1027 Teal Trl · Genoa City, WI 53128

$330,000

4 bd · 2.5 ba · 1,800 sqft · SingleFamily · 4 Days on market

Built 2000 0.26 ac lot Est $371k · 11% under

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.4/30.0
• ARV discount +12.5/15.0
• DSCR +8.4/10.0
• 1% rule +6.7/10.0
• Livability +3.6/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to this 4 bedroom, 2.1 bath home in sought-after Hunters Ridge. This great floorplan offers two living spaces on the main level and a spacious basement, giving you plenty of room to spread out. Enjoy the fenced yard and patio--perfect for relaxing or entertaining. Major updates include a new roof in 2018, new toilets in 2024, newer disposal, new furnace in 2024, and a brand-new A/C unit being installed. A radon mitigation system is already in place. Home does need some touch-ups and is being sold AS-IS. Seller can accommodate a quick closing.

Key facts

• New furnace
• New toilets
• New a/c unit

Tags

• FENCED YARD
• PATIO
• NEW ROOF
• NEW TOILETS
• NEW FURNACE
• NEW A/C UNIT

Property features AI

Finance

• Other: Appliances included: kitchen refrigerator, stove/range, dishwasher, microwave, garbage disposal, washer and dryer; Additional included items: couch in basement, pool table, basement refrigerator; Exclusions: sellers' personal property

Exterior

• Parking: Detached/attached 2-car garage with opener; One additional parking space
• Utilities: Municipal water; Municipal sewer; Natural gas; Electric service
• Home design: Single-family home; 2-story; Located in Hunters Ridge subdivision; Zoned residential; Lot size less than 1/2 acre
• Construction: Vinyl construction; Full poured concrete basement; Year built: public/assessor records
• Exterior features: Patio; Fenced yard; Vinyl exterior; Sidewalks

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Garbage disposal; Pantry
• Bedrooms: Master bedroom (upper level) — 14 x 11; Bedroom 2 (upper level) — 10 x 10; Bedroom 3 (upper level) — 10 x 10; Bedroom 4 (upper level) — 13 x 11
• Bathrooms: Two full bathrooms; One half bathroom; Master bath with tub/shower combination; Tub only in one bathroom
• Heating & cooling: Forced air heating; Central air; Natural gas heating
• Interior features: Pantry; Walk-in closets; Full poured concrete basement
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $330k.

Deal economics

• At list price, monthly cash flow is $763 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $330k).

Location & tenants

• Location reads 71/100 on livability (#265 in WI) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Lake Geneva-Genoa City Uhs School District (town): math 27% / reading 35% proficiency, ranked #258 of 342 in WI (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Badger High (math 27% / reading 36%, grade F, #199 of 483 statewide, top 42%, 1,326 students, 34% FRL).
• Market conditions: 43 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 474 units permitted in Walworth County in 2024 (77 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $167k; list at $330k implies a 98% gain — meaningful room to come down on a strong offer.

Recommended offer $330,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.07%
• Cash-on-cash: 9.91%
• DSCR: 1.44
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $370,800
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
516 Dragonfly Dr Lot 11	0.10mi	4/2.5	1,857 (+3%)	4mo	$439,900	$237	87
855 Hunters Ridge Dr	0.18mi	4/2.5	1,800 (0%)	8mo	$370,000	$206	85
264 Deer Path Dr	0.17mi	3/2.5 (-1)	1,950 (+8%)	1mo	$380,000	$195	72
1051 Pheasant Dr	0.16mi	3/1.5 (-1)	1,700 (-6%)	4mo	$350,000	$206	71
1030 Pheasant Dr	0.10mi	3/3.0 (-1)	1,600 (-11%)	11mo	$350,000	$219	61
332 Franklin St	0.54mi	4/2.0	2,000 (+11%)	4mo	$297,000	$149	51
669 Bluebill Ln	0.31mi	3/2.5 (-1)	1,989 (+10%)	16mo	$320,000	$161	50
521 Carter St	0.59mi	3/3.5 (-1)	1,900 (+6%)	14mo	$550,000	$289	43
546 Sumner St	0.65mi	3/1.0 (-1)	1,600 (-11%)	1mo	$220,000	$138	40
1106 Pheasant Dr	0.21mi	3/1.0 (-1)	1,560 (-13%)	22mo	$335,000	$215	38
W236 County Road B	0.67mi	3/1.0 (-1)	1,606 (-11%)	20mo	$450,000	$280	23
606 Park St	0.74mi	3/2.0 (-1)	1,614 (-10%)	23mo	$280,000	$173	22

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.4%
• Equity multiple: 0.95×
• Total profit: $-4,800
• Equity at exit: $49,204

10-year hold

• IRR: 8.3%
• Equity multiple: 1.64×
• Total profit: $58,688
• Equity at exit: $28,532

Cash invested: $92,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Wisconsin: 73 Landlord-Friendly · R+2
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; Madison / Milwaukee have some local enforcement.

