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549 Buckhead Loop SE
D- Composite 36.86
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.4/30.0
  • ARV discount +7.9/15.0
  • Appreciation +5.1/10.0
  • Livability +3.2/5.0
  • 1% rule +3.0/10.0
  • DSCR +2.6/10.0
  • Rent growth +2.5/5.0
  • Schools +2.3/10.0
  • Condition / age +1.0/5.0

$296,975

549 Buckhead Loop SE · Walthourville, GA 31301
4 bd · 2.5 ba · 2,065 sqft · SingleFamily · 93 Days on market
Built 2026 Poor condition 0.58 ac lot $144/sqft · at area comps Est $299k · at est. $34/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Prepare to be charmed by our Bagley plan – a beautiful home boasting 4 bedrooms and 2.5 bathrooms, thoughtfully designed with flexible spaces to suit anyone. Enter through a welcoming foyer that provides a clear view of the versatile flex room, perfect for a home office or extra living area. Continuing down the hallway, you'll find a spacious family room that flows effortlessly into the kitchen, featuring a corner pantry and a breakfast bar that keeps the cook engaged with family and guests. Upstairs, three generously-sized bedrooms with plenty of closet space share a conveniently positioned hall bathroom. The primary suite offers a luxurious bathroom complete with a garden tub, a separate shower, and a large walk-in closet. For added convenience, the laundry room is also located on the upper level. Artistic renderings are for visual reference only, and actual floor plans, features, and inclusions may vary.

Key facts

  • Laundry room
  • Corner pantry
  • Flex room

Tags

FLEX ROOMCORNER PANTRYBREAKFAST BARLAUNDRY ROOMGARDEN TUBSEPARATE SHOWER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $297k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $-214 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $266k (10.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (20.2% below list).
  • Recommended offer: $237k (20.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#255 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment D, schools F, amenities F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 140 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $3k of equity ($2k loan paydown + $461 appreciation (0.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($270k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $237,004 (20.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.43%
Cash-on-cash
-3.09%
DSCR
0.86
GRM
10.4

CMA / ARV

ARV (median comp)
$299,357
List price
$296,975
Delta
-0.80%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
802 Buckhead Loop SE 0.00mi 4/2.5 2,065 (0%) 0mo $296,375 $144 100
916 Buckhead Loop SE 0.05mi 4/2.5 2,065 (0%) 3mo $306,210 $148 95
631 Buckhead Loop SE 0.00mi 4/3.0 1,984 (-4%) 1mo $315,475 $159 91
283 Antler Ave SE 0.20mi 4/2.5 2,002 (-3%) 7mo $300,265 $150 80
1105 Buckhead Loop SE 0.02mi 4/2.5 2,254 (+9%) 6mo $312,495 $139 79
218 Antler Ave 0.22mi 4/3.0 1,984 (-4%) 6mo $296,450 $149 76
874 Buckhead Loop SE 0.05mi 5/3.0 (+1) 2,256 (+9%) 2mo $320,675 $142 73
382 Buckhead Loop SE 0.39mi 4/2.0 1,926 (-7%) 1mo $310,875 $161 68
200 Antler Ave SE 0.22mi 5/3.0 (+1) 2,256 (+9%) 4mo $308,875 $137 64
334 Buckhead Loop SE 0.32mi 4/2.5 1,810 (-12%) 3mo $284,025 $157 62
404 Buckhead Loop SE 0.39mi 4/2.5 1,810 (-12%) 1mo $283,825 $157 60
377 Buckhead Loop SE 0.39mi 5/3.0 (+1) 2,256 (+9%) 4mo $282,350 $125 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.1%
Equity multiple
0.76×
Total profit
$-20,084
Equity at exit
$88,547
10-year hold
IRR
0.7%
Equity multiple
1.08×
Total profit
$6,625
Equity at exit
$108,303

Cash invested: $83,153 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31301

Home prices YoY
0.1%
Active inventory
140
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,370 medium interval (Pro) →
Mortgage (P&I)
$1,557
Tax est. 1.5%
$371 /mo · $4,455/yr
Insurance
$124
HOA
$34
Vacancy / Maint / Mgmt
$498
Net cashflow
$-214

Break-even live

Break-even rent $2,641
Max offer price $266,009
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,244
Closing costs
$8,909
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2722 Arnall Dr Allenhurst, GA 5.0 3.0 2256 $2,600 $1.15 43d 1 0.20mi

HOA detail

Monthly dues
$34 · $408/yr

Listing history 19 events

  1. 2026-06-19
    days on market $296,975 Active 93 DOM
  2. 2026-06-18
    days on market $296,975 Active 92 DOM
  3. 2026-06-17
    days on market $296,975 Active 91 DOM
  4. 2026-06-16
    days on market $296,975 Active 90 DOM
  5. 2026-06-15
    days on market $296,975 Active 89 DOM
  6. 2026-06-14
    days on market $296,975 Active 87 DOM
  7. 2026-06-13
    days on market $296,975 Active 86 DOM
  8. 2026-06-10
    days on market $296,975 Active 84 DOM
  9. 2026-06-09
    days on market $296,975 Active 83 DOM
  10. 2026-06-08
    days on market $296,975 Active 82 DOM
  11. 2026-06-07
    days on market $296,975 Active 81 DOM
  12. 2026-06-05
    days on market $296,975 Active 78 DOM
  13. 2026-06-03
    days on market $296,975 Active 77 DOM
  14. 2026-06-02
    days on market $296,975 Active 76 DOM
  15. 2026-06-01
    days on market $296,975 Active 75 DOM
  16. 2026-05-31
    days on market $296,975 Active 74 DOM
  17. 2026-05-30
    days on market $296,975 Active 73 DOM
  18. 2026-03-18
    listed $296,975 Active 926-char remark
    Show marketing remark (926 chars)

