549 Buckhead Loop SE · Walthourville, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.4/30.0
- ARV discount +7.9/15.0
- Appreciation +5.1/10.0
- Livability +3.2/5.0
- 1% rule +3.0/10.0
- DSCR +2.6/10.0
- Rent growth +2.5/5.0
- Schools +2.3/10.0
- Condition / age +1.0/5.0
$296,975
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Prepare to be charmed by our Bagley plan – a beautiful home boasting 4 bedrooms and 2.5 bathrooms, thoughtfully designed with flexible spaces to suit anyone. Enter through a welcoming foyer that provides a clear view of the versatile flex room, perfect for a home office or extra living area. Continuing down the hallway, you'll find a spacious family room that flows effortlessly into the kitchen, featuring a corner pantry and a breakfast bar that keeps the cook engaged with family and guests. Upstairs, three generously-sized bedrooms with plenty of closet space share a conveniently positioned hall bathroom. The primary suite offers a luxurious bathroom complete with a garden tub, a separate shower, and a large walk-in closet. For added convenience, the laundry room is also located on the upper level. Artistic renderings are for visual reference only, and actual floor plans, features, and inclusions may vary.
Key facts
- Laundry room
- Corner pantry
- Flex room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $297k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $-214 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $266k (10.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (20.2% below list).
- Recommended offer: $237k (20.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#255 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment D, schools F, amenities F.
- Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 140 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
- This rent runs 43% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $3k of equity ($2k loan paydown + $461 appreciation (0.2% local appreciation)).
- Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($270k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 5.43%
- Cash-on-cash
- -3.09%
- DSCR
- 0.86
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $299,357
- List price
- $296,975
- Delta
- -0.80%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 802 Buckhead Loop SE | 0.00mi | 4/2.5 | 2,065 (0%) | 0mo | $296,375 | $144 | 100 |
| 916 Buckhead Loop SE | 0.05mi | 4/2.5 | 2,065 (0%) | 3mo | $306,210 | $148 | 95 |
| 631 Buckhead Loop SE | 0.00mi | 4/3.0 | 1,984 (-4%) | 1mo | $315,475 | $159 | 91 |
| 283 Antler Ave SE | 0.20mi | 4/2.5 | 2,002 (-3%) | 7mo | $300,265 | $150 | 80 |
| 1105 Buckhead Loop SE | 0.02mi | 4/2.5 | 2,254 (+9%) | 6mo | $312,495 | $139 | 79 |
| 218 Antler Ave | 0.22mi | 4/3.0 | 1,984 (-4%) | 6mo | $296,450 | $149 | 76 |
| 874 Buckhead Loop SE | 0.05mi | 5/3.0 (+1) | 2,256 (+9%) | 2mo | $320,675 | $142 | 73 |
| 382 Buckhead Loop SE | 0.39mi | 4/2.0 | 1,926 (-7%) | 1mo | $310,875 | $161 | 68 |
| 200 Antler Ave SE | 0.22mi | 5/3.0 (+1) | 2,256 (+9%) | 4mo | $308,875 | $137 | 64 |
| 334 Buckhead Loop SE | 0.32mi | 4/2.5 | 1,810 (-12%) | 3mo | $284,025 | $157 | 62 |
| 404 Buckhead Loop SE | 0.39mi | 4/2.5 | 1,810 (-12%) | 1mo | $283,825 | $157 | 60 |
| 377 Buckhead Loop SE | 0.39mi | 5/3.0 (+1) | 2,256 (+9%) | 4mo | $282,350 | $125 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.16% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.1%
- Equity multiple
- 0.76×
- Total profit
- $-20,084
- Equity at exit
- $88,547
- IRR
- 0.7%
- Equity multiple
- 1.08×
- Total profit
- $6,625
- Equity at exit
- $108,303
Cash invested: $83,153 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31301
- Home prices YoY
- 0.1%
- Active inventory
- 140
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $2,370 medium interval (Pro) →
- Mortgage (P&I)
- −$1,557
- Tax est. 1.5%
- −$371 /mo · $4,455/yr
- Insurance
- −$124
- HOA
- −$34
- Vacancy / Maint / Mgmt
- −$498
