4941 Cactus Dr · Opdyke West, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.7/30.0
- ARV discount +7.5/15.0
- 1% rule +4.3/10.0
- DSCR +4.1/10.0
- Condition / age +4.0/5.0
- Schools +2.8/10.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$164,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
4/3 home on one acre! This beautiful home offers style, space, and functionality with an open floor plan and modern finishes throughout. 4 spacious bedrooms, 2.5 bathrooms. The open concept kitchen with pantry and stone accent bar is perfect for entertaining guests and accommodating a busy family in the two living areas plus the formal dining room. The isolated primary suite features dual vanities, separate tub and shower, and huge walk in closets. The half-bath is conveniently located near a bedroom and the second living space, and a convenient desk area is in the hallway between two isolated bedrooms. Large laundry room/mud room features a sink. All of this on one acre perfect for large scale gardening, relaxing, and fun!
Key facts
- Open floor plan
- Open concept kitchen
- Formal dining room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $165k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $12 ($143/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (6.7% below list).
- Recommended offer: $150k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 56/100 on livability (#1,333 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: health & safety C-, crime F, amenities F.
- Levelland ISD (town): math 33% / reading 32% proficiency, ranked #566 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Levelland Middle (math 32% / reading 31%, grade F, #997 of 1,662 statewide, top 61%, 622 students, 79% FRL); Levelland H S (math 67% / reading 55%, grade C+, #258 of 1,632 statewide, top 16%, 745 students, 67% FRL).
- Zoned-school proficiency averages 46% at this address vs 32% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Levelland ISD average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 120 active listings in the ZIP; 7 units permitted in Hockley County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Hockley County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 109 days — a 9% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $35k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 109 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 6.38%
- Cash-on-cash
- 0.31%
- DSCR
- 1.01
- GRM
- 8.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -15.8%
- Equity multiple
- 0.44×
- Total profit
- $-25,912
- Equity at exit
- $24,601
- IRR
- -7.3%
- Equity multiple
- 0.54×
- Total profit
- $-21,331
- Equity at exit
- $14,265
Cash invested: $46,197 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79336
- Active inventory
- 120
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,539 medium interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$270 /mo · $3,238/yr
- Insurance
- −$69
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$323
- Net cashflow
- $12
Break-even live
Sensitivity live
| Price | -10% $105 | -5% $59 | +0% $12 | +5% $-35 | +10% $-81 |
|---|---|---|---|---|---|
| Rent | -10% $-110 | -5% $-49 | +0% $12 | +5% $73 | +10% $134 |
| Rate | -1.0pp $95 | -0.5pp $54 | base $12 | +0.5pp $-31 | +1.0pp $-74 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,248
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-07statusdays on market $164,990 Pending 109 DOM
-
2026-06-03days on market $164,990 Active 108 DOM
-
2026-06-02days on market $164,990 Active 107 DOM
-
2026-06-01days on market $164,990 Active 106 DOM
-
2026-05-31days on market $164,990 Active 105 DOM
-
2026-04-27price $175,000 733-char remark
Show marketing remark (733 chars)
4/3 home on one acre! This beautiful home offers style, space, and functionality with an open floor plan and modern finishes throughout. 4 spacious bedrooms, 2.5 bathrooms. The open concept kitchen with pantry and stone accent bar is perfect for entertaining guests and accommodating a busy family in the two living areas plus the formal dining room. The isolated primary suite features dual vanities, separate tub and shower, and huge walk in closets. The half-bath is conveniently located near a bedroom and the second living space, and a convenient desk area is in the hallway between two isolated bedrooms. Large laundry room/mud room features a sink. All of this on one acre perfect for large scale gardening, relaxing, and fun!
-
2026-04-03price $187,500 733-char remark
Show marketing remark (733 chars)
4/3 home on one acre! This beautiful home offers style, space, and functionality with an open floor plan and modern finishes throughout. 4 spacious bedrooms, 2.5 bathrooms. The open concept kitchen with pantry and stone accent bar is perfect for entertaining guests and accommodating a busy family in the two living areas plus the formal dining room. The isolated primary suite features dual vanities, separate tub and shower, and huge walk in closets. The half-bath is conveniently located near a bedroom and the second living space, and a convenient desk area is in the hallway between two isolated bedrooms. Large laundry room/mud room features a sink. All of this on one acre perfect for large scale gardening, relaxing, and fun!
