804 W Albuquerque St · Broken Arrow, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.3/30.0
- ARV discount +10.1/15.0
- DSCR +4.0/10.0
- Livability +3.9/5.0
- Rent growth +3.5/5.0
- 1% rule +2.9/10.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$325,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Granite countertops, stainless appliances, beautiful cabinetry throughout, new carpet, new paint, new fixtures and hardware! Old world flair. .. bella!
Key facts
- Fresh paint
- Electric appliances
- Newer water heater
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $-2 ($-18/yr) — negative.
- To cash-flow at today's rent, offer at most $325k (0.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $256k (21.2% below list).
- Recommended offer: $256k (21.2% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
- Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+4.1%/yr); 381 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
- This rent runs 31% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $151k; list at $325k implies a 115% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 6.29%
- Cash-on-cash
- -0.02%
- DSCR
- 1.00
- GRM
- 10.6
CMA / ARV
- ARV (on-the-fly)
- $345,120
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7500 S Gum Ave | 0.15mi | 4/2.0 | 1,941 (-10%) | 2mo | $308,500 | $159 | 74 |
| 105 W Yuma Ct | 0.52mi | 4/2.5 | 2,248 (+4%) | 1mo | $290,000 | $129 | 66 |
| 1409 W Baton Rouge Cir | 0.47mi | 4/2.0 | 1,980 (-8%) | 0mo | $314,900 | $159 | 64 |
| 7112 S Maple Ave | 0.46mi | 4/2.0 | 1,940 (-10%) | 0mo | $316,555 | $163 | 61 |
| 1701 W Winston Ct | 0.62mi | 3/2.0 (-1) | 2,090 (-3%) | 1mo | $254,050 | $122 | 60 |
| 7005 S Birch Ave | 0.38mi | 4/2.5 | 1,902 (-12%) | 1mo | $269,200 | $142 | 60 |
| 7008 S Maple Ave | 0.46mi | 3/2.0 (-1) | 1,981 (-8%) | 0mo | $318,590 | $161 | 60 |
| 7104 S Maple Ave | 0.46mi | 3/2.0 (-1) | 1,981 (-8%) | 1mo | $323,280 | $163 | 59 |
| 7208 S Maple Ave | 0.46mi | 3/2.0 (-1) | 1,981 (-8%) | 2mo | $323,465 | $163 | 58 |
| 7200 S Maple Ave | 0.46mi | 3/2.0 (-1) | 1,981 (-8%) | 2mo | $316,015 | $160 | 58 |
| 7844 S Hickory Ct | 0.64mi | 3/2.5 (-1) | 2,044 (-5%) | 1mo | $292,000 | $143 | 54 |
| 7109 S Maple Ave | 0.46mi | 4/2.0 | 1,852 (-14%) | 2mo | $311,017 | $168 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.09% rent growth · sell at horizon
- IRR
- -15.3%
- Equity multiple
- 0.45×
- Total profit
- $-50,020
- Equity at exit
- $48,459
- IRR
- -5.2%
- Equity multiple
- 0.65×
- Total profit
- $-32,166
- Equity at exit
- $28,100
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74011
- Rents YoY
- 4.1%
- Active inventory
- 381
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $2,561 high interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$185 /mo · $2,220/yr
- Insurance
- −$135
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$538
- Net cashflow
- $-2
Break-even live
Sensitivity live
| Price | -10% $182 | -5% $90 | +0% $-2 | +5% $-94 | +10% $-186 |
|---|---|---|---|---|---|
| Rent | -10% $-204 | -5% $-103 | +0% $-2 | +5% $100 | +10% $201 |
| Rate | -1.0pp $162 | -0.5pp $81 | base $-2 | +0.5pp $-86 | +1.0pp $-171 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6308 S 1st Pl Broken Arrow, OK | 3.0 | 2.0 | 1600 | $3,400 | $2.12 | 16d | 1 | 0.64mi |
