514 Umbra St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.8/30.0
- ARV discount +8.4/15.0
- DSCR +7.0/10.0
- 1% rule +6.2/10.0
- Livability +3.8/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$225,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 514 Umbra Street, a well-maintained 3-bedroom, 2 full bath home offering comfort, character, and convenience. Hardwood floors flow throughout the main living areas, creating a warm and inviting feel. The updated kitchen features modern finishes and ample cabinet space, while both full bathrooms have been tastefully renovated for today’s lifestyle. Enjoy morning coffee on the covered front porch and unwind in the evening on the covered rear porch overlooking the backyard. A private parking pad adds valuable off-street parking — a true bonus. Currently tenant-occupied through November 2026 with a yearly lease in place, this property presents a strong investment opportunity with immediate rental income and long-term stability. A smart addition to any portfolio or a future primary residence with built-in income security. ;;
Key facts
- Covered front porch
- Private parking pad
- Updated kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $225k.
Deal economics
- At list price, monthly cash flow is $350 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $225k).
- Recommended offer: $205k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.3%/yr); 391 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 34% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 111 days — a 9% lower offer ($205k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 8.16%
- Cash-on-cash
- 6.66%
- DSCR
- 1.30
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $229,530
- List price
- $225,000
- Delta
- -1.97%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 628 Savage St S | 0.12mi | 3/2.0 | 1,482 (-3%) | 0mo | $190,000 | $128 | 90 |
| 615 Ponca St | 0.23mi | 3/2.0 | 1,386 (-9%) | 1mo | $300,000 | $216 | 73 |
| 738 S Macon St | 0.44mi | 3/2.5 | 1,568 (+3%) | 0mo | $348,000 | $222 | 72 |
| 606 S Lehigh St | 0.41mi | 3/3.0 | 1,495 (-2%) | 1mo | $270,000 | $181 | 72 |
| 756 S Macon St | 0.40mi | 3/3.0 | 1,568 (+3%) | 2mo | $360,000 | $230 | 71 |
| 348 Elrino St | 0.44mi | 4/2.0 (+1) | 1,460 (-4%) | 2mo | $210,000 | $144 | 66 |
| 341 S Macon St | 0.38mi | 2/2.0 (-1) | 1,625 (+7%) | 1mo | $214,900 | $132 | 66 |
| 432 Bonsal St | 0.27mi | 3/1.0 | 1,364 (-10%) | 2mo | $174,000 | $128 | 64 |
| 737 S Macon St | 0.35mi | 3/3.0 | 1,376 (-10%) | 1mo | $335,000 | $243 | 62 |
| 416 Imla St | 0.62mi | 3/1.5 | 1,608 (+6%) | 2mo | $240,000 | $149 | 59 |
| 902 Grundy St | 0.74mi | 3/2.0 | 1,588 (+4%) | 1mo | $352,500 | $222 | 58 |
| 505 S Lehigh St | 0.39mi | 4/2.5 (+1) | 1,675 (+10%) | 2mo | $299,900 | $179 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.31% rent growth · sell at horizon
- IRR
- -8.0%
- Equity multiple
- 0.71×
- Total profit
- $-18,291
- Equity at exit
- $33,548
- IRR
- -0.9%
- Equity multiple
- 0.94×
- Total profit
- $-3,549
- Equity at exit
- $19,454
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21224
- Rents YoY
- 1.3%
- Active inventory
- 391
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $2,514 high interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax from tax record
- −$362 /mo · $4,348/yr
- Insurance
- −$94
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$528
- Net cashflow
- $350
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 708 Umbra St Baltimore, MD | 3.0 | 1.5 | 1274 | $2,000 | $1.57 | 17d | 1 | 0.08mi |
| 560 Bayview Blvd Baltimore, MD | 1.0–3.0 | 1.0–3.0 | 1108 | $3,372 | $3.04 | 2d | 25 | 0.08mi |
| 523 Rappolla St Baltimore, MD | 3.0 | 2.0 | 1650 | $2,100 | $1.27 | 23d | 1 | 0.15mi |
| 611 Oldham St Baltimore, MD | 2.0 | 1.0 | 1148 | $1,800 | $1.57 | 12d | 1 | 0.30mi |
| 608 Oldham St Baltimore, MD | 3.0 | 3.5 | 1640 | $2,500 | $1.52 | 23d | 1 | 0.32mi |
| 727 S Macon St Baltimore, MD | 3.0 | 2.5 | 1600 | $3,450 | $2.16 | 43d | 1 | 0.35mi |
