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54999 Martinez Trl. # 1
C- Composite 51.25
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Rent growth +3.5/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$44,900

54999 Martinez Trl. # 1 · Yucca Valley, CA 92284
2 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 76 Days on market
Built 1974 1,344 sqft lot $33/sqft · 35% below area Est $69k · 35% under ↓ 25% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Two bedrooms, 1.75 baths in very desirable Country Club Estates. Corner lot gives you privacy with no one behind you and one home on east side. Large living room, dining room and family room. Large front porch. Located across the street from Golf Course and Country Club. Beautiful and well maintained park with swimming pool and spa.

Key facts

  • Large front porch
  • Spa
  • Swimming pool

Tags

CORNER LOTLARGE LIVING ROOMLARGE FRONT PORCHSWIMMING POOLSPA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $45k.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $45k).
  • Recommended offer: $42k (6.0% below list) — sets the bar for market timing.
  • Cap rate 41.7% vs local median 3.6% in Yucca Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#566 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: cost of living D+, schools F, crime D-.
  • Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.1%/yr); 563 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $310 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.1% rent growth), your $13k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 76 days — a 6% lower offer ($42k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wildfire risk; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $42,206 (6.0% below list)

Questions for the listing agent

  1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.49%
Cap rate
41.72%
Cash-on-cash
126.53%
DSCR
6.63
GRM
1.9

CMA / ARV

ARV (median comp)
$68,905
List price
$44,900
Delta
-34.84%
Verdict
UNDERPRICED
Comps
10 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
54999 Martinez Trl #49 0.00mi 2/2.0 1,400 (+4%) 3mo $79,900 $57 91
54999 Martinez Trl #65 0.00mi 2/2.0 1,440 (+7%) 4mo $44,500 $31 85
54999 Martinez Trl #21 0.00mi 2/2.0 1,344 (0%) 21mo $59,000 $44 82
54999 Martinez Trl #79 0.00mi 2/2.0 1,510 (+12%) 0mo $15,000 $10 79
54999 Martinez Trl #109 0.00mi 2/2.0 1,248 (-7%) 11mo $88,500 $71 79
54999 Martinez Trl #54 0.00mi 2/2.0 1,440 (+7%) 12mo $80,825 $56 78
54999 Martinez Trl #9 0.00mi 2/2.0 1,296 (-4%) 19mo $65,000 $50 78
54999-54999 Martinez #80 0.00mi 2/2.0 1,200 (-11%) 5mo $61,810 $52 78
54999 Martinez 0.01mi 2/2.0 1,200 (-11%) 6mo $30,000 $25 77
54999 Martinez Trl Spc 10 0.12mi 2/2.0 1,248 (-7%) 12mo $80,000 $64 72
54999 Martinez Trl #94 0.00mi 2/2.0 1,200 (-11%) 16mo $72,000 $60 69
55524 Yucca Trl #65 0.72mi 2/2.0 1,248 (-7%) 20mo $83,000 $67 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.12% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.32×
Total profit
$79,455
Equity at exit
$6,695
10-year hold
IRR
Equity multiple
15.92×
Total profit
$187,566
Equity at exit
$3,882

Cash invested: $12,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92284

Home prices YoY
-33.1%
Rents YoY
4.1%
Active inventory
563
Price-to-rent
1.9×

Monthly cashflow live

Estimated rent
$2,016 high interval (Pro) →
Mortgage (P&I)
$235
Tax from tax record
$13 /mo · $157/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$423
Net cashflow
$1,326

Break-even live

Break-even rent $338
Max offer price $44,900
Occupancy floor 29%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,225
Closing costs
$1,347
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
54822 El Prado Trl Yucca Valley, CA 3.0 2.0 1494 $2,595 $1.74 43d 1 0.26mi
55220 Airlane Dr Unit 14A Yucca Valley, CA 2.0 2.0 954 $1,510 $1.58 43d 1 0.27mi
7592 Pinon Dr Yucca Valley, CA 3.0 2.0 1542 $2,200 $1.43 1d 1 0.49mi
7420 Geronimo Trl Yucca Valley, CA 3.0 1.0 1280 $1,700 $1.33 43d 1 0.79mi
55897 Santa Fe Trl Yucca Valley, CA 3.0 2.0 1701 $2,300 $1.35 2d 1 1.08mi
7616 Apache Trl Yucca Valley, CA 2.0 1.0 1008 $1,900 $1.88 43d 1 1.31mi

