102 Camerons Way · Lincoln, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.8/30.0
- ARV discount +6.5/15.0
- Appreciation +6.5/10.0
- DSCR +3.1/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- 1% rule +1.9/10.0
$214,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Newly remodeled 3BR 2BA brick garden home in the Taylors Farm subdivision! Includes a $2,000 appliance allowance so you can choose your own oven and dishwasher. new Sheetrock, light fixtures and plumbing. spacious kitchen/eat in dining plus a nice bar seating area. recessed lighting, gas fire place in living room. double car attached garage and 12x16 back deck off the master bedroom. 7 minute commute to Honda!
Key facts
- 9,147 sq ft lot
- 2 garage spots
- Built 2007
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $215k.
Deal economics
- At list price, monthly cash flow is $-99 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $197k (8.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $148k (31.1% below list).
- Recommended offer: $148k (31.1% below list) — sets the bar for 1% rule.
- Cap rate 5.7% vs local median 4.2% in Lincoln — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#230 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
- Talladega County (rural): math 15% / reading 44% proficiency, ranked #75 of 129 in AL (top 58%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Lincoln Elementary School (math 20% / reading 48%, grade F, #311 of 627 statewide, top 50%, 853 students, 62% FRL); Lincoln High School (math 12% / reading 27%, grade F, #169 of 305 statewide, top 59%, 585 students, 68% FRL) — zoned schools at 65% FRL track the district average.
- Market conditions: 230 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 189 units permitted in Talladega County in 2024 (6 in 5+ unit buildings).
Forward outlook
- In year one you build about $8k of equity ($1k loan paydown + $6k appreciation (3.0% local appreciation)).
- Talladega County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 149 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 9y ago; this cycle's ask is 67% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 149 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- 5.74%
- Cash-on-cash
- -1.97%
- DSCR
- 0.91
- GRM
- 12.1
CMA / ARV
- ARV (on-the-fly)
- $210,140
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 44 Trophy Loop | 0.49mi | 3/2.0 | 1,328 (-0%) | 3mo | $210,000 | $158 | 70 |
| 120 Trophy Loop | 0.49mi | 3/2.0 | 1,328 (-0%) | 4mo | $213,105 | $160 | 69 |
| 190 Taylors Farm Dr | 0.12mi | 3/2.0 | 1,380 (+4%) | 19mo | $187,000 | $136 | 68 |
| 184 Trophy Loop | 0.49mi | 3/2.0 | 1,337 (+0%) | 5mo | $209,010 | $156 | 68 |
| 352 Timber Pass | 0.55mi | 3/2.0 | 1,248 (-6%) | 2mo | $190,000 | $152 | 58 |
| 39 Trophy Loop | 0.49mi | 3/2.0 | 1,337 (+0%) | 18mo | $215,700 | $161 | 57 |
| 138 Trophy Loop | 0.49mi | 3/2.0 | 1,355 (+2%) | 17mo | $209,900 | $155 | 56 |
| 24 Trophy Loop | 0.49mi | 3/2.0 | 1,233 (-7%) | 16mo | $224,810 | $182 | 48 |
| 87 Trophy Loop | 0.49mi | 3/2.0 | 1,446 (+9%) | 14mo | $245,160 | $170 | 47 |
| 130 Trophy Loop | 0.49mi | 3/2.0 | 1,446 (+9%) | 17mo | $234,800 | $162 | 45 |
| 49 Trophy Loop | 0.49mi | 3/2.0 | 1,446 (+9%) | 18mo | $221,370 | $153 | 44 |
| 59 Trophy Loop | 0.49mi | 3/2.0 | 1,446 (+9%) | 18mo | $222,610 | $154 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.96% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 5.5%
- Equity multiple
- 1.32×
- Total profit
- $19,028
- Equity at exit
- $96,140
- IRR
- 8.5%
- Equity multiple
- 2.28×
- Total profit
- $77,007
- Equity at exit
- $147,785
Cash invested: $60,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35096
- Home prices YoY
- 1.2%
- Active inventory
- 230
- Price-to-rent
- 12.1×
Monthly cashflow live
- Estimated rent