| 7313 S Walnut Ave Broken Arrow, OK | 3.0 | 2.0 | 1600 | $1,990 | $1.24 | 11d | 1 | 0.91mi |
| 2008 W Huntsville Pl Broken Arrow, OK | 3.0 | 2.0 | 1568 | $2,100 | $1.34 | 3d | 1 | 1.04mi |
| 2420 W Imperial Ct Broken Arrow, OK | 3.0 | 2.0 | 1726 | $2,415 | $1.40 | 2d | 1 | 1.31mi |
| 2421 W Imperial Ct Broken Arrow, OK | 3.0 | 2.0 | 1726 | $2,415 | $1.40 | 2d | 1 | 1.33mi |
| 2430 W Imperial Ct Broken Arrow, OK | 3.0 | 2.0 | 1726 | $2,415 | $1.40 | 2d | 1 | 1.33mi |
Listing history 6 events
-
2026-06-18days on market $325,000 Active 8 DOM
-
2026-06-17days on market $325,000 Active 7 DOM
-
2026-06-16days on market $325,000 Active 6 DOM
-
2026-06-15days on market $325,000 Active 5 DOM
-
2026-06-13remarks 699-char remark
-
2026-06-13$325,000 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $2,220 · $185/mo
- Projected year-2 tax
- $2,925 · $244/mo
- Expected delta
- +$705/yr (+$59/mo · 31.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,732
- − Mortgage interest
- −$18,205
- − Property taxes
- −$2,220
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$2,459
- − Management
- −$2,459
- − Depreciation
- −$9,455
- Taxable loss
- −$5,689
- Est. tax savings @ 24.0%
- +$1,365
- After-tax cash flow
- $1,347/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broken Arrow
- NCES district ID
- 4005490
- Math proficiency
- 23% ▼ -9.00%
- Reading proficiency
- 28% ▼ -9.00%
- Median HH income
- $64,646
- Composite
- 23.86/100
- National rank
- #7801
- State rank
- #79 of 270 in OK
Livability — Broken Arrow
- Score
- 78/100
- State rank
- #7
- US rank
- #2691
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Broken Arrow, OK
- County
- Tulsa County · 640,811 people
- City population
- 144,172
- Metro
- Tulsa, OK
- Population (ZIP)
- 33,900
- Household income
- $99,157
- Rent vs Own
- Severe rent burden
- 389.0
Population outlook (Tulsa County) Hauer SSP2
- Today (2025)
- 723,846 people
- By 2030
- 766,033 · +5.8%
- By 2040
- 851,386 · +17.6%
- By 2050
- 938,389 · +29.6%
- By 2075
- 1,166,011 · +61.1%
- By 2100
- 1,350,277 · +86.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 3% Serbian 2% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 5% Other Asian/Pacific 1%
Political lean MEDSL · Tulsa
- 2024 margin
- R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
- 2008→2024 swing
- +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
- All cycles
- 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.15%
- Current HPI
- 210.8302
- Rent YoY
- ▲ 4.09%
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+225.3% since first listed13 events — show timeline
- 2026-06-11 Listed $325,000 FSBO.com
- 2009-09-09 Sold (Public Records) $151,000 Public Records
- 2009-09-04 Sold (MLS) $151,000 MLS Technology, Inc.
- 2009-07-27 Listing Removed — MLS Technology, Inc.
- 2009-06-15 Listed $154,500 MLS Technology, Inc.
- 2009-06-15 Listing Removed — MLS Technology, Inc.
- 2009-05-06 Listed $159,777 MLS Technology, Inc.
- 2009-05-02 Listing Removed — MLS Technology, Inc.
- 2008-11-08 Listed $167,777 MLS Technology, Inc.
- 2008-09-04 Sold (Public Records) $95,000 Public Records
- 2008-08-29 Sold (MLS) $95,000 MLS Technology, Inc.
- 2008-08-01 Listing Removed — MLS Technology, Inc.
- 2008-07-22 Listed $99,900 MLS Technology, Inc.
Property tax history
+2.3%/yrLatest (2025): $2,220 · +3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…