Listing history 22 events

  1. 2026-06-18
    days on market $44,900 Active 76 DOM
  2. 2026-06-17
    days on market $44,900 Active 75 DOM
  3. 2026-06-16
    days on market $44,900 Active 74 DOM
  4. 2026-06-15
    days on market $44,900 Active 73 DOM
  5. 2026-06-13
    days on market $44,900 Active 71 DOM
  6. 2026-06-13
    days on market $44,900 Active 70 DOM
  7. 2026-06-09
    days on market $44,900 Active 67 DOM
  8. 2026-06-08
    days on market $44,900 Active 66 DOM
  9. 2026-06-07
    days on market $44,900 Active 65 DOM
  10. 2026-06-04
    days on market $44,900 Active 62 DOM
  11. 2026-06-03
    days on market $44,900 Active 61 DOM
  12. 2026-06-02
    days on market $44,900 Active 60 DOM
  13. 2026-06-01
    days on market $44,900 Active 59 DOM
  14. 2026-05-31
    days on market $44,900 Active 58 DOM
  15. 2026-04-03
    listed $44,900 Active 334-char remark
    Show marketing remark (334 chars)

    Two bedrooms, 1.75 baths in very desirable Country Club Estates. Corner lot gives you privacy with no one behind you and one home on east side. Large living room, dining room and family room. Large front porch. Located across the street from Golf Course and Country Club. Beautiful and well maintained park with swimming pool and spa.

  16. 2023-08-18
    soldstatus $50,000 Closed Sale 1065-char remark
    Show marketing remark (1065 chars)

    You deserve a home located on a corner lot this 2-bedroom 2-bath over 1400 sq ft. located in the prestigious Country Club Mobile Home Estates which in known to be one of the best and most appointed parks in Yucca Valley. Step into the comfort of an open floor plan with plenty of natural light with stunning mountain views, open concept kitchen that includes plenty of storage and prep area. The dining area offers additional storage with large glass shelved unit and is bright and spaces. The large guest and master bathrooms are a unique feature, guest bedroom has a walk-in closet, The master bedroom is spacious with a walk-in closet and a linen closet. The dining room has mirrored doors for the inside laundry room washer and dryer are included. The covered front deck includes patio comfort and the place you will enjoy your morning drink. Fenced yard with back block wall. Park includes a clubhouse, indoor spa, and a large crystal blue pool. Call today for your private showing. Buyer MUST be qualified with the park before submitting an offer to purchase.

  17. 2023-08-16
    status Pending Sale 1065-char remark
    Show marketing remark (1065 chars)

    You deserve a home located on a corner lot this 2-bedroom 2-bath over 1400 sq ft. located in the prestigious Country Club Mobile Home Estates which in known to be one of the best and most appointed parks in Yucca Valley. Step into the comfort of an open floor plan with plenty of natural light with stunning mountain views, open concept kitchen that includes plenty of storage and prep area. The dining area offers additional storage with large glass shelved unit and is bright and spaces. The large guest and master bathrooms are a unique feature, guest bedroom has a walk-in closet, The master bedroom is spacious with a walk-in closet and a linen closet. The dining room has mirrored doors for the inside laundry room washer and dryer are included. The covered front deck includes patio comfort and the place you will enjoy your morning drink. Fenced yard with back block wall. Park includes a clubhouse, indoor spa, and a large crystal blue pool. Call today for your private showing. Buyer MUST be qualified with the park before submitting an offer to purchase.

  18. 2023-06-23
    price $54,999 1065-char remark
    Show marketing remark (1065 chars)

    You deserve a home located on a corner lot this 2-bedroom 2-bath over 1400 sq ft. located in the prestigious Country Club Mobile Home Estates which in known to be one of the best and most appointed parks in Yucca Valley. Step into the comfort of an open floor plan with plenty of natural light with stunning mountain views, open concept kitchen that includes plenty of storage and prep area. The dining area offers additional storage with large glass shelved unit and is bright and spaces. The large guest and master bathrooms are a unique feature, guest bedroom has a walk-in closet, The master bedroom is spacious with a walk-in closet and a linen closet. The dining room has mirrored doors for the inside laundry room washer and dryer are included. The covered front deck includes patio comfort and the place you will enjoy your morning drink. Fenced yard with back block wall. Park includes a clubhouse, indoor spa, and a large crystal blue pool. Call today for your private showing. Buyer MUST be qualified with the park before submitting an offer to purchase.

  19. 2023-05-31
    status Active 1065-char remark
    Show marketing remark (1065 chars)

    You deserve a home located on a corner lot this 2-bedroom 2-bath over 1400 sq ft. located in the prestigious Country Club Mobile Home Estates which in known to be one of the best and most appointed parks in Yucca Valley. Step into the comfort of an open floor plan with plenty of natural light with stunning mountain views, open concept kitchen that includes plenty of storage and prep area. The dining area offers additional storage with large glass shelved unit and is bright and spaces. The large guest and master bathrooms are a unique feature, guest bedroom has a walk-in closet, The master bedroom is spacious with a walk-in closet and a linen closet. The dining room has mirrored doors for the inside laundry room washer and dryer are included. The covered front deck includes patio comfort and the place you will enjoy your morning drink. Fenced yard with back block wall. Park includes a clubhouse, indoor spa, and a large crystal blue pool. Call today for your private showing. Buyer MUST be qualified with the park before submitting an offer to purchase.

