4931 Brookwood Rd · Brooklyn Park, MD 21225

$165,000

4 bd · 2.0 ba · 1,254 sqft · Townhouse public records · 31 Days on market

Built 1948 1,900 sqft lot Est $168k · at est.

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.2/30.0
• DSCR +10.0/10.0
• ARV discount +8.3/15.0
• 1% rule +7.1/10.0
• Livability +3.9/5.0
• Rent growth +3.5/5.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Great investment opportunity! This spacious 4-bedroom, 3-bath rental property is generating $21,000 annually with a tenant already in place, providing immediate cash flow from day one. Well-maintained and located in a desirable area close to shopping, dining, and major commuter routes. A perfect addition to any investor’s portfolio with strong long-term potential. Turnkey income-producing property you won’t want to miss!

Key facts

• Built 1948
• Listed 31 days

Property features AI

Finance

• Other: Ownership interest: Ground rent
• Financial info: Total actual rent reported: $21,000
• HOA & community: Ground rent of $78 paid semi-annually

Exterior

• Parking: On-street parking
• Utilities: Public water service; Public sewer service
• Home design: Interior townhouse/rowhouse; Brick construction
• Construction: Brick construction; Other foundation
• Exterior features: Public water; Public sewer

Interior

• Bedrooms: One bedroom on the main level; Three bedrooms on the first upper level
• Bathrooms: Three full bathrooms (one on main level, one on first upper level, one on lower level)
• Heating & cooling: Electric baseboard heating; Hot water system (unspecified type)
• Interior features: Partially finished basement

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath townhouse listed at $165k.

Deal economics

• At list price, monthly cash flow is $524 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $165k).
• Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.1% vs local median 4.4% in Brooklyn Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#81 in MD, #3,091 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime F, amenities F.
• Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+4.1%/yr); 165 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).
• This rent runs 44% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.1% rent growth), your $46k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $160,050 (3.0% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 10.10%
• Cash-on-cash: 13.60%
• DSCR: 1.61
• GRM: 6.9

CMA / ARV

• ARV (on-the-fly): $168,036
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5201 Brookwood Rd	0.13mi	5/3.0 (+1)	1,320 (+5%)	0mo	$165,000	$125	76
435 Seward Ave	0.36mi	3/1.0 (-1)	1,324 (+6%)	1mo	$215,500	$163	64
3808 6th St	0.73mi	3/1.0 (-1)	1,260 (+0%)	3mo	$220,000	$175	53
303 Arden Rd W	0.74mi	3/1.0 (-1)	1,240 (-1%)	5mo	$145,000	$117	50
4128 Audrey Ave	0.48mi	3/2.0 (-1)	1,380 (+10%)	7mo	$99,000	$72	50
458 Seward Ave	0.31mi	3/1.0 (-1)	1,088 (-13%)	5mo	$170,000	$156	50
4041 6th St	0.59mi	4/2.0	1,109 (-12%)	5mo	$165,000	$149	49
814 Jack St	0.70mi	4/2.0	1,116 (-11%)	1mo	$140,000	$125	48
207 Riverview #207	0.70mi	3/2.0 (-1)	1,392 (+11%)	1mo	$260,000	$187	43
3948 Brooklyn Ave	0.59mi	3/1.5 (-1)	1,080 (-14%)	0mo	$90,000	$83	42
3822 6th St	0.70mi	3/2.0 (-1)	1,380 (+10%)	6mo	$185,000	$134	41
916 Jack St	0.74mi	3/1.5 (-1)	1,116 (-11%)	1mo	$145,000	$130	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.08% rent growth · sell at horizon

5-year hold

• IRR: 4.9%
• Equity multiple: 1.19×
• Total profit: $8,783
• Equity at exit: $24,602

10-year hold

• IRR: 15.2%
• Equity multiple: 2.29×
• Total profit: $59,705
• Equity at exit: $14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21225

• Home prices YoY: -31.9%
• Rents YoY: 4.1%
• Active inventory: 165
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,998 high
• Mortgage (P&I): −$865
• Tax from tax record: −$121 /mo · $1,454/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$420
• Net cashflow: $524

Break-even live

Break-even rent $1,336

Max offer price $165,000

Occupancy floor 69%

Sensitivity live

Price	-10% $617	-5% $570	+0% $524	+5% $477	+10% $430
Rent	-10% $366	-5% $445	+0% $524	+5% $603	+10% $681
Rate	-1.0pp $607	-0.5pp $566	base $524	+0.5pp $481	+1.0pp $437

