2442 NW 55th Ter · Lauderhill, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.0/30.0
- ARV discount +7.5/15.0
- DSCR +6.4/10.0
- 1% rule +5.6/10.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$179,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Great Investment opportunity!! NO RENTAL RESTRICTRION; Low HOA
Key facts
- 2 parking spots
- Built 1983
- Listed 363 days
Property features AI
Finance
- Financial info: Pets are not allowed
- HOA & community: Monthly association fee of 87 (includes structure maintenance)
Exterior
- Parking: Two or more parking spaces
- Home design: Single-story; Entry level: 1
- Construction: Resale property
- Exterior features: Property attached (multi-unit or attached structure)
Interior
- Kitchen: Electric range; Microwave; Refrigerator
- Bedrooms: Bedroom on main level; Attic and storage room noted
- Flooring: Ceramic tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Blinds on windows; First-floor entry; Living/dining room; Attic (storage)
- Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $179k.
Deal economics
- At list price, monthly cash flow is $221 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $179k).
- Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, employment D, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- At $1,905/mo this rent would consume 49% of the median local household income ($46k/yr) (locally 5692% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 363 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $45k; list at $179k implies a 295% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 363 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 7.77%
- Cash-on-cash
- 5.28%
- DSCR
- 1.24
- GRM
- 7.8
CMA / ARV
- ARV (on-the-fly)
- $113,766
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2481 NW 56th Ave Unit 8-16 | 0.31mi | 1/1.0 (-1) | 745 (-12%) | 2mo | $100,000 | $134 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.26% rent growth · sell at horizon
- IRR
- -11.3%
- Equity multiple
- 0.60×
- Total profit
- $-20,009
- Equity at exit
- $26,689
- IRR
- -6.8%
- Equity multiple
- 0.62×
- Total profit
- $-18,952
- Equity at exit
- $15,477
Cash invested: $50,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33313
- Rents YoY
- 0.3%
- Active inventory
- 656
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,905 high interval (Pro) →
- Mortgage (P&I)
- −$939
- Tax from tax record
- −$271 /mo · $3,251/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$400
- Net cashflow
- $221
Break-even live
Sensitivity live
| Price | -10% $322 | -5% $271 | +0% $221 | +5% $170 | +10% $119 |
|---|---|---|---|---|---|
| Rent | -10% $70 | -5% $145 | +0% $221 | +5% $296 | +10% $371 |
| Rate | -1.0pp $311 | -0.5pp $266 | base $221 | +0.5pp $174 | +1.0pp $127 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,750
- Closing costs
- $5,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2427 NW 55th Ter Unit 2427 Lauderhill, FL | 2.0 | 1.0 | 849 | $2,400 | $2.83 | 25d | 1 | 0.07mi |
| 5323 NW 24th St #118 Lauderhill, FL | 2.0 | 1.0 | 829 | $1,550 | $1.87 | 25d | 1 | 0.09mi |
| 5405 NW 23rd St #187 Lauderhill, FL | 2.0 | 1.0 | 829 | $1,850 | $2.23 | 4d | 1 | 0.12mi |
| 5314 NW 24th St #143 Lauderhill, FL | 2.0 | 1.0 | 829 | $1,995 | $2.41 | 21d | 1 | 0.13mi |
| 2580 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 1007 | $2,053 | $2.04 | 2d | 11 | 0.18mi |
| 2410 NW 52nd Ave #2410 Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,700 | $1.67 | 6d | 1 | 0.18mi |
| 2410 NW 52nd Ave #2410 Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,700 | $1.67 | 14d | 1 | 0.18mi |
| 2512 NW 52nd Ave Unit 22B Lauderhill, FL | 2.0 | 1.5 | 940 | $1,700 | $1.81 | 18d | 1 | 0.18mi |
| 2552 NW 52nd Ave Unit B19 Lauderhill, FL | 2.0 | 1.5 | 940 | $1,900 | $2.02 | 4d | 1 | 0.19mi |
| 2306 NW 52nd Ave Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,900 | $1.86 | 17d | 1 | 0.20mi |
| 5411 NW 22nd St Unit 5411 Lauderhill, FL | 2.0 | 1.0 | 850 | $2,050 | $2.41 | 13d | 1 | 0.22mi |
| 5411 NW 22nd St Unit 5411 Lauderhill, FL | 2.0 | 1.0 | 850 | $2,050 | $2.41 | 6d | 1 | 0.22mi |
| 5415 NW 22nd St #5415 Lauderhill, FL | 2.0 | 1.0 | 936 | $2,150 | $2.30 | 25d | 1 | 0.22mi |
| 2604 NW 52nd Ave Unit C15 Lauderhill, FL | 2.0 | 1.5 | 940 | $1,800 | $1.91 | 25d | 1 | 0.22mi |
| 2606 NW 52nd Ave Unit D15 Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,950 | $1.91 | 25d | 1 | 0.22mi |
| 5231 NW 27th St Unit 8A Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,900 | $1.86 | 25d | 1 | 0.23mi |
| 2360 NW 56th Ave Lauderhill, FL | 1.0–3.0 | 1.0–2.0 | 924 | $2,650 | $2.87 | 3d | 22 | 0.23mi |
| 5223 NW 27th St Unit 9B Fort Lauderdale, FL | 2.0 | 1.5 | 940 | $1,750 | $1.86 | 25d | 1 | 0.24mi |