| 410 S Newkirk St Baltimore, MD | 2.0 | 1.5 | 1330 | $1,580 | $1.19 | 43d | 1 | 0.38mi |
| 301 Cornwall St Baltimore, MD | 4.0 | 2.0 | 1520 | $2,750 | $1.81 | 10d | 1 | 0.42mi |
| 301 Cornwall St Baltimore, MD | 4.0 | 2.0 | 1520 | $2,900 | $1.91 | 43d | 1 | 0.42mi |
| 527 S Lehigh St Baltimore, MD | 3.0 | 2.0 | 1320 | $2,325 | $1.76 | 43d | 1 | 0.42mi |
| 4519 Foster Ave Baltimore, MD | 3.0 | 4.0 | 1888 | $2,950 | $1.56 | 23d | 1 | 0.42mi |
| 335 Drew St Unit 1 Baltimore, MD | 2.0 | 1.0 | 1460 | $1,600 | $1.10 | 23d | 1 | 0.43mi |
| 230 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1600 | $3,000 | $1.88 | 17d | 1 | 0.44mi |
| 228 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1620 | $3,000 | $1.85 | 43d | 1 | 0.44mi |
| 224 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1600 | $3,300 | $2.06 | 20d | 1 | 0.44mi |
| 4505 Foster Ave Baltimore, MD | 3.0 | 3.0 | 1376 | $2,650 | $1.93 | 23d | 1 | 0.45mi |
| 442 Folcroft St Unit A Baltimore, MD | 2.0 | 1.5 | 1071 | $1,600 | $1.49 | 3d | 1 | 0.45mi |
| 434 Folcroft St Unit A Baltimore, MD | 3.0 | 1.5 | 1260 | $1,500 | $1.19 | 43d | 1 | 0.45mi |
| 214 S Newkirk St Unit 214 Baltimore, MD | 3.0 | 5.0 | 2000 | $3,000 | $1.50 | 43d | 1 | 0.45mi |
| 4500 Fait Ave Baltimore, MD | 3.0 | 3.5 | 1792 | $2,800 | $1.56 | 43d | 1 | 0.46mi |
| 1207 Anglesea St Baltimore, MD | 2.0 | 2.0 | 1162 | $2,150 | $1.85 | 4d | 1 | 0.48mi |
| 328 Folcroft St Baltimore, MD | 3.0 | 2.0 | 1460 | $2,300 | $1.58 | 23d | 1 | 0.50mi |
| 133 S Macon St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 17d | 1 | 0.52mi |
| 340 Gusryan St Baltimore, MD | 3.0 | 2.0 | 1300 | $2,500 | $1.92 | 43d | 1 | 0.53mi |
| 338 Gusryan St Baltimore, MD | 2.0 | 1.5 | 1218 | $1,700 | $1.40 | 23d | 1 | 0.53mi |
| 416 Hornel St Unit 2 Baltimore, MD | 2.0 | 1.0 | 1470 | $1,400 | $0.95 | 23d | 1 | 0.55mi |
| 502 S Haven St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 23d | 1 | 0.67mi |
| 502 S Haven St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 16d | 1 | 0.67mi |
| 4015 Eastern Ave Unit 2L Baltimore, MD | 3.0 | 2.0 | 1100 | $1,800 | $1.64 | 43d | 1 | 0.69mi |
| 611 Grundy St Baltimore, MD | 3.0 | 2.0 | 1434 | $2,700 | $1.88 | 23d | 1 | 0.70mi |
| 334 Kane St Baltimore, MD | 2.0 | 2.0 | 1050 | $1,675 | $1.60 | 23d | 1 | 0.71mi |
| 4002 Harmony Ct Baltimore, MD | 4.0 | 3.5 | 2200 | $4,000 | $1.82 | 43d | 1 | 0.72mi |
| 3905 Bank St Baltimore, MD | 4.0 | 1.0–3.0 | 909 | $2,820 | $3.10 | 2d | 20 | 0.76mi |
| 3850 Boston St Baltimore, MD | 2.0 | 1.0–2.0 | 854 | $3,378 | $3.96 | 2d | 22 | 0.77mi |
| 1504 Elrino St Baltimore, MD | 2.0 | 2.0 | 1050 | $1,650 | $1.57 | 4d | 1 | 0.81mi |
| 1211 S Eaton St Unit 3035 Baltimore, MD | 3.0 | 2.0 | 1545 | $3,900 | $2.52 | 23d | 1 | 0.85mi |
| 6710 Hudson St Baltimore, MD | 4.0 | 4.0 | 1156 | $3,500 | $3.03 | 23d | 1 | 0.87mi |
| 3703 Hudson St Baltimore, MD | 4.0 | 3.0 | 1958 | $3,350 | $1.71 | 23d | 1 | 0.88mi |
| 115 S Eaton St Baltimore, MD | 3.0 | 2.5 | 1393 | $1,800 | $1.29 | 16d | 1 | 0.90mi |
| 3710 E Pratt St Baltimore, MD | 2.0 | 3.5 | 1230 | $1,900 | $1.54 | 23d | 1 | 0.93mi |
Listing history 47 events
-
2026-06-18days on market $225,000 Active 111 DOM
-
2026-06-17days on market $225,000 Active 110 DOM
-
2026-06-16days on market $225,000 Active 109 DOM
-
2026-06-15days on market $225,000 Active 108 DOM
-
2026-06-13days on market $225,000 Active 106 DOM
-
2026-06-09days on market $225,000 Active 102 DOM
-
2026-06-08days on market $225,000 Active 101 DOM
-
2026-06-07days on market $225,000 Active 100 DOM
-
2026-06-04days on market $225,000 Active 97 DOM
-
2026-06-03days on market $225,000 Active 96 DOM
-
2026-06-02days on market $225,000 Active 95 DOM
-
2026-06-01days on market $225,000 Active 94 DOM
-
2026-05-31days on market $225,000 Active 93 DOM
-
2026-03-12price $225,000 854-char remark
Show marketing remark (854 chars)
