2041 Crown Mill Dr · Mohrsville, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 14.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.2/30.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.4/10.0
- 1% rule +5.8/10.0
- Schools +4.0/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$299,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Crown Mill is an impressive community set in a charming area next door to Mohrsville Park & Recreation. Perfectly located in Schuylkill Valley School District, within minutes to Routes 61, 222 and 78. These handsomely designed, energy efficient, three level townhomes offer 3 bedrooms and 2.5 baths. As you enter the large foyer on the garage level you'll find a huge Storage Area that has an option as a Family Room. If finished would add 400 SF of living space. The 2nd level features a custom kitchen with center island, stainless steel appliances and recessed lighting. You'll be amazed when you see the lovely open floor design to the Dining Area and Great Room. Step upstairs to find a spacious master suite enhanced with a coffered ceiling, walk-in closet, bath with double vanity and a large walk-in shower. The 3rd level is complete with two additional bedrooms, hall bath and the laundry room. Schedule an appointment today!! 100% FINANCING AVAILABLE
Key facts
- $100 HOA
- Garage
- Built 2017
Property features AI
Finance
- Other: Fee simple ownership; Property manager present
- HOA & community: HOA fee of $100 monthly; HOA covers common area maintenance, lawn maintenance, snow removal and trash
Exterior
- Parking: Attached garage with front entry and inside access; Garage door opener; One attached garage space plus one driveway space (two total parking spaces); Paved parking
- Utilities: Public water; Public sewer
- Home design: Interior townhouse/rowhouse; Pitched shingle roof; Facing information not provided; Entry level information not provided
- Construction: Vinyl siding with stone accents; Concrete perimeter foundation; Built year source: Assessor
- Exterior features: Front yard; Rear yard; Porch(es)
Interior
- Kitchen: Built-in microwave; Built-in range; Dishwasher; Self-cleaning oven; Electric oven/range; Refrigerator; Stainless steel appliances
- Bedrooms: Three bedrooms on the upper level; Rooms include: Master Bedroom, Bedroom 2, Bedroom 3
- Flooring: Carpet; Vinyl
- Bathrooms: Two full bathrooms (both on the upper level); Two half bathrooms (one on the main level, one on the lower level)
- Heating & cooling: Forced air heating; Natural gas heating fuel; Central air conditioning; Electric hot water; 200+ amp electric service
- Interior features: Tub/shower; Breakfast area; Butler's pantry; Combination kitchen/dining; Dining area; Kitchen island; Kitchen table space; Recessed lighting; Walk-in closet(s); Window treatments; Sliding glass door
- Laundry & utility: Laundry on the upper floor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath condo listed at $300k.
Deal economics
- At list price, monthly cash flow is $376 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $300k).
Location & tenants
- Location reads 63/100 on livability (#1,271 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F, health & safety F.
- Schuylkill Valley SD (suburban): math 35% / reading 55% proficiency, ranked #240 of 539 in PA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Schuylkill Valley El Sch (math 35% / reading 57%, grade D-, #797 of 1,518 statewide, top 53%, 746 students, 33% FRL); Schuylkill Valley Ms (math 26% / reading 55%, grade F, #248 of 512 statewide, top 50%, 673 students, 31% FRL); Schuylkill Valley Hs (math 67%, 666 students, 26% FRL).
- Market conditions: 8 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).
Forward outlook
- In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
- Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $84k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 7.80%
- Cash-on-cash
- 5.38%
- DSCR
- 1.24
- GRM
- 7.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.2%
- Equity multiple
- 3.23×
- Total profit
- $187,420
- Equity at exit
- $270,174
- IRR
- 24.6%
- Equity multiple
- 7.35×
- Total profit
- $533,318
- Equity at exit
- $582,640
Cash invested: $83,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 19541
- Home prices YoY
- 7.4%
- Active inventory
- 8
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $3,250 medium interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax from tax record
- −$394 /mo · $4,723/yr
- Insurance
- −$125
- HOA
- −$100
- Vacancy / Maint / Mgmt
- −$682
- Net cashflow
- $376
Break-even live
Sensitivity live
| Price | -10% $546 | -5% $461 | +0% $376 | +5% $291 | +10% $207 |
|---|---|---|---|---|---|
| Rent | -10% $120 | -5% $248 | +0% $376 | +5% $505 | +10% $633 |
| Rate | -1.0pp $527 | -0.5pp $453 | base $376 | +0.5pp $299 | +1.0pp $219 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,975
- Closing costs
- $8,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 937 Main St Mohrsville, PA | 2.0 | 1.0 | 2000 | $3,250 | $1.62 | 45d | 1 | 0.45mi |
HOA detail condo
- Monthly dues
- $100 · $1,200/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 6 events
-
2026-05-11status Pending 950-char remark
-
2026-05-10historical 950-char remark
-
2026-05-05$299,900 Active 950-char remark
