CashFlowRE
Sign in Sign up
804 W Albuquerque St
D Composite 42.58
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +10.1/15.0
  • DSCR +4.0/10.0
  • Livability +3.9/5.0
  • Rent growth +3.5/5.0
  • 1% rule +2.9/10.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$325,000

804 W Albuquerque St · Broken Arrow, OK 74011
4 bd · 2.0 ba · 2,157 sqft · SingleFamily public records · 8 Days on market
Built 1979 Est $345k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Granite countertops, stainless appliances, beautiful cabinetry throughout, new carpet, new paint, new fixtures and hardware! Old world flair. .. bella!

Key facts

  • Fresh paint
  • Electric appliances
  • Newer water heater

Tags

ROOF REPLACEDFRESH PAINTNEWER WATER HEATERGRANITE COUNTER TOPSELECTRIC APPLIANCESREFRIGERATOR PLUMBED FOR WATER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $325k.

Deal economics

  • At list price, monthly cash flow is $-2 ($-18/yr) — negative.
  • To cash-flow at today's rent, offer at most $325k (0.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $256k (21.2% below list).
  • Recommended offer: $256k (21.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
  • Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.1%/yr); 381 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $151k; list at $325k implies a 115% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $256,103 (21.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.29%
Cash-on-cash
-0.02%
DSCR
1.00
GRM
10.6

CMA / ARV

ARV (on-the-fly)
$345,120
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7500 S Gum Ave 0.15mi 4/2.0 1,941 (-10%) 2mo $308,500 $159 74
105 W Yuma Ct 0.52mi 4/2.5 2,248 (+4%) 1mo $290,000 $129 66
1409 W Baton Rouge Cir 0.47mi 4/2.0 1,980 (-8%) 0mo $314,900 $159 64
7112 S Maple Ave 0.46mi 4/2.0 1,940 (-10%) 0mo $316,555 $163 61
1701 W Winston Ct 0.62mi 3/2.0 (-1) 2,090 (-3%) 1mo $254,050 $122 60
7005 S Birch Ave 0.38mi 4/2.5 1,902 (-12%) 1mo $269,200 $142 60
7008 S Maple Ave 0.46mi 3/2.0 (-1) 1,981 (-8%) 0mo $318,590 $161 60
7104 S Maple Ave 0.46mi 3/2.0 (-1) 1,981 (-8%) 1mo $323,280 $163 59
7208 S Maple Ave 0.46mi 3/2.0 (-1) 1,981 (-8%) 2mo $323,465 $163 58
7200 S Maple Ave 0.46mi 3/2.0 (-1) 1,981 (-8%) 2mo $316,015 $160 58
7844 S Hickory Ct 0.64mi 3/2.5 (-1) 2,044 (-5%) 1mo $292,000 $143 54
7109 S Maple Ave 0.46mi 4/2.0 1,852 (-14%) 2mo $311,017 $168 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.09% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.45×
Total profit
$-50,020
Equity at exit
$48,459
10-year hold
IRR
-5.2%
Equity multiple
0.65×
Total profit
$-32,166
Equity at exit
$28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74011

Rents YoY
4.1%
Active inventory
381
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,561 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$185 /mo · $2,220/yr
Insurance
$135
HOA
$0
Vacancy / Maint / Mgmt
$538
Net cashflow
$-2

Break-even live

Break-even rent $2,563
Max offer price $324,728
Occupancy floor 95%

Sensitivity live

Price -10% $182 -5% $90 +0% $-2 +5% $-94 +10% $-186
Rent -10% $-204 -5% $-103 +0% $-2 +5% $100 +10% $201
Rate -1.0pp $162 -0.5pp $81 base $-2 +0.5pp $-86 +1.0pp $-171

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6308 S 1st Pl Broken Arrow, OK 3.0 2.0 1600 $3,400 $2.12 16d 1 0.64mi
7313 S Walnut Ave Broken Arrow, OK 3.0 2.0 1600 $1,990 $1.24 11d 1 0.91mi
2008 W Huntsville Pl Broken Arrow, OK 3.0 2.0 1568 $2,100 $1.34 3d 1 1.04mi
2420 W Imperial Ct Broken Arrow, OK 3.0 2.0 1726 $2,415 $1.40 2d 1 1.31mi
2421 W Imperial Ct Broken Arrow, OK 3.0 2.0 1726 $2,415 $1.40 2d 1 1.33mi
2430 W Imperial Ct Broken Arrow, OK 3.0 2.0 1726 $2,415 $1.40 2d 1 1.33mi

Listing history 6 events

  1. 2026-06-18
    days on market $325,000 Active 8 DOM
  2. 2026-06-17
    days on market $325,000 Active 7 DOM
  3. 2026-06-16
    days on market $325,000 Active 6 DOM
  4. 2026-06-15
    days on market $325,000 Active 5 DOM
  5. 2026-06-13
    remarks 699-char remark
  6. 2026-06-13
    listed $325,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,220 · $185/mo
Projected year-2 tax
$2,925 · $244/mo
Expected delta
+$705/yr (+$59/mo · 31.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,732
− Mortgage interest
−$18,205
− Property taxes
−$2,220
− Insurance
−$1,625
− Repairs & maintenance
−$2,459
− Management
−$2,459
− Depreciation
−$9,455
Taxable loss
−$5,689
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,365
After-tax cash flow
$1,347/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broken Arrow
NCES district ID
4005490
Math proficiency
23% ▼ -9.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$64,646
Composite
23.86/100
National rank
#7801
State rank
#79 of 270 in OK

Livability — Broken Arrow

Score
78/100
State rank
#7
US rank
#2691

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Broken Arrow, OK
County
Tulsa County · 640,811 people
City population
144,172
Metro
Tulsa, OK
Population (ZIP)
33,900
Household income
$99,157
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
389.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 3% Serbian 2% Slovak 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 5% Other Asian/Pacific 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.15%
Current HPI
210.8302
Rent YoY
▲ 4.09%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+225.3% since first listed
13 events — show timeline
  • 2026-06-11 Listed $325,000 FSBO.com
  • 2009-09-09 Sold (Public Records) $151,000 Public Records
  • 2009-09-04 Sold (MLS) $151,000 MLS Technology, Inc.
  • 2009-07-27 Listing Removed MLS Technology, Inc.
  • 2009-06-15 Listed $154,500 MLS Technology, Inc.
  • 2009-06-15 Listing Removed MLS Technology, Inc.
  • 2009-05-06 Listed $159,777 MLS Technology, Inc.
  • 2009-05-02 Listing Removed MLS Technology, Inc.
  • 2008-11-08 Listed $167,777 MLS Technology, Inc.
  • 2008-09-04 Sold (Public Records) $95,000 Public Records
  • 2008-08-29 Sold (MLS) $95,000 MLS Technology, Inc.
  • 2008-08-01 Listing Removed MLS Technology, Inc.
  • 2008-07-22 Listed $99,900 MLS Technology, Inc.

Property tax history

+2.3%/yr

Latest (2025): $2,220 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…