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4941 Cactus Dr
D Composite 41.77
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.7/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.3/10.0
  • DSCR +4.1/10.0
  • Condition / age +4.0/5.0
  • Schools +2.8/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$164,990

4941 Cactus Dr · Opdyke West, TX 79336
4 bd · 2.0 ba · 2,432 sqft · Manufactured public records · 109 Days on market
Built 2018 Good condition 1.04 ac lot ↓ 20% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

4/3 home on one acre! This beautiful home offers style, space, and functionality with an open floor plan and modern finishes throughout. 4 spacious bedrooms, 2.5 bathrooms. The open concept kitchen with pantry and stone accent bar is perfect for entertaining guests and accommodating a busy family in the two living areas plus the formal dining room. The isolated primary suite features dual vanities, separate tub and shower, and huge walk in closets. The half-bath is conveniently located near a bedroom and the second living space, and a convenient desk area is in the hallway between two isolated bedrooms. Large laundry room/mud room features a sink. All of this on one acre perfect for large scale gardening, relaxing, and fun!

Key facts

  • Open floor plan
  • Open concept kitchen
  • Formal dining room

Tags

OPEN FLOOR PLANOPEN CONCEPT KITCHENSTONE ACCENT BARTWO LIVING AREASFORMAL DINING ROOMISOLATED PRIMARY SUITE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $165k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $12 ($143/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (6.7% below list).
  • Recommended offer: $150k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 56/100 on livability (#1,333 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: health & safety C-, crime F, amenities F.
  • Levelland ISD (town): math 33% / reading 32% proficiency, ranked #566 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Levelland Middle (math 32% / reading 31%, grade F, #997 of 1,662 statewide, top 61%, 622 students, 79% FRL); Levelland H S (math 67% / reading 55%, grade C+, #258 of 1,632 statewide, top 16%, 745 students, 67% FRL).
  • Zoned-school proficiency averages 46% at this address vs 32% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Levelland ISD average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 120 active listings in the ZIP; 7 units permitted in Hockley County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Hockley County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 109 days — a 9% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $35k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,140 (9.0% below list)

Questions for the listing agent

  1. It's been on market 109 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.38%
Cash-on-cash
0.31%
DSCR
1.01
GRM
8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.8%
Equity multiple
0.44×
Total profit
$-25,912
Equity at exit
$24,601
10-year hold
IRR
-7.3%
Equity multiple
0.54×
Total profit
$-21,331
Equity at exit
$14,265

Cash invested: $46,197 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79336

Active inventory
120
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,539 medium interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$270 /mo · $3,238/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$323
Net cashflow
$12

Break-even live

Break-even rent $1,524
Max offer price $164,990
Occupancy floor 94%

Sensitivity live

Price -10% $105 -5% $59 +0% $12 +5% $-35 +10% $-81
Rent -10% $-110 -5% $-49 +0% $12 +5% $73 +10% $134
Rate -1.0pp $95 -0.5pp $54 base $12 +0.5pp $-31 +1.0pp $-74

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,248
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-07
    statusdays on market $164,990 Pending 109 DOM
  2. 2026-06-03
    days on market $164,990 Active 108 DOM
  3. 2026-06-02
    days on market $164,990 Active 107 DOM
  4. 2026-06-01
    days on market $164,990 Active 106 DOM
  5. 2026-05-31
    days on market $164,990 Active 105 DOM
  6. 2026-04-27
    price $175,000 733-char remark
    Show marketing remark (733 chars)

    4/3 home on one acre! This beautiful home offers style, space, and functionality with an open floor plan and modern finishes throughout. 4 spacious bedrooms, 2.5 bathrooms. The open concept kitchen with pantry and stone accent bar is perfect for entertaining guests and accommodating a busy family in the two living areas plus the formal dining room. The isolated primary suite features dual vanities, separate tub and shower, and huge walk in closets. The half-bath is conveniently located near a bedroom and the second living space, and a convenient desk area is in the hallway between two isolated bedrooms. Large laundry room/mud room features a sink. All of this on one acre perfect for large scale gardening, relaxing, and fun!

  7. 2026-04-03
    price $187,500 733-char remark
    Show marketing remark (733 chars)

    4/3 home on one acre! This beautiful home offers style, space, and functionality with an open floor plan and modern finishes throughout. 4 spacious bedrooms, 2.5 bathrooms. The open concept kitchen with pantry and stone accent bar is perfect for entertaining guests and accommodating a busy family in the two living areas plus the formal dining room. The isolated primary suite features dual vanities, separate tub and shower, and huge walk in closets. The half-bath is conveniently located near a bedroom and the second living space, and a convenient desk area is in the hallway between two isolated bedrooms. Large laundry room/mud room features a sink. All of this on one acre perfect for large scale gardening, relaxing, and fun!