- Net cashflow
- $-214
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,244
- Closing costs
- $8,909
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2722 Arnall Dr Allenhurst, GA | 5.0 | 3.0 | 2256 | $2,600 | $1.15 | 43d | 1 | 0.20mi |
HOA detail
- Monthly dues
- $34 · $408/yr
Listing history 19 events
-
2026-06-19days on market $296,975 Active 93 DOM
-
2026-06-18days on market $296,975 Active 92 DOM
-
2026-06-17days on market $296,975 Active 91 DOM
-
2026-06-16days on market $296,975 Active 90 DOM
-
2026-06-15days on market $296,975 Active 89 DOM
-
2026-06-14days on market $296,975 Active 87 DOM
-
2026-06-13days on market $296,975 Active 86 DOM
-
2026-06-10days on market $296,975 Active 84 DOM
-
2026-06-09days on market $296,975 Active 83 DOM
-
2026-06-08days on market $296,975 Active 82 DOM
-
2026-06-07days on market $296,975 Active 81 DOM
-
2026-06-05days on market $296,975 Active 78 DOM
-
2026-06-03days on market $296,975 Active 77 DOM
-
2026-06-02days on market $296,975 Active 76 DOM
-
2026-06-01days on market $296,975 Active 75 DOM
-
2026-05-31days on market $296,975 Active 74 DOM
-
2026-05-30days on market $296,975 Active 73 DOM
-
2026-03-18$296,975 Active 926-char remark
Show marketing remark (926 chars)
Prepare to be charmed by our Bagley plan – a beautiful home boasting 4 bedrooms and 2.5 bathrooms, thoughtfully designed with flexible spaces to suit anyone. Enter through a welcoming foyer that provides a clear view of the versatile flex room, perfect for a home office or extra living area. Continuing down the hallway, you'll find a spacious family room that flows effortlessly into the kitchen, featuring a corner pantry and a breakfast bar that keeps the cook engaged with family and guests. Upstairs, three generously-sized bedrooms with plenty of closet space share a conveniently positioned hall bathroom. The primary suite offers a luxurious bathroom complete with a garden tub, a separate shower, and a large walk-in closet. For added convenience, the laundry room is also located on the upper level. Artistic renderings are for visual reference only, and actual floor plans, features, and inclusions may vary.
-
2026-03-18$296,975 Active 926-char remark
Show marketing remark (926 chars)
Prepare to be charmed by our Bagley plan – a beautiful home boasting 4 bedrooms and 2.5 bathrooms, thoughtfully designed with flexible spaces to suit anyone. Enter through a welcoming foyer that provides a clear view of the versatile flex room, perfect for a home office or extra living area. Continuing down the hallway, you'll find a spacious family room that flows effortlessly into the kitchen, featuring a corner pantry and a breakfast bar that keeps the cook engaged with family and guests. Upstairs, three generously-sized bedrooms with plenty of closet space share a conveniently positioned hall bathroom. The primary suite offers a luxurious bathroom complete with a garden tub, a separate shower, and a large walk-in closet. For added convenience, the laundry room is also located on the upper level. Artistic renderings are for visual reference only, and actual floor plans, features, and inclusions may vary.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $28,440
- − Mortgage interest
- −$16,635
- − Property taxes
- −$4,455
- − Insurance
- −$1,485
- − Repairs & maintenance
- −$2,275
- − Management
- −$2,275
- − HOA
- −$408
- − Depreciation
- −$8,639
- Taxable loss
- −$7,732
- Est. tax savings @ 24.0%
- +$1,856
- After-tax cash flow
- $-712/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This property requires extensive renovation and finishing work to become move-in ready and attract buyers. Significant structural, interior, and exterior work is needed to prepare the home for sale or rental.
Repairs flagged
- Major Exterior siding — Exposed framing and insulation indicate significant structural work needed.
- Major Interior walls — Bare and unfinished walls require extensive drywall and painting.
