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Magnolia Plan 🏗️ New Construction
B- Composite 69.93
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$178,800

Magnolia Plan · Longswamp, PA 18062
3 bd · 2.0 ba · 1,493 sqft · Manufactured · 244 Days on market
Fair condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Hereford Homes proudly presents The Magnolia, a beautifully designed 3-bedroom, 2-bath home thoughtfully crafted to meet the needs of today's homeowners. This 1,493 sq. ft. home is available at The Reserve at Mountain Village, a premier new community nestled in the scenic countryside of Macungie, PA-just minutes from Trexlertown, Allentown, Bethlehem, and the Lehigh Valley. This light-filled home offers an open-concept layout with two spacious living areas-perfect for relaxing and entertaining. Highlights include a gourmet kitchen with a large island, a private primary suite with walk-in closet and en-suite bath, and a welcoming covered front porch with low-maintenance composite decking. Home Features: • 3 bedrooms, 2 full baths, living room & family room • Open kitchen with large center island & adjacent dining area • Primary suite with walk-in closet & private bath • Covered porch with composite decking • Private driveway, storage shed & landscaping Included • Energy-efficient construction for comfort & savings Located in Macungie's newest all-age manufactured home community, residents at The Reserve at Mountain Village enjoy: • Lighted sidewalks & scenic nature trail • Full-time management & 24-hour community maintenance • Outstanding Brandywine Heights Area School District • Easy access to shopping, dining & major roadways Make The Magnolia yours-contact Hereford Homes today to personalize this stylish floorplan!

Key facts

  • Covered porch
  • Lighted sidewalks
  • Gourmet kitchen

Tags

GOURMET KITCHENPRIVATE PRIMARY SUITECOVERED PORCHENERGY EFFICIENT CONSTRUCTIONLIGHTED SIDEWALKSSCENIC NATURE TRAIL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $178,800 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $133,900.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $179k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $179k).
  • Recommended offer: $157k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Brandywine Heights Area SD (suburban): math 48% / reading 66% proficiency, ranked #241 of 658 in PA (top 37%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents flat; 157 active listings in the ZIP; high-income renter base; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $926 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.1% rent growth), your $37k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 244 days — a 12% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,344 (12.0% below list)

Questions for the listing agent

  1. It's been on market 244 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.87%
Cap rate
15.77%
Cash-on-cash
33.85%
DSCR
2.51
GRM
4.4

CMA / ARV

ARV (median comp)
$133,900
List price
$178,800
Delta
33.53%
Verdict
OVERPRICED
Comps
1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
194 Haddon Dr 0.40mi 3/2.0 1,344 (-10%) 2mo $133,900 $100 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.13% rent growth · sell at horizon

5-year hold
IRR
25.9%
Equity multiple
2.03×
Total profit
$38,652
Equity at exit
$19,965
10-year hold
IRR
31.8%
Equity multiple
3.49×
Total profit
$93,245
Equity at exit
$11,577

Cash invested: $37,492 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18062

Home prices YoY
-26.4%
Rents YoY
0.1%
Active inventory
157
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$2,510 medium interval (Pro) →
Mortgage (P&I)
$702
Tax est. 1.5%
$167 /mo · $2,008/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$527
Net cashflow
$1,058

Break-even live

Break-even rent $1,171
Max offer price $133,900
Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,475
Closing costs
$4,017
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-18
    days on market $178,800 Active 244 DOM
  2. 2026-06-17
    days on market $178,800 Active 243 DOM
  3. 2026-06-16
    days on market $178,800 Active 242 DOM
  4. 2026-06-15
    days on market $178,800 Active 241 DOM
  5. 2026-06-14
    days on market $178,800 Active 239 DOM
  6. 2026-06-13
    days on market $178,800 Active 238 DOM
  7. 2026-06-10
    days on market $178,800 Active 236 DOM
  8. 2026-06-09
    days on market $178,800 Active 235 DOM
  9. 2026-06-08
    days on market $178,800 Active 234 DOM
  10. 2026-06-07
    days on market $178,800 Active 233 DOM
  11. 2026-06-05
    days on market $178,800 Active 230 DOM
  12. 2026-06-03
    days on market $178,800 Active 229 DOM
  13. 2026-06-02
    days on market $178,800 Active 228 DOM
  14. 2026-06-01
    days on market $178,800 Active 227 DOM
  15. 2026-05-31
    days on market $178,800 Active 226 DOM
  16. 2026-05-31
    days on market $178,800 Active 225 DOM
  17. 2026-04-10
    status Active 1550-char remark
    Show marketing remark (1550 chars)

    Hereford Homes proudly presents The Magnolia, a beautifully designed 3-bedroom, 2-bath home thoughtfully crafted to meet the needs of today's homeowners. This 1,493 sq. ft. home is available at The Reserve at Mountain Village, a premier new community nestled in the scenic countryside of Macungie, PA-just minutes from Trexlertown, Allentown, Bethlehem, and the Lehigh Valley. This light-filled home offers an open-concept layout with two spacious living areas-perfect for relaxing and entertaining. Highlights include a gourmet kitchen with a large island, a private primary suite with walk-in closet and en-suite bath, and a welcoming covered front porch with low-maintenance composite decking. Home Features: • 3 bedrooms, 2 full baths, living room & family room • Open kitchen with large center island & adjacent dining area • Primary suite with walk-in closet & private bath • Covered porch with composite decking • Private driveway, storage shed & landscaping Included • Energy-efficient construction for comfort & savings Located in Macungie's newest all-age manufactured home community, residents at The Reserve at Mountain Village enjoy: • Lighted sidewalks & scenic nature trail • Full-time management & 24-hour community maintenance • Outstanding Brandywine Heights Area School District • Easy access to shopping, dining & major roadways Make The Magnolia yours-contact Hereford Homes today to personalize this stylish floorplan!

