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3302 Chesterfield Ave
A- Composite 80.84
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +4.7/10.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0

$95,000

3302 Chesterfield Ave · Baltimore, MD 21213
2 bd · 1.5 ba · 1,480 sqft · Townhouse public records · 149 Days on market
Built 1932 871 sqft lot $64/sqft · 33% below area Est $142k · 33% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

Key facts

  • Remodeled bathroom
  • Front porch
  • Remodeled rowhome

Tags

REMODELED ROWHOMEUPDATED CABINETRYSTAINLESS STEEL APPLIANCESREMODELED BATHROOMDETACHED GARAGEFRONT PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath townhouse listed at $95k.

Deal economics

  • At list price, monthly cash flow is $607 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
  • Cap rate 14.7% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $117 of equity ($657 loan paydown + $-540 appreciation (-0.6% local appreciation)).
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 5.2% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 149 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 27y ago; this cycle's ask has dropped $20k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $17k; list at $95k implies a 459% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.5% of price; flood insurance adds $56/mo; built in 1932 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1932 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.86%
Cap rate
14.66%
Cash-on-cash
29.90%
DSCR
2.33
GRM
4.5

CMA / ARV

ARV (median comp)
$141,628
List price
$95,000
Delta
-32.92%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3406 Ramona Ave 0.17mi 3/2.0 (+1) 1,408 (-5%) 0mo $85,000 $60 76
3564 Elmora Ave 0.50mi 3/1.5 (+1) 1,478 (-0%) 1mo $133,500 $90 70
3571 Dudley Ave 0.28mi 3/2.0 (+1) 1,400 (-5%) 1mo $175,000 $125 70
4718 Parkside Dr 0.51mi 2/2.0 1,440 (-3%) 0mo $214,990 $149 69
3114 Mareco Ave 0.42mi 3/2.0 (+1) 1,410 (-5%) 2mo $125,000 $89 64
3533 Elmley Ave 0.46mi 3/1.5 (+1) 1,344 (-9%) 1mo $70,000 $52 57
2902 Clifton Park Ter 0.52mi 3/1.5 (+1) 1,344 (-9%) 1mo $66,000 $49 55
3733 Ravenwood Ave 0.50mi 3/2.0 (+1) 1,350 (-9%) 1mo $135,000 $100 54
3914 Eierman Ave 0.56mi 3/2.0 (+1) 1,628 (+10%) 0mo $128,000 $79 50
2821 Erdman Ave 0.52mi 2/2.0 1,260 (-15%) 0mo $75,000 $60 49
4235 Seidel Ave 0.49mi 3/1.5 (+1) 1,280 (-14%) 2mo $91,000 $71 48
4735 Homesdale Ave 0.65mi 3/1.5 (+1) 1,280 (-14%) 2mo $120,000 $94 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold
IRR
29.0%
Equity multiple
2.41×
Total profit
$37,591
Equity at exit
$24,918
10-year hold
IRR
34.9%
Equity multiple
5.15×
Total profit
$110,286
Equity at exit
$27,898

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21213

Home prices YoY
-0.1%
Rents YoY
5.2%
Active inventory
319
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,771 high interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$198 /mo · $2,381/yr
Insurance
$40
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$372
Net cashflow
$607

