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370 Webb Acres
C+ Composite 60.96
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.1/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$59,000

370 Webb Acres · Mountain View, AR 72560
3 bd · 1.5 ba · 1,216 sqft · Manufactured public records · 15 Days on market
Built 1988 3.20 ac lot Est $41k · 43% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Here is a very affordable home, complete with shop, located in country but convenient to town on 3.20 acres. Mobile home has metal roof, front porch and covered back deck, home offer 3 bedrooms, plus a nursey off primary bedroom, 1 1/2 bath, needs some TLC but ready for you to make it your own. Take a look.

Key facts

  • Shop
  • Metal roof
  • 3.20 acres

Tags

METAL ROOFFRONT PORCHCOVERED BACK DECK3.20 ACRESSHOP

Property features AI

Finance

  • Other: Approximately 3.2 acres

Exterior

  • Parking: Other parking (see remarks)
  • Utilities: Septic system; Public water; Municipal electric service (Entergy)
  • Home design: Single-family property; Entry level not specified; Facing direction not specified
  • Construction: Metal/vinyl siding; Not permanent foundation
  • Exterior features: Metal roof; Gravel road access; Sloped, wooded and cleared lot in a subdivision; Rural property

Interior

  • Kitchen: Free-standing stove
  • Flooring: Vinyl flooring; Laminate flooring
  • Bathrooms: 1 full bath; 1 half bath
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Vinyl and laminate flooring; Wood-burning fireplace (site-built)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath manufactured listed at $59k.

Deal economics

  • At list price, monthly cash flow is $446 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $59k).
  • Recommended offer: $58k (1.5% below list) — sets the bar for market timing.
  • Cap rate 15.4% vs local median 2.5% in Mountain View — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#316 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools D-, crime D-, amenities F.
  • Mountain View School District (rural): math 34% / reading 41% proficiency, ranked #107 of 238 in AR (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 164 active listings in the ZIP; 2 units permitted in Stone County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $408 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Stone County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($58k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $20k; list at $59k implies a 195% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $58,115 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.83%
Cap rate
15.37%
Cash-on-cash
32.42%
DSCR
2.44
GRM
4.5

CMA / ARV

ARV (on-the-fly)
$41,344
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
794 Blue Ridge Dr 0.65mi 3/1.0 1,064 (-12%) 10mo $36,500 $34 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.5%
Equity multiple
2.14×
Total profit
$18,885
Equity at exit
$8,797
10-year hold
IRR
35.0%
Equity multiple
4.22×
Total profit
$53,119
Equity at exit
$5,101

Cash invested: $16,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72560

Home prices YoY
-23.2%
Active inventory
164
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,081 medium interval (Pro) →
Mortgage (P&I)
$309
Tax est. 1.5%
$74 /mo · $885/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$227
Net cashflow
$446

Break-even live

Break-even rent $516
Max offer price $59,000
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,750
Closing costs
$1,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-19
    days on market $59,000 Active 15 DOM
  2. 2026-06-18
    days on market $59,000 Active 14 DOM
  3. 2026-06-17
    days on market $59,000 Active 13 DOM
  4. 2026-06-16
    days on market $59,000 Active 12 DOM
  5. 2026-06-15
    days on market $59,000 Active 11 DOM
  6. 2026-06-14
    days on market $59,000 Active 9 DOM
  7. 2026-06-12
    statusdays on market $59,000 Active 8 DOM
  8. 2026-06-09
    days on market $59,000 New Listing 5 DOM
  9. 2026-06-08
    days on market $59,000 New Listing 4 DOM
  10. 2026-06-07
    days on market $59,000 New Listing 3 DOM
  11. 2026-06-07
    remarks 308-char remark
  12. 2026-06-07
    listed $59,000 New Listing 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,974
− Mortgage interest
−$3,305
− Property taxes
−$885
− Insurance
−$295
− Repairs & maintenance
−$1,038
− Management
−$1,038
− Depreciation
−$1,716
Taxable income
$4,697
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,127
After-tax cash flow
$4,229/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mountain View School District
NCES district ID
0510200
Math proficiency
34% ▼ -20.00%
Reading proficiency
41% ▼ -13.00%
Median HH income
$31,281
Composite
30.61/100
National rank
#6192
State rank
#107 of 238 in AR

Livability — Mountain View

Score
58/100
State rank
#316
US rank
#20958

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing C Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
7,650
Population (ZIP)
7,650

Population outlook (Stone County) Hauer SSP2

Today (2025)
12,440 people
By 2030
12,372 · -0.5%
By 2040
12,081 · -2.9%
By 2050
11,628 · -6.5%
By 2075
10,863 · -12.7%
By 2100
9,420 · -24.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 3% Native American 1%
Common ancestry
Slovak 4% Iranian 3% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · German/W. Germanic 2% Spanish 1%

Political lean MEDSL · Stone

2024 margin
Solid R (+61.7) · D 18.1% · R 79.7% · Other 2.2%
2008→2024 swing
-25.3pp toward R · 2008: -36.4pp · 2024: -61.7pp
All cycles
2024: R+61.7 2020: R+57.9 2016: R+52.3 2012: R+45.2 2008: R+36.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -48.20%
Current HPI
159.8996
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+195.0% since first listed
4 events — show timeline
  • 2026-06-03 Listed $59,000 CARMLS
  • 2017-07-05 Listing Removed CARMLS
  • 2017-04-05 Listed $27,000 CARMLS
  • 2007-04-26 Sold (Public Records) $20,000 Public Records

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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