- $1,481 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$52 /mo · $628/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$311
- Net cashflow
- $-99
Break-even live
Sensitivity live
| Price | -10% $23 | -5% $-38 | +0% $-99 | +5% $-160 | +10% $-220 |
|---|---|---|---|---|---|
| Rent | -10% $-216 | -5% $-157 | +0% $-99 | +5% $-40 | +10% $18 |
| Rate | -1.0pp $9 | -0.5pp $-44 | base $-99 | +0.5pp $-154 | +1.0pp $-211 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,725
- Closing costs
- $6,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14 Maple Leaf Dr Lincoln, AL | 4.0 | 2.0 | 1457 | $1,395 | $0.96 | 45d | 1 | 0.17mi |
| 9 Taylor Ct Lincoln, AL | 4.0 | 2.0 | 1483 | $1,395 | $0.94 | 45d | 1 | 0.23mi |
| 220 Elm Way Lincoln, AL | 4.0 | 2.0 | 1680 | $1,675 | $1.00 | 45d | 1 | 0.34mi |
| 46 Hawk Ln Lincoln, AL | 3.0 | 2.0 | 1613 | $1,595 | $0.99 | 25d | 1 | 1.30mi |
| 46 Hawk Ln Lincoln, AL | 3.0 | 2.0 | 1613 | $1,545 | $0.96 | 22d | 1 | 1.30mi |
| 45 Hawk Ln Lincoln, AL | 4.0 | 2.0 | 1681 | $1,675 | $1.00 | 11d | 1 | 1.32mi |
| 45 Hawk Ln Lincoln, AL | 4.0 | 2.0 | 1681 | $1,675 | $1.00 | 17d | 1 | 1.32mi |
Listing history 29 events
-
2025-03-07soldstatus $216,000
-
2025-02-24status Pending
-
2025-01-31status Active
-
2025-01-14status Pending
-
2025-01-09price $214,900
-
2024-12-09status Active
-
2024-10-23status Pending
-
2024-10-13price $219,500
-
2024-07-27price $228,800
-
2024-07-26$128,800 Active
-
2019-04-08historical 414-char remark
Show marketing remark (414 chars)
Newly remodeled 3BR 2BA brick garden home in the Taylors Farm subdivision! Includes a $2,000 appliance allowance so you can choose your own oven and dishwasher. new Sheetrock, light fixtures and plumbing. spacious kitchen/eat in dining plus a nice bar seating area. recessed lighting, gas fire place in living room. double car attached garage and 12x16 back deck off the master bedroom. 7 minute commute to Honda!
-
2019-03-29soldstatus $144,000
-
2019-03-22soldstatus $144,000 Sold 414-char remark
Show marketing remark (414 chars)
Newly remodeled 3BR 2BA brick garden home in the Taylors Farm subdivision! Includes a $2,000 appliance allowance so you can choose your own oven and dishwasher. new Sheetrock, light fixtures and plumbing. spacious kitchen/eat in dining plus a nice bar seating area. recessed lighting, gas fire place in living room. double car attached garage and 12x16 back deck off the master bedroom. 7 minute commute to Honda!
-
2019-03-05historical Contingent 414-char remark
Show marketing remark (414 chars)
Newly remodeled 3BR 2BA brick garden home in the Taylors Farm subdivision! Includes a $2,000 appliance allowance so you can choose your own oven and dishwasher. new Sheetrock, light fixtures and plumbing. spacious kitchen/eat in dining plus a nice bar seating area. recessed lighting, gas fire place in living room. double car attached garage and 12x16 back deck off the master bedroom. 7 minute commute to Honda!
-
2019-02-12price $144,900 414-char remark
Show marketing remark (414 chars)
Newly remodeled 3BR 2BA brick garden home in the Taylors Farm subdivision! Includes a $2,000 appliance allowance so you can choose your own oven and dishwasher. new Sheetrock, light fixtures and plumbing. spacious kitchen/eat in dining plus a nice bar seating area. recessed lighting, gas fire place in living room. double car attached garage and 12x16 back deck off the master bedroom. 7 minute commute to Honda!
-
2019-01-07$149,900 Active 414-char remark
Show marketing remark (414 chars)
Newly remodeled 3BR 2BA brick garden home in the Taylors Farm subdivision! Includes a $2,000 appliance allowance so you can choose your own oven and dishwasher. new Sheetrock, light fixtures and plumbing. spacious kitchen/eat in dining plus a nice bar seating area. recessed lighting, gas fire place in living room. double car attached garage and 12x16 back deck off the master bedroom. 7 minute commute to Honda!