Break-even live

Break-even rent $1,002
Max offer price $95,000
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3305 Dudley Ave Baltimore, MD 3.0 2.0 1413 $1,950 $1.38 44d 1 0.05mi
3028 Kenyon Ave Baltimore, MD 2.0 2.0 1075 $1,395 $1.30 44d 1 0.15mi
3544 Chesterfield Ave Baltimore, MD 3.0 1.5 1200 $1,635 $1.36 44d 1 0.25mi
3551 Shannon Dr Baltimore, MD 3.0 2.0 1485 $2,358 $1.59 24d 1 0.28mi
3566 Dudley Ave Baltimore, MD 2.0 1.0 896 $1,800 $2.01 24d 1 0.29mi
3519 Kentucky Ave Baltimore, MD 3.0 2.0 1536 $2,100 $1.37 11d 1 0.30mi
3572 Juneway Unit 1 Baltimore, MD 2.0 1.0 1800 $1,200 $0.67 44d 1 0.31mi
2848 Pelham Ave Baltimore, MD 3.0 2.0 1164 $1,700 $1.46 44d 1 0.31mi
3525 Kentucky Ave Baltimore, MD 3.0 1.5 1536 $1,950 $1.27 44d 1 0.31mi
4320 Sheldon Ave Baltimore, MD 3.0 1.5 1280 $1,800 $1.41 24d 1 0.34mi
2817 Pelham Ave Baltimore, MD 3.0 2.0 1464 $1,950 $1.33 24d 1 0.36mi
2828 Lake Ave Baltimore, MD 3.0 2.0 1164 $1,850 $1.59 4d 1 0.39mi
3610 Elmley Ave Baltimore, MD 2.0 1.5 1200 $1,550 $1.29 20d 1 0.41mi
2735 Chesterfield Ave Baltimore, MD 3.0 2.5 1536 $2,000 $1.30 11d 1 0.43mi
4400 Asbury Ave Baltimore, MD 3.0 2.0 1270 $1,995 $1.57 4d 1 0.43mi
3436 Cardenas Ave Baltimore, MD 2.0 1.0 1146 $1,395 $1.22 44d 1 0.45mi
3515 Parklawn Ave Baltimore, MD 3.0 2.0 1240 $1,700 $1.37 3d 1 0.45mi
3551 Elmley Ave Baltimore, MD 3.0 1.5 1872 $2,095 $1.12 24d 1 0.48mi
4024 Eierman Ave Baltimore, MD 3.0 2.0 1136 $1,825 $1.61 44d 1 0.49mi
3611 Ravenwood Ave #2 Baltimore, MD 1.0 1.0 1566 $975 $0.62 44d 1 0.55mi
4409 Moravia Rd Baltimore, MD 2.0 1.0 861 $1,385 $1.61 44d 3 0.56mi
3902 Erdman Ave Unit 1 Baltimore, MD 2.0 1.0 1000 $1,275 $1.27 24d 1 0.57mi
3512 Elmora Ave Baltimore, MD 3.0 1.5 1472 $1,900 $1.29 20d 1 0.58mi
4022 Ardley Ave Baltimore, MD 2.0 1.0 896 $1,750 $1.95 44d 1 0.58mi
3914 Erdman Ave #1 Baltimore, MD 3.0 1.0 1200 $1,319 $1.10 18d 1 0.59mi
4116 Raymonn Ave Baltimore, MD 3.0 1.5 1244 $1,950 $1.57 44d 1 0.62mi
4104 Erdman Ave Unit 2 Baltimore, MD 2.0 1.0 1566 $1,075 $0.69 4d 1 0.63mi
3335 Lyndale Ave Baltimore, MD 2.0 2.0 1344 $1,600 $1.19 24d 1 0.71mi
3317 Lyndale Ave Baltimore, MD 3.0 1.0 900 $1,300 $1.44 44d 1 0.73mi
3339 Elmora Ave Baltimore, MD 3.0 2.0 896 $1,600 $1.79 44d 1 0.73mi
3315 Lyndale Ave Baltimore, MD 2.0 1.5 896 $1,650 $1.84 18d 1 0.73mi
3326 Elmora Ave Baltimore, MD 3.0 1.0 1200 $1,450 $1.21 24d 1 0.73mi
3343 Ravenwood Ave Unit 3343 Baltimore, MD 2.0 2.0 948 $1,855 $1.96 18d 1 0.76mi
3322 Ravenwood Ave Baltimore, MD 3.0 2.0 932 $1,800 $1.93 24d 1 0.76mi
3222 Lyndale Ave Unit 1 Baltimore, MD 3.0 1.5 1500 $2,200 $1.47 13d 1 0.77mi
3213 Elmley Ave Baltimore, MD 2.0 1.0 1188 $1,395 $1.17 44d 1 0.77mi
3218 Lyndale Ave Baltimore, MD 3.0 1.5 1020 $1,500 $1.47 24d 1 0.77mi
3221 Lyndale Ave Baltimore, MD 2.0 2.0 1020 $1,700 $1.67 24d 1 0.78mi
4300 Orchard Ridge Blvd Baltimore, MD 1.0–3.0 1.0–2.0 1021 $1,420 $1.39 44d 1 0.80mi
4901 Gunther Ave Baltimore, MD 1.0–3.0 1.0–2.0 742 $1,120 $1.51 2d 1 0.86mi

Listing history 45 events

  1. 2026-06-18
    days on market $95,000 Active 149 DOM
  2. 2026-06-17
    days on market $95,000 Active 148 DOM
  3. 2026-06-16
    days on market $95,000 Active 147 DOM
  4. 2026-06-15
    days on market $95,000 Active 146 DOM
  5. 2026-06-13
    days on market $95,000 Active 144 DOM
  6. 2026-06-09
    days on market $95,000 Active 140 DOM
  7. 2026-06-08
    days on market $95,000 Active 139 DOM
  8. 2026-06-07
    days on market $95,000 Active 138 DOM
  9. 2026-06-04
    days on market $95,000 Active 135 DOM
  10. 2026-06-03
    days on market $95,000 Active 134 DOM
  11. 2026-06-02
    days on market $95,000 Active 133 DOM
  12. 2026-06-01
    days on market $95,000 Active 132 DOM
  13. 2026-05-31
    days on market $95,000 Active 131 DOM
  14. 2026-05-01
    price $95,000 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  15. 2026-04-26
    price $99,900 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  16. 2026-03-25
    price $100,000 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  17. 2026-03-06
    price $105,000 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  18. 2026-02-25
    status Active 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  19. 2026-02-20
    status Pending 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  20. 2026-01-22
    historical Active Under Contract 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  21. 2025-12-29
    status Active 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  22. 2025-12-20
    historical Active Under Contract 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  23. 2025-12-08
    listed $115,000 Active 525-char remark
    Show marketing remark (525 chars)

