2264 Mark Trl · Candler-McAfee, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.4/10.0
- Rent growth +2.8/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$164,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.
Key facts
- Brick exterior
- Backyard
- Functional layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $165k.
Deal economics
- At list price, monthly cash flow is $619 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $162k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Ronald E Mcnair Discover Learning Academy Elementary School (math 2% / reading 8%, grade F, #1,160 of 1,228 statewide, top 98%, 568 students, 100% FRL); Mcnair High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 768 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 4% at this address vs 24% district-wide (-19 pts) — the specific schools serving this property underperform the Dekalb County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.3%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.3% rent growth), your $46k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($162k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $36k; list at $165k implies a 361% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.24% ✓
- Cap rate
- 10.80%
- Cash-on-cash
- 16.10%
- DSCR
- 1.72
- GRM
- 6.7
CMA / ARV
- ARV (on-the-fly)
- $295,232
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2283 Scotty Cir | 0.11mi | 3/2.0 | 1,298 (-2%) | 2mo | $309,000 | $238 | 86 |
| 2139 Trailwood Rd | 0.17mi | 4/2.0 (+1) | 1,357 (+3%) | 1mo | $231,000 | $170 | 77 |
| 2255 Haverford Dr | 0.49mi | 3/2.0 | 1,310 (-1%) | 1mo | $252,650 | $193 | 71 |
| 1949 Capri Dr | 0.55mi | 3/1.5 | 1,307 (-1%) | 0mo | $265,000 | $203 | 70 |
| 2093 Wildrose | 0.41mi | 4/2.0 (+1) | 1,306 (-1%) | 1mo | $350,000 | $268 | 69 |
| 2134 Tilson Rd | 0.28mi | 3/2.0 | 1,200 (-9%) | 2mo | $268,500 | $224 | 66 |
| 2177 Mark Trl | 0.21mi | 3/2.0 | 1,500 (+14%) | 2mo | $358,500 | $239 | 62 |
| 1933 Camellia Dr | 0.67mi | 3/2.0 | 1,302 (-1%) | 2mo | $285,000 | $219 | 61 |
| 2473 Tyler Way | 0.70mi | 3/2.0 | 1,345 (+2%) | 1mo | $227,000 | $169 | 59 |
| 672 Quillian Ave | 0.68mi | 3/2.0 | 1,289 (-2%) | 2mo | $300,000 | $233 | 59 |
| 2107 Second Ave | 0.61mi | 4/2.0 (+1) | 1,350 (+2%) | 1mo | $330,000 | $244 | 57 |
| 2063 Juanita St | 0.49mi | 3/1.5 | 1,501 (+14%) | 1mo | $165,000 | $110 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.34% rent growth · sell at horizon
- IRR
- 5.3%
- Equity multiple
- 1.20×
- Total profit
- $9,310
- Equity at exit
- $24,587
- IRR
- 13.3%
- Equity multiple
- 1.98×
- Total profit
- $45,348
- Equity at exit
- $14,258
Cash invested: $46,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30032
- Rents YoY
- 1.3%
- Active inventory
- 422
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $2,041 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$59 /mo · $714/yr
- Insurance
- −$69
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$429
- Net cashflow
- $619
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,225
- Closing costs
- $4,947
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2283 Scotty Cir Decatur, GA | 3.0 | 2.0 | 1298 | $2,150 | $1.66 | 43d | 1 | 0.11mi |
