3053 Aviamar Cir Unit 8-102 · Naples, FL
Flood risk 8/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 31 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.9/15.0
- Cash flow +11.4/30.0
- 1% rule +5.7/10.0
- Schools +4.9/10.0
- Appreciation +4.3/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- DSCR +3.3/10.0
- Rent growth +3.3/5.0
$575,000
3053 Aviamar Cir Unit 8-102 · Naples, FL 34114
3 bd · 3.0 ba · 2,100 sqft · Condo
· 174 Days on market
Built 2007
2-car garage
$274/sqft
· 14% below area
Est $670k · 14% under
$1081/mo HOA · 18% of rent
↓ 2% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Experience effortless coastal living in this beautiful furnished 3-bedroom, 3-bath coach home. Every inch of the interior has been revitalized with freshly painted walls, trim, and ceilings, creating a bright, airy canvas for your new lifestyle. The thoughtfully curated coastal furnishings pair perfectly with natural driftwood-colored accents. A spacious eat-in kitchen with granite counters and soft taupe backsplash offering gas cooking and plenty of storage. The living room and dining room have large sliding doors to the screened lanai, which boasts a highly desirable southwest exposure.
Key facts
- $1,081 HOA
- 2 garage spots
- Community pool
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath condo listed at $575k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-264 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $537k (6.6% below list).
- Meets the 1% rule at list price ($6k rent vs $575k).
- Recommended offer: $506k (12.0% below list) — sets the bar for market timing.
- Cap rate 5.9% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Manatee Elementary School (math 58% / reading 51%, grade C, #892 of 2,144 statewide, top 44%, 584 students, 73% FRL); Manatee Middle School (math 61% / reading 43%, grade C+, #217 of 571 statewide, top 40%, 749 students, 64% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL).
- Market conditions: Rents rising (+3.2%/yr); 986 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $6,148/mo this rent would consume 83% of the median local household income ($89k/yr) (locally 21% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.5%/yr); year-one equity from $4k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 174 days — a 12% lower offer ($506k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$506,000
(12.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 174 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 5.88%
- Cash-on-cash
- -1.47%
- DSCR
- 0.93
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $669,978
- List price
- $575,000
- Delta
- -14.18%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9288 Grassi Way #102 | 0.64mi | 3/3.0 | 2,100 (0%) | 1mo | $520,000 | $248 | 70 |
| 3169 Aviamar Cir #102 | 0.19mi | 3/2.0 | 1,883 (-10%) | 1mo | $390,000 | $207 | 69 |
| 3742 Treasure Cove Cir | 1.13mi | 3/3.0 | 2,032 (-3%) | 0mo | $668,500 | $329 | 59 |
| 1944 Yellowfin Cir | 1.09mi | 3/2.0 | 2,054 (-2%) | 1mo | $745,000 | $363 | 57 |
| 3738 Treasure Cove Cir | 1.13mi | 4/3.0 (+1) | 2,032 (-3%) | 1mo | $665,000 | $327 | 54 |
