214 Carillo Dr · Columbia, SC 29223

$219,990

3 bd · 2.5 ba · 1,685 sqft · Townhouse · 22 Days on market

Built 2026 Good condition $70/mo HOA · 4% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.9/30.0
• ARV discount +7.5/15.0
• Condition / age +4.0/5.0
• Livability +3.9/5.0
• 1% rule +3.6/10.0
• Schools +3.6/10.0
• DSCR +3.2/10.0
• Rent growth +2.6/5.0
• Appreciation +0.0/10.0

Listing remarks

Call and ask about our “Quick Move In Special” today! Discover the epitome of contemporary living in this expansive 3-bedroom, 2.5-bathroom townhome in Percival Village: a brand new subdivision in Columbia, SC. In a prime location; these homes provide the ideal blend of spaciousness, style, convenience, and accessibility. The open concept main floor is built for entertaining; with a perfectly appointed kitchen. Kitchen features: white shaker cabinets, matching stainless appliance set w/ french door refrigerator & beautiful quartz countertops. You will love low-maintenance, cost saving, energy efficient living (HE appliances, dual programmable thermostats, low-E windows, ta

Key facts

• $70 HOA
• Garage
• Built 2026

Tags

• OPEN CONCEPT MAIN FLOOR
• PERFECTLY APPOINTED KITCHEN
• WHITE SHAKER CABINETS
• STAINLESS APPLIANCE SET
• BEAUTIFUL QUARTZ COUNTERTOPS
• ENERGY EFFICIENT LIVING

Property features AI

Finance

• Other: 12-month home warranty and new construction builder warranty
• HOA & community: Homeowners association present; Association maintains common areas, front yard maintenance, and landscaping

Exterior

• Parking: Attached garage on main level (1-car); Total of 2 parking spaces
• Utilities: Public water; Public sewer; Energy Star construction/features
• Home design: Two-story home; Vinyl exterior finish; Slab foundation
• Construction: Vinyl exterior; Slab foundation
• Exterior features: Patio; Rear vinyl fencing; Paved road access; Sidewalk community

Interior

• Kitchen: Eat-in kitchen with island and pantry; Painted cabinets with quartz countertops; Recessed lighting; Dishwasher; Disposal; Microwave above stove; Free-standing smooth-surface range (self-cleaning)
• Bedrooms: Master bedroom (second level) with double vanity, private bath, separate shower, walk-in closet, separate water closet, private closet; carpet and luxury vinyl plank flooring; Bedroom 2 (second level) with shared bath, high ceilings, private closet; carpet flooring; Bedroom 3 (second level) with shared bath, high ceilings, private closet; carpet flooring
• Flooring: Luxury vinyl plank flooring in main living areas and kitchen; Carpet in bedrooms
• Bathrooms: Two full bathrooms; One half bathroom; Master bath with double vanity and separate shower
• Heating & cooling: Central air conditioning; Gas pack heating with zoned system
• Interior features: Attic storage with pull-down access; High ceilings; Recessed lights; Tankless water heater; Energy-efficient features (Energy Star, Thermopane windows)
• Laundry & utility: Second-level laundry area (washer/dryer on second level); Heated laundry closet

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $220k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-97 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $206k (6.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (14.1% below list).
• Recommended offer: $189k (14.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 78/100 on livability (#18 in SC, #2,436 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
• Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Windsor Elementary (math 21% / reading 23%, grade F, #475 of 597 statewide, top 81%, 537 students, 100% FRL) — zoned schools average 100% FRL vs 38% district-wide (62 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 22% at this address vs 41% district-wide (-19 pts) — the specific schools serving this property underperform the Richland 02 average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 341 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
• This rent runs 36% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($217k) is reasonable based on typical stale-listing flexibility.

Recommended offer $189,030 (14.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 5.76%
• Cash-on-cash: -1.89%
• DSCR: 0.92
• GRM: 9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold

• IRR: -22.7%
• Equity multiple: 0.24×
• Total profit: $-46,915
• Equity at exit: $32,801

10-year hold

• IRR: -27.0%
• Equity multiple: -0.11×
• Total profit: $-68,548
• Equity at exit: $19,021

Cash invested: $61,597 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29223

• Rents YoY: 0.2%
• Active inventory: 341
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,890 high
• Mortgage (P&I): −$1,154
• Tax est. 1.5%: −$275 /mo · $3,300/yr
• Insurance: −$92
• HOA: −$70
• Vacancy / Maint / Mgmt: −$397
• Net cashflow: $-97