| 2335 Scotty Cir Decatur, GA | 3.0 | 1.0 | 1010 | $1,495 | $1.48 | 43d | 1 | 0.18mi |
| 2181 Juanita St Decatur, GA | 4.0 | 3.0 | 1595 | $3,500 | $2.19 | 24d | 1 | 0.33mi |
| 2480 Flat Shoals Rd Decatur, GA | 1.0–3.0 | 1.0–2.0 | 1017 | $2,149 | $2.11 | 1d | 23 | 0.52mi |
| 2043 Juanita St Decatur, GA | 3.0 | 2.0 | 1500 | $3,000 | $2.00 | 43d | 1 | 0.55mi |
| 2386 Cresta Dr Decatur, GA | 3.0 | 2.5 | 1107 | $2,000 | $1.81 | 43d | 1 | 0.59mi |
| 2123 Second Ave Decatur, GA | 4.0 | 2.0 | 1302 | $2,075 | $1.59 | 18d | 1 | 0.59mi |
| 2126 Rexford Dr Decatur, GA | 3.0 | 1.5 | 1092 | $1,400 | $1.28 | 43d | 1 | 0.61mi |
| 2407 Summerland Dr Decatur, GA | 3.0 | 2.0 | 1515 | $1,800 | $1.19 | 1d | 1 | 0.64mi |
| 2006 McAfee Pl Decatur, GA | 3.0 | 2.0 | 1128 | $2,295 | $2.03 | 24d | 1 | 0.65mi |
| 2191 Greystone Way Decatur, GA | 3.0 | 1.0 | 1053 | $1,800 | $1.71 | 43d | 1 | 0.67mi |
| 2461 Fontaine Cir Decatur, GA | 3.0 | 2.0 | 1193 | $1,795 | $1.50 | 24d | 1 | 0.67mi |
| 1916 Longdale Dr Decatur, GA | 3.0 | 2.0 | 1176 | $2,395 | $2.04 | 43d | 1 | 0.68mi |
| 2401 Dawn Ct Decatur, GA | 3.0 | 2.0 | 1350 | $1,950 | $1.44 | 15d | 1 | 0.73mi |
| 2078 E Lilac Ln Decatur, GA | 3.0 | 1.0 | 1160 | $1,600 | $1.38 | 43d | 1 | 0.73mi |
| 2163 Lilac Ln Decatur, GA | 3.0 | 2.0 | 1107 | $2,150 | $1.94 | 43d | 1 | 0.77mi |
| 2176 Lilac Ln Decatur, GA | 3.0 | 2.0 | 1800 | $1,395 | $0.78 | 24d | 1 | 0.78mi |
| 2524 Habersham Dr Decatur, GA | 3.0 | 1.0 | 1251 | $1,395 | $1.12 | 5d | 1 | 0.83mi |
| 2529 Habersham Dr Decatur, GA | 4.0 | 2.0 | 1272 | $7,895 | $6.21 | 20d | 1 | 0.84mi |
| 2553 Habersham Dr Decatur, GA | 2.0 | 4.5 | 1272 | $1,520 | $1.19 | 12d | 1 | 0.89mi |
| 1840 Camellia Dr Decatur, GA | 3.0 | 2.0 | 1340 | $1,950 | $1.46 | 22d | 1 | 0.89mi |
| 1840 Camellia Dr Decatur, GA | 3.0 | 2.0 | 1394 | $2,100 | $1.51 | 43d | 1 | 0.89mi |
| 2570 Castellan Dr Atlanta, GA | 3.0 | 2.5 | 1576 | $2,700 | $1.71 | 24d | 1 | 0.91mi |
| 2679 Sherlock Dr Decatur, GA | 3.0 | 1.5 | 1173 | $1,650 | $1.41 | 43d | 1 | 0.94mi |
| 2246 Whites Mill Rd Decatur, GA | 3.0 | 1.5 | 1448 | $1,600 | $1.10 | 18d | 1 | 0.98mi |
| 2210 Whites Mill Rd Decatur, GA | 3.0 | 1.0 | 1194 | $1,750 | $1.47 | 43d | 1 | 1.01mi |
| 531 Allendale Dr Decatur, GA | 3.0 | 2.0 | 888 | $2,100 | $2.36 | 43d | 1 | 1.02mi |
| 1930 Normal St Decatur, GA | 4.0 | 2.0 | 1459 | $1,850 | $1.27 | 43d | 1 | 1.03mi |
| 2349 Ousley Ct Decatur, GA | 4.0 | 2.0 | 1014 | $2,400 | $2.37 | 43d | 1 | 1.05mi |
| 200 Vineyard Walk Atlanta, GA | 2.0 | 1.0 | 884 | $1,294 | $1.46 | 1d | 6 | 1.07mi |
| 2739 Sherlock Dr Decatur, GA | 4.0 | 2.0 | 1763 | $1,886 | $1.07 | 43d | 1 | 1.08mi |
| 2731 Larkspur Dr SE Atlanta, GA | 4.0 | 3.0 | 1492 | $2,000 | $1.34 | 43d | 1 | 1.12mi |
| 1881 2nd Ave Decatur, GA | 3.0 | 1.0–2.5 | 1010 | $3,761 | $3.72 | 2d | 60 | 1.12mi |
| 2078 Parker Ranch Rd SE Atlanta, GA | 3.0 | 1.0 | 1014 | $1,650 | $1.63 | 24d | 1 | 1.14mi |
| 773 Fayetteville Rd SE Atlanta, GA | 3.0 | 2.0 | 1085 | $2,100 | $1.94 | 43d | 1 | 1.16mi |
| 2062 Bencal Dr SE Atlanta, GA | 3.0 | 2.0 | 1260 | $1,650 | $1.31 | 24d | 1 | 1.21mi |
| 2000 Bencal Dr SE Atlanta, GA | 3.0 | 2.0 | 1500 | $1,850 | $1.23 | 24d | 1 | 1.21mi |
