully updated home, this property checks all the boxes. Don't miss your chance to own a fully renovated home in Phenix City AL near Columbus GA with modern upgrades and prime location. What are the best renovated homes for sale in Phenix City AL near Columbus GA? Are there move-in ready homes near Fort Benning with modern upgrades? What homes are available near Synovus Park in Columbus GA? Where can I find a 4-bedroom renovated home in Phenix City AL with new roof and HVAC update
-
2026-05-14status Active
Show marketing remark (2017 chars)
Welcome to 1704 11th Place South in Phenix City, AL—a fully renovated 4-bedroom, 2-bathroom home designed for modern living and unbeatable convenience. This move-in-ready property is perfect for buyers searching for a renovated home near Columbus GA, homes near Fort Benning, or a turnkey property in Phenix City AL. Step inside to discover brand-new flooring, fresh interior paint, and updated fixtures throughout, creating a clean and contemporary feel. The kitchen has been completely upgraded with new cabinets, stunning quartz countertops, and brand-new stainless steel appliances, offering both style and functionality for everyday living and entertaining. Additional improvements include updated outlets, all-new ductwork for enhanced HVAC efficiency, and a brand-new roof—giving peace of mind for years to come. With four spacious bedrooms and two full bathrooms, this home offers flexibility for families, roommates, or those needing extra space for a home office. The layout is designed to maximize comfort while maintaining a practical flow. Location is a standout feature—just minutes from downtown Columbus, GA, and conveniently close to Synovus Park, home of the Columbus Clingstones. This property is also ideally situated near Fort Benning, making it a great option for military relocation buyers. Healthcare access is easy with proximity to Piedmont Health Systems, along with shopping, dining, and major roadways. Whether you're a first-time homebuyer, investor, or looking for a low-maintenance, fully updated home, this property checks all the boxes. Don't miss your chance to own a fully renovated home in Phenix City AL near Columbus GA with modern upgrades and prime location. What are the best renovated homes for sale in Phenix City AL near Columbus GA? Are there move-in ready homes near Fort Benning with modern upgrades? What homes are available near Synovus Park in Columbus GA? Where can I find a 4-bedroom renovated home in Phenix City AL with new roof and HVAC update
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2026-05-11status Pending
Show marketing remark (2017 chars)
Welcome to 1704 11th Place South in Phenix City, AL—a fully renovated 4-bedroom, 2-bathroom home designed for modern living and unbeatable convenience. This move-in-ready property is perfect for buyers searching for a renovated home near Columbus GA, homes near Fort Benning, or a turnkey property in Phenix City AL. Step inside to discover brand-new flooring, fresh interior paint, and updated fixtures throughout, creating a clean and contemporary feel. The kitchen has been completely upgraded with new cabinets, stunning quartz countertops, and brand-new stainless steel appliances, offering both style and functionality for everyday living and entertaining. Additional improvements include updated outlets, all-new ductwork for enhanced HVAC efficiency, and a brand-new roof—giving peace of mind for years to come. With four spacious bedrooms and two full bathrooms, this home offers flexibility for families, roommates, or those needing extra space for a home office. The layout is designed to maximize comfort while maintaining a practical flow. Location is a standout feature—just minutes from downtown Columbus, GA, and conveniently close to Synovus Park, home of the Columbus Clingstones. This property is also ideally situated near Fort Benning, making it a great option for military relocation buyers. Healthcare access is easy with proximity to Piedmont Health Systems, along with shopping, dining, and major roadways. Whether you're a first-time homebuyer, investor, or looking for a low-maintenance, fully updated home, this property checks all the boxes. Don't miss your chance to own a fully renovated home in Phenix City AL near Columbus GA with modern upgrades and prime location. What are the best renovated homes for sale in Phenix City AL near Columbus GA? Are there move-in ready homes near Fort Benning with modern upgrades? What homes are available near Synovus Park in Columbus GA? Where can I find a 4-bedroom renovated home in Phenix City AL with new roof and HVAC update
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2026-05-11status Pending 2017-char remark
Show marketing remark (2017 chars)
Welcome to 1704 11th Place South in Phenix City, AL—a fully renovated 4-bedroom, 2-bathroom home designed for modern living and unbeatable convenience. This move-in-ready property is perfect for buyers searching for a renovated home near Columbus GA, homes near Fort Benning, or a turnkey property in Phenix City AL. Step inside to discover brand-new flooring, fresh interior paint, and updated fixtures throughout, creating a clean and contemporary feel. The kitchen has been completely upgraded with new cabinets, stunning quartz countertops, and brand-new stainless steel appliances, offering both style and functionality for everyday living and entertaining. Additional improvements include updated outlets, all-new ductwork for enhanced HVAC efficiency, and a brand-new roof—giving peace of mind for years to come. With four spacious bedrooms and two full bathrooms, this home offers flexibility for families, roommates, or those needing extra space for a home office. The layout is designed to maximize comfort while maintaining a practical flow. Location is a standout feature—just minutes from downtown Columbus, GA, and conveniently close to Synovus Park, home of the Columbus Clingstones. This property is also ideally situated near Fort Benning, making it a great option for military relocation buyers. Healthcare access is easy with proximity to Piedmont Health Systems, along with shopping, dining, and major roadways. Whether you're a first-time homebuyer, investor, or looking for a low-maintenance, fully updated home, this property checks all the boxes. Don't miss your chance to own a fully renovated home in Phenix City AL near Columbus GA with modern upgrades and prime location. What are the best renovated homes for sale in Phenix City AL near Columbus GA? Are there move-in ready homes near Fort Benning with modern upgrades? What homes are available near Synovus Park in Columbus GA? Where can I find a 4-bedroom renovated home in Phenix City AL with new roof and HVAC update