- Major Flooring — Exposed subflooring needs complete flooring installation.
- Major HVAC and mechanical systems — No systems installed, requiring full HVAC and plumbing work.
- Major Landscaping — Minimal landscaping needs significant landscaping and curb appeal improvements.
- Major Roof — Exposed roof structure needs shingles and waterproofing installation.
- Major Interior walls/paint — Bare and unfinished walls require drywall and painting to be complete.
- Major Foundation/structure — Exposed foundation and framing indicate significant structural work needed.
Value-add opportunities
- Both Complete exterior siding and landscaping — Enhances curb appeal and prepares the home for sale.
- Both Install HVAC and plumbing systems — Essential for habitability and attracts buyers.
- Both Finish interior walls and flooring — Completes the home's interior and prepares it for move-in.
- Both Paint interior walls and exterior — Improves the home's appearance and attracts buyers.
- Both Install kitchen and bathroom fixtures — Completes the home's functionality and attracts buyers.
- Both Install lighting and electrical systems — Ensures the home is fully functional and attractive to buyers.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Exterior siding · Exposed framing and insulation indicate significant structural work needed. | Major | $15,000–50,000 |
| Interior walls · Bare and unfinished walls require extensive drywall and painting. | Major | $15,000–50,000 |
| Flooring · Exposed subflooring needs complete flooring installation. | Major | $15,000–50,000 |
| HVAC and mechanical systems · No systems installed, requiring full HVAC and plumbing work. | Major | $15,000–50,000 |
| Landscaping · Minimal landscaping needs significant landscaping and curb appeal improvements. | Major | $15,000–50,000 |
| Roof · Exposed roof structure needs shingles and waterproofing installation. | Major | $15,000–50,000 |
| Interior walls/paint · Bare and unfinished walls require drywall and painting to be complete. | Major | $15,000–50,000 |
| Foundation/structure · Exposed foundation and framing indicate significant structural work needed. | Major | $15,000–50,000 |
| Total estimated repair cost · 8 items | $120,000–400,000 |
Value-add ROI direction
- Both Complete exterior siding and landscaping — Enhances curb appeal and prepares the home for sale. ↑
- Both Install HVAC and plumbing systems — Essential for habitability and attracts buyers. ↑
- Both Finish interior walls and flooring — Completes the home's interior and prepares it for move-in. ↑
- Both Paint interior walls and exterior — Improves the home's appearance and attracts buyers. ↑
- Both Install kitchen and bathroom fixtures — Completes the home's functionality and attracts buyers. ↑
- Both Install lighting and electrical systems — Ensures the home is fully functional and attractive to buyers. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Long County
- NCES district ID
- 1303360
- Math proficiency
- 26% ▼ -14.00%
- Reading proficiency
- 26% ▼ -13.00%
- Median HH income
- $45,958
- Composite
- 22.51/100
- National rank
- #8090
- State rank
- #115 of 174 in GA
Livability — Walthourville
- Score
- 64/100
- State rank
- #255
- US rank
- #14108
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Liberty County · 58,565 people
- City population
- 4,933
- Metro
- Hinesville, GA
- Population (ZIP)
- 4,933
- Household income
- $65,417
- Rent vs Own
- Severe rent burden
- 121.0
Population outlook (Long County) Hauer SSP2
- Today (2025)
- 24,669 people
- By 2030
- 28,223 · +14.4%
- By 2040
- 35,430 · +43.6%
- By 2050
- 42,403 · +71.9%
- By 2075
- 56,996 · +131.0%
- By 2100
- 64,185 · +160.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 51% White 31% Two or more races 15% Hispanic / Latino 9%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 7%
- Common ancestry
- Slovak 1% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Long
- 2024 margin
- Strong R (+29.5) · D 35.1% · R 64.6%
- 2008→2024 swing
- -5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.16%
- Current HPI
- 187.7716
- Rent YoY
- —
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+0.0% since first listed2 events — show timeline
- 2026-03-18 Listed $296,975 Hive MLS
- 2026-03-18 Listed $296,975 HABR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…