CashFlowRE
Sign in Sign up
2100 College Dr #186
C- Composite 50.7
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.5/30.0
  • ARV discount +8.8/15.0
  • 1% rule +6.1/10.0
  • DSCR +5.8/10.0
  • Livability +3.7/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$125,000

2100 College Dr #186 · Baton Rouge, LA 70808
2 bd · 2.0 ba · 1,090 sqft · Condo public records · 279 Days on market
Built 1985 $115/sqft · at area comps Est $129k · at est. $180/mo HOA · 13% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LOCATION LOCATION!!! MINUTES FROM TOWNE CENTER. This 2BR/2BA condo is second floor unit. Open floor plan, nice and spacious with attached bathroom and large walk in closet. Guest bedroom has bathroom as well with a large linen closet. Laundry room located inside the condo.

Key facts

  • Open floor plan
  • Large linen closet
  • Attached bathroom

Tags

OPEN FLOOR PLANATTACHED BATHROOMLARGE WALK IN CLOSETGUEST BEDROOM BATHROOMLARGE LINEN CLOSETLAUNDRY ROOM INSIDE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $125k.

Deal economics

  • At list price, monthly cash flow is $119 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.5%/yr); 297 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 279 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 13y ago; this cycle's ask has dropped $15k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $72k; list at $125k implies a 74% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 279 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.11%
Cap rate
7.43%
Cash-on-cash
4.08%
DSCR
1.18
GRM
7.5

CMA / ARV

ARV (median comp)
$128,707
List price
$125,000
Delta
-2.88%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.54% rent growth · sell at horizon

5-year hold
IRR
-11.7%
Equity multiple
0.58×
Total profit
$-14,597
Equity at exit
$18,638
10-year hold
IRR
-5.0%
Equity multiple
0.70×
Total profit
$-10,591
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70808

Rents YoY
1.5%
Active inventory
297
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,387 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$89 /mo · $1,069/yr
Insurance
$52
HOA
$180
Vacancy / Maint / Mgmt
$291
Net cashflow
$119

Break-even live

Break-even rent $1,236
Max offer price $125,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2100 College Dr Baton Rouge, LA 1.0–2.0 1.0–2.0 915 $1,460 $1.60 14d 12 0.02mi
2225 College Dr Baton Rouge, LA 1.0–3.0 1.0–2.0 954 $962 $1.01 14d 32 0.20mi
1755 College Dr #224 Baton Rouge, LA 2.0 2.0 1036 $1,150 $1.11 23d 1 0.28mi
5522 Corporate Blvd Baton Rouge, LA 1.0 1.0–2.0 708 $1,085 $1.53 14d 4 0.31mi
1714 College Dr Baton Rouge, LA 2.0 1.0 844 $1,500 $1.78 43d 1 0.32mi
1607 College Dr Baton Rouge, LA 1.0–2.0 1.0–2.0 1040 $1,030 $0.99 14d 1 0.38mi
1100 S Foster Dr Baton Rouge, LA 1.0–2.0 1.0–1.5 795 $918 $1.15 14d 3 0.62mi
2411 Valley St Baton Rouge, LA 3.0 1.5 1500 $1,500 $1.00 23d 1 0.65mi
2411 Valley St Baton Rouge, LA 3.0 1.5 1500 $1,500 $1.00 43d 1 0.65mi
2500 Gates Cir Baton Rouge, LA 1.0–3.0 1.0–2.0 1221 $1,742 $1.43 14d 33 0.72mi
6765 Corporate Blvd Baton Rouge, LA 1.0–2.0 1.0–2.0 922 $1,600 $1.74 43d 2 0.73mi
6765 Corporate Blvd Baton Rouge, LA 1.0–3.0 1.0–2.0 1316 $1,900 $1.44 14d 4 0.73mi
6929 Commerce Cir Baton Rouge, LA 1.0–2.0 1.0–2.0 969 $1,807 $1.86 14d 16 0.75mi
950 S Foster Dr Baton Rouge, LA 1.0–2.0 1.0–2.0 888 $975 $1.10 14d 1 0.75mi
5000 Claycut Rd Baton Rouge, LA 1.0–4.0 1.0–2.5 1600 $1,380 $0.86 14d 1 0.86mi
6810 Jefferson Hwy Baton Rouge, LA 1.0–3.0 1.0–2.0 1051 $1,599 $1.52 14d 29 0.90mi
305 Saint Thomas Ln Baton Rouge, LA 2.0 2.0 1268 $2,200 $1.74 23d 1 1.19mi
305 Saint Thomas Ln Baton Rouge, LA 2.0 2.0 1268 $2,200 $1.74 14d 1 1.19mi
605 Ingleside Dr Unit A Baton Rouge, LA 2.0 1.0 700 $1,350 $1.93 43d 1 1.20mi
352 S Foster Dr Baton Rouge, LA 1.0–2.0 1.0–2.0 987 $1,475 $1.49 14d 2 1.25mi
459 Court Dr Apt Court Baton Rouge, LA 1.0–2.0 1.0–2.0 995 $1,099 $1.10 43d 1 1.34mi
422 Glenmore Ave Baton Rouge, LA 3.0 2.0 1307 $1,700 $1.30 23d 1 1.34mi
330 Ingleside Dr Baton Rouge, LA 1.0–3.0 1.0–2.0 773 $1,120 $1.45 14d 6 1.36mi
5500 Perkins Rd Baton Rouge, LA 1.0–2.0 1.0–2.0 940 $1,785 $1.90 14d 29 1.43mi
725 Carol Marie Dr Unit 4 Baton Rouge, LA 1.0 1.0 870 $900 $1.03 14d 1 1.43mi
3711 Cole Dr #3 Baton Rouge, LA 2.0 1.5 1200 $1,200 $1.00 43d 1 1.44mi