Methodology + full state rankings →

ZIP-level market 53128

• Home prices YoY: -6.8%
• Active inventory: 43
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $3,875 medium
• Mortgage (P&I): −$1,731
• Tax from tax record: −$430 /mo · $5,164/yr
• Insurance: −$138
• HOA: −$0
• Vacancy / Maint / Mgmt: −$814
• Net cashflow: $763

Break-even live

Break-even rent $2,909

Max offer price $330,000

Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,500
• Closing costs: $9,900
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
336 Cattail Ct Unit A Genoa City, WI	4.0	2.5	1900	$2,650	$1.39	15d	1	0.74mi
40608 102nd Pl Unit 1374783P Genoa City, WI	3.0	2.0	1991	$6,307	$3.17	13d	1	1.40mi

Listing history 4 events

1. 2026-05-18
   status Pending
2. 2026-05-14
   listed $330,000 Active
3. 2003-11-18
   soldstatus $167,000
4. 2000-08-17
   soldstatus $141,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WI · Partial reset (capped growth)

• Current annual tax: $5,164 · $430/mo
• Projected year-2 tax: $5,635 · $470/mo
• Expected delta: +$470/yr (+$39/mo · 9.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥102°F today · 13 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $46,505
• − Mortgage interest: −$18,485
• − Property taxes: −$5,164
• − Insurance: −$1,650
• − Repairs & maintenance: −$3,720
• − Management: −$3,720
• − Depreciation: −$9,600
• Taxable income: $4,164
• Est. tax owed @ 24.0%: −$999
• After-tax cash flow: $8,158/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lake Geneva-Genoa City Uhs School District
• NCES district ID: 5507650
• Math proficiency: 27% ▼ -5.00%
• Reading proficiency: 35% ▼ -4.00%
• Median HH income: $52,486
• Composite: 27.25/100
• National rank: #7013
• State rank: #258 of 342 in WI

Livability — Genoa City

• Score: 71/100
• State rank: #265
• US rank: #6832

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Genoa City, WI
• Population (ZIP): 8,985

Population outlook (Walworth County) Hauer SSP2

• Today (2025): 104,803 people
• By 2030: 105,459 · +0.6%
• By 2040: 104,991 · +0.2%
• By 2050: 102,207 · -2.5%
• By 2075: 97,177 · -7.3%
• By 2100: 89,043 · -15.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Hispanic / Latino 14% Two or more races 7%
• Hispanic origin (detail): Mexican 12% Cuban 2%
• Common ancestry: Romanian 9% Slovak 2% Iranian 2%
• Foreign-born: 6% · Canada
• Languages at home: 88% English-only · Spanish 10% Russian/Polish/Slavic 2%

Political lean MEDSL · Walworth

• 2024 margin: Strong R (+22.2) · D 38.3% · R 60.5% · Other 1.2%
• 2008→2024 swing: -19.6pp toward R · 2008: -2.6pp · 2024: -22.2pp
• All cycles: 2024: R+22.2 2020: R+19.2 2016: R+20.1 2012: R+12.4 2008: R+2.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -22.26%
• Current HPI: 307.4105
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.10%
• F500 in state: 20

Industry mix (Fortune 500 HQ in WI)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$23B
▸Industrial Technology	2	$36B
▸Insurance	1	$36B
▸Professional Services	1	$19B
▸Utilities	1	$9B
▸Consumer Goods	1	$3B

Price history

+133.5% since first listed

4 events — show timeline

• 2026-05-18 Pending — METROMLS
• 2026-05-14 Listed $330,000 METROMLS
• 2003-11-18 Sold (Public Records) $167,000 Public Records
• 2000-08-17 Sold (Public Records) $141,300 Public Records

Property tax history

+2.3%/yr

Latest (2025): $5,164 · +10.6% YoY. Source: county tax records.