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2264 Mark Trl
B Composite 72.3
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.4/10.0
  • Rent growth +2.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$164,900

2264 Mark Trl · Candler-McAfee, GA 30032
3 bd · 1.0 ba · 1,318 sqft · SingleFamily public records · 19 Days on market
Built 1953 10,454 sqft lot Est $295k · 44% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.

Key facts

  • Brick exterior
  • Backyard
  • Functional layout

Tags

BRICK EXTERIORFUNCTIONAL LAYOUTBACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $619 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $162k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Ronald E Mcnair Discover Learning Academy Elementary School (math 2% / reading 8%, grade F, #1,160 of 1,228 statewide, top 98%, 568 students, 100% FRL); Mcnair High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 768 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 4% at this address vs 24% district-wide (-19 pts) — the specific schools serving this property underperform the Dekalb County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.3%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.3% rent growth), your $46k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($162k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $36k; list at $165k implies a 361% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,426 (1.5% below list)

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
10.80%
Cash-on-cash
16.10%
DSCR
1.72
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$295,232
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2283 Scotty Cir 0.11mi 3/2.0 1,298 (-2%) 2mo $309,000 $238 86
2139 Trailwood Rd 0.17mi 4/2.0 (+1) 1,357 (+3%) 1mo $231,000 $170 77
2255 Haverford Dr 0.49mi 3/2.0 1,310 (-1%) 1mo $252,650 $193 71
1949 Capri Dr 0.55mi 3/1.5 1,307 (-1%) 0mo $265,000 $203 70
2093 Wildrose 0.41mi 4/2.0 (+1) 1,306 (-1%) 1mo $350,000 $268 69
2134 Tilson Rd 0.28mi 3/2.0 1,200 (-9%) 2mo $268,500 $224 66
2177 Mark Trl 0.21mi 3/2.0 1,500 (+14%) 2mo $358,500 $239 62
1933 Camellia Dr 0.67mi 3/2.0 1,302 (-1%) 2mo $285,000 $219 61
2473 Tyler Way 0.70mi 3/2.0 1,345 (+2%) 1mo $227,000 $169 59
672 Quillian Ave 0.68mi 3/2.0 1,289 (-2%) 2mo $300,000 $233 59
2107 Second Ave 0.61mi 4/2.0 (+1) 1,350 (+2%) 1mo $330,000 $244 57
2063 Juanita St 0.49mi 3/1.5 1,501 (+14%) 1mo $165,000 $110 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.34% rent growth · sell at horizon

5-year hold
IRR
5.3%
Equity multiple
1.20×
Total profit
$9,310
Equity at exit
$24,587
10-year hold
IRR
13.3%
Equity multiple
1.98×
Total profit
$45,348
Equity at exit
$14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30032

Rents YoY
1.3%
Active inventory
422
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$2,041 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$59 /mo · $714/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$429
Net cashflow
$619

