217 Branchview Dr · Columbia, SC 29229

$271,000

4 bd · 3.0 ba · 2,214 sqft · SingleFamily public records · 93 Days on market

Built 2000 10,454 sqft lot Est $337k · 19% under $47/mo HOA · 2% of rent

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.8/30.0
• DSCR +4.2/10.0
• Livability +3.9/5.0
• Schools +3.6/10.0
• 1% rule +3.5/10.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Explore the interior of 217 Branchview Dr, where a fireplace anchors the main living area. This residence features all stainless steel appliances, double sinks in primary bathroom, separate tub and shower in primary bathroom, patio, fenced in backyard, fresh interior paint, new flooring throughout home, and new appliances. waiting for you to make it your own. Don't miss the opportunity to own this beautiful home. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key facts

• Double sinks
• Fenced in backyard
• Patio

Tags

• FIREPLACE
• STAINLESS STEEL APPLIANCES
• DOUBLE SINKS
• SEPARATE TUB AND SHOWER
• PATIO
• FENCED IN BACKYARD

Property features AI

Finance

• HOA & community: Association present; association fee includes pool

Exterior

• Parking: Detached 2-car garage
• Utilities: Public sewer
• Home design: Two-story house
• Construction: Crawlspace foundation
• Exterior features: Vinyl and other exterior finish; Paved road access; Public water

Interior

• Bedrooms: Master bedroom on the second floor
• Bathrooms: Two full bathrooms, one half bathroom, plus one main half bath
• Heating & cooling: Central cooling; Gas heating on the first level
• Interior features: One fireplace

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $271k.

Deal economics

• At list price, monthly cash flow is $26 ($315/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (15.3% below list).
• Recommended offer: $230k (15.3% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 5.1% in Columbia — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 78/100 on livability (#18 in SC, #2,436 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
• Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Rice Creek Elementary (math 36% / reading 34%, grade F, #339 of 597 statewide, top 57%, 737 students, 76% FRL); Ridge View High (math 43% / reading 76%, grade C+, #110 of 196 statewide, top 58%, 1,711 students, 60% FRL) — zoned schools average 68% FRL vs 38% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+2.8%/yr); 417 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
• This rent runs 37% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($247k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $229,538 (15.3% below list)

Questions for the listing agent

1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.41%
• Cash-on-cash: 0.41%
• DSCR: 1.02
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $336,528
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
845 Peony Ln	0.74mi	3/2.5 (-1)	2,410 (+9%)	18mo	$366,644	$152	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.81% rent growth · sell at horizon

5-year hold

• IRR: -15.9%
• Equity multiple: 0.44×
• Total profit: $-42,700
• Equity at exit: $40,407

10-year hold

• IRR: -7.8%
• Equity multiple: 0.51×
• Total profit: $-36,896
• Equity at exit: $23,431

Cash invested: $75,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29229

• Home prices YoY: -21.5%
• Rents YoY: 2.8%
• Active inventory: 417
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,295 high
• Mortgage (P&I): −$1,421
• Tax from tax record: −$206 /mo · $2,473/yr
• Insurance: −$113
• HOA: −$47
• Vacancy / Maint / Mgmt: −$482
• Net cashflow: $26

Break-even live

Break-even rent $2,262

Max offer price $271,000

Occupancy floor 94%

Sensitivity live

Price	-10% $180	-5% $103	+0% $26	+5% $-50	+10% $-127
Rent	-10% $-155	-5% $-64	+0% $26	+5% $117	+10% $208
Rate	-1.0pp $163	-0.5pp $95	base $26	+0.5pp $-44	+1.0pp $-115

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,750
• Closing costs: $8,130
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
201 Clearmeadow Dr Columbia, SC	3.0	2.0	2423	$2,379	$0.98	4d	1	0.15mi
219 Pineclave Cir Columbia, SC	4.0	3.0	2300	$2,000	$0.87	25d	1	0.28mi
520 Timber Crest Dr Columbia, SC	4.0	2.5	2195	$2,250	$1.03	25d	1	0.50mi
500 Castle Ridge Dr Columbia, SC	3.0	2.0	1753	$2,150	$1.23	5d	1	0.51mi
44 Ginkgo Ct Columbia, SC	5.0	3.0	2743	$2,750	$1.00	5d	1	0.51mi
221 Fox Grove Cir Unit 1 Columbia, SC	4.0	2.0	2046	$1,700	$0.83	4d	1	0.60mi
499 Fox Trot Dr Columbia, SC	4.0	2.5	2006	$2,195	$1.09	5d	1	0.71mi
252 Bassett Loop Columbia, SC	4.0	3.0	2260	$2,295	$1.02	25d	1	0.73mi
1116 Waverly Place Ln Columbia, SC	3.0	2.0	1428	$1,875	$1.31	16d	1	1.05mi
1964 Lake Carolina Dr Columbia, SC	4.0	2.5	1841	$1,939	$1.05	23d	1	1.14mi
456 Edenhall Dr Columbia, SC	4.0	2.5	2158	$2,600	$1.20	25d	1	1.21mi
2000 Lake Carolina Dr Columbia, SC	4.0	2.5	1841	$2,089	$1.13	16d	1	1.23mi
214 Elders Pond Dr Columbia, SC	3.0	2.5	1400	$1,350	$0.96	13d	1	1.24mi
5 Elders Pond Ct Columbia, SC	3.0	2.5	1640	$1,795	$1.09	16d	1	1.27mi

