4633 N 30th St · Milwaukee, WI 53209

$129,900

4 bd · 1.0 ba · 1,407 sqft · SingleFamily public records · 7 Days on market

Built 1920 4,791 sqft lot Est $165k · 21% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.1/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.2/10.0
• Rent growth +4.7/5.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great investment property. Large 3 bedroom bungalow with lots of charm. Newer windows and roof. Formal Dining room. Parking for 3 cars on slab. . Tenant occupied through to January of 2022.

Key facts

• Formal dining room
• Private driveway
• Clean basement

Tags

• FORMAL DINING ROOM
• SPACIOUS LIVING AREAS
• DETACHED GARAGE
• PRIVATE DRIVEWAY
• CLEAN BASEMENT
• QUICK HIGHWAY ACCESS

🏷️ Possibly a rental listed for sale. The $129,900 price doesn't fit this home's estimated sale value (~$164,619) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $447 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Cap rate 10.4% vs local median 5.1% in Milwaukee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#55 in WI, #1,534 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, crime F.
• Milwaukee School District (urban): math 10% / reading 18% proficiency, ranked #337 of 342 in WI (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Milwaukee Parkside School (math 17% / reading 32%, grade F, #783 of 1,041 statewide, top 79%, 838 students, 74% FRL) — zoned schools at 74% FRL track the district average.
• Market conditions: Rents rising fast (+8.6%/yr); 171 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,017 units permitted in Milwaukee County in 2024 (803 in 5+ unit buildings).
• This rent runs 43% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Milwaukee County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $36k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $76k; list at $130k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $129,900

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.32% ✓
• Cap rate: 10.42%
• Cash-on-cash: 14.76%
• DSCR: 1.66
• GRM: 6.3

CMA / ARV

• ARV (on-the-fly): $164,619
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4633 N 30th St	0.00mi	4/1.0	1,407 (0%)	1mo	$141,000	$100	99
4624 N 29th St	0.10mi	4/1.0	1,398 (-1%)	3mo	$100,001	$72	92
3223 W Fairmount Ave	0.47mi	4/1.0	1,358 (-4%)	3mo	$124,000	$91	70
4628 N 24th Pl	0.41mi	3/1.0 (-1)	1,436 (+2%)	3mo	$103,500	$72	70
4444 N 26th St	0.37mi	3/1.0 (-1)	1,472 (+5%)	2mo	$165,000	$112	68
4926 N 37th St	0.55mi	3/1.0 (-1)	1,357 (-4%)	2mo	$138,500	$102	62
4487 N 21st St	0.65mi	3/1.5 (-1)	1,384 (-2%)	3mo	$185,000	$134	58
4354 N 29th St	0.37mi	4/2.0	1,573 (+12%)	3mo	$200,000	$127	57
4265 N 39th St	0.73mi	3/1.5 (-1)	1,408 (+0%)	3mo	$220,000	$156	56
4650 N 38th St	0.47mi	3/1.0 (-1)	1,237 (-12%)	0mo	$145,000	$117	52
2417 W Roosevelt Dr	0.62mi	4/2.0	1,200 (-15%)	0mo	$194,900	$162	42
4557 N 42nd St	0.75mi	3/1.0 (-1)	1,228 (-13%)	3mo	$185,000	$151	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 10.9%
• Equity multiple: 1.45×
• Total profit: $16,549
• Equity at exit: $19,369

10-year hold

• IRR: 23.7%
• Equity multiple: 3.54×
• Total profit: $92,541
• Equity at exit: $11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Wisconsin: 73 Landlord-Friendly · R+2
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; Madison / Milwaukee have some local enforcement.

