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76 Ann Lee Ln
D Composite 44.26
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.7/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.1/10.0
  • DSCR +4.5/10.0
  • Schools +4.1/10.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$290,000

76 Ann Lee Ln · Tamarac, FL 33319
3 bd · 3.0 ba · 1,865 sqft · Townhouse public records · 6 Days on market
Built 1974 $484/mo HOA · 17% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Key facts

  • $484 HOA
  • Garage
  • Community pool

Property features AI

Finance

  • Financial info: Pets allowed with no restrictions
  • HOA & community: Homeowners association with monthly fee; HOA provides pool, maintained community, playground, basketball court, jogging path, parking, security, and maintenance; HOA fee billed monthly

Exterior

  • Parking: Attached garage (garage total: 2); 2 open parking spaces
  • Security: Community security (association amenity)
  • Utilities: Public water; Public sewer; Electricity available; Cable available
  • Home design: Townhouse; Two levels; Resale condition; Faces west
  • Construction: Built with block and stucco; Concrete mansard roof; 2 total stories
  • Exterior features: Not waterfront

Interior

  • Kitchen: Electric range; Microwave; Dishwasher; Garbage disposal; Refrigerator; Freezer; Electric water heater
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Ceramic tile; Tile; Wood
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Walk-in closets; Accessible bedroom and doors; common area accessibility
  • Laundry & utility: Indoor laundry with washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $290k.

Deal economics

  • At list price, monthly cash flow is $72 ($863/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $290k).
  • Cap rate 6.6% vs local median 3.9% in Tamarac — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#239 in FL, #3,785 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A-; Watch: employment C-, amenities F, commute F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pinewood Elementary School (math 59% / reading 53%, grade C+, #832 of 2,144 statewide, top 40%, 666 students, 76% FRL); Silver Lakes Middle School (math 21% / reading 30%, grade F, #512 of 571 statewide, top 90%, 782 students, 77% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 75% FRL vs 51% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 31% at this address vs 48% district-wide (-16 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-1.4%/yr); 827 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • At $2,925/mo this rent would consume 60% of the median local household income ($58k/yr) (locally 2809% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $92k; list at $290k implies a 215% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $290,000

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
6.59%
Cash-on-cash
1.06%
DSCR
1.05
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.4%
Equity multiple
0.37×
Total profit
$-50,798
Equity at exit
$43,240
10-year hold
IRR
-19.2%
Equity multiple
0.13×
Total profit
$-70,700
Equity at exit
$25,074

Cash invested: $81,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33319

Rents YoY
-1.4%
Active inventory
827
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,925 high interval (Pro) →
Mortgage (P&I)
$1,521
Tax from tax record
$113 /mo · $1,358/yr
Insurance
$121
HOA
$484
Vacancy / Maint / Mgmt
$614
Net cashflow
$72

Break-even live

Break-even rent $2,834
Max offer price $290,000
Occupancy floor 93%

Sensitivity live

Price -10% $236 -5% $154 +0% $72 +5% $-10 +10% $-92
Rent -10% $-159 -5% $-44 +0% $72 +5% $187 +10% $303
Rate -1.0pp $218 -0.5pp $146 base $72 +0.5pp $-3 +1.0pp $-80