| 9097 Cherry Oaks Trl #102 | 0.38mi | 3/2.0 | 2,408 (+15%) | 1mo | $475,000 | $197 | 53 |
| 9242 Tesoro Ln #101 | 0.50mi | 3/3.0 | 2,502 (+19%) | 1mo | $480,000 | $192 | 51 |
| 3827 Treasure Cove Cir | 1.05mi | 4/3.0 (+1) | 2,267 (+8%) | 1mo | $680,000 | $300 | 46 |
| 15328 Lucerna St #202 | 1.05mi | 3/2.5 | 2,343 (+12%) | 0mo | $615,000 | $262 | 43 |
| 15216 Turin Dr | 1.24mi | 3/3.0 | 2,410 (+15%) | 0mo | $1,160,000 | $481 | 40 |
| 2174 Yellowfin Cir | 1.30mi | 3/2.0 | 1,640 (-22%) | 0mo | $555,000 | $338 | 36 |
| 15340 Giardino Dr Unit 27-102 | 1.05mi | 2/2.0 (-1) | 1,717 (-18%) | 1mo | $473,650 | $276 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.48% appreciation · 3.21% rent growth · sell at horizon
5-year hold
- IRR
- -10.5%
- Equity multiple
- 0.56×
- Total profit
- $-70,389
- Equity at exit
- $125,645
10-year hold
- IRR
- -2.9%
- Equity multiple
- 0.75×
- Total profit
- $-39,991
- Equity at exit
- $121,031
Cash invested: $161,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 17 active · 2 under contract
- Median asking
- $609,000 ($250/sqft)
- Median days on market
- 110 d
- This list price
- 24% of active listings are priced below it
- ARV vs active asking
- +27.6% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34114
- Home prices YoY
- -0.6%
- Rents YoY
- 3.2%
- Active inventory
- 986
- Price-to-rent
- 7.8×
Monthly cashflow live
↻
- Estimated rent
- $6,148 high interval (Pro) →
- Mortgage (P&I)
- −$3,015
- Tax est. 1.5%
- −$719 /mo · $8,625/yr
- Insurance
- −$240
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$1,081
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,291
- Net cashflow
- $-264
Break-even live
Break-even rent
$6,482
Max offer price
$536,763
Occupancy floor
99%
Sensitivity live
| Price | -10% $133 | -5% $-66 | +0% $-264 | +5% $-463 | +10% $-662 |
|---|---|---|---|---|---|
| Rent | -10% $-750 | -5% $-507 | +0% $-264 | +5% $-21 | +10% $221 |
| Rate | -1.0pp $25 | -0.5pp $-118 | base $-264 | +0.5pp $-413 | +1.0pp $-565 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $143,750
- Closing costs
- $17,250
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3031 Marengo Ct Unit 203 Naples, FL | 3.0 | 3.0 | 2200 | $3,500 | $1.59 | 63d | 1 | 0.13mi |
| 3149 Aviamar Cir #101 Naples, FL | 3.0 | 2.0 | 1890 | $7,500 | $3.97 | 63d | 1 | 0.21mi |
| 9209 Museo Cir Unit 102 Naples, FL | 3.0 | 3.0 | 2502 | $7,200 | $2.88 | 63d | 1 | 0.31mi |
| 9630 Campanile Cir Naples, FL | 3.0 | 3.0 | 2283 | $15,000 | $6.57 | 72d | 1 | 0.34mi |
| 9205 Museo Cir Unit 201 Naples, FL | 4.0 | 3.0 | 3000 | $10,000 | $3.33 | 63d | 1 | 0.34mi |
| 9224 Campanile Cir Unit 203 Naples, FL | 3.0 | 3.0 | 2512 | $6,495 | $2.59 | 63d | 1 | 0.37mi |
| 9104 Cherry Oaks Trl Naples, FL | 3.0 | 2.0 | 1876 | $5,000 | $2.67 | 72d | 1 | 0.38mi |
| 9142 Cherry Oaks Ln #102 Naples, FL | 3.0 | 2.0 | 2408 | $3,000 | $1.25 | 63d | 1 | 0.45mi |
| 9142 Cherry Oaks Ln #201 Naples, FL | 3.0 | 3.0 | 3000 | $2,995 | $1.00 | 63d | 1 | 0.45mi |
| 3290 Dorado Ln #102 Naples, FL | 3.0 | 3.5 | 2600 | $5,530 | $2.13 | 63d | 1 | 0.47mi |
| 3290 Dorado Ln Unit 1-102 Naples, FL | 3.0 | 3.5 | 2600 | $10,000 | $3.85 | 72d | 1 | 0.47mi |