    Classic Belair-Edison remodeled rowhome located across from School and Playground. The interior includes freshly painted neutral colored walls and luxury vinyl floors. The kitchen has been updated with new cabinetry, counters, and stainless steel appliances. The bathroom on the second level has been remodeled and there is new carpet within the two-bedrooms. There is a rear facing detached garage and enjoy summer evenings on the front porch. The home is being sold in as-is condition, come and see today! Cash/ Hard Money.

  24. 2025-11-20
    historical
  25. 2025-10-30
    price $145,000
  26. 2025-08-29
    price $150,000
  27. 2025-07-31
    price $155,000
  28. 2025-07-07
    price $160,000
  29. 2025-07-01
    status Active
  30. 2025-06-24
    historical
  31. 2025-06-10
    price $162,000
  32. 2025-05-07
    price $163,000
  33. 2025-04-25
    price $164,000
  34. 2025-04-02
    price $165,000
  35. 2025-03-12
    price $167,000
  36. 2025-02-21
    price $170,000
  37. 2025-01-30
    listed $175,000 Active
  38. 2025-01-24
    historical
  39. 2001-01-03
    soldstatus $17,000
  40. 2000-12-23
    soldstatus $10,000
  41. 2000-10-20
    historical
  42. 2000-04-18
    listed $2,640
  43. 1999-11-05
    historical
  44. 1999-08-06
    listed
  45. 1986-09-29
    soldstatus $39,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$2,381 · $198/mo
Projected year-2 tax
$2,381 · $198/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,249
− Mortgage interest
−$5,321
− Property taxes
−$2,381
− Insurance
−$1,142
− Repairs & maintenance
−$1,700
− Management
−$1,700
− Depreciation
−$2,764
Taxable income
$6,241
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,498
After-tax cash flow
$5,788/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
28,058
Household income
$51,344
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
1868.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.57%
Current HPI
427.4453
Rent YoY
▲ 5.25%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+140.5% since first listed
32 events — show timeline
  • 2026-05-01 Price Changed $95,000 BRIGHT MLS
  • 2026-04-26 Price Changed $99,900 BRIGHT MLS
  • 2026-03-25 Price Changed $100,000 BRIGHT MLS
  • 2026-03-06 Price Changed $105,000 BRIGHT MLS
  • 2026-02-25 Relisted BRIGHT MLS
  • 2026-02-20 Pending BRIGHT MLS
  • 2026-01-22 Contingent BRIGHT MLS
  • 2025-12-29 Relisted BRIGHT MLS
  • 2025-12-20 Contingent BRIGHT MLS
  • 2025-12-08 Listed $115,000 BRIGHT MLS
  • 2025-11-20 Listing Removed BRIGHT MLS
  • 2025-10-30 Price Changed $145,000 BRIGHT MLS
  • 2025-08-29 Price Changed $150,000 BRIGHT MLS
  • 2025-07-31 Price Changed $155,000 BRIGHT MLS
  • 2025-07-07 Price Changed $160,000 BRIGHT MLS
  • 2025-07-01 Relisted BRIGHT MLS
  • 2025-06-24 Listing Removed BRIGHT MLS
  • 2025-06-10 Price Changed $162,000 BRIGHT MLS
  • 2025-05-07 Price Changed $163,000 BRIGHT MLS
  • 2025-04-25 Price Changed $164,000 BRIGHT MLS
  • 2025-04-02 Price Changed $165,000 BRIGHT MLS
  • 2025-03-12 Price Changed $167,000 BRIGHT MLS
  • 2025-02-21 Price Changed $170,000 BRIGHT MLS
  • 2025-01-30 Listed $175,000 BRIGHT MLS
  • 2025-01-24 Coming Soon BRIGHT MLS
  • 2001-01-03 Sold (Public Records) $17,000 Public Records
  • 2000-12-23 Sold (MLS) $10,000 MRIS
  • 2000-10-20 Delisted MRIS
  • 2000-04-18 Listed $2,640 MRIS
  • 1999-11-05 Delisted MRIS
  • 1999-08-06 Listed MRIS
  • 1986-09-29 Sold (Public Records) $39,500 Public Records

Property tax history

-0.4%/yr

Latest (2025): $2,381 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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