41 Reeder St · Mount Pocono, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 90°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.1/30.0
- ARV discount +7.5/15.0
- Appreciation +5.3/10.0
- Schools +4.0/10.0
- Livability +3.9/5.0
- DSCR +2.9/10.0
- 1% rule +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$169,800
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
That mountain getaway you've been searching for? It's here! Located centrally in the Pocono Mountains, this 1 bedroom, 1 bathroom home has been recently renovated and outfitted with all the cabin vibes. It offers hardwood flooring, and rustic slate floors, to go with modern finishes. There's a mini-split system for heating and AC, along with lots of deck space wrapping around the front and two-tiered decking in the rear of the home. The roof is also just a few years old! The crawl space has recently been upgraded with new vapor barrier, dehumidifier, sump pump, and new hot water heater. This property also has public water and sewer. Sorry, no short-term renting. This could be just the spot to obtain peace of mind. Make your appointment today before it's gone!
Key facts
- 0.25 acre lot
- 4 garage spots
- Built 1930
Property features AI
Exterior
- Parking: Attached garage with 4 spaces; Off-street parking and parking pad
- Security: Smoke detectors
- Utilities: Public water; Public sewer; Electric service with circuit breakers
- Home design: Single-story property
- Construction: Vinyl siding; Asphalt/fiberglass roof
- Exterior features: Deck; Shed(s); Partially wooded lot; Paved road access
Interior
- Kitchen: Granite counters; Copper sink; Reclaimed wood bar; Dishwasher; Electric oven and electric range; Microwave
- Bedrooms: Bedroom on the first level with wood flooring and a ceiling fan
- Flooring: Hardwood; Tile
- Bathrooms: One full bathroom on the first level
- Heating & cooling: Electric heating with baseboard and ductless options; Ductless cooling and ceiling fans
- Interior features: Kitchen island; Screens on windows; Recessed lighting
- Laundry & utility: Washer hookup on the main level; Dryer hookup on the main level; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $170k.
Deal economics
- At list price, monthly cash flow is $-101 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $152k (10.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $130k (23.4% below list).
- Recommended offer: $130k (23.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
- Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 47 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($1k loan paydown + $1k appreciation (0.6% local appreciation)).
- Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $145k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 5.58%
- Cash-on-cash
- -2.54%
- DSCR
- 0.89
- GRM
- 10.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
0.63% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -2.7%
- Equity multiple
- 0.87×
- Total profit
- $-6,289
- Equity at exit
- $54,733
- IRR
- 2.6%
- Equity multiple
- 1.30×
- Total profit
- $14,429
- Equity at exit
- $70,296
Cash invested: $47,544 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18344
- Home prices YoY
- 0.3%
- Active inventory
- 47
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $1,300 medium interval (Pro) →
- Mortgage (P&I)
- −$890
- Tax from tax record
- −$167 /mo · $1,998/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$273
- Net cashflow
- $-101
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,450
- Closing costs
- $5,094
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1429 Pocono Blvd Unit 202 Mt Pocono, PA | 1.0 | 1.0 | 570 | $1,300 | $2.28 | 44d | 1 | 0.34mi |
Listing history 23 events
-
2026-06-19days on market $169,800 Active 28 DOM
-
2026-06-18days on market $169,800 Active 27 DOM
-
2026-06-17days on market $169,800 Active 26 DOM
-
2026-06-16days on market $169,800 Active 25 DOM
-
2026-06-15days on market $169,800 Active 24 DOM
-
2026-06-14days on market $169,800 Active 22 DOM
-
2026-06-13days on market $169,800 Active 21 DOM
-
2026-06-10days on market $169,800 Active 19 DOM
-
2026-06-09days on market $169,800 Active 18 DOM
-
2026-06-08days on market $169,800 Active 17 DOM
-
2026-06-07days on market $169,800 Active 16 DOM
-
2026-06-02days on market $169,800 Active 11 DOM
-
2026-06-01days on market $169,800 Active 10 DOM
-
2026-05-31days on market $169,800 Active 9 DOM
-
2026-05-30days on market $169,800 Active 8 DOM
-
2026-05-22$169,800 Active
-
2022-11-02soldstatus $145,000
-
2022-10-31soldstatus $145,000 Closed 769-char remark
Show marketing remark (771 chars)
That mountain getaway you've been searching for? It's here! Located centrally in the Pocono Mountains, this 1 bedroom, 1 bathroom home has been recently renovated and outfitted with all the cabin vibes. It offers hardwood flooring, and rustic slate floors, to go with modern finishes. There's a mini-split system for heating and AC, along with lots of deck space wrapping around the front and two-tiered decking in the rear of the home. The roof is also just a few years old! The crawl space has recently been upgraded with a new vapor barrier, dehumidifier, sump pump, and new hot water heater. This property also has public water and sewer. Sorry, no short-term renting. This could be just the spot to obtain peace of mind. Make your appointment today before it's gone!