| 9571 Mussorie Ct Naples, FL | 3.0 | 3.5 | 2117 | $12,500 | $5.90 | 72d | 1 | 0.48mi |
| 9242 Tesoro Ln Unit 1-102 Naples, FL | 3.0 | 3.0 | 2237 | $3,000 | $1.34 | 72d | 1 | 0.48mi |
| 9239 Tesoro Ln Unit 3-203 Naples, FL | 3.0 | 3.0 | 2300 | $8,000 | $3.48 | 72d | 1 | 0.49mi |
| 2850 Aviamar Cir Naples, FL | 3.0 | 2.0 | 2246 | $12,000 | $5.34 | 72d | 1 | 0.51mi |
| 2713 Callista Ct #103 Naples, FL | 3.0 | 3.0 | 2237 | $6,999 | $3.13 | 72d | 1 | 0.51mi |
| 2710 Callista Ct #104 Naples, FL | 3.0 | 3.0 | 2502 | $9,000 | $3.60 | 72d | 1 | 0.52mi |
| 9243 Tesoro Ln Unit 2 Naples, FL | 3.0 | 3.0 | 2100 | $6,500 | $3.10 | 63d | 1 | 0.52mi |
| 9259 Museo Cir #102 Naples, FL | 3.0 | 3.0 | 2100 | $4,150 | $1.98 | 72d | 1 | 0.52mi |
| 2717 Callista Ct #104 Naples, FL | 3.0 | 3.0 | 2502 | $8,500 | $3.40 | 72d | 1 | 0.57mi |
| 9255 Museo #103 Naples, FL | 3.0 | 3.0 | 2100 | $9,000 | $4.29 | 72d | 1 | 0.58mi |
| 9515 Campanile Cir Naples, FL | 3.0 | 3.0 | 2318 | $20,000 | $8.63 | 72d | 1 | 0.59mi |
| 9267 Museo Cir Unit 204 Naples, FL | 3.0 | 3.5 | 2100 | $5,200 | $2.48 | 72d | 1 | 0.60mi |
| 9006 Cascada Way #101 Naples, FL | 3.0 | 2.0 | 2408 | $7,950 | $3.30 | 72d | 1 | 0.62mi |
| 14796 Canton Ct Naples, FL | 3.0 | 2.0 | 1677 | $7,000 | $4.17 | 72d | 1 | 0.65mi |
| 14214 Manchester Dr Naples, FL | 3.0 | 2.0 | 1560 | $2,700 | $1.73 | 70d | 1 | 0.76mi |
| 14214 Manchester Dr Naples, FL | 3.0 | 2.0 | 1560 | $2,800 | $1.79 | 72d | 1 | 0.76mi |
| 14678 Fern Lake Ct Unit 1049694P Naples, FL | 3.0 | 2.0 | 2142 | $6,065 | $2.83 | 63d | 1 | 0.76mi |
| 14265 Manchester Dr Naples, FL | 4.0 | 2.0 | 2362 | $7,000 | $2.96 | 72d | 1 | 0.81mi |
| 3837 Ruby Way Naples, FL | 4.0 | 3.0 | 2293 | $9,500 | $4.14 | 72d | 1 | 0.96mi |
| 15244 Zeno Way Unit 203 Naples, FL | 3.0 | 2.5 | 2343 | $3,600 | $1.54 | 72d | 1 | 1.02mi |
| 3860 Cotton Green Path Dr Naples, FL | 4.0 | 3.0 | 2300 | $12,000 | $5.22 | 72d | 1 | 1.03mi |
| 15323 Lucerna St #204 Naples, FL | 3.0 | 3.0 | 2393 | $4,500 | $1.88 | 63d | 1 | 1.05mi |
| 15320 Lucerna St #102 Naples, FL | 2.0 | 2.0 | 1717 | $2,995 | $1.74 | 63d | 1 | 1.05mi |
| 15335 Lucerna St #104 Naples, FL | 2.0 | 2.5 | 1956 | $6,500 | $3.32 | 72d | 1 | 1.06mi |
| 15155 Tolmino St Naples, FL | 3.0 | 2.0 | 1930 | $9,000 | $4.66 | 72d | 1 | 1.06mi |
| 15336 Lucerna St #104 Naples, FL | 2.0 | 2.5 | 1956 | $3,500 | $1.79 | 72d | 1 | 1.10mi |
| 15257 Zeno Way #204 Naples, FL | 3.0 | 3.0 | 2183 | $3,400 | $1.56 | 63d | 1 | 1.10mi |
| 15137 Sacile St Naples, FL | 3.0 | 2.0 | 1905 | $3,750 | $1.97 | 72d | 1 | 1.10mi |
| 15158 Tolmino St Naples, FL | 2.0 | 2.0 | 1676 | $3,000 | $1.79 | 63d | 1 | 1.10mi |
Property features AI
Finance
- Other
- Sub-condo (building) name: Marengo
- Financial info
- Total units in complex: 88; units in building: 8; single unit per floor; single-story unitTotal annual recurring association fees reportedTotal one-time fees reported
- HOA & community
- Professional managementMandatory quarterly club feeQuarterly mandatory club fee requiredCondo fees charged quarterlyOne-time mandatory club fee appliesCommunity amenities include clubhouse, community pool and spa, fitness center, full-service spa, tennis, pickleball, bocce, golf (non-equity), restaurants, beach club access, play area, sidewalks, and underground utilitiesMaintenance covers insurance, internet/Wi-Fi, irrigation water, lawn/land maintenance, pest control (exterior), trash removal, street maintenance, street lights, security, management, reserves, and legal/accounting