    Prepare to be charmed by our Bagley plan – a beautiful home boasting 4 bedrooms and 2.5 bathrooms, thoughtfully designed with flexible spaces to suit anyone. Enter through a welcoming foyer that provides a clear view of the versatile flex room, perfect for a home office or extra living area. Continuing down the hallway, you'll find a spacious family room that flows effortlessly into the kitchen, featuring a corner pantry and a breakfast bar that keeps the cook engaged with family and guests. Upstairs, three generously-sized bedrooms with plenty of closet space share a conveniently positioned hall bathroom. The primary suite offers a luxurious bathroom complete with a garden tub, a separate shower, and a large walk-in closet. For added convenience, the laundry room is also located on the upper level. Artistic renderings are for visual reference only, and actual floor plans, features, and inclusions may vary.

  19. 2026-03-18
    listed $296,975 Active 926-char remark
    Show marketing remark (926 chars)

    Prepare to be charmed by our Bagley plan – a beautiful home boasting 4 bedrooms and 2.5 bathrooms, thoughtfully designed with flexible spaces to suit anyone. Enter through a welcoming foyer that provides a clear view of the versatile flex room, perfect for a home office or extra living area. Continuing down the hallway, you'll find a spacious family room that flows effortlessly into the kitchen, featuring a corner pantry and a breakfast bar that keeps the cook engaged with family and guests. Upstairs, three generously-sized bedrooms with plenty of closet space share a conveniently positioned hall bathroom. The primary suite offers a luxurious bathroom complete with a garden tub, a separate shower, and a large walk-in closet. For added convenience, the laundry room is also located on the upper level. Artistic renderings are for visual reference only, and actual floor plans, features, and inclusions may vary.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,440
− Mortgage interest
−$16,635
− Property taxes
−$4,455
− Insurance
−$1,485
− Repairs & maintenance
−$2,275
− Management
−$2,275
− HOA
−$408
− Depreciation
−$8,639
Taxable loss
−$7,732
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,856
After-tax cash flow
$-712/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Poor 20/100 Extensive rehab

This property requires extensive renovation and finishing work to become move-in ready and attract buyers. Significant structural, interior, and exterior work is needed to prepare the home for sale or rental.

Repairs flagged

  • Major Exterior siding — Exposed framing and insulation indicate significant structural work needed.
  • Major Interior walls — Bare and unfinished walls require extensive drywall and painting.
  • Major Flooring — Exposed subflooring needs complete flooring installation.
  • Major HVAC and mechanical systems — No systems installed, requiring full HVAC and plumbing work.
  • Major Landscaping — Minimal landscaping needs significant landscaping and curb appeal improvements.
  • Major Roof — Exposed roof structure needs shingles and waterproofing installation.
  • Major Interior walls/paint — Bare and unfinished walls require drywall and painting to be complete.
  • Major Foundation/structure — Exposed foundation and framing indicate significant structural work needed.

Value-add opportunities

  • Both Complete exterior siding and landscaping — Enhances curb appeal and prepares the home for sale.
  • Both Install HVAC and plumbing systems — Essential for habitability and attracts buyers.
  • Both Finish interior walls and flooring — Completes the home's interior and prepares it for move-in.
  • Both Paint interior walls and exterior — Improves the home's appearance and attracts buyers.
  • Both Install kitchen and bathroom fixtures — Completes the home's functionality and attracts buyers.
  • Both Install lighting and electrical systems — Ensures the home is fully functional and attractive to buyers.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exterior siding · Exposed framing and insulation indicate significant structural work needed. Major $15,000–50,000
Interior walls · Bare and unfinished walls require extensive drywall and painting. Major $15,000–50,000
Flooring · Exposed subflooring needs complete flooring installation. Major $15,000–50,000
HVAC and mechanical systems · No systems installed, requiring full HVAC and plumbing work. Major $15,000–50,000
Landscaping · Minimal landscaping needs significant landscaping and curb appeal improvements. Major $15,000–50,000
Roof · Exposed roof structure needs shingles and waterproofing installation. Major $15,000–50,000
Interior walls/paint · Bare and unfinished walls require drywall and painting to be complete. Major $15,000–50,000
Foundation/structure · Exposed foundation and framing indicate significant structural work needed. Major $15,000–50,000
Total estimated repair cost · 8 items $120,000–400,000

Value-add ROI direction

  • Both Complete exterior siding and landscaping — Enhances curb appeal and prepares the home for sale.
  • Both Install HVAC and plumbing systems — Essential for habitability and attracts buyers.
  • Both Finish interior walls and flooring — Completes the home's interior and prepares it for move-in.
  • Both Paint interior walls and exterior — Improves the home's appearance and attracts buyers.
  • Both Install kitchen and bathroom fixtures — Completes the home's functionality and attracts buyers.
  • Both Install lighting and electrical systems — Ensures the home is fully functional and attractive to buyers.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Walthourville

Score
64/100
State rank
#255
US rank
#14108

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Liberty County · 58,565 people
City population
4,933
Metro
Hinesville, GA
Population (ZIP)
4,933
Household income
$65,417
Rent vs Own
55.7% rent · 44.3% own
Severe rent burden
121.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 51% White 31% Two or more races 15% Hispanic / Latino 9%
Hispanic origin (detail)
Mexican 2% Puerto Rican 7%
Common ancestry
Slovak 1% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.16%
Current HPI
187.7716
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-03-18 Listed $296,975 Hive MLS
  • 2026-03-18 Listed $296,975 HABR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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