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2026-05-01$225,000 Active 2017-char remark
Show marketing remark (2017 chars)
Welcome to 1704 11th Place South in Phenix City, AL—a fully renovated 4-bedroom, 2-bathroom home designed for modern living and unbeatable convenience. This move-in-ready property is perfect for buyers searching for a renovated home near Columbus GA, homes near Fort Benning, or a turnkey property in Phenix City AL. Step inside to discover brand-new flooring, fresh interior paint, and updated fixtures throughout, creating a clean and contemporary feel. The kitchen has been completely upgraded with new cabinets, stunning quartz countertops, and brand-new stainless steel appliances, offering both style and functionality for everyday living and entertaining. Additional improvements include updated outlets, all-new ductwork for enhanced HVAC efficiency, and a brand-new roof—giving peace of mind for years to come. With four spacious bedrooms and two full bathrooms, this home offers flexibility for families, roommates, or those needing extra space for a home office. The layout is designed to maximize comfort while maintaining a practical flow. Location is a standout feature—just minutes from downtown Columbus, GA, and conveniently close to Synovus Park, home of the Columbus Clingstones. This property is also ideally situated near Fort Benning, making it a great option for military relocation buyers. Healthcare access is easy with proximity to Piedmont Health Systems, along with shopping, dining, and major roadways. Whether you're a first-time homebuyer, investor, or looking for a low-maintenance, fully updated home, this property checks all the boxes. Don't miss your chance to own a fully renovated home in Phenix City AL near Columbus GA with modern upgrades and prime location. What are the best renovated homes for sale in Phenix City AL near Columbus GA? Are there move-in ready homes near Fort Benning with modern upgrades? What homes are available near Synovus Park in Columbus GA? Where can I find a 4-bedroom renovated home in Phenix City AL with new roof and HVAC update
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2026-05-01$225,000 Active
Show marketing remark (2017 chars)
Welcome to 1704 11th Place South in Phenix City, AL—a fully renovated 4-bedroom, 2-bathroom home designed for modern living and unbeatable convenience. This move-in-ready property is perfect for buyers searching for a renovated home near Columbus GA, homes near Fort Benning, or a turnkey property in Phenix City AL. Step inside to discover brand-new flooring, fresh interior paint, and updated fixtures throughout, creating a clean and contemporary feel. The kitchen has been completely upgraded with new cabinets, stunning quartz countertops, and brand-new stainless steel appliances, offering both style and functionality for everyday living and entertaining. Additional improvements include updated outlets, all-new ductwork for enhanced HVAC efficiency, and a brand-new roof—giving peace of mind for years to come. With four spacious bedrooms and two full bathrooms, this home offers flexibility for families, roommates, or those needing extra space for a home office. The layout is designed to maximize comfort while maintaining a practical flow. Location is a standout feature—just minutes from downtown Columbus, GA, and conveniently close to Synovus Park, home of the Columbus Clingstones. This property is also ideally situated near Fort Benning, making it a great option for military relocation buyers. Healthcare access is easy with proximity to Piedmont Health Systems, along with shopping, dining, and major roadways. Whether you're a first-time homebuyer, investor, or looking for a low-maintenance, fully updated home, this property checks all the boxes. Don't miss your chance to own a fully renovated home in Phenix City AL near Columbus GA with modern upgrades and prime location. What are the best renovated homes for sale in Phenix City AL near Columbus GA? Are there move-in ready homes near Fort Benning with modern upgrades? What homes are available near Synovus Park in Columbus GA? Where can I find a 4-bedroom renovated home in Phenix City AL with new roof and HVAC update
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2026-01-28soldstatus $103,000 Closed 671-char remark
Show marketing remark (671 chars)
Fixer-Upper with Great Potential! Bring your vision and some hard work to this 4-bedroom, 2-bath ranch-style home on a . 45-acre lot in a quiet rural setting. Built in 1980 and offering 1,356 sq. ft. , this property is ready for someone with creativity and a plan. The home needs repairs and updates throughout but has solid potential to become a comfortable primary residence or a strong long-term rental. Enjoy the open layout, spacious yard, and peaceful surroundings—perfect for those who appreciate country living. Home is being sold as-is and will require renovations. A great opportunity to build equity and transform this property into something special!