Break-even live

Break-even rent $2,013

Max offer price $205,959

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,998
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1270 Polo Rd Columbia, SC	1.0–3.0	1.0–2.0	1167	$1,841	$1.58	3d	41	0.39mi
1725 Cheltenham Ln Columbia, SC	3.0	2.0	1444	$1,675	$1.16	23d	1	0.92mi
119 Manzanita Ln Columbia, SC	4.0	2.5	2200	$2,450	$1.11	11d	1	1.29mi
232 Allans Mill Dr Columbia, SC	4.0	2.5	1696	$2,100	$1.24	23d	1	1.31mi
8720 Windsor Lake Blvd Columbia, SC	1.0–3.0	1.0–2.0	967	$1,415	$1.46	23d	15	1.33mi
811 Mallet Hill Rd Columbia, SC	1.0–3.0	1.0–2.0	1137	$2,041	$1.80	3d	18	1.39mi
117 Greenfield Rd Columbia, SC	3.0	2.0	2055	$1,981	$0.96	23d	1	1.44mi

HOA detail

• Monthly dues: $70 · $840/yr

Listing history 16 events

1. 2026-06-18
   days on market $219,990 Active 22 DOM
2. 2026-06-17
   days on market $219,990 Active 21 DOM
3. 2026-06-16
   days on market $219,990 Active 20 DOM
4. 2026-06-15
   days on market $219,990 Active 19 DOM
5. 2026-06-14
   days on market $219,990 Active 17 DOM
6. 2026-06-13
   days on market $219,990 Active 16 DOM
7. 2026-06-10
   days on market $219,990 Active 14 DOM
8. 2026-06-09
   days on market $219,990 Active 13 DOM
9. 2026-06-08
   days on market $219,990 Active 12 DOM
10. 2026-06-07
    days on market $219,990 Active 11 DOM
11. 2026-06-05
    days on market $219,990 Active 8 DOM
12. 2026-06-03
    days on market $219,990 Active 7 DOM
13. 2026-06-03
    days on market $219,990 Active 6 DOM
14. 2026-06-01
    days on market $219,990 Active 5 DOM
15. 2026-05-31
    days on market $219,990 Active 4 DOM
16. 2026-05-27
    listed $219,990 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $22,684
• − Mortgage interest: −$12,323
• − Property taxes: −$3,300
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,815
• − Management: −$1,815
• − HOA: −$840
• − Depreciation: −$6,400
• Taxable loss: −$4,908
• Est. tax savings @ 24.0%: +$1,178
• After-tax cash flow: $14/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab

This townhouse in Percival Village is in excellent condition with modern finishes and a prime location. It's move-in ready with minor maintenance items to address.

Value-add opportunities

• Resale Paint touch-ups — Fresh paint enhances curb appeal and interior aesthetics.
• Rental Clean gutters — Clean gutters improve drainage and prevent water damage to the siding.

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint touch-ups — Fresh paint enhances curb appeal and interior aesthetics. ↑
• Rental Clean gutters — Clean gutters improve drainage and prevent water damage to the siding. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Richland 02
• NCES district ID: 4503390
• Math proficiency: 35% ▼ -15.00%
• Reading proficiency: 47% ▼ -5.00%
• Median HH income: $59,684
• Composite: 36.2/100
• National rank: #4730
• State rank: #29 of 80 in SC

Livability — Columbia

• Score: 78/100
• State rank: #18
• US rank: #2436

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Columbia, SC
• County: Richland County · 389,530 people
• City population: 335,994
• Metro: Columbia, SC
• Population (ZIP): 53,074
• Household income: $62,408
• Rent vs Own: 42.4% rent · 57.6% own
• Severe rent burden: 2857.0

Population outlook (Richland County) Hauer SSP2

• Today (2025): 459,667 people
• By 2030: 487,524 · +6.1%
• By 2040: 542,035 · +17.9%
• By 2050: 595,371 · +29.5%
• By 2075: 732,998 · +59.5%
• By 2100: 820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
• Hispanic origin (detail): Mexican 5% Puerto Rican 2%
• Common ancestry: Slovak 1% Serbian 1% Italian 1%
• Foreign-born: 10% · Canada, South Korea
• Languages at home: 86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

• 2024 margin: Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
• 2008→2024 swing: +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
• All cycles: 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -135.96%
• Current HPI: 195.3158
• Rent YoY: ▲ 0.21%
• Metro: Columbia, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

1 event — show timeline

• 2026-05-27 Listed $219,990 Consolidated MLS