-
2018-04-19soldstatus $55,750 Sold 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2018-02-28historical 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2018-02-06price $105,300 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2018-01-26status Active 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2018-01-22historical Contingent 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2018-01-17status Active 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2018-01-11historical Contingent 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2017-12-21historical 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
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2017-12-01price $117,000 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2017-11-28status Active 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2017-11-24historical Contingent 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
-
2017-07-22$130,000 Active 721-char remark
Show marketing remark (721 chars)
Come see this Cute brick home perfect for young couple or any buyer wanting main level living. Features 3 BR, 2 BA, open living room, kitchen and dining, double garage and rear deck. In need of some repairs, "Please note that previous buyer inspection report reflected subject has Chinese Drywall. " Come make this home your own. Property is owned by the US Dept of HUD and sold “As-Is”. Case number 011-760494, “Insurability Code”, subject to Appraisal IN. . Seller makes no representation or warranties as to the property condition. This Post-1978 Property does not include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon request.
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2005-09-26soldstatus $23,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $628 · $52/mo
- Projected year-2 tax
- $881 · $73/mo
- Expected delta
- +$253/yr (+$21/mo · 40.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,773
- − Mortgage interest
- −$12,038
- − Property taxes
- −$628
- − Insurance
- −$1,074
- − Repairs & maintenance
- −$1,422
- − Management
- −$1,422
- − Depreciation
- −$6,252
- Taxable loss
- −$5,062
- Est. tax savings @ 24.0%
- +$1,215
- After-tax cash flow
- $30/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Talladega County
- NCES district ID
- 0103180
- Math proficiency
- 15% ▼ -24.00%
- Reading proficiency
- 44% ▲ 3.00%
- Median HH income
- $37,715
- Composite
- 24.5/100
- National rank
- #7650
- State rank
- #75 of 129 in AL
Livability — Lincoln
- Score
- 62/100
- State rank
- #230
- US rank
- #17221
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lincoln, AL
- City population
- 9,201
- Population (ZIP)
- 9,201
Population outlook (Talladega County) Hauer SSP2
- Today (2025)
- 78,905 people
- By 2030
- 77,160 · -2.2%
- By 2040
- 72,937 · -7.6%
- By 2050
- 68,279 · -13.5%
- By 2075
- 57,884 · -26.6%
- By 2100
- 47,220 · -40.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 19% Two or more races 7% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 2% Italian 1% Serbian 1%
- Foreign-born
- 1% · Canada, Vietnam
- Languages at home
- 98% English-only · Vietnamese 1% Spanish 1%
Political lean MEDSL · Talladega
- 2024 margin
- Solid R (+33.8) · D 32.9% · R 66.6%
- 2008→2024 swing
- -15.3pp toward R · 2008: -18.5pp · 2024: -33.8pp
- All cycles
- 2024: R+33.8 2020: R+25.5 2016: R+25.6 2012: R+16.0 2008: R+18.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.96%
- Current HPI
- 255.9195
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+823.1% since first listed29 events — show timeline
- 2025-03-07 Sold (Public Records) $216,000 Public Records
- 2025-02-24 Pending — Greater Alabama MLS
- 2025-01-31 Relisted — Greater Alabama MLS
- 2025-01-14 Pending — Greater Alabama MLS
- 2025-01-09 Price Changed $214,900 Greater Alabama MLS
- 2024-12-09 Relisted — Greater Alabama MLS
- 2024-10-23 Pending — Greater Alabama MLS
- 2024-10-13 Price Changed $219,500 Greater Alabama MLS
- 2024-07-27 Price Changed $228,800 Greater Alabama MLS
- 2024-07-26 Listed $128,800 Greater Alabama MLS
- 2019-04-08 Delisted — Greater Alabama MLS
- 2019-03-29 Sold (Public Records) $144,000 Public Records
- 2019-03-22 Sold (MLS) $144,000 Greater Alabama MLS
- 2019-03-05 Contingent — Greater Alabama MLS
- 2019-02-12 Price Changed $144,900 Greater Alabama MLS
- 2019-01-07 Listed $149,900 Greater Alabama MLS
- 2018-04-19 Sold (MLS) $55,750 Greater Alabama MLS
- 2018-02-28 Delisted — Greater Alabama MLS
- 2018-02-06 Price Changed $105,300 Greater Alabama MLS
- 2018-01-26 Relisted — Greater Alabama MLS
- 2018-01-22 Contingent — Greater Alabama MLS
- 2018-01-17 Relisted — Greater Alabama MLS
- 2018-01-11 Contingent — Greater Alabama MLS
- 2017-12-21 Delisted — Greater Alabama MLS
- 2017-12-01 Price Changed $117,000 Greater Alabama MLS
- 2017-11-28 Relisted — Greater Alabama MLS
- 2017-11-24 Contingent — Greater Alabama MLS
- 2017-07-22 Listed $130,000 Greater Alabama MLS
- 2005-09-26 Sold (Public Records) $23,400 Public Records
Property tax history
+3.5%/yrLatest (2025): $628 · +7.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…