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,500
Closing costs
$8,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
33 Spinning Wheel Ln Tamarac, FL 3.0 2.5 1865 $2,750 $1.47 26d 1 0.07mi
5584 NW 59th Pl Tamarac, FL 3.0 2.5 1488 $2,700 $1.81 26d 1 0.07mi
5821 Swordfish Ct Unit B Tamarac, FL 2.0 2.5 1380 $2,250 $1.63 26d 1 0.14mi
5843 Woodlands Blvd Unit 5843 Tamarac, FL 3.0 2.5 1373 $2,900 $2.11 26d 1 0.14mi
5424 Gate Lake Rd #5424 Tamarac, FL 3.0 2.5 1811 $3,000 $1.66 26d 1 0.20mi
5476 Gate Lake Rd #5476 Tamarac, FL 3.0 2.5 1811 $2,900 $1.60 3d 1 0.22mi
5820 NW 56th Pl Tamarac, FL 4.0 2.0 1766 $4,000 $2.27 3d 1 0.28mi
5820 NW 56th Pl Tamarac, FL 4.0 2.0 1766 $4,000 $2.27 22d 1 0.28mi
5820 NW 56th Pl Unit 5820 Tamarac, FL 4.0 2.0 1766 $4,000 $2.27 5d 1 0.28mi
5903 NW 57th Ct Tamarac, FL 1.0–3.0 1.0–2.0 1080 $2,877 $2.66 0d 28 0.35mi
1908 Players Pl North Lauderdale, FL 3.0 2.0 1336 $1,150 $0.86 26d 1 0.41mi
1850 Adventure Pl North Lauderdale, FL 3.0 2.0 1336 $2,750 $2.06 26d 1 0.56mi
4945 NW 55th Ct Tamarac, FL 2.0 2.0 1579 $2,850 $1.80 6d 1 0.68mi
5113 NW 52nd St Unit 5113 Tamarac, FL 4.0 4.0 2440 $4,999 $2.05 17d 1 0.70mi
5113 NW 52nd St Tamarac, FL 4.0 4.0 2440 $4,999 $2.05 9d 1 0.70mi
5113 NW 52nd St Tamarac, FL 4.0 4.0 2440 $4,999 $2.05 19d 1 0.70mi
2008 Belmont Ln #2008 North Lauderdale, FL 3.0 2.0 1480 $2,400 $1.62 26d 1 0.71mi
2707 Belmont Ln Unit 1 North Lauderdale, FL 3.0 2.0 1553 $2,250 $1.45 26d 1 0.72mi
1307 Belmont Ln #1307 North Lauderdale, FL 3.0 2.0 1480 $2,350 $1.59 26d 1 0.72mi
1507 Belmont Ln #1507 North Lauderdale, FL 3.0 2.0 1553 $2,300 $1.48 26d 1 0.72mi
1507 Belmont Ln #1507 North Lauderdale, FL 3.0 2.0 1553 $2,300 $1.48 22d 1 0.72mi
4941 NW 55th St Tamarac, FL 2.0 2.0 1639 $2,700 $1.65 26d 1 0.72mi
8103 SW 24th St Unit B-32 North Lauderdale, FL 2.0 2.0 1530 $2,400 $1.57 26d 1 0.73mi
4851 NW 57th Ct Tamarac, FL 4.0 2.5 1918 $4,300 $2.24 26d 1 0.73mi
6870 SW 18th Ct #6870 Pompano Beach, FL 4.0 2.0 1346 $3,700 $2.75 26d 1 0.73mi
1400 Avon Ln North Lauderdale, FL 1.0–3.0 1.0–2.0 1070 $2,873 $2.69 0d 60 0.81mi
1726 SW 81st Ter Unit 1726 North Lauderdale, FL 3.0 2.5 1404 $2,900 $2.07 26d 1 0.84mi
2306 SW 82nd Ter Unit 2306 North Lauderdale, FL 2.0 2.5 1332 $2,300 $1.73 26d 1 0.84mi
1721 SW 81st Ter North Lauderdale, FL 3.0 2.5 1404 $2,750 $1.96 9d 1 0.86mi
4717 NW 58th St Tamarac, FL 2.0 2.0 1354 $2,600 $1.92 9d 1 0.86mi
8172 S Coral Cir North Lauderdale, FL 3.0 2.5 1460 $2,699 $1.85 26d 1 0.87mi
1359 Avon Ln North Lauderdale, FL 3.0 2.5 1632 $3,300 $2.02 26d 1 0.91mi
5602 S Travelers Palm Ln Tamarac, FL 4.0 3.0 2485 $5,000 $2.01 9d 1 0.92mi
6473 SW 19th St Pompano Beach, FL 4.0 2.0 1484 $2,800 $1.89 26d 1 0.94mi
6710 NW 58th Ct Tamarac, FL 2.0 2.0 1287 $2,450 $1.90 26d 1 0.98mi
5704 S Travelers Palm Ln Tamarac, FL 4.0 3.0 2467 $4,800 $1.95 26d 1 1.02mi
6717 NW 59th St Tamarac, FL 3.0 2.0 1587 $3,700 $2.33 22d 1 1.03mi
8502 SW 20th St North Lauderdale, FL 4.0 2.0 1988 $3,125 $1.57 0d 1 1.04mi
1233 Hampton Blvd North Lauderdale, FL 3.0 2.5 1612 $2,750 $1.71 26d 1 1.04mi
1177 Sussex Dr North Lauderdale, FL 2.0 1.0 1236 $2,370 $1.92 26d 1 1.06mi

HOA detail

Monthly dues
$484 · $5,808/yr

Listing history 4 events

  1. 2026-06-21
    days on market $290,000 Active 6 DOM
  2. 2026-06-18
    days on market $290,000 Active 3 DOM
  3. 2026-06-17
    days on market $290,000 Active 2 DOM
  4. 2026-06-15
    listed $290,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,358 · $113/mo
Projected year-2 tax
$2,407 · $201/mo
Expected delta
+$1,049/yr (+$87/mo · 77.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$35,100
− Mortgage interest
−$16,245
− Property taxes
−$1,358
− Insurance
−$1,450
− Repairs & maintenance
−$2,808
− Management
−$2,808
− HOA
−$5,808
− Depreciation
−$8,436
Taxable loss
−$3,814
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$915
After-tax cash flow
$1,778/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Tamarac

Score
76/100
State rank
#239
US rank
#3785

Category grades

Amenities F Commute F Cost of living A- Crime B- Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tamarac, FL
County
Broward County · 1,963,430 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
54,450
Household income
$58,388
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
2809.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 61% Hispanic / Latino 17% White 15% Two or more races 11% Asian 4%
Hispanic origin (detail)
Puerto Rican 4% Cuban 2% Dominican 1%
Common ancestry
Hispanic 13% Romanian 1% Italian 1%
Foreign-born
46% · Canada, Jamaica, Vietnam
Languages at home
64% English-only · Spanish 15% French/Haitian/Cajun 15% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -202.84%
Current HPI
328.4307
Rent YoY
▼ -1.38%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+391.5% since first listed
3 events — show timeline
  • 2026-06-15 Listed $290,000 Beaches MLS
  • 2001-07-19 Sold (Public Records) $92,000 Public Records
  • 1994-08-24 Sold (Public Records) $59,000 Public Records

Property tax history

+7.5%/yr

Latest (2025): $1,358 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…