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5215 Wasena Ave Brooklyn, MD	3.0	1.0	1030	$1,650	$1.60	44d	1	0.37mi
4206 Audrey Ave Brooklyn, MD	3.0	3.0	1104	$1,950	$1.77	24d	1	0.47mi
3822 6th St Brooklyn, MD	3.0	3.0	1580	$1,850	$1.17	24d	1	0.74mi
303 Arden Rd W Brooklyn, MD	3.0	2.0	1388	$2,500	$1.80	18d	1	0.75mi
3840 8th St Brooklyn, MD	3.0	1.5	1088	$1,606	$1.48	5d	1	0.76mi
507 Washburn Ave Brooklyn, MD	3.0	1.5	1024	$2,500	$2.44	5d	1	0.78mi
507 Washburn Ave Brooklyn, MD	3.0	1.5	1024	$2,500	$2.44	24d	1	0.78mi
507 Washburn Ave Brooklyn, MD	3.0	1.5	1024	$2,500	$2.44	21d	1	0.78mi
732 Old Riverside Rd Brooklyn, MD	3.0	2.5	1570	$1,900	$1.21	44d	1	0.80mi
202 W Edgevale Rd Unit A Baltimore, MD	3.0	1.0	1824	$1,650	$0.90	5d	1	0.84mi
217 W Edgevale Rd Brooklyn, MD	3.0	1.5	992	$1,800	$1.81	24d	1	0.85mi
3828 10th St Brooklyn, MD	3.0	2.0	1215	$2,350	$1.93	44d	1	0.86mi
3826 10th St Unit Entire House Baltimore, MD	3.0	2.0	1110	$2,400	$2.16	24d	1	0.86mi
4216 Prudence St Curtis Bay, MD	4.0	3.0	1116	$2,100	$1.88	44d	1	1.00mi
140 Bethlehem Pl Brooklyn, MD	3.0	3.5	1120	$1,500	$1.34	44d	1	1.01mi
3544 4th St Brooklyn, MD	4.0	2.5	1800	$1,940	$1.08	24d	1	1.03mi
3513 Horton Ave Brooklyn, MD	3.0	1.0	1020	$1,600	$1.57	18d	1	1.07mi
1305 E Patapsco Ave Brooklyn, MD	3.0	1.5	930	$1,650	$1.77	5d	1	1.14mi
1353 Cambria St Brooklyn, MD	3.0	2.0	986	$1,600	$1.62	18d	1	1.15mi
1517 Sycamore St Curtis Bay, MD	3.0	1.5	1210	$1,999	$1.65	24d	1	1.18mi

Listing history 21 events

1. 2026-06-18
   days on market $165,000 Active 31 DOM
2. 2026-06-17
   days on market $165,000 Active 30 DOM
3. 2026-06-16
   days on market $165,000 Active 29 DOM
4. 2026-06-15
   days on market $165,000 Active 28 DOM
5. 2026-06-13
   days on market $165,000 Active 26 DOM
6. 2026-06-09
   days on market $165,000 Active 22 DOM
7. 2026-06-08
   days on market $165,000 Active 21 DOM
8. 2026-06-07
   days on market $165,000 Active 20 DOM
9. 2026-06-04
   days on market $165,000 Active 17 DOM
10. 2026-06-03
    days on market $165,000 Active 16 DOM
11. 2026-06-02
    days on market $165,000 Active 15 DOM
12. 2026-06-01
    days on market $165,000 Active 14 DOM
13. 2026-05-31
    days on market $165,000 Active 13 DOM
14. 2026-05-18
    listed $165,000 Active
15. 2026-02-18
    historical
16. 2025-11-14
    historical Active Under Contract
17. 2025-09-04
    price $89,474
18. 2025-09-04
    listed $1,700,000 Active
19. 2025-07-07
    soldstatus $1,025,000
20. 1986-12-31
    soldstatus $36,000
21. 1984-12-01
    soldstatus $32,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,454 · $121/mo
• Projected year-2 tax: $1,626 · $136/mo
• Expected delta: +$172/yr (+$14/mo · 11.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,982
• − Mortgage interest: −$9,243
• − Property taxes: −$1,454
• − Insurance: −$825
• − Repairs & maintenance: −$1,919
• − Management: −$1,919
• − Depreciation: −$4,800
• Taxable income: $3,823
• Est. tax owed @ 24.0%: −$917
• After-tax cash flow: $5,366/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Anne Arundel County Public Schools
• NCES district ID: 2400060
• Math proficiency: 20% ▼ -21.00%
• Reading proficiency: 37% ▼ -13.00%
• Median HH income: $87,880
• Composite: 28.52/100
• National rank: #6733
• State rank: #10 of 24 in MD

Livability — Brooklyn Park

• Score: 77/100
• State rank: #81
• US rank: #3091

Category grades

Amenities F Commute A+ Cost of living B- Crime F Employment B+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Brooklyn Park, MD
• County: Anne Arundel County · 535,653 people
• City population: 34,062
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 34,062
• Household income: $54,020
• Rent vs Own: 50.4% rent · 49.6% own
• Severe rent burden: 1440.0

Population outlook (Anne Arundel County) Hauer SSP2

• Today (2025): 617,384 people
• By 2030: 642,094 · +4.0%
• By 2040: 686,621 · +11.2%
• By 2050: 723,031 · +17.1%
• By 2075: 809,346 · +31.1%
• By 2100: 837,658 · +35.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: Black 42% White 32% Hispanic / Latino 20% Two or more races 8% Native American 3% Asian 2%
• Hispanic origin (detail): Mexican 5% Puerto Rican 1%
• Common ancestry: Romanian 2% Lithuanian 1% Iranian 1%
• Foreign-born: 12% · Canada, China
• Languages at home: 81% English-only · Spanish 16% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Anne Arundel

• 2024 margin: D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
• 2008→2024 swing: +15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
• All cycles: 2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -119.44%
• Current HPI: 254.5089
• Rent YoY: ▲ 4.08%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+407.7% since first listed

8 events — show timeline

• 2026-05-18 Listed $165,000 BRIGHT MLS
• 2026-02-18 Listing Removed — BRIGHT MLS
• 2025-11-14 Contingent — BRIGHT MLS
• 2025-09-04 Price Changed $89,474 BRIGHT MLS
• 2025-09-04 Listed $1,700,000 BRIGHT MLS
• 2025-07-07 Sold (Public Records) $1,025,000 Public Records
• 1986-12-31 Sold (Public Records) $36,000 Public Records
• 1984-12-01 Sold (Public Records) $32,500 Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,454 · +5.7% YoY. Source: county tax records.