Methodology + full state rankings →

ZIP-level market 53209

• Rents YoY: 8.6%
• Active inventory: 171
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,718 high
• Mortgage (P&I): −$681
• Tax from tax record: −$174 /mo · $2,091/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$361
• Net cashflow: $447

Break-even live

Break-even rent $1,151

Max offer price $129,900

Occupancy floor 69%

Sensitivity live

Price	-10% $521	-5% $484	+0% $447	+5% $411	+10% $374
Rent	-10% $312	-5% $379	+0% $447	+5% $515	+10% $583
Rate	-1.0pp $513	-0.5pp $480	base $447	+0.5pp $414	+1.0pp $379

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5032 N 32nd St Milwaukee, WI	3.0	2.0	1089	$1,750	$1.61	13d	1	0.49mi
4702 N 44th St Milwaukee, WI	3.0	2.0	1050	$1,850	$1.76	45d	1	0.85mi
4703 N 45th St Milwaukee, WI	3.0	1.0	1031	$1,695	$1.64	25d	1	0.94mi
2116 W Atkinson Ave Unit A Milwaukee, WI	4.0	1.0	1707	$2,000	$1.17	3d	1	0.94mi
4727 N 46th St Milwaukee, WI	3.0	1.0	936	$1,700	$1.82	45d	1	1.01mi
4334 W Eggert Pl Milwaukee, WI	4.0	1.0	1077	$1,695	$1.57	25d	1	1.05mi
4340 W Eggert Pl Milwaukee, WI	4.0	1.0	1066	$1,695	$1.59	25d	1	1.06mi
5165-5167 N 45th St Unit 5165 Milwaukee, WI	3.0	1.0	1020	$1,200	$1.18	18d	1	1.12mi
5541 N 35th St #5543 Milwaukee, WI	3.0	1.0	1130	$1,195	$1.06	5d	1	1.17mi
3925 N 42nd St Milwaukee, WI	3.0	1.0	1300	$1,675	$1.29	45d	1	1.18mi
5073 N 48th St Milwaukee, WI	4.0	1.0	1152	$1,595	$1.38	15d	1	1.23mi
4139 N 50th St Milwaukee, WI	3.0	1.0	1275	$1,600	$1.25	45d	1	1.43mi
3388 N 27th St Unit 3388 Front House Milwaukee, WI	4.0	1.0	1212	$1,550	$1.28	5d	1	1.46mi
2106A W Keefe Ave Unit 2106 Lower Milwaukee, WI	3.0	1.0	1300	$1,100	$0.85	18d	1	1.48mi
5696 N 42nd St Milwaukee, WI	4.0	1.0	1023	$1,495	$1.46	25d	1	1.50mi

Listing history 22 events

1. 2026-04-22
   status Pending
2. 2026-04-15
   listed $129,900 Active
3. 2021-06-08
   soldstatus $76,000
4. 2021-06-03
   soldstatus $73,000 Sold 190-char remark

   Show marketing remark (190 chars)

   Great investment property. Large 3 bedroom bungalow with lots of charm. Newer windows and roof. Formal Dining room. Parking for 3 cars on slab. . Tenant occupied through to January of 2022.

5. 2021-06-01
   status Pending 190-char remark

   Show marketing remark (190 chars)

   Great investment property. Large 3 bedroom bungalow with lots of charm. Newer windows and roof. Formal Dining room. Parking for 3 cars on slab. . Tenant occupied through to January of 2022.

6. 2021-05-17
   historical Contingent 190-char remark

   Show marketing remark (190 chars)

   Great investment property. Large 3 bedroom bungalow with lots of charm. Newer windows and roof. Formal Dining room. Parking for 3 cars on slab. . Tenant occupied through to January of 2022.

7. 2021-05-05
   listed $75,000 Active 190-char remark

   Show marketing remark (190 chars)

   Great investment property. Large 3 bedroom bungalow with lots of charm. Newer windows and roof. Formal Dining room. Parking for 3 cars on slab. . Tenant occupied through to January of 2022.

8. 2015-01-13
   soldstatus $2,500 Sold 324-char remark

   Show marketing remark (324 chars)

   EXTRA LARE 4BDR/1BATH MILWAUKEE BUNGALOW BEING SOLD IN THE ''AS IS'' CONDITION. PROPERTY HAS BUILT INS NATURAL WOODWORK. BRING YOUR DECORATIONG IDEAS TO MAKE THIS SHINE HOME AGAIN. LOT LOCATED AT 4629 N 30TH IS ALSO INCLUDED IN THE SALE OF THE PROPERTY. ALL ROOM SIZES ARE ESTIMATES. BUYER TO RELY ON THEIR OWN INSPECTIONS.