Welcome to 514 Umbra Street, a well-maintained 3-bedroom, 2 full bath home offering comfort, character, and convenience. Hardwood floors flow throughout the main living areas, creating a warm and inviting feel. The updated kitchen features modern finishes and ample cabinet space, while both full bathrooms have been tastefully renovated for today’s lifestyle. Enjoy morning coffee on the covered front porch and unwind in the evening on the covered rear porch overlooking the backyard. A private parking pad adds valuable off-street parking — a true bonus. Currently tenant-occupied through November 2026 with a yearly lease in place, this property presents a strong investment opportunity with immediate rental income and long-term stability. A smart addition to any portfolio or a future primary residence with built-in income security. ;;
-
2026-02-27$230,000 Active 854-char remark
Show marketing remark (854 chars)
Welcome to 514 Umbra Street, a well-maintained 3-bedroom, 2 full bath home offering comfort, character, and convenience. Hardwood floors flow throughout the main living areas, creating a warm and inviting feel. The updated kitchen features modern finishes and ample cabinet space, while both full bathrooms have been tastefully renovated for today’s lifestyle. Enjoy morning coffee on the covered front porch and unwind in the evening on the covered rear porch overlooking the backyard. A private parking pad adds valuable off-street parking — a true bonus. Currently tenant-occupied through November 2026 with a yearly lease in place, this property presents a strong investment opportunity with immediate rental income and long-term stability. A smart addition to any portfolio or a future primary residence with built-in income security. ;;
-
2023-10-01historical $1,750
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2023-09-30historical $1,750
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2023-09-23price $1,750
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2023-09-22price $1,750
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2023-09-21price $2,000
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2023-09-20price $2,000
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2023-09-15$2,200
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2023-09-13$2,200
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2021-05-21soldstatus $199,900
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2021-03-11soldstatus $199,900 Closed 358-char remark
Show marketing remark (358 chars)
Fabulous home in the heart of Greektown. Easy parking with your own driveway/parking pad. Come see this little oasis in the middle of the city. The perfect little getaway at the end of a long day with plenty of room to entertain. Close to many conveniences. Within walking distance to Johns Hopkins Bayview Medical Center and the new Yard 56 Shopping Center.
-
2021-02-12status Pending 358-char remark
Show marketing remark (358 chars)
Fabulous home in the heart of Greektown. Easy parking with your own driveway/parking pad. Come see this little oasis in the middle of the city. The perfect little getaway at the end of a long day with plenty of room to entertain. Close to many conveniences. Within walking distance to Johns Hopkins Bayview Medical Center and the new Yard 56 Shopping Center.
-
2021-01-04status Active 358-char remark
Show marketing remark (358 chars)
Fabulous home in the heart of Greektown. Easy parking with your own driveway/parking pad. Come see this little oasis in the middle of the city. The perfect little getaway at the end of a long day with plenty of room to entertain. Close to many conveniences. Within walking distance to Johns Hopkins Bayview Medical Center and the new Yard 56 Shopping Center.
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2020-12-21historical 358-char remark
Show marketing remark (358 chars)
Fabulous home in the heart of Greektown. Easy parking with your own driveway/parking pad. Come see this little oasis in the middle of the city. The perfect little getaway at the end of a long day with plenty of room to entertain. Close to many conveniences. Within walking distance to Johns Hopkins Bayview Medical Center and the new Yard 56 Shopping Center.
