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2041 Crown Mill Dr
C+ Composite 62.05
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.2/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.8/10.0
  • Schools +4.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$299,900

2041 Crown Mill Dr · Mohrsville, PA 19541
3 bd · 2.5 ba · 2,432 sqft · Condo public records · 5 Days on market
Built 2017 $100/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Crown Mill is an impressive community set in a charming area next door to Mohrsville Park & Recreation. Perfectly located in Schuylkill Valley School District, within minutes to Routes 61, 222 and 78. These handsomely designed, energy efficient, three level townhomes offer 3 bedrooms and 2.5 baths. As you enter the large foyer on the garage level you'll find a huge Storage Area that has an option as a Family Room. If finished would add 400 SF of living space. The 2nd level features a custom kitchen with center island, stainless steel appliances and recessed lighting. You'll be amazed when you see the lovely open floor design to the Dining Area and Great Room. Step upstairs to find a spacious master suite enhanced with a coffered ceiling, walk-in closet, bath with double vanity and a large walk-in shower. The 3rd level is complete with two additional bedrooms, hall bath and the laundry room. Schedule an appointment today!! 100% FINANCING AVAILABLE

Key facts

  • $100 HOA
  • Garage
  • Built 2017

Property features AI

Finance

  • Other: Fee simple ownership; Property manager present
  • HOA & community: HOA fee of $100 monthly; HOA covers common area maintenance, lawn maintenance, snow removal and trash

Exterior

  • Parking: Attached garage with front entry and inside access; Garage door opener; One attached garage space plus one driveway space (two total parking spaces); Paved parking
  • Utilities: Public water; Public sewer
  • Home design: Interior townhouse/rowhouse; Pitched shingle roof; Facing information not provided; Entry level information not provided
  • Construction: Vinyl siding with stone accents; Concrete perimeter foundation; Built year source: Assessor
  • Exterior features: Front yard; Rear yard; Porch(es)

Interior

  • Kitchen: Built-in microwave; Built-in range; Dishwasher; Self-cleaning oven; Electric oven/range; Refrigerator; Stainless steel appliances
  • Bedrooms: Three bedrooms on the upper level; Rooms include: Master Bedroom, Bedroom 2, Bedroom 3
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms (both on the upper level); Two half bathrooms (one on the main level, one on the lower level)
  • Heating & cooling: Forced air heating; Natural gas heating fuel; Central air conditioning; Electric hot water; 200+ amp electric service
  • Interior features: Tub/shower; Breakfast area; Butler's pantry; Combination kitchen/dining; Dining area; Kitchen island; Kitchen table space; Recessed lighting; Walk-in closet(s); Window treatments; Sliding glass door
  • Laundry & utility: Laundry on the upper floor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath condo listed at $300k.

Deal economics

  • At list price, monthly cash flow is $376 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $300k).

Location & tenants

  • Location reads 63/100 on livability (#1,271 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F, health & safety F.
  • Schuylkill Valley SD (suburban): math 35% / reading 55% proficiency, ranked #240 of 539 in PA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Schuylkill Valley El Sch (math 35% / reading 57%, grade D-, #797 of 1,518 statewide, top 53%, 746 students, 33% FRL); Schuylkill Valley Ms (math 26% / reading 55%, grade F, #248 of 512 statewide, top 50%, 673 students, 31% FRL); Schuylkill Valley Hs (math 67%, 666 students, 26% FRL).
  • Market conditions: 8 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).

Forward outlook

  • In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
  • Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $84k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $299,900

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.08%
Cap rate
7.80%
Cash-on-cash
5.38%
DSCR
1.24
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.2%
Equity multiple
3.23×
Total profit
$187,420
Equity at exit
$270,174
10-year hold
IRR
24.6%
Equity multiple
7.35×
Total profit
$533,318
Equity at exit
$582,640

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19541

Home prices YoY
7.4%
Active inventory
8
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$3,250 medium interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$394 /mo · $4,723/yr
Insurance
$125
HOA
$100
Vacancy / Maint / Mgmt
$682
Net cashflow
$376

Break-even live

Break-even rent $2,774
Max offer price $299,900
Occupancy floor 83%

Sensitivity live

Price -10% $546 -5% $461 +0% $376 +5% $291 +10% $207
Rent -10% $120 -5% $248 +0% $376 +5% $505 +10% $633
Rate -1.0pp $527 -0.5pp $453 base $376 +0.5pp $299 +1.0pp $219

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,975
Closing costs
$8,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
937 Main St Mohrsville, PA 2.0 1.0 2000 $3,250 $1.62 45d 1 0.45mi

HOA detail condo

Monthly dues
$100 · $1,200/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 6 events

  1. 2026-05-11
    status Pending 950-char remark
  2. 2026-05-10
    historical 950-char remark
  3. 2026-05-05
    listed $299,900 Active 950-char remark
  4. 2018-01-25
    soldstatus $176,200 Sold 966-char remark
    Show marketing remark (966 chars)