-
2018-01-25soldstatus $176,200 Sold 966-char remark
Show marketing remark (966 chars)
Crown Mill is an impressive community set in a charming area next door to Mohrsville Park & Recreation. Perfectly located in Schuylkill Valley School District, within minutes to Routes 61, 222 and 78. These handsomely designed, energy efficient, three level townhomes offer 3 bedrooms and 2.5 baths. As you enter the large foyer on the garage level you'll find a huge Storage Area that has an option as a Family Room. If finished would add 400 SF of living space. The 2nd level features a custom kitchen with center island, stainless steel appliances and recessed lighting. You'll be amazed when you see the lovely open floor design to the Dining Area and Great Room. Step upstairs to find a spacious master suite enhanced with a coffered ceiling, walk-in closet, bath with double vanity and a large walk-in shower. The 3rd level is complete with two additional bedrooms, hall bath and the laundry room. Schedule an appointment today!! 100% FINANCING AVAILABLE
-
2017-10-27status Under Contract 966-char remark
Show marketing remark (966 chars)
Crown Mill is an impressive community set in a charming area next door to Mohrsville Park & Recreation. Perfectly located in Schuylkill Valley School District, within minutes to Routes 61, 222 and 78. These handsomely designed, energy efficient, three level townhomes offer 3 bedrooms and 2.5 baths. As you enter the large foyer on the garage level you'll find a huge Storage Area that has an option as a Family Room. If finished would add 400 SF of living space. The 2nd level features a custom kitchen with center island, stainless steel appliances and recessed lighting. You'll be amazed when you see the lovely open floor design to the Dining Area and Great Room. Step upstairs to find a spacious master suite enhanced with a coffered ceiling, walk-in closet, bath with double vanity and a large walk-in shower. The 3rd level is complete with two additional bedrooms, hall bath and the laundry room. Schedule an appointment today!! 100% FINANCING AVAILABLE
-
2017-08-01$168,990 Active 966-char remark
Show marketing remark (966 chars)
Crown Mill is an impressive community set in a charming area next door to Mohrsville Park & Recreation. Perfectly located in Schuylkill Valley School District, within minutes to Routes 61, 222 and 78. These handsomely designed, energy efficient, three level townhomes offer 3 bedrooms and 2.5 baths. As you enter the large foyer on the garage level you'll find a huge Storage Area that has an option as a Family Room. If finished would add 400 SF of living space. The 2nd level features a custom kitchen with center island, stainless steel appliances and recessed lighting. You'll be amazed when you see the lovely open floor design to the Dining Area and Great Room. Step upstairs to find a spacious master suite enhanced with a coffered ceiling, walk-in closet, bath with double vanity and a large walk-in shower. The 3rd level is complete with two additional bedrooms, hall bath and the laundry room. Schedule an appointment today!! 100% FINANCING AVAILABLE
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $4,723 · $394/mo
- Projected year-2 tax
- $4,731 · $394/mo
- Expected delta
- +$8/yr (+$1/mo · 0.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,000
- − Mortgage interest
- −$16,799
- − Property taxes
- −$4,723
- − Insurance
- −$1,500
- − Repairs & maintenance
- −$3,120
- − Management
- −$3,120
- − HOA
- −$1,200
- − Depreciation
- −$8,724
- Taxable loss
- −$186
- Est. tax savings @ 24.0%
- +$45
- After-tax cash flow
- $4,560/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Schuylkill Valley SD
- NCES district ID
- 4220970
- Math proficiency
- 35% ▼ -16.00%
- Reading proficiency
- 55% ▼ -14.00%
- Median HH income
- $66,301
- Composite
- 40.12/100
- National rank
- #3801
- State rank
- #240 of 539 in PA
Livability — Mohrsville
- Score
- 63/100
- State rank
- #1271
- US rank
- #15354
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Mohrsville, PA
- Population (ZIP)
- 4,371
Population outlook (Berks County) Hauer SSP2
- Today (2025)
- 425,767 people
- By 2030
- 428,814 · +0.7%
- By 2040
- 433,463 · +1.8%
- By 2050
- 439,426 · +3.2%
- By 2075
- 478,647 · +12.4%
- By 2100
- 518,507 · +21.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Hispanic / Latino 7% Two or more races 2%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Romanian 6% Polish 5% Lithuanian 2%
- Foreign-born
- 1%
- Languages at home
- 97% English-only · Spanish 2% German/W. Germanic 1%
Political lean MEDSL · Berks
- 2024 margin
- R (+12.2) · D 43.4% · R 55.6%
- 2008→2024 swing
- -21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
- All cycles
- 2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 20.34%
- Current HPI
- 294.8221
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+83.4% since first listed7 events — show timeline
- 2026-06-12 Sold (MLS) $310,000 BRIGHT MLS
- 2026-05-11 Pending — BRIGHT MLS
- 2026-05-10 Listing Removed — BRIGHT MLS
- 2026-05-05 Listed $299,900 BRIGHT MLS
- 2018-01-25 Sold (MLS) $176,200 TREND
- 2017-10-27 Pending — TREND
- 2017-08-01 Listed $168,990 TREND
Property tax history
+0.9%/yrLatest (2026): $4,723 · +0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…