-
2022-10-31soldstatus $145,000 771-char remark
Show marketing remark (771 chars)
That mountain getaway you've been searching for? It's here! Located centrally in the Pocono Mountains, this 1 bedroom, 1 bathroom home has been recently renovated and outfitted with all the cabin vibes. It offers hardwood flooring, and rustic slate floors, to go with modern finishes. There's a mini-split system for heating and AC, along with lots of deck space wrapping around the front and two-tiered decking in the rear of the home. The roof is also just a few years old! The crawl space has recently been upgraded with a new vapor barrier, dehumidifier, sump pump, and new hot water heater. This property also has public water and sewer. Sorry, no short-term renting. This could be just the spot to obtain peace of mind. Make your appointment today before it's gone!
-
2022-09-14$149,900 771-char remark
Show marketing remark (771 chars)
That mountain getaway you've been searching for? It's here! Located centrally in the Pocono Mountains, this 1 bedroom, 1 bathroom home has been recently renovated and outfitted with all the cabin vibes. It offers hardwood flooring, and rustic slate floors, to go with modern finishes. There's a mini-split system for heating and AC, along with lots of deck space wrapping around the front and two-tiered decking in the rear of the home. The roof is also just a few years old! The crawl space has recently been upgraded with a new vapor barrier, dehumidifier, sump pump, and new hot water heater. This property also has public water and sewer. Sorry, no short-term renting. This could be just the spot to obtain peace of mind. Make your appointment today before it's gone!
-
2022-08-28historical
-
2022-08-13$149,900 769-char remark
Show marketing remark (769 chars)
That mountain getaway you've been searching for? It's here! Located centrally in the Pocono Mountains, this 1 bedroom, 1 bathroom home has been recently renovated and outfitted with all the cabin vibes. It offers hardwood flooring, and rustic slate floors, to go with modern finishes. There's a mini-split system for heating and AC, along with lots of deck space wrapping around the front and two-tiered decking in the rear of the home. The roof is also just a few years old! The crawl space has recently been upgraded with new vapor barrier, dehumidifier, sump pump, and new hot water heater. This property also has public water and sewer. Sorry, no short-term renting. This could be just the spot to obtain peace of mind. Make your appointment today before it's gone!
-
2022-08-13$149,900
Show marketing remark (769 chars)
That mountain getaway you've been searching for? It's here! Located centrally in the Pocono Mountains, this 1 bedroom, 1 bathroom home has been recently renovated and outfitted with all the cabin vibes. It offers hardwood flooring, and rustic slate floors, to go with modern finishes. There's a mini-split system for heating and AC, along with lots of deck space wrapping around the front and two-tiered decking in the rear of the home. The roof is also just a few years old! The crawl space has recently been upgraded with new vapor barrier, dehumidifier, sump pump, and new hot water heater. This property also has public water and sewer. Sorry, no short-term renting. This could be just the spot to obtain peace of mind. Make your appointment today before it's gone!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,998 · $167/mo
- Projected year-2 tax
- $2,341 · $195/mo
- Expected delta
- +$342/yr (+$29/mo · 17.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,600
- − Mortgage interest
- −$9,511
- − Property taxes
- −$1,998
- − Insurance
- −$849
- − Repairs & maintenance
- −$1,248
- − Management
- −$1,248
- − Depreciation
- −$4,940
- Taxable loss
- −$4,194
- Est. tax savings @ 24.0%
- +$1,007
- After-tax cash flow
- $-202/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocono Mountain SD
- NCES district ID
- 4219500
- Math proficiency
- 37% ▼ -5.00%
- Reading proficiency
- 55% ▲ 1.00%
- Median HH income
- $55,317
- Composite
- 39.91/100
- National rank
- #3856
- State rank
- #245 of 539 in PA
Livability — Mount Pocono
- Score
- 77/100
- State rank
- #362
- US rank
- #3166
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Mount Pocono, PA
- Population (ZIP)
- 3,472
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 164,099 people
- By 2030
- 161,412 · -1.6%
- By 2040
- 154,616 · -5.8%
- By 2050
- 146,710 · -10.6%
- By 2075
- 140,830 · -14.2%
- By 2100
- 138,472 · -15.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 47% Hispanic / Latino 22% Black 15% Asian 9% Two or more races 8%
- Hispanic origin (detail)
- Puerto Rican 7% Dominican 1%
- Common ancestry
- Romanian 3% Italian 2% Hispanic 1%
- Foreign-born
- 17% · Canada
- Languages at home
- 67% English-only · Spanish 19% Other Indo-European 7% Tagalog/Filipino 3%
Political lean MEDSL · Monroe
- 2024 margin
- Toss-up / Even · D 49.1% · R 49.9%
- 2008→2024 swing
- -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
- All cycles
- 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.63%
- Current HPI
- 179.2541
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
+13.3% since first listed8 events — show timeline
- 2026-05-22 Listed $169,800 GLVRMLS
- 2022-11-02 Sold (Public Records) $145,000 Public Records
- 2022-10-31 Sold (MLS) $145,000 GLVRMLS
- 2022-10-31 Sold (MLS) $145,000 PMAR
- 2022-09-14 Listed $149,900 GLVRMLS
- 2022-08-28 Listing Removed — GLVRMLS
- 2022-08-13 Listed $149,900 GLVRMLS
- 2022-08-13 Listed $149,900 PMAR
Property tax history
+4.7%/yrLatest (2026): $1,998 · +2.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…