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65 Sweetwater Trl
B- Composite 69.92
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.6/10.0
  • Livability +3.2/5.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$99,900

65 Sweetwater Trl · Villa Rica, GA 30180
3 bd · 2.0 ba · 1,008 sqft · SingleFamily public records · 65 Days on market
Built 1993 1.00 ac lot $99/sqft · 60% below area ↓ 17% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity knocks with this investor special situated on a full 1-acre lot! This 2-bedroom, 2-bath property offers tons of potential for the right buyer looking to renovate, flip, or hold as a rental. The home features a functional layout. While it does need repairs and updates, the bones are there to create something truly valuable. Outside, the expansive lot provides plenty of room for expansion, additional structures, or simply enjoying the privacy and space. Located in a quiet setting with room to grow, this property is ideal for investors, builders, or buyers looking to customize their next project. Home is being sold as is.

Key facts

  • Expansive lot
  • Full 1-acre lot
  • Quiet setting

Tags

FULL 1-ACRE LOTFUNCTIONAL LAYOUTEXPANSIVE LOTQUIET SETTING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $868 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
  • Cap rate 16.7% vs local median 4.0% in Villa Rica — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#224 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: schools C-, amenities F, commute F.
  • Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.4%/yr); 653 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.4% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Recommended offer $93,906 (6.0% below list)

Questions for the listing agent

  1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.97%
Cap rate
16.72%
Cash-on-cash
37.23%
DSCR
2.66
GRM
4.2

CMA / ARV

ARV (median comp)
$252,645
List price
$99,900
Delta
-60.46%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
104 Dalton Dr 0.36mi 3/2.0 1,104 (+10%) 7mo $220,000 $199 61
687 Wesley Chapel Rd 0.34mi 3/2.0 1,157 (+15%) 21mo $255,000 $220 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.42% rent growth · sell at horizon

5-year hold
IRR
32.5%
Equity multiple
2.36×
Total profit
$37,970
Equity at exit
$14,895
10-year hold
IRR
39.2%
Equity multiple
4.56×
Total profit
$99,715
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30180

Home prices YoY
-12.8%
Rents YoY
2.4%
Active inventory
653
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,972 high interval (Pro) →
Mortgage (P&I)
$524
Tax est. 1.5%
$125 /mo · $1,498/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$414
Net cashflow
$868

Break-even live

Break-even rent $874
Max offer price $99,900
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
147 Kylee Ct Villa Rica, GA 4.0 2.0 1466 $1,795 $1.22 1d 1 0.84mi
45 Cedars Glen Way Villa Rica, GA 4.0 2.5 1400 $1,779 $1.27 43d 1 0.90mi
204 Kylee Ct Unit 1543022P Villa Rica, GA 3.0 2.0 1399 $4,767 $3.41 1d 1 1.09mi
104 Creekside Cir Villa Rica, GA 3.0 2.0 1462 $1,875 $1.28 15d 1 1.16mi
92 Tyson Ct Villa Rica, GA 3.0 2.0 1218 $1,775 $1.46 24d 1 1.31mi
296 Whitney Ln Villa Rica, GA 3.0 2.0 1170 $1,649 $1.41 43d 1 1.46mi

Listing history 15 events

  1. 2026-06-18
    days on market $99,900 Active 65 DOM
  2. 2026-06-17
    days on market $99,900 Active 64 DOM
  3. 2026-06-16
    days on market $99,900 Active 63 DOM
  4. 2026-06-15
    days on market $99,900 Active 62 DOM
  5. 2026-06-13
    days on market $99,900 Active 60 DOM
  6. 2026-06-09
    days on market $99,900 Active 56 DOM
  7. 2026-06-08
    days on market $99,900 Active 55 DOM
  8. 2026-06-07
    days on market $99,900 Active 54 DOM
  9. 2026-06-04
    days on market $99,900 Active 51 DOM
  10. 2026-06-03
    days on market $99,900 Active 50 DOM
  11. 2026-06-02
    days on market $99,900 Active 49 DOM
  12. 2026-06-01
    days on market $99,900 Active 48 DOM
  13. 2026-05-31
    days on market $99,900 Active 47 DOM
  14. 2026-05-06
    price $99,900 642-char remark
    Show marketing remark (642 chars)

    Opportunity knocks with this investor special situated on a full 1-acre lot! This 2-bedroom, 2-bath property offers tons of potential for the right buyer looking to renovate, flip, or hold as a rental. The home features a functional layout. While it does need repairs and updates, the bones are there to create something truly valuable. Outside, the expansive lot provides plenty of room for expansion, additional structures, or simply enjoying the privacy and space. Located in a quiet setting with room to grow, this property is ideal for investors, builders, or buyers looking to customize their next project. Home is being sold as is.

  15. 2026-04-13
    listed $119,900 New 642-char remark
    Show marketing remark (642 chars)

    Opportunity knocks with this investor special situated on a full 1-acre lot! This 2-bedroom, 2-bath property offers tons of potential for the right buyer looking to renovate, flip, or hold as a rental. The home features a functional layout. While it does need repairs and updates, the bones are there to create something truly valuable. Outside, the expansive lot provides plenty of room for expansion, additional structures, or simply enjoying the privacy and space. Located in a quiet setting with room to grow, this property is ideal for investors, builders, or buyers looking to customize their next project. Home is being sold as is.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥102°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,669
− Mortgage interest
−$5,596
− Property taxes
−$1,498
− Insurance
−$500
− Repairs & maintenance
−$1,894
− Management
−$1,894
− Depreciation
−$2,906
Taxable income
$9,382
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,252
After-tax cash flow
$8,162/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carroll County
NCES district ID
1300840
Math proficiency
42% ▼ -7.00%
Reading proficiency
41% ▼ -8.00%
Median HH income
$48,692
Composite
35.62/100
National rank
#4888
State rank
#38 of 174 in GA

Livability — Villa Rica

Score
65/100
State rank
#224
US rank
#13182

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment B Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Carroll County · 124,888 people
City population
43,013
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
43,013
Household income
$88,514
Rent vs Own
22.4% rent · 77.6% own
Severe rent burden
853.0

Population outlook (Carroll County) Hauer SSP2

Today (2025)
123,370 people
By 2030
127,186 · +3.1%
By 2040
133,534 · +8.2%
By 2050
137,612 · +11.5%
By 2075
142,892 · +15.8%
By 2100
136,294 · +10.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 57% Black 29% Hispanic / Latino 7% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
German 1% Slovak 1% Italian 1%
Foreign-born
8% · Canada
Languages at home
92% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Carroll

2024 margin
Solid R (+41.2) · D 29.1% · R 70.3%
2008→2024 swing
-8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
All cycles
2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -46.97%
Current HPI
321.1874
Rent YoY
▲ 2.42%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-16.7% since first listed
2 events — show timeline
  • 2026-05-06 Price Changed $99,900 GAMLS
  • 2026-04-13 Listed $119,900 GAMLS

Property tax history

-9.2%/yr

Latest (2025): $95 · -1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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