Exterior
- Parking
- Attached 2-car garagePaved driveway
- Security
- Gated community with guard at gate and patrols
- Utilities
- Central water (assessment paid)Sewer assessment paidNatural gas availableCable availableElectric service for heat and cooling
- Home design
- Residential carriage/coach style unitLow-rise building (1–3 stories)Rear exposure faces southwestBuilt in 2007Located in Fiddler's Creek community
- Construction
- Concrete block construction
- Exterior features
- Screened lanai/porchAutomatic sprinkler systemImpact-resistant windows and doorsDouble-hung and sliding windowsStucco exteriorTile roofHas lake frontage/viewPaved road accessZero lot line
Interior
- Kitchen
- Gas availableRange (self-cleaning oven)MicrowaveDishwasherDisposalRefrigerator/freezerBreakfast barEat-in kitchen / dining area
- Bedrooms
- 3 bedrooms with a ground-level masterSplit bedroom floor plan
- Flooring
- Tile flooringCarpeted areas
- Bathrooms
- 3 full bathroomsMaster bath with dual sinks and separate tub and shower
- Heating & cooling
- Central electric heatCentral electric coolingCeiling fans
- Interior features
- Cable pre-wiredFire sprinkler systemHigh-speed internet availableLaundry tubSmoke detectorsVolume ceilingsWalk-in closetWindow coverings5 ceiling fans7 total roomsFurnished
- Laundry & utility
- Full-size washer and dryer includedLaundry located inside the residenceTankless water heaterAuto garage door opener
HOA detail $1,081/mo · $12,972/yr condo
- Likely covers
- gas
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-03days on market $575,000 Active 174 DOM
-
2026-07-31days on market $575,000 Active 171 DOM
-
2026-07-30days on market $575,000 Active 170 DOM
-
2026-07-29days on market $575,000 Active 169 DOM
-
2026-07-27days on market $575,000 Active 167 DOM
-
2026-07-25days on market $575,000 Active 165 DOM
-
2026-07-24days on market $575,000 Active 164 DOM
-
2026-07-23days on market $575,000 Active 163 DOM
-
2026-07-22days on market $575,000 Active 162 DOM
-
2026-07-22days on market $575,000 Active 161 DOM
-
2026-07-18days on market $575,000 Active 159 DOM
-
2026-07-16days on market $575,000 Active 157 DOM
-
2026-07-16days on market $575,000 Active 156 DOM
-
2026-07-14days on market $575,000 Active 155 DOM
-
2026-07-14days on market $575,000 Active 154 DOM
-
2026-07-12days on market $575,000 Active 153 DOM
-
2026-07-11days on market $575,000 Active 152 DOM
-
2026-07-09days on market $575,000 Active 150 DOM
-
2026-07-08days on market $575,000 Active 149 DOM
-
2026-07-07days on market $575,000 Active 148 DOM
-
2026-07-06days on market $575,000 Active 147 DOM
-
2026-07-05days on market $575,000 Active 146 DOM
-
2026-07-04days on market $575,000 Active 145 DOM
-
2026-07-03days on market $575,000 Active 144 DOM
-
2026-07-02days on market $575,000 Active 143 DOM
-
2026-07-01days on market $575,000 Active 142 DOM
-