  18. 2026-01-09
    historical 1550-char remark
    Show marketing remark (1550 chars)

    Hereford Homes proudly presents The Magnolia, a beautifully designed 3-bedroom, 2-bath home thoughtfully crafted to meet the needs of today's homeowners. This 1,493 sq. ft. home is available at The Reserve at Mountain Village, a premier new community nestled in the scenic countryside of Macungie, PA-just minutes from Trexlertown, Allentown, Bethlehem, and the Lehigh Valley. This light-filled home offers an open-concept layout with two spacious living areas-perfect for relaxing and entertaining. Highlights include a gourmet kitchen with a large island, a private primary suite with walk-in closet and en-suite bath, and a welcoming covered front porch with low-maintenance composite decking. Home Features: • 3 bedrooms, 2 full baths, living room & family room • Open kitchen with large center island & adjacent dining area • Primary suite with walk-in closet & private bath • Covered porch with composite decking • Private driveway, storage shed & landscaping Included • Energy-efficient construction for comfort & savings Located in Macungie's newest all-age manufactured home community, residents at The Reserve at Mountain Village enjoy: • Lighted sidewalks & scenic nature trail • Full-time management & 24-hour community maintenance • Outstanding Brandywine Heights Area School District • Easy access to shopping, dining & major roadways Make The Magnolia yours-contact Hereford Homes today to personalize this stylish floorplan!

  19. 2025-07-19
    listed $178,800 Active 1550-char remark
    Show marketing remark (1550 chars)

    Hereford Homes proudly presents The Magnolia, a beautifully designed 3-bedroom, 2-bath home thoughtfully crafted to meet the needs of today's homeowners. This 1,493 sq. ft. home is available at The Reserve at Mountain Village, a premier new community nestled in the scenic countryside of Macungie, PA-just minutes from Trexlertown, Allentown, Bethlehem, and the Lehigh Valley. This light-filled home offers an open-concept layout with two spacious living areas-perfect for relaxing and entertaining. Highlights include a gourmet kitchen with a large island, a private primary suite with walk-in closet and en-suite bath, and a welcoming covered front porch with low-maintenance composite decking. Home Features: • 3 bedrooms, 2 full baths, living room & family room • Open kitchen with large center island & adjacent dining area • Primary suite with walk-in closet & private bath • Covered porch with composite decking • Private driveway, storage shed & landscaping Included • Energy-efficient construction for comfort & savings Located in Macungie's newest all-age manufactured home community, residents at The Reserve at Mountain Village enjoy: • Lighted sidewalks & scenic nature trail • Full-time management & 24-hour community maintenance • Outstanding Brandywine Heights Area School District • Easy access to shopping, dining & major roadways Make The Magnolia yours-contact Hereford Homes today to personalize this stylish floorplan!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,121
− Mortgage interest
−$7,500
− Property taxes
−$2,008
− Insurance
−$670
− Repairs & maintenance
−$2,410
− Management
−$2,410
− Depreciation
−$3,895
Taxable income
$11,228
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,695
After-tax cash flow
$9,996/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Fair 45/100 Cosmetic rehab

The Magnolia plan at The Reserve at Mountain Village is a well-maintained, 3-bedroom home with average condition. It offers a good starting point for cosmetic upgrades to enhance its resale and rental value.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Clean gutters — Improves drainage and overall appearance

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Clean gutters — Improves drainage and overall appearance

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Brandywine Heights Area SD
NCES district ID
4204050
Math proficiency
48% ▲ 1.00%
Reading proficiency
66% ▼ -1.00%
Median HH income
$62,904
Composite
51.52/100
National rank
#3670
State rank
#241 of 658 in PA

Livability — Longswamp

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Lehigh County · 333,019 people
Metro
Allentown-Bethlehem-Easton, PA-NJ
Population (ZIP)
27,110
Household income
$110,675
Rent vs Own
19.1% rent · 80.9% own
Severe rent burden
537.0

Population outlook (Berks County) Hauer SSP2

Today (2025)
425,767 people
By 2030
428,814 · +0.7%
By 2040
433,463 · +1.8%
By 2050
439,426 · +3.2%
By 2075
478,647 · +12.4%
By 2100
518,507 · +21.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 10% Two or more races 10% Asian 5% Black 3%
Hispanic origin (detail)
Puerto Rican 4% Dominican 2%
Common ancestry
Romanian 5% Lithuanian 2% Subsaharan African 2%
Foreign-born
11% · Canada, China, Jamaica
Languages at home
83% English-only · Spanish 7% Other Indo-European 4% French/Haitian/Cajun 2%

Political lean MEDSL · Berks

2024 margin
R (+12.2) · D 43.4% · R 55.6%
2008→2024 swing
-21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
All cycles
2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.04%
Current HPI
253.5939
Rent YoY
▲ 0.13%
Metro
Allentown-Bethlehem-Easton, PA-NJ
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-04-10 Relisted Zillow
  • 2026-01-09 Delisted Zillow
  • 2025-07-19 Listed $178,800 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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