  8. 2026-02-10
    historical
  9. 2026-02-08
    listed $199,900 Active 733-char remark
    Show marketing remark (733 chars)

    4/3 home on one acre! This beautiful home offers style, space, and functionality with an open floor plan and modern finishes throughout. 4 spacious bedrooms, 2.5 bathrooms. The open concept kitchen with pantry and stone accent bar is perfect for entertaining guests and accommodating a busy family in the two living areas plus the formal dining room. The isolated primary suite features dual vanities, separate tub and shower, and huge walk in closets. The half-bath is conveniently located near a bedroom and the second living space, and a convenient desk area is in the hallway between two isolated bedrooms. Large laundry room/mud room features a sink. All of this on one acre perfect for large scale gardening, relaxing, and fun!

  10. 2025-10-02
    price $204,900
  11. 2025-10-02
    price $204,900
  12. 2025-07-22
    price $209,900
  13. 2025-07-22
    price $209,900
  14. 2025-04-30
    listed $219,900 Active
  15. 2022-04-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,238 · $270/mo
Projected year-2 tax
$3,238 · $270/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,468
− Mortgage interest
−$9,242
− Property taxes
−$3,238
− Insurance
−$825
− Repairs & maintenance
−$1,477
− Management
−$1,477
− Depreciation
−$4,800
Taxable loss
−$2,592
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$622
After-tax cash flow
$765/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home is in good condition with modern finishes and a good layout. It has potential for further value increase with minor updates.

Value-add opportunities

  • Both Paint interior walls — Fresh paint can make a home more appealing and increase its value
  • Both Replace light fixtures — Modern light fixtures can enhance the home's curb appeal and functionality
  • Both Install smart home devices — Smart home devices can increase the home's value and appeal to tech-savvy buyers

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint interior walls — Fresh paint can make a home more appealing and increase its value
  • Both Replace light fixtures — Modern light fixtures can enhance the home's curb appeal and functionality
  • Both Install smart home devices — Smart home devices can increase the home's value and appeal to tech-savvy buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Levelland ISD
NCES district ID
4827240
Math proficiency
33% ▼ -9.00%
Reading proficiency
32% ▼ -6.00%
Median HH income
$47,924
Composite
28.09/100
National rank
#6833
State rank
#566 of 826 in TX

Livability — Opdyke West

Score
56/100
State rank
#1333
US rank
#22960

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
15,265

Population outlook (Hockley County) Hauer SSP2

Today (2025)
25,295 people
By 2030
26,230 · +3.7%
By 2040
28,268 · +11.8%
By 2050
30,536 · +20.7%
By 2075
36,867 · +45.7%
By 2100
40,662 · +60.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (53%)
Race & ethnicity
Hispanic / Latino 53% White 42% Two or more races 24% Black 3%
Hispanic origin (detail)
Mexican 48%
Common ancestry
Slovak 1% Lithuanian 1% Italian 1%
Foreign-born
9% · Canada
Languages at home
72% English-only · Spanish 27%

Political lean MEDSL · Hockley

2024 margin
Solid R (+66.3) · D 16.6% · R 82.8%
2008→2024 swing
-14.0pp toward R · 2008: -52.3pp · 2024: -66.3pp
All cycles
2024: R+66.3 2020: R+62.4 2016: R+62.3 2012: R+57.0 2008: R+52.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -169.34%
Current HPI
154.0713
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-20.4% since first listed
10 events — show timeline
  • 2026-04-27 Price Changed $175,000 LARMLS
  • 2026-04-03 Price Changed $187,500 LARMLS
  • 2026-02-10 Listing Removed NTREIS
  • 2026-02-08 Listed $199,900 LARMLS
  • 2025-10-02 Price Changed $204,900 NTREIS
  • 2025-10-02 Price Changed $204,900 LARMLS
  • 2025-07-22 Price Changed $209,900 NTREIS
  • 2025-07-22 Price Changed $209,900 LARMLS
  • 2025-04-30 Listed $219,900 NTREIS
  • 2022-04-21 Sold (Public Records) Public Records

Property tax history

+168.3%/yr

Latest (2025): $3,238 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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