Break-even live

Break-even rent $1,257
Max offer price $164,900
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2283 Scotty Cir Decatur, GA 3.0 2.0 1298 $2,150 $1.66 43d 1 0.11mi
2335 Scotty Cir Decatur, GA 3.0 1.0 1010 $1,495 $1.48 43d 1 0.18mi
2181 Juanita St Decatur, GA 4.0 3.0 1595 $3,500 $2.19 24d 1 0.33mi
2480 Flat Shoals Rd Decatur, GA 1.0–3.0 1.0–2.0 1017 $2,149 $2.11 1d 23 0.52mi
2043 Juanita St Decatur, GA 3.0 2.0 1500 $3,000 $2.00 43d 1 0.55mi
2386 Cresta Dr Decatur, GA 3.0 2.5 1107 $2,000 $1.81 43d 1 0.59mi
2123 Second Ave Decatur, GA 4.0 2.0 1302 $2,075 $1.59 18d 1 0.59mi
2126 Rexford Dr Decatur, GA 3.0 1.5 1092 $1,400 $1.28 43d 1 0.61mi
2407 Summerland Dr Decatur, GA 3.0 2.0 1515 $1,800 $1.19 1d 1 0.64mi
2006 McAfee Pl Decatur, GA 3.0 2.0 1128 $2,295 $2.03 24d 1 0.65mi
2191 Greystone Way Decatur, GA 3.0 1.0 1053 $1,800 $1.71 43d 1 0.67mi
2461 Fontaine Cir Decatur, GA 3.0 2.0 1193 $1,795 $1.50 24d 1 0.67mi
1916 Longdale Dr Decatur, GA 3.0 2.0 1176 $2,395 $2.04 43d 1 0.68mi
2401 Dawn Ct Decatur, GA 3.0 2.0 1350 $1,950 $1.44 15d 1 0.73mi
2078 E Lilac Ln Decatur, GA 3.0 1.0 1160 $1,600 $1.38 43d 1 0.73mi
2163 Lilac Ln Decatur, GA 3.0 2.0 1107 $2,150 $1.94 43d 1 0.77mi
2176 Lilac Ln Decatur, GA 3.0 2.0 1800 $1,395 $0.78 24d 1 0.78mi
2524 Habersham Dr Decatur, GA 3.0 1.0 1251 $1,395 $1.12 5d 1 0.83mi
2529 Habersham Dr Decatur, GA 4.0 2.0 1272 $7,895 $6.21 20d 1 0.84mi
2553 Habersham Dr Decatur, GA 2.0 4.5 1272 $1,520 $1.19 12d 1 0.89mi
1840 Camellia Dr Decatur, GA 3.0 2.0 1340 $1,950 $1.46 22d 1 0.89mi
1840 Camellia Dr Decatur, GA 3.0 2.0 1394 $2,100 $1.51 43d 1 0.89mi
2570 Castellan Dr Atlanta, GA 3.0 2.5 1576 $2,700 $1.71 24d 1 0.91mi
2679 Sherlock Dr Decatur, GA 3.0 1.5 1173 $1,650 $1.41 43d 1 0.94mi
2246 Whites Mill Rd Decatur, GA 3.0 1.5 1448 $1,600 $1.10 18d 1 0.98mi
2210 Whites Mill Rd Decatur, GA 3.0 1.0 1194 $1,750 $1.47 43d 1 1.01mi
531 Allendale Dr Decatur, GA 3.0 2.0 888 $2,100 $2.36 43d 1 1.02mi
1930 Normal St Decatur, GA 4.0 2.0 1459 $1,850 $1.27 43d 1 1.03mi
2349 Ousley Ct Decatur, GA 4.0 2.0 1014 $2,400 $2.37 43d 1 1.05mi
200 Vineyard Walk Atlanta, GA 2.0 1.0 884 $1,294 $1.46 1d 6 1.07mi
2739 Sherlock Dr Decatur, GA 4.0 2.0 1763 $1,886 $1.07 43d 1 1.08mi
2731 Larkspur Dr SE Atlanta, GA 4.0 3.0 1492 $2,000 $1.34 43d 1 1.12mi
1881 2nd Ave Decatur, GA 3.0 1.0–2.5 1010 $3,761 $3.72 2d 60 1.12mi
2078 Parker Ranch Rd SE Atlanta, GA 3.0 1.0 1014 $1,650 $1.63 24d 1 1.14mi
773 Fayetteville Rd SE Atlanta, GA 3.0 2.0 1085 $2,100 $1.94 43d 1 1.16mi
2062 Bencal Dr SE Atlanta, GA 3.0 2.0 1260 $1,650 $1.31 24d 1 1.21mi
2000 Bencal Dr SE Atlanta, GA 3.0 2.0 1500 $1,850 $1.23 24d 1 1.21mi
1872 Cannon St Decatur, GA 4.0 3.0 1518 $2,695 $1.78 5d 1 1.21mi
2912 Glenwood Ave SE Atlanta, GA 2.0 1.0 1063 $1,695 $1.59 22d 1 1.24mi
2378 Charleston Pointe SE Atlanta, GA 3.0 3.0 1604 $2,100 $1.31 22d 1 1.25mi

Listing history 5 events

  1. 2026-01-22
    status Under Contract 376-char remark
    Show marketing remark (376 chars)

    Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.

  2. 2026-01-22
    status Pending
    Show marketing remark (376 chars)

    Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.

  3. 2025-12-31
    listed $164,900 New 376-char remark
    Show marketing remark (376 chars)

    Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.

  4. 2025-12-31
    listed $164,900 Active
    Show marketing remark (376 chars)

    Charming 3-bedroom, 1-bath ranch home located in Decatur, featuring a classic brick exterior and a functional layout. The interior offers comfortable living spaces with well-sized bedrooms and a practical floor plan. Step outside to enjoy the backyard, perfect for relaxing, gardening, or entertaining. This home presents a great opportunity for homeowners or investors alike.

  5. 1981-06-02
    soldstatus $35,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$714 · $59/mo
Projected year-2 tax
$1,517 · $126/mo
Expected delta
+$803/yr (+$67/mo · 112.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,490
− Mortgage interest
−$9,237
− Property taxes
−$714
− Insurance
−$824
− Repairs & maintenance
−$1,959
− Management
−$1,959
− Depreciation
−$4,797
Taxable income
$4,999
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,200
After-tax cash flow
$6,232/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Candler-McAfee

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Candler-McAfee, GA
County
Dekalb County · 782,738 people
City population
42,812
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
42,948
Household income
$62,765
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
2097.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (70%)
Race & ethnicity
Black 70% White 18% Two or more races 6% Hispanic / Latino 5% Asian 2%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Slovak 1% Italian 1% Serbian 1%
Foreign-born
7% · Canada, China, Guatemala
Languages at home
91% English-only · Spanish 4% Arabic 1% Other Indo-European 0%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -203.83%
Current HPI
221.0467
Rent YoY
▲ 1.34%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+360.6% since first listed
5 events — show timeline
  • 2026-01-22 Pending GAMLS
  • 2026-01-22 Pending FMLS
  • 2025-12-31 Listed $164,900 FMLS
  • 2025-12-31 Listed $164,900 GAMLS
  • 1981-06-02 Sold (Public Records) $35,800 Public Records

Property tax history

+1.5%/yr

Latest (2025): $714 · -4.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…