-
2026-02-10historical
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2026-02-08$199,900 Active 733-char remark
Show marketing remark (733 chars)
4/3 home on one acre! This beautiful home offers style, space, and functionality with an open floor plan and modern finishes throughout. 4 spacious bedrooms, 2.5 bathrooms. The open concept kitchen with pantry and stone accent bar is perfect for entertaining guests and accommodating a busy family in the two living areas plus the formal dining room. The isolated primary suite features dual vanities, separate tub and shower, and huge walk in closets. The half-bath is conveniently located near a bedroom and the second living space, and a convenient desk area is in the hallway between two isolated bedrooms. Large laundry room/mud room features a sink. All of this on one acre perfect for large scale gardening, relaxing, and fun!
-
2025-10-02price $204,900
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2025-10-02price $204,900
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2025-07-22price $209,900
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2025-07-22price $209,900
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2025-04-30$219,900 Active
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2022-04-21soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,238 · $270/mo
- Projected year-2 tax
- $3,238 · $270/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $18,468
- − Mortgage interest
- −$9,242
- − Property taxes
- −$3,238
- − Insurance
- −$825
- − Repairs & maintenance
- −$1,477
- − Management
- −$1,477
- − Depreciation
- −$4,800
- Taxable loss
- −$2,592
- Est. tax savings @ 24.0%
- +$622
- After-tax cash flow
- $765/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home is in good condition with modern finishes and a good layout. It has potential for further value increase with minor updates.
Value-add opportunities
- Both Paint interior walls — Fresh paint can make a home more appealing and increase its value
- Both Replace light fixtures — Modern light fixtures can enhance the home's curb appeal and functionality
- Both Install smart home devices — Smart home devices can increase the home's value and appeal to tech-savvy buyers
Renovation cost estimate screening
Value-add ROI direction
- Both Paint interior walls — Fresh paint can make a home more appealing and increase its value ↑
- Both Replace light fixtures — Modern light fixtures can enhance the home's curb appeal and functionality ↑
- Both Install smart home devices — Smart home devices can increase the home's value and appeal to tech-savvy buyers ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Levelland ISD
- NCES district ID
- 4827240
- Math proficiency
- 33% ▼ -9.00%
- Reading proficiency
- 32% ▼ -6.00%
- Median HH income
- $47,924
- Composite
- 28.09/100
- National rank
- #6833
- State rank
- #566 of 826 in TX
Livability — Opdyke West
- Score
- 56/100
- State rank
- #1333
- US rank
- #22960
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 15,265
Population outlook (Hockley County) Hauer SSP2
- Today (2025)
- 25,295 people
- By 2030
- 26,230 · +3.7%
- By 2040
- 28,268 · +11.8%
- By 2050
- 30,536 · +20.7%
- By 2075
- 36,867 · +45.7%
- By 2100
- 40,662 · +60.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (53%)
- Race & ethnicity
- Hispanic / Latino 53% White 42% Two or more races 24% Black 3%
- Hispanic origin (detail)
- Mexican 48%
- Common ancestry
- Slovak 1% Lithuanian 1% Italian 1%
- Foreign-born
- 9% · Canada
- Languages at home
- 72% English-only · Spanish 27%
Political lean MEDSL · Hockley
- 2024 margin
- Solid R (+66.3) · D 16.6% · R 82.8%
- 2008→2024 swing
- -14.0pp toward R · 2008: -52.3pp · 2024: -66.3pp
- All cycles
- 2024: R+66.3 2020: R+62.4 2016: R+62.3 2012: R+57.0 2008: R+52.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -169.34%
- Current HPI
- 154.0713
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-20.4% since first listed10 events — show timeline
- 2026-04-27 Price Changed $175,000 LARMLS
- 2026-04-03 Price Changed $187,500 LARMLS
- 2026-02-10 Listing Removed — NTREIS
- 2026-02-08 Listed $199,900 LARMLS
- 2025-10-02 Price Changed $204,900 NTREIS
- 2025-10-02 Price Changed $204,900 LARMLS
- 2025-07-22 Price Changed $209,900 NTREIS
- 2025-07-22 Price Changed $209,900 LARMLS
- 2025-04-30 Listed $219,900 NTREIS
- 2022-04-21 Sold (Public Records) — Public Records
Property tax history
+168.3%/yrLatest (2025): $3,238 · +2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…