HOA detail condo

Monthly dues
$180 · $2,160/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 28 events

  1. 2026-06-18
    days on market $125,000 Active 279 DOM
  2. 2026-06-17
    days on market $125,000 Active 278 DOM
  3. 2026-06-16
    days on market $125,000 Active 277 DOM
  4. 2026-06-15
    days on market $125,000 Active 276 DOM
  5. 2026-06-14
    days on market $125,000 Active 274 DOM
  6. 2026-06-10
    days on market $125,000 Active 271 DOM
  7. 2026-06-09
    days on market $125,000 Active 270 DOM
  8. 2026-06-08
    days on market $125,000 Active 269 DOM
  9. 2026-06-07
    days on market $125,000 Active 268 DOM
  10. 2026-06-05
    days on market $125,000 Active 265 DOM
  11. 2026-06-03
    days on market $125,000 Active 264 DOM
  12. 2026-06-02
    days on market $125,000 Active 263 DOM
  13. 2026-06-01
    days on market $125,000 Active 262 DOM
  14. 2026-05-31
    days on market $125,000 Active 261 DOM
  15. 2026-05-31
    days on market $125,000 Active 260 DOM
  16. 2025-11-03
    price $125,000 273-char remark
    Show marketing remark (273 chars)

    LOCATION LOCATION!!! MINUTES FROM TOWNE CENTER. This 2BR/2BA condo is second floor unit. Open floor plan, nice and spacious with attached bathroom and large walk in closet. Guest bedroom has bathroom as well with a large linen closet. Laundry room located inside the condo.

  17. 2025-11-03
    price $125,000 273-char remark
    Show marketing remark (273 chars)

    LOCATION LOCATION!!! MINUTES FROM TOWNE CENTER. This 2BR/2BA condo is second floor unit. Open floor plan, nice and spacious with attached bathroom and large walk in closet. Guest bedroom has bathroom as well with a large linen closet. Laundry room located inside the condo.