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2020-11-18historical
Show marketing remark (358 chars)
Fabulous home in the heart of Greektown. Easy parking with your own driveway/parking pad. Come see this little oasis in the middle of the city. The perfect little getaway at the end of a long day with plenty of room to entertain. Close to many conveniences. Within walking distance to Johns Hopkins Bayview Medical Center and the new Yard 56 Shopping Center.
-
2020-11-18$199,900 Active 358-char remark
Show marketing remark (358 chars)
Fabulous home in the heart of Greektown. Easy parking with your own driveway/parking pad. Come see this little oasis in the middle of the city. The perfect little getaway at the end of a long day with plenty of room to entertain. Close to many conveniences. Within walking distance to Johns Hopkins Bayview Medical Center and the new Yard 56 Shopping Center.
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2020-11-06price $199,900
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2020-09-30$210,000 Active
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2016-06-14soldstatus $169,900
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2016-06-10soldstatus $169,900 Sold
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2016-06-10soldstatus $169,900
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2016-05-03status Contract
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2016-04-28status Active
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2016-04-25$169,900
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2016-04-25historical
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2015-11-04soldstatus $85,000
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2015-10-30soldstatus $85,000
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2015-10-30soldstatus $85,000 Sold
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2015-09-28status Contract
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2015-08-18price $95,000
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2015-05-16price $99,900
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2015-04-25price $115,000
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2015-03-07$125,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $4,348 · $362/mo
- Projected year-2 tax
- $4,348 · $362/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,165
- − Mortgage interest
- −$12,603
- − Property taxes
- −$4,348
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$2,413
- − Management
- −$2,413
- − Depreciation
- −$6,545
- Taxable income
- $717
- Est. tax owed @ 24.0%
- −$172
- After-tax cash flow
- $4,027/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 47,465
- Household income
- $89,017
- Rent vs Own
- Severe rent burden
- 1786.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Dominican 1%
- Common ancestry
- Romanian 5% Lithuanian 2% Italian 1%
- Foreign-born
- 17% · Canada, China, Vietnam
- Languages at home
- 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -332.23%
- Current HPI
- 241.284
- Rent YoY
- ▲ 1.31%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
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Price history
+80.0% since first listed34 events — show timeline
- 2026-03-12 Price Changed $225,000 BRIGHT MLS
- 2026-02-27 Listed $230,000 BRIGHT MLS
- 2023-10-01 Rental Removed $1,750 APPFOLIO
- 2023-09-30 Rental Removed $1,750 RENT.
- 2023-09-23 Price Changed $1,750 APPFOLIO
- 2023-09-22 Price Changed $1,750 RENT.
- 2023-09-21 Price Changed $2,000 APPFOLIO
- 2023-09-20 Price Changed $2,000 RENT.
- 2023-09-15 Listed for Rent $2,200 APPFOLIO
- 2023-09-13 Listed for Rent $2,200 RENT.
- 2021-05-21 Sold (Public Records) $199,900 Public Records
- 2021-03-11 Sold (MLS) $199,900 BRIGHT MLS
- 2021-02-12 Pending — BRIGHT MLS
- 2021-01-04 Relisted — BRIGHT MLS
- 2020-12-21 Listing Removed — BRIGHT MLS
- 2020-11-18 Listed $199,900 BRIGHT MLS
- 2020-11-18 Listing Removed — BRIGHT MLS
- 2020-11-06 Price Changed $199,900 BRIGHT MLS
- 2020-09-30 Listed $210,000 BRIGHT MLS
- 2016-06-14 Sold (Public Records) $169,900 Public Records
- 2016-06-10 Sold (MLS) $169,900 BRIGHT MLS
- 2016-06-10 Sold (MLS) $169,900 MRIS
- 2016-05-03 Pending — MRIS
- 2016-04-28 Relisted — MRIS
- 2016-04-25 Delisted — MRIS
- 2016-04-25 Listed $169,900 MRIS
- 2015-11-04 Sold (Public Records) $85,000 Public Records
- 2015-10-30 Sold (MLS) $85,000 MRIS
- 2015-10-30 Sold (MLS) $85,000 BRIGHT MLS
- 2015-09-28 Pending — MRIS
- 2015-08-18 Price Changed $95,000 MRIS
- 2015-05-16 Price Changed $99,900 MRIS
- 2015-04-25 Price Changed $115,000 MRIS
- 2015-03-07 Listed $125,000 MRIS
Property tax history
+3.9%/yrLatest (2025): $4,348 · +6.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…