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2026-01-17status Pending 671-char remark
Show marketing remark (671 chars)
Fixer-Upper with Great Potential! Bring your vision and some hard work to this 4-bedroom, 2-bath ranch-style home on a . 45-acre lot in a quiet rural setting. Built in 1980 and offering 1,356 sq. ft. , this property is ready for someone with creativity and a plan. The home needs repairs and updates throughout but has solid potential to become a comfortable primary residence or a strong long-term rental. Enjoy the open layout, spacious yard, and peaceful surroundings—perfect for those who appreciate country living. Home is being sold as-is and will require renovations. A great opportunity to build equity and transform this property into something special!
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2025-10-30$125,000 Active 671-char remark
Show marketing remark (671 chars)
Fixer-Upper with Great Potential! Bring your vision and some hard work to this 4-bedroom, 2-bath ranch-style home on a . 45-acre lot in a quiet rural setting. Built in 1980 and offering 1,356 sq. ft. , this property is ready for someone with creativity and a plan. The home needs repairs and updates throughout but has solid potential to become a comfortable primary residence or a strong long-term rental. Enjoy the open layout, spacious yard, and peaceful surroundings—perfect for those who appreciate country living. Home is being sold as-is and will require renovations. A great opportunity to build equity and transform this property into something special!
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2021-08-17soldstatus $110,000
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2021-08-17soldstatus $110,000
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2021-08-17soldstatus $110,000
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2021-06-08$110,000
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2021-06-08$110,000
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2021-06-08$110,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,499 · $125/mo
- Projected year-2 tax
- $1,499 · $125/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 68% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,677
- − Mortgage interest
- −$11,758
- − Property taxes
- −$1,499
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$1,654
- − Management
- −$1,654
- − Depreciation
- −$6,106
- Taxable loss
- −$3,043
- Est. tax savings @ 24.0%
- +$730
- After-tax cash flow
- $1,308/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Phenix City
- NCES district ID
- 0102700
- Math proficiency
- 22% ▼ -24.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $36,228
- Composite
- 27.29/100
- National rank
- #7001
- State rank
- #59 of 129 in AL
Livability — Phenix City
- Score
- 60/100
- State rank
- #297
- US rank
- #19037
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Phenix City, AL
- County
- Russell County · 53,055 people
- City population
- 62,290
- Metro
- Columbus, GA-AL
- Population (ZIP)
- 21,518
- Household income
- $50,061
- Rent vs Own
- Severe rent burden
- 789.0
Population outlook (Russell County) Hauer SSP2
- Today (2025)
- 70,137 people
- By 2030
- 75,826 · +8.1%
- By 2040
- 87,858 · +25.3%
- By 2050
- 99,721 · +42.2%
- By 2075
- 128,009 · +82.5%
- By 2100
- 149,251 · +112.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 50% White 41% Hispanic / Latino 5% Two or more races 4%
- Common ancestry
- Slovak 1% Lithuanian 1% Portuguese 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Russell
- 2024 margin
- Toss-up / Even · D 50.4% · R 48.7%
- 2008→2024 swing
- -5.6pp toward R · 2008: 7.3pp · 2024: 1.7pp
- All cycles
- 2024: D+1.7 2020: D+6.4 2016: D+1.9 2012: D+11.8 2008: D+7.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.69%
- Current HPI
- 166.9094
- Rent YoY
- ▲ 0.43%
- Metro
- Columbus, GA-AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
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| Healthcare | 1 | $5B |
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Price history
+104.5% since first listed15 events — show timeline
- 2026-05-14 Relisted — CBOR
- 2026-05-14 Relisted — EABOR
- 2026-05-11 Pending — EABOR
- 2026-05-11 Pending — CBOR
- 2026-05-01 Listed $225,000 EABOR
- 2026-05-01 Listed $225,000 CBOR
- 2026-01-28 Sold (MLS) $103,000 EABOR
- 2026-01-17 Pending — EABOR
- 2025-10-30 Listed $125,000 EABOR
- 2021-08-17 Sold (MLS) $110,000 EABOR
- 2021-08-17 Sold (MLS) $110,000 EABOR
- 2021-08-17 Sold (MLS) $110,000 CBOR
- 2021-06-08 Listed $110,000 EABOR
- 2021-06-08 Listed $110,000 EABOR
- 2021-06-08 Listed $110,000 CBOR
Property tax history
+5.0%/yrLatest (2025): $1,499 · +7.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…