    Crown Mill is an impressive community set in a charming area next door to Mohrsville Park & Recreation. Perfectly located in Schuylkill Valley School District, within minutes to Routes 61, 222 and 78. These handsomely designed, energy efficient, three level townhomes offer 3 bedrooms and 2.5 baths. As you enter the large foyer on the garage level you'll find a huge Storage Area that has an option as a Family Room. If finished would add 400 SF of living space. The 2nd level features a custom kitchen with center island, stainless steel appliances and recessed lighting. You'll be amazed when you see the lovely open floor design to the Dining Area and Great Room. Step upstairs to find a spacious master suite enhanced with a coffered ceiling, walk-in closet, bath with double vanity and a large walk-in shower. The 3rd level is complete with two additional bedrooms, hall bath and the laundry room. Schedule an appointment today!! 100% FINANCING AVAILABLE

  5. 2017-10-27
    status Under Contract 966-char remark
    Show marketing remark (966 chars)

    Crown Mill is an impressive community set in a charming area next door to Mohrsville Park & Recreation. Perfectly located in Schuylkill Valley School District, within minutes to Routes 61, 222 and 78. These handsomely designed, energy efficient, three level townhomes offer 3 bedrooms and 2.5 baths. As you enter the large foyer on the garage level you'll find a huge Storage Area that has an option as a Family Room. If finished would add 400 SF of living space. The 2nd level features a custom kitchen with center island, stainless steel appliances and recessed lighting. You'll be amazed when you see the lovely open floor design to the Dining Area and Great Room. Step upstairs to find a spacious master suite enhanced with a coffered ceiling, walk-in closet, bath with double vanity and a large walk-in shower. The 3rd level is complete with two additional bedrooms, hall bath and the laundry room. Schedule an appointment today!! 100% FINANCING AVAILABLE

  6. 2017-08-01
    listed $168,990 Active 966-char remark
    Show marketing remark (966 chars)

    Crown Mill is an impressive community set in a charming area next door to Mohrsville Park & Recreation. Perfectly located in Schuylkill Valley School District, within minutes to Routes 61, 222 and 78. These handsomely designed, energy efficient, three level townhomes offer 3 bedrooms and 2.5 baths. As you enter the large foyer on the garage level you'll find a huge Storage Area that has an option as a Family Room. If finished would add 400 SF of living space. The 2nd level features a custom kitchen with center island, stainless steel appliances and recessed lighting. You'll be amazed when you see the lovely open floor design to the Dining Area and Great Room. Step upstairs to find a spacious master suite enhanced with a coffered ceiling, walk-in closet, bath with double vanity and a large walk-in shower. The 3rd level is complete with two additional bedrooms, hall bath and the laundry room. Schedule an appointment today!! 100% FINANCING AVAILABLE

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$4,723 · $394/mo
Projected year-2 tax
$4,731 · $394/mo
Expected delta
+$8/yr (+$1/mo · 0.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$39,000
− Mortgage interest
−$16,799
− Property taxes
−$4,723
− Insurance
−$1,500
− Repairs & maintenance
−$3,120
− Management
−$3,120
− HOA
−$1,200
− Depreciation
−$8,724
Taxable loss
−$186
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$45
After-tax cash flow
$4,560/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Schuylkill Valley SD
NCES district ID
4220970
Math proficiency
35% ▼ -16.00%
Reading proficiency
55% ▼ -14.00%
Median HH income
$66,301
Composite
40.12/100
National rank
#3801
State rank
#240 of 539 in PA

Livability — Mohrsville

Score
63/100
State rank
#1271
US rank
#15354

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mohrsville, PA
Population (ZIP)
4,371

Population outlook (Berks County) Hauer SSP2

Today (2025)
425,767 people
By 2030
428,814 · +0.7%
By 2040
433,463 · +1.8%
By 2050
439,426 · +3.2%
By 2075
478,647 · +12.4%
By 2100
518,507 · +21.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Hispanic / Latino 7% Two or more races 2%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Romanian 6% Polish 5% Lithuanian 2%
Foreign-born
1%
Languages at home
97% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Berks

2024 margin
R (+12.2) · D 43.4% · R 55.6%
2008→2024 swing
-21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
All cycles
2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 20.34%
Current HPI
294.8221
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+83.4% since first listed
7 events — show timeline
  • 2026-06-12 Sold (MLS) $310,000 BRIGHT MLS
  • 2026-05-11 Pending BRIGHT MLS
  • 2026-05-10 Listing Removed BRIGHT MLS
  • 2026-05-05 Listed $299,900 BRIGHT MLS
  • 2018-01-25 Sold (MLS) $176,200 TREND
  • 2017-10-27 Pending TREND
  • 2017-08-01 Listed $168,990 TREND

Property tax history

+0.9%/yr

Latest (2026): $4,723 · +0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…