9. 2014-11-18
   status Pending 324-char remark

   Show marketing remark (324 chars)

   EXTRA LARE 4BDR/1BATH MILWAUKEE BUNGALOW BEING SOLD IN THE ''AS IS'' CONDITION. PROPERTY HAS BUILT INS NATURAL WOODWORK. BRING YOUR DECORATIONG IDEAS TO MAKE THIS SHINE HOME AGAIN. LOT LOCATED AT 4629 N 30TH IS ALSO INCLUDED IN THE SALE OF THE PROPERTY. ALL ROOM SIZES ARE ESTIMATES. BUYER TO RELY ON THEIR OWN INSPECTIONS.

10. 2014-10-31
    price $2,500 324-char remark

    Show marketing remark (324 chars)

    EXTRA LARE 4BDR/1BATH MILWAUKEE BUNGALOW BEING SOLD IN THE ''AS IS'' CONDITION. PROPERTY HAS BUILT INS NATURAL WOODWORK. BRING YOUR DECORATIONG IDEAS TO MAKE THIS SHINE HOME AGAIN. LOT LOCATED AT 4629 N 30TH IS ALSO INCLUDED IN THE SALE OF THE PROPERTY. ALL ROOM SIZES ARE ESTIMATES. BUYER TO RELY ON THEIR OWN INSPECTIONS.

11. 2014-09-17
    status Active 324-char remark

    Show marketing remark (324 chars)

    EXTRA LARE 4BDR/1BATH MILWAUKEE BUNGALOW BEING SOLD IN THE ''AS IS'' CONDITION. PROPERTY HAS BUILT INS NATURAL WOODWORK. BRING YOUR DECORATIONG IDEAS TO MAKE THIS SHINE HOME AGAIN. LOT LOCATED AT 4629 N 30TH IS ALSO INCLUDED IN THE SALE OF THE PROPERTY. ALL ROOM SIZES ARE ESTIMATES. BUYER TO RELY ON THEIR OWN INSPECTIONS.

12. 2014-09-16
    historical 324-char remark

    Show marketing remark (324 chars)

    EXTRA LARE 4BDR/1BATH MILWAUKEE BUNGALOW BEING SOLD IN THE ''AS IS'' CONDITION. PROPERTY HAS BUILT INS NATURAL WOODWORK. BRING YOUR DECORATIONG IDEAS TO MAKE THIS SHINE HOME AGAIN. LOT LOCATED AT 4629 N 30TH IS ALSO INCLUDED IN THE SALE OF THE PROPERTY. ALL ROOM SIZES ARE ESTIMATES. BUYER TO RELY ON THEIR OWN INSPECTIONS.

13. 2014-09-04
    listed $3,500 Active 324-char remark

    Show marketing remark (324 chars)

    EXTRA LARE 4BDR/1BATH MILWAUKEE BUNGALOW BEING SOLD IN THE ''AS IS'' CONDITION. PROPERTY HAS BUILT INS NATURAL WOODWORK. BRING YOUR DECORATIONG IDEAS TO MAKE THIS SHINE HOME AGAIN. LOT LOCATED AT 4629 N 30TH IS ALSO INCLUDED IN THE SALE OF THE PROPERTY. ALL ROOM SIZES ARE ESTIMATES. BUYER TO RELY ON THEIR OWN INSPECTIONS.

