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159 Yellow Pine Rd
D Composite 41.22
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.3/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • DSCR +3.6/10.0
  • Livability +3.2/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$200,000

159 Yellow Pine Rd · Heflin, LA 71073
3 bd · 2.0 ba · 1,800 sqft · SingleFamily · 106 Days on market
Built 2020 2.01 ac lot ↓ 17% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

Key facts

  • 2.01 acre lot
  • 2 parking spots
  • Built 2020

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $-37 ($-441/yr) — negative.
  • To cash-flow at today's rent, offer at most $194k (3.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $155k (22.3% below list).
  • Recommended offer: $155k (22.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#138 in LA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Webster Parish (town): math 17% / reading 26% proficiency, ranked #67 of 98 in LA (top 68%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Central Elementary School (math 17% / reading 12%, grade F, #516 of 646 statewide, top 82%, 422 students, 37% FRL); Lakeside Junior-Senior High School (math 25% / reading 49%, grade F, #98 of 265 statewide, top 38%, 557 students, 39% FRL) — zoned schools average 38% FRL vs 61% district-wide (23 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 8 active listings in the ZIP; 36 units permitted in Webster Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($1k loan paydown + $6k appreciation (3.0% local appreciation)).
  • Webster County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~7 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 106 days — a 9% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $155,388 (22.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 106 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.07%
Cash-on-cash
-0.79%
DSCR
0.96
GRM
10.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.8%
Equity multiple
1.39×
Total profit
$21,706
Equity at exit
$89,929
10-year hold
IRR
9.6%
Equity multiple
2.44×
Total profit
$80,511
Equity at exit
$138,591

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71073

Active inventory
8
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,554 medium interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$132 /mo · $1,585/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$326
Net cashflow
$-37

Break-even live

Break-even rent $1,600
Max offer price $193,514
Occupancy floor 97%

Sensitivity live

Price -10% $77 -5% $20 +0% $-37 +5% $-93 +10% $-150
Rent -10% $-159 -5% $-98 +0% $-37 +5% $25 +10% $86
Rate -1.0pp $64 -0.5pp $14 base $-37 +0.5pp $-89 +1.0pp $-141

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 10 events

  1. 2026-04-14
    status Pending
  2. 2025-12-11
    listed $200,000 Active
  3. 2022-01-14
    soldstatus Sold 371-char remark
    Show marketing remark (371 chars)

    * * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

  4. 2022-01-14
    soldstatus $188,000
    Show marketing remark (371 chars)

    * * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

  5. 2021-12-14
    status Pending 371-char remark
    Show marketing remark (371 chars)

    * * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

  6. 2021-12-14
    historical Active Contingent 371-char remark
    Show marketing remark (371 chars)

    * * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

  7. 2021-11-26
    price $210,000 371-char remark
    Show marketing remark (371 chars)

    * * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

  8. 2021-11-09
    price $215,000 371-char remark
    Show marketing remark (371 chars)

    * * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

  9. 2021-07-06
    price $220,000 371-char remark
    Show marketing remark (371 chars)

    * * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

  10. 2021-06-16
    listed $240,000 Active 371-char remark
    Show marketing remark (371 chars)

    * * WOW, Just Reduced with a GREAT New Price * * This is a Gorgeous Modular Home on 2.0 Acres. This home was Built in 2020. It offers the Open Concept and Neutral Colors Throughout. Kitchen is STUNNING!!! Lots off Counter Space, Cabinets and Island. Stainless Appliances. Remote Master With Large Tub and Stand-Up Shower. Spacious Bedrooms With Large Closet Space.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,585 · $132/mo
Projected year-2 tax
$1,585 · $132/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,647
− Mortgage interest
−$11,203
− Property taxes
−$1,585
− Insurance
−$1,000
− Repairs & maintenance
−$1,492
− Management
−$1,492
− Depreciation
−$5,818
Taxable loss
−$3,944
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$946
After-tax cash flow
$506/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Webster Parish
NCES district ID
2201890
Math proficiency
17% ▼ -39.00%
Reading proficiency
26% ▼ -38.00%
Median HH income
$33,011
Composite
17.5/100
National rank
#9055
State rank
#67 of 98 in LA

Livability — Heflin

Score
65/100
State rank
#138
US rank
#12512

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,686

Population outlook (Webster County) Hauer SSP2

Today (2025)
37,736 people
By 2030
36,203 · -4.1%
By 2040
32,988 · -12.6%
By 2050
29,743 · -21.2%
By 2075
22,346 · -40.8%
By 2100
15,045 · -60.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (53%)
Race & ethnicity
Black 53% White 42% Hispanic / Latino 3% Two or more races 2%
Common ancestry
Romanian 2% Lithuanian 1% Italian 1%
Foreign-born
0%

Political lean MEDSL · Webster

2024 margin
Solid R (+36.5) · D 31.2% · R 67.7% · Other 1.1%
2008→2024 swing
-10.2pp toward R · 2008: -26.3pp · 2024: -36.5pp
All cycles
2024: R+36.5 2020: R+31.1 2016: R+29.1 2012: R+25.0 2008: R+26.3

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-16.7% since first listed
10 events — show timeline
  • 2026-04-14 Pending NTREIS
  • 2025-12-11 Listed $200,000 NTREIS
  • 2022-01-14 Sold (Public Records) $188,000 Public Records
  • 2022-01-14 Sold (MLS) NTREIS
  • 2021-12-14 Pending NTREIS
  • 2021-12-14 Contingent NTREIS
  • 2021-11-26 Price Changed $210,000 NTREIS
  • 2021-11-09 Price Changed $215,000 NTREIS
  • 2021-07-06 Price Changed $220,000 NTREIS
  • 2021-06-16 Listed $240,000 NTREIS

Property tax history

+24.2%/yr

Latest (2025): $1,585 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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