  18. 2025-09-22
    price $135,000 273-char remark
    Show marketing remark (273 chars)

    LOCATION LOCATION!!! MINUTES FROM TOWNE CENTER. This 2BR/2BA condo is second floor unit. Open floor plan, nice and spacious with attached bathroom and large walk in closet. Guest bedroom has bathroom as well with a large linen closet. Laundry room located inside the condo.

  19. 2025-09-22
    price $135,000 273-char remark
    Show marketing remark (273 chars)

    LOCATION LOCATION!!! MINUTES FROM TOWNE CENTER. This 2BR/2BA condo is second floor unit. Open floor plan, nice and spacious with attached bathroom and large walk in closet. Guest bedroom has bathroom as well with a large linen closet. Laundry room located inside the condo.

  20. 2025-09-12
    listed $140,000 Active 273-char remark
    Show marketing remark (273 chars)

    LOCATION LOCATION!!! MINUTES FROM TOWNE CENTER. This 2BR/2BA condo is second floor unit. Open floor plan, nice and spacious with attached bathroom and large walk in closet. Guest bedroom has bathroom as well with a large linen closet. Laundry room located inside the condo.

  21. 2025-09-12
    listed $140,000 Active 273-char remark
    Show marketing remark (273 chars)

    LOCATION LOCATION!!! MINUTES FROM TOWNE CENTER. This 2BR/2BA condo is second floor unit. Open floor plan, nice and spacious with attached bathroom and large walk in closet. Guest bedroom has bathroom as well with a large linen closet. Laundry room located inside the condo.

  22. 2025-09-12
    listed $135,000 Active
    Show marketing remark (273 chars)

    LOCATION LOCATION!!! MINUTES FROM TOWNE CENTER. This 2BR/2BA condo is second floor unit. Open floor plan, nice and spacious with attached bathroom and large walk in closet. Guest bedroom has bathroom as well with a large linen closet. Laundry room located inside the condo.

  23. 2015-06-15
    soldstatus $72,000
  24. 2013-12-02
    soldstatus
  25. 2013-12-02
    soldstatus $72,000
  26. 2013-07-15
    listed $76,900
  27. 2013-07-15
    listed $76,900
  28. 2006-05-02
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,069 · $89/mo
Projected year-2 tax
$1,069 · $89/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,643
− Mortgage interest
−$7,002
− Property taxes
−$1,069
− Insurance
−$625
− Repairs & maintenance
−$1,331
− Management
−$1,331
− HOA
−$2,160
− Depreciation
−$3,636
Taxable loss
−$513
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$123
After-tax cash flow
$1,550/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
35,843
Household income
$69,418
Rent vs Own
44.5% rent · 55.5% own
Severe rent burden
2545.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Black 20% Two or more races 7% Hispanic / Latino 6% Asian 5%
Hispanic origin (detail)
Mexican 1%
Common ancestry
Lithuanian 12% Slovak 2% Romanian 2%
Foreign-born
8% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -351.73%
Current HPI
196.4406
Rent YoY
▲ 1.54%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+78.6% since first listed
13 events — show timeline
  • 2025-11-03 Price Changed $125,000 AcadianaMLS
  • 2025-11-03 Price Changed $125,000 GBRMLS
  • 2025-09-22 Price Changed $135,000 AcadianaMLS
  • 2025-09-22 Price Changed $135,000 GBRMLS
  • 2025-09-12 Listed $140,000 GBRMLS
  • 2025-09-12 Listed $135,000 AcadianaMLS
  • 2025-09-12 Listed $140,000 AcadianaMLS
  • 2015-06-15 Sold (Public Records) $72,000 Public Records
  • 2013-12-02 Sold (Public Records) $72,000 Public Records
  • 2013-12-02 Sold (MLS) GBRMLS
  • 2013-07-15 Listed $76,900 AcadianaMLS
  • 2013-07-15 Listed $76,900 GBRMLS
  • 2006-05-02 Sold (Public Records) $70,000 Public Records

Property tax history

+2.5%/yr

Latest (2025): $1,069 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…