2026-06-30days on market $575,000 Active 141 DOM
-
2026-06-29days on market $575,000 Active 140 DOM
-
2026-06-28days on market $575,000 Active 139 DOM
-
2026-06-28days on market $575,000 Active 138 DOM
-
2026-06-27days on market $575,000 Active 137 DOM
-
2026-06-25days on market $575,000 Active 135 DOM
-
2026-06-23days on market $575,000 Active 133 DOM
-
2026-06-21days on market $575,000 Active 132 DOM
-
2026-06-18days on market $575,000 Active 129 DOM
-
2026-06-17days on market $575,000 Active 128 DOM
-
2026-06-16days on market $575,000 Active 127 DOM
-
2026-06-15days on market $575,000 Active 126 DOM
-
2026-06-14days on market $575,000 Active 124 DOM
-
2026-06-10days on market $575,000 Active 121 DOM
-
2026-06-09days on market $575,000 Active 120 DOM
-
2026-06-08days on market $575,000 Active 119 DOM
-
2026-06-07days on market $575,000 Active 118 DOM
-
2026-06-03days on market $575,000 Active 114 DOM
-
2026-06-02days on market $575,000 Active 113 DOM
-
2026-06-01days on market $575,000 Active 112 DOM
-
2026-05-31days on market $575,000 Active 111 DOM
-
2026-05-30pricedays on market $575,000 Active 110 DOM
-
2026-03-18price $599,000
-
2026-02-09$610,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 31 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $73,776
- − Mortgage interest
- −$32,209
- − Property taxes
- −$8,625
- − Insurance
- −$3,672
- − Repairs & maintenance
- −$5,902
- − Management
- −$5,902
- − HOA
- −$12,972
- − Depreciation
- −$16,727
- Taxable loss
- −$12,234
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,936
- After-tax cash flow
- $-235/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
80/100
Cosmetic rehab
Est. rehab $10,500–$31,500 screening
This beautifully maintained townhouse is move-in ready with fresh paint and new impact windows, offering a great value for both resale and rental.
Value-add opportunities
- Both Painting exterior siding — Enhances curb appeal and value ↑
- Both Replace sliding glass doors — Improves natural light and ventilation ↑
- Both Upgrade kitchen appliances — Modernizes the space and adds value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 49/100
Zoned Schools
Elementary
Manatee Elementary School
C
FL #892/2,144
Nat'l #9,801/41,679
Middle
Manatee Middle School
C+
FL #217/571
Nat'l #3,033/14,009
High
Lely High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
A
Composite livability gradescore 80/100
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Amenities A+
Commute D+
Cost of living F
Crime A+
Employment A+
Housing C+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 23,559
- Household income
- $89,334
- Rent vs Own
- Severe rent burden
- 21% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 1% Cuban 3%
- Common ancestry
- Hispanic 5% Romanian 4% Lithuanian 1%
- Foreign-born
- 21% · Canada, Jamaica
- Languages at home
- 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.48%
- Current HPI
- 266.5545
- Rent YoY
- ▲ 3.21%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-1.8% since first listed2 events — show timeline
- 2026-03-18 Price Changed $599,000 NAPLESMLS
- 2026-02-09 Listed $610,000 NAPLESMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…