14. 2013-02-09
    historical
15. 2013-02-09
    listed $9,750
16. 2013-01-19
    historical
17. 2013-01-19
    listed $22,900
18. 2008-10-08
    soldstatus $17,250
19. 2006-05-25
    soldstatus $101,000
20. 2004-10-27
    soldstatus $100,000
21. 1996-10-18
    soldstatus $25,000
22. 1996-06-01
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WI · Partial reset (capped growth)

• Current annual tax: $2,091 · $174/mo
• Projected year-2 tax: $2,247 · $187/mo
• Expected delta: +$156/yr (+$13/mo · 7.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 13 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,611
• − Mortgage interest: −$7,276
• − Property taxes: −$2,091
• − Insurance: −$650
• − Repairs & maintenance: −$1,649
• − Management: −$1,649
• − Depreciation: −$3,779
• Taxable income: $3,517
• Est. tax owed @ 24.0%: −$844
• After-tax cash flow: $4,523/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Milwaukee School District
• NCES district ID: 5509600
• Math proficiency: 10% ▼ -5.00%
• Reading proficiency: 18% ▬ 0.00%
• Median HH income: $36,339
• Composite: 11.61/100
• National rank: #9696
• State rank: #337 of 342 in WI

Livability — Milwaukee

• Score: 81/100
• State rank: #55
• US rank: #1534

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Milwaukee, WI
• County: Milwaukee County · 926,379 people
• City population: 573,768
• Metro: Milwaukee-Waukesha, WI
• Population (ZIP): 45,170
• Household income: $48,486
• Rent vs Own: 56.2% rent · 43.8% own
• Severe rent burden: 3390.0

Population outlook (Milwaukee County) Hauer SSP2

• Today (2025): 995,758 people
• By 2030: 1,009,124 · +1.3%
• By 2040: 1,028,128 · +3.3%
• By 2050: 1,040,066 · +4.4%
• By 2075: 1,057,849 · +6.2%
• By 2100: 1,039,774 · +4.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (66%)
• Race & ethnicity: Black 66% White 22% Hispanic / Latino 5% Two or more races 5% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Romanian 3% Portuguese 1% Iranian 1%
• Foreign-born: 3% · Canada
• Languages at home: 92% English-only · Spanish 4% Other Asian/Pacific 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Milwaukee

• 2024 margin: Solid D (+38.5) · D 68.3% · R 29.8% · Other 1.8%
• 2008→2024 swing: +2.7pp toward D · 2008: 35.9pp · 2024: 38.5pp
• All cycles: 2024: D+38.5 2020: D+39.9 2016: D+37.5 2012: D+34.6 2008: D+35.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -194.98%
• Current HPI: 172.4275
• Rent YoY: ▲ 8.61%
• Metro: Milwaukee-Waukesha, WI
• State GDP YoY: ▲ 2.10%
• F500 in state: 20

Industry mix (Fortune 500 HQ in WI)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$23B
▸Industrial Technology	2	$36B
▸Insurance	1	$36B
▸Professional Services	1	$19B
▸Utilities	1	$9B
▸Consumer Goods	1	$3B

Price history

+419.6% since first listed

22 events — show timeline

• 2026-04-22 Pending — METROMLS
• 2026-04-15 Listed $129,900 METROMLS
• 2021-06-08 Sold (Public Records) $76,000 Public Records
• 2021-06-03 Sold (MLS) $73,000 METROMLS
• 2021-06-01 Pending — METROMLS
• 2021-05-17 Contingent — METROMLS
• 2021-05-05 Listed $75,000 METROMLS
• 2015-01-13 Sold (MLS) $2,500 METROMLS
• 2014-11-18 Pending — METROMLS
• 2014-10-31 Price Changed $2,500 METROMLS
• 2014-09-17 Relisted — METROMLS
• 2014-09-16 Listing Removed — METROMLS
• 2014-09-04 Listed $3,500 METROMLS
• 2013-02-09 Listed $9,750 METROMLS
• 2013-02-09 Listing Removed — METROMLS
• 2013-01-19 Listed $22,900 METROMLS
• 2013-01-19 Listing Removed — METROMLS
• 2008-10-08 Sold (MLS) $17,250 METROMLS
• 2006-05-25 Sold (Public Records) $101,000 Public Records
• 2004-10-27 Sold (Public Records) $100,000 Public Records
• 1996-10-18 Sold (Public Records) $25,000 Public Records
• 1996-06-01 Sold (Public Records) $25,000 Public Records

Property tax history

-3.6%/yr

Latest (2024): $2,091 · +11.1% YoY. Source: county tax records.