| 1872 Cannon St Decatur, GA | 4.0 | 3.0 | 1518 | $2,695 | $1.78 | 5d | 1 | 1.21mi |
| 2912 Glenwood Ave SE Atlanta, GA | 2.0 | 1.0 | 1063 | $1,695 | $1.59 | 22d | 1 | 1.24mi |
| 2378 Charleston Pointe SE Atlanta, GA | 3.0 | 3.0 | 1604 | $2,100 | $1.31 | 22d | 1 | 1.25mi |
Listing history 5 events
-
2026-01-22status Under Contract 376-char remark
Show marketing remark (376 chars)
Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.
-
2026-01-22status Pending
Show marketing remark (376 chars)
Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.
-
2025-12-31$164,900 New 376-char remark
Show marketing remark (376 chars)
Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.
-
2025-12-31$164,900 Active
Show marketing remark (376 chars)
Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.
-
1981-06-02soldstatus $35,800
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $714 · $59/mo
- Projected year-2 tax
- $1,517 · $126/mo
- Expected delta
- +$803/yr (+$67/mo · 112.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,490
- − Mortgage interest
- −$9,237
- − Property taxes
- −$714
- − Insurance
- −$824
- − Repairs & maintenance
- −$1,959
- − Management
- −$1,959
- − Depreciation
- −$4,797
- Taxable income
- $4,999
- Est. tax owed @ 24.0%
- −$1,200
- After-tax cash flow
- $6,232/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dekalb County
- NCES district ID
- 1301740
- Math proficiency
- 19% ▼ -12.00%
- Reading proficiency
- 28% ▼ -7.00%
- Median HH income
- $51,448
- Composite
- 20.92/100
- National rank
- #8482
- State rank
- #125 of 174 in GA
Livability — Candler-McAfee
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Candler-McAfee, GA
- County
- Dekalb County · 782,738 people
- City population
- 42,812
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 42,948
- Household income
- $62,765
- Rent vs Own
- Severe rent burden
- 2097.0
Population outlook (DeKalb County) Hauer SSP2
- Today (2025)
- 839,977 people
- By 2030
- 891,768 · +6.2%
- By 2040
- 988,894 · +17.7%
- By 2050
- 1,074,583 · +27.9%
- By 2075
- 1,245,026 · +48.2%
- By 2100
- 1,303,135 · +55.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (70%)
- Race & ethnicity
- Black 70% White 18% Two or more races 6% Hispanic / Latino 5% Asian 2%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Slovak 1% Italian 1% Serbian 1%
- Foreign-born
- 7% · Canada, China, Guatemala
- Languages at home
- 91% English-only · Spanish 4% Arabic 1% Other Indo-European 0%
Political lean MEDSL · DeKalb
- 2024 margin
- Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
- 2008→2024 swing
- +6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
- All cycles
- 2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -203.83%
- Current HPI
- 221.0467
- Rent YoY
- ▲ 1.34%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+360.6% since first listed5 events — show timeline
- 2026-01-22 Pending — GAMLS
- 2026-01-22 Pending — FMLS
- 2025-12-31 Listed $164,900 FMLS
- 2025-12-31 Listed $164,900 GAMLS
- 1981-06-02 Sold (Public Records) $35,800 Public Records
Property tax history
+1.5%/yrLatest (2025): $714 · -4.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…