  20. 2023-05-26
    historical Active Under Contract 1065-char remark
    Show marketing remark (1065 chars)

    You deserve a home located on a corner lot this 2-bedroom 2-bath over 1400 sq ft. located in the prestigious Country Club Mobile Home Estates which in known to be one of the best and most appointed parks in Yucca Valley. Step into the comfort of an open floor plan with plenty of natural light with stunning mountain views, open concept kitchen that includes plenty of storage and prep area. The dining area offers additional storage with large glass shelved unit and is bright and spaces. The large guest and master bathrooms are a unique feature, guest bedroom has a walk-in closet, The master bedroom is spacious with a walk-in closet and a linen closet. The dining room has mirrored doors for the inside laundry room washer and dryer are included. The covered front deck includes patio comfort and the place you will enjoy your morning drink. Fenced yard with back block wall. Park includes a clubhouse, indoor spa, and a large crystal blue pool. Call today for your private showing. Buyer MUST be qualified with the park before submitting an offer to purchase.

  21. 2023-05-23
    listed $59,999 Active 1065-char remark
    Show marketing remark (1065 chars)

    You deserve a home located on a corner lot this 2-bedroom 2-bath over 1400 sq ft. located in the prestigious Country Club Mobile Home Estates which in known to be one of the best and most appointed parks in Yucca Valley. Step into the comfort of an open floor plan with plenty of natural light with stunning mountain views, open concept kitchen that includes plenty of storage and prep area. The dining area offers additional storage with large glass shelved unit and is bright and spaces. The large guest and master bathrooms are a unique feature, guest bedroom has a walk-in closet, The master bedroom is spacious with a walk-in closet and a linen closet. The dining room has mirrored doors for the inside laundry room washer and dryer are included. The covered front deck includes patio comfort and the place you will enjoy your morning drink. Fenced yard with back block wall. Park includes a clubhouse, indoor spa, and a large crystal blue pool. Call today for your private showing. Buyer MUST be qualified with the park before submitting an offer to purchase.

  22. 2023-05-23
    historical $59,999 1065-char remark
    Show marketing remark (1065 chars)

    You deserve a home located on a corner lot this 2-bedroom 2-bath over 1400 sq ft. located in the prestigious Country Club Mobile Home Estates which in known to be one of the best and most appointed parks in Yucca Valley. Step into the comfort of an open floor plan with plenty of natural light with stunning mountain views, open concept kitchen that includes plenty of storage and prep area. The dining area offers additional storage with large glass shelved unit and is bright and spaces. The large guest and master bathrooms are a unique feature, guest bedroom has a walk-in closet, The master bedroom is spacious with a walk-in closet and a linen closet. The dining room has mirrored doors for the inside laundry room washer and dryer are included. The covered front deck includes patio comfort and the place you will enjoy your morning drink. Fenced yard with back block wall. Park includes a clubhouse, indoor spa, and a large crystal blue pool. Call today for your private showing. Buyer MUST be qualified with the park before submitting an offer to purchase.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$157 · $13/mo
Projected year-2 tax
$341 · $28/mo
Expected delta
+$184/yr (+$15/mo · 116.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 6/10 Major 6 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 12 unhealthy d/yr today · 14 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,196
− Mortgage interest
−$2,515
− Property taxes
−$157
− Insurance
−$224
− Repairs & maintenance
−$1,936
− Management
−$1,936
− Depreciation
−$1,306
Taxable income
$16,122
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,869
After-tax cash flow
$12,038/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Morongo Unified
NCES district ID
0625860
Math proficiency
15% ▼ -12.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$39,399
Composite
22.19/100
National rank
#8156
State rank
#395 of 517 in CA

Livability — Yucca Valley

Score
60/100
State rank
#566
US rank
#18584

Category grades

Amenities D- Commute A+ Cost of living D+ Crime D- Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yucca Valley, CA
County
San Bernardino County · 2,030,291 people
City population
25,415
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
25,415
Household income
$58,373
Rent vs Own
34.1% rent · 65.9% own
Severe rent burden
1132.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 62% Hispanic / Latino 25% Two or more races 18% Black 2% Native American 2% Asian 2% Pacific Islander 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 4% Romanian 2% Slovak 2%
Foreign-born
9% · Canada
Languages at home
82% English-only · Spanish 14% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -241.13%
Current HPI
486.7185
Rent YoY
▲ 4.12%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-25.2% since first listed
8 events — show timeline
  • 2026-04-03 Listed $44,900 CRMLS
  • 2023-08-18 Sold (MLS) $50,000 CRMLS
  • 2023-08-16 Pending CRMLS
  • 2023-06-23 Price Changed $54,999 CRMLS
  • 2023-05-31 Relisted CRMLS
  • 2023-05-26 Contingent CRMLS
  • 2023-05-23 Listed $59,999 CRMLS
  • 2023-05-23 Coming Soon $59,999 CRMLS

Property tax history

-2.2%/yr

Latest (2025): $157 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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