| 2814 NW 55th Ave Unit 1B Lauderhill, FL | 2.0 | 2.0 | 1070 | $1,800 | $1.68 | 25d | 1 | 0.25mi |
| 2571 NW 56th Ave Unit G Lauderhill, FL | 2.0 | 2.0 | 950 | $1,895 | $1.99 | 25d | 1 | 0.27mi |
| 5321 NW 21st Ct Lauderhill, FL | 2.0 | 1.0 | 750 | $1,900 | $2.53 | 25d | 1 | 0.27mi |
| 2810 NW 55th Ave Unit 2A Lauderhill, FL | 2.0 | 2.0 | 1060 | $2,000 | $1.89 | 8d | 1 | 0.28mi |
| 2591 NW 56th Ave Lauderhill, FL | 2.0 | 1.0 | 812 | $1,995 | $2.46 | 25d | 1 | 0.28mi |
| 2561 NW 56th Ave Lauderhill, FL | 2.0 | 1.0 | 812 | $1,925 | $2.37 | 25d | 1 | 0.30mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 3d | 8 | 0.33mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 25d | 8 | 0.33mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 5d | 8 | 0.33mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 16d | 6 | 0.33mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 22d | 7 | 0.33mi |
| 2148 NW 57th Ave Unit 14E Lauderhill, FL | 3.0 | 2.0 | 1080 | $2,300 | $2.13 | 25d | 1 | 0.34mi |
| 2101 NW 55th Ave Lauderhill, FL | 2.0 | 2.0 | 900 | $1,949 | $2.17 | 2d | 8 | 0.34mi |
| 2481 NW 56th Ave Unit 6-16 Lauderhill, FL | 1.0 | 1.0 | 745 | $1,600 | $2.15 | 17d | 1 | 0.34mi |
| 2551 NW 56th Ave Unit 1-20 Lauderhill, FL | 2.0 | 2.0 | 1014 | $1,900 | $1.87 | 25d | 1 | 0.34mi |
| 2551 NW 56th Ave Unit 1-20 Lauderhill, FL | 2.0 | 2.0 | 1014 | $1,900 | $1.87 | 11d | 1 | 0.34mi |
| 2982 NW 55th Ave Unit 2C Lauderhill, FL | 1.0 | 1.5 | 840 | $1,600 | $1.90 | 25d | 1 | 0.36mi |
| 2914 NW 55th Ave Lauderhill, FL | 1.0 | 2.0 | 840 | $1,600 | $1.90 | 13d | 1 | 0.36mi |
| 2914 NW 55th Ave Unit 1D Lauderhill, FL | 1.0 | 1.5 | 840 | $1,600 | $1.90 | 18d | 1 | 0.36mi |
| 2481 NW 56th Ave Unit 105 Lauderhill, FL | 1.0 | 1.5 | 800 | $1,400 | $1.75 | 25d | 1 | 0.38mi |
| 2916 NW 55th Ave Unit 2A Lauderhill, FL | 2.0 | 2.0 | 1060 | $2,200 | $2.08 | 8d | 1 | 0.38mi |
| 2900 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 1030 | $1,975 | $1.92 | 25d | 1 | 0.39mi |
Listing history 21 events
-
2026-06-09days on market $179,000 Active 363 DOM
-
2026-06-07days on market $179,000 Active 361 DOM
-
2026-06-04days on market $179,000 Active 358 DOM
-
2026-06-03days on market $179,000 Active 357 DOM
-
2026-06-02days on market $179,000 Active 356 DOM
-
2026-06-01days on market $179,000 Active 355 DOM
-
2026-05-31days on market $179,000 Active 354 DOM
-
2025-06-11$179,000 Active
-
2022-03-02$164,900 Active
-
2021-12-10historical
-
2021-11-30status Active
-
2021-08-23status Active
-
2021-07-07$149,900 Active
-
2019-12-31historical
-
2019-10-26status Active
-
2019-10-22historical
-
2019-07-08$109,900 Active
-
2015-10-06soldstatus $45,300
-
2003-09-09soldstatus $65,000
-
1995-01-09soldstatus $37,000
-
1984-11-01soldstatus $49,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,251 · $271/mo
- Projected year-2 tax
- $3,251 · $271/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,857
- − Mortgage interest
- −$10,027
- − Property taxes
- −$3,251
- − Insurance
- −$895
- − Repairs & maintenance
- −$1,829
- − Management
- −$1,829
- − Depreciation
- −$5,207
- Taxable loss
- −$180
- Est. tax savings @ 24.0%
- +$43
- After-tax cash flow
- $2,690/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Lauderhill
- Score
- 79/100
- State rank
- #139
- US rank
- #2059
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lauderhill, FL
- County
- Broward County · 1,963,430 people
- City population
- 62,807
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 62,807
- Household income
- $46,305
- Rent vs Own
- Severe rent burden
- 5692.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (77%)
- Race & ethnicity
- Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 3% Dominican 1%
- Common ancestry
- Hispanic 20%
- Foreign-born
- 39% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · French/Haitian/Cajun 22% Spanish 10%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -338.15%
- Current HPI
- 288.9345
- Rent YoY
- ▲ 0.26%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+258.7% since first listed14 events — show timeline
- 2025-06-11 Listed $179,000 MARMLS
- 2022-03-02 Listed $164,900 MARMLS
- 2021-12-10 Listing Removed — MARMLS
- 2021-11-30 Relisted — MARMLS
- 2021-08-23 Relisted — MARMLS
- 2021-07-07 Listed $149,900 MARMLS
- 2019-12-31 Listing Removed — MARMLS
- 2019-10-26 Relisted — MARMLS
- 2019-10-22 Listing Removed — MARMLS
- 2019-07-08 Listed $109,900 MARMLS
- 2015-10-06 Sold (Public Records) $45,300 Public Records
- 2003-09-09 Sold (Public Records) $65,000 Public Records
- 1995-01-09 Sold (Public Records) $37,000 Public Records
- 1984-11-01 Sold (Public Records) $49,900 Public Records
Property tax history
+11.5%/yrLatest (2025): $3,251 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…