HOA detail

• Monthly dues: $47 · $564/yr

Listing history 27 events

1. 2026-06-22
   days on market $271,000 Active 93 DOM
2. 2026-06-18
   days on market $271,000 Active 90 DOM
3. 2026-06-17
   days on market $271,000 Active 89 DOM
4. 2026-06-16
   days on market $271,000 Active 88 DOM
5. 2026-06-15
   days on market $271,000 Active 87 DOM
6. 2026-06-14
   days on market $271,000 Active 85 DOM
7. 2026-06-13
   days on market $271,000 Active 84 DOM
8. 2026-06-10
   days on market $271,000 Active 82 DOM
9. 2026-06-09
   days on market $271,000 Active 81 DOM
10. 2026-06-08
    days on market $271,000 Active 80 DOM
11. 2026-06-07
    days on market $271,000 Active 79 DOM
12. 2026-06-05
    days on market $271,000 Active 76 DOM
13. 2026-06-03
    days on market $271,000 Active 75 DOM
14. 2026-06-03
    days on market $271,000 Active 74 DOM
15. 2026-06-01
    days on market $271,000 Active 73 DOM
16. 2026-05-31
    days on market $271,000 Active 72 DOM
17. 2026-04-16
    price $271,000
18. 2026-04-02
    price $275,000
19. 2026-03-20
    listed $282,000 Active
20. 2026-02-17
    soldstatus $254,500
21. 2025-10-21
    status Active
22. 2025-10-14
    historical
23. 2025-09-22
    price $275,000
24. 2025-07-14
    listed $285,000 Active
25. 2021-07-13
    soldstatus $222,000
26. 2021-04-20
    historical
27. 2021-04-17
    listed $205,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $2,473 · $206/mo
• Projected year-2 tax: $2,473 · $206/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 64% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,545
• − Mortgage interest: −$15,180
• − Property taxes: −$2,473
• − Insurance: −$1,355
• − Repairs & maintenance: −$2,204
• − Management: −$2,204
• − HOA: −$564
• − Depreciation: −$7,884
• Taxable loss: −$4,318
• Est. tax savings @ 24.0%: +$1,036
• After-tax cash flow: $1,351/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Richland 02
• NCES district ID: 4503390
• Math proficiency: 35% ▼ -15.00%
• Reading proficiency: 47% ▼ -5.00%
• Median HH income: $59,684
• Composite: 36.2/100
• National rank: #4730
• State rank: #29 of 80 in SC

Livability — Columbia

• Score: 78/100
• State rank: #18
• US rank: #2436

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Richland County · 389,530 people
• City population: 335,994
• Metro: Columbia, SC
• Population (ZIP): 51,861
• Household income: $74,043
• Rent vs Own: 29.9% rent · 70.1% own
• Severe rent burden: 1939.0

Population outlook (Richland County) Hauer SSP2

• Today (2025): 459,667 people
• By 2030: 487,524 · +6.1%
• By 2040: 542,035 · +17.9%
• By 2050: 595,371 · +29.5%
• By 2075: 732,998 · +59.5%
• By 2100: 820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 62% White 24% Hispanic / Latino 8% Two or more races 6% Asian 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Slovak 1% Lithuanian 1% Romanian 1%
• Foreign-born: 7% · Canada, South Korea, Jamaica
• Languages at home: 89% English-only · Spanish 6% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richland

• 2024 margin: Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
• 2008→2024 swing: +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
• All cycles: 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -51.11%
• Current HPI: 186.782
• Rent YoY: ▲ 2.81%
• Metro: Columbia, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+32.2% since first listed

11 events — show timeline

• 2026-04-16 Price Changed $271,000 Consolidated MLS
• 2026-04-02 Price Changed $275,000 Consolidated MLS
• 2026-03-20 Listed $282,000 Consolidated MLS
• 2026-02-17 Sold (Public Records) $254,500 Public Records
• 2025-10-21 Relisted — Consolidated MLS
• 2025-10-14 Delisted — Consolidated MLS
• 2025-09-22 Price Changed $275,000 Consolidated MLS
• 2025-07-14 Listed $285,000 Consolidated MLS
• 2021-07-13 Sold (Public Records) $222,000 Public Records
• 2021-04-20 Delisted — Consolidated MLS
• 2021-04-17 Listed $205,000 Consolidated MLS

Property tax history

+3.5%/yr

Latest (2025): $2,473 · +3.6% YoY. Source: county tax records.