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152 Woodlawn Dr
C Composite 56.96
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.5/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.8/10.0
  • 1% rule +5.0/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0

$150,000

152 Woodlawn Dr · Jamestown, TN 38556
3 bd · 1.0 ba · 1,080 sqft · Other · 35 Days on market
Built 2003 0.50 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come check out 152 Woodlawn dr, with endless charm and ample space this place will be easy for the next owner to call home. the spacious front porch allows you to enjoy the beautiful country setting. the shed out back provides storage for all your needs. This place has endless opportunities from a starter home to investment potential you won't be disappointed. Call today for your private showing to see if this one is the one for you.

Key facts

  • Shed out back
  • Spacious front porch
  • 0.5 acre lot

Tags

SPACIOUS FRONT PORCHBEAUTIFUL COUNTRY SETTINGSHED OUT BACK

Property features AI

Finance

  • Other: Approximately 1,080 square feet of living area (owner provided); Lot about 0.5 acre (owner provided)

Exterior

  • Parking: No designated parking listed
  • Utilities: Public water; Septic tank; Electricity available; Natural gas available; Water available
  • Home design: Residential mobile home; One level
  • Construction: Aluminum siding; Existing construction
  • Exterior features: Covered porch; Storage structure; Level topography/lot

Interior

  • Kitchen: Range; Refrigerator; Oven
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating; Heat pump; Natural gas available; Central air; Ceiling fan(s)
  • Interior features: Ceiling fan(s); Crawl space basement; One fireplace
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath other listed at $150k.

Deal economics

  • At list price, monthly cash flow is $144 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (0.4% below list).
  • Recommended offer: $146k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 4.6% in Jamestown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#250 in TN) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: housing D, schools F, crime F.
  • Fentress County (rural): math 24% / reading 27% proficiency, ranked #91 of 139 in TN (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 325 active listings in the ZIP.

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
  • Fentress County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $33k; list at $150k implies a 355% gain — meaningful room to come down on a strong offer.
Recommended offer $145,500 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.45%
Cash-on-cash
4.12%
DSCR
1.18
GRM
8.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.3%
Equity multiple
3.16×
Total profit
$90,896
Equity at exit
$135,132
10-year hold
IRR
23.8%
Equity multiple
7.20×
Total profit
$260,500
Equity at exit
$291,417

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Tennessee
87 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

ZIP-level market 38556

Home prices YoY
13.5%
Active inventory
325
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,495 medium interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$314
Net cashflow
$144

Break-even live

Break-even rent $1,312
Max offer price $150,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 29 events

  1. 2026-06-18
    days on market $150,000 Active 35 DOM
  2. 2026-06-17
    days on market $150,000 Active 34 DOM
  3. 2026-06-16
    days on market $150,000 Active 33 DOM
  4. 2026-06-15
    days on market $150,000 Active 32 DOM
  5. 2026-06-13
    days on market $150,000 Active 30 DOM
  6. 2026-06-12
    days on market $150,000 Active 29 DOM
  7. 2026-06-09
    days on market $150,000 Active 26 DOM
  8. 2026-06-08
    days on market $150,000 Active 25 DOM
  9. 2026-06-08
    days on market $150,000 Active 24 DOM
  10. 2026-06-07
    days on market $150,000 Active 23 DOM
  11. 2026-06-03
    days on market $150,000 Active 20 DOM
  12. 2026-06-02
    days on market $150,000 Active 19 DOM
  13. 2026-06-01
    days on market $150,000 Active 18 DOM
  14. 2026-05-31
    days on market $150,000 Active 17 DOM
  15. 2026-05-14
    listed $150,000 Active 437-char remark
    Show marketing remark (437 chars)

    Come check out 152 Woodlawn dr, with endless charm and ample space this place will be easy for the next owner to call home. the spacious front porch allows you to enjoy the beautiful country setting. the shed out back provides storage for all your needs. This place has endless opportunities from a starter home to investment potential you won't be disappointed. Call today for your private showing to see if this one is the one for you.

  16. 2026-05-14
    listed $150,000 Active 437-char remark
    Show marketing remark (437 chars)

    Come check out 152 Woodlawn dr, with endless charm and ample space this place will be easy for the next owner to call home. the spacious front porch allows you to enjoy the beautiful country setting. the shed out back provides storage for all your needs. This place has endless opportunities from a starter home to investment potential you won't be disappointed. Call today for your private showing to see if this one is the one for you.

  17. 2026-04-30
    historical
  18. 2026-04-29
    historical
  19. 2026-04-15
    price $164,900
  20. 2026-04-15
    price $164,900
  21. 2026-04-15
    price $164,900
  22. 2025-10-24
    listed $169,900 Active
  23. 2025-10-22
    listed $169,900 Active
  24. 2022-12-08
    historical
  25. 2022-11-01
    historical
  26. 2022-09-23
    listed $149,900 Active
  27. 2022-09-23
    listed $149,900 Active
  28. 2011-08-19
    soldstatus $33,000
  29. 2011-08-18
    listed $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥101°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,935
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$1,435
− Management
−$1,435
− Depreciation
−$4,364
Taxable loss
−$700
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$168
After-tax cash flow
$1,898/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fentress County
NCES district ID
4701230
Math proficiency
24% ▼ -13.00%
Reading proficiency
27% ▼ -8.00%
Median HH income
$30,419
Composite
20.6/100
National rank
#8552
State rank
#91 of 139 in TN

Livability — Jamestown

Score
61/100
State rank
#250
US rank
#17976

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing D Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
12,531

Population outlook (Fentress County) Hauer SSP2

Today (2025)
17,295 people
By 2030
16,749 · -3.2%
By 2040
15,443 · -10.7%
By 2050
14,077 · -18.6%
By 2075
11,482 · -33.6%
By 2100
9,658 · -44.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 3% Hispanic / Latino 1%
Common ancestry
Serbian 3% Lithuanian 2% Iranian 1%
Foreign-born
1% · Canada
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Fentress

2024 margin
Solid R (+75.8) · D 11.8% · R 87.6%
2008→2024 swing
-31.9pp toward R · 2008: -43.9pp · 2024: -75.8pp
All cycles
2024: R+75.8 2020: R+71.3 2016: R+67.5 2012: R+53.4 2008: R+43.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 44.31%
Current HPI
372.5676
Rent YoY
Metro
State GDP YoY
▲ 2.78%
F500 in state
22

Industry mix (Fortune 500 HQ in TN)

Industry F500 HQs Revenue

Price history

+328.6% since first listed
15 events — show timeline
  • 2026-05-14 Listed $150,000 REALTRACS as Distributed by MLS Grid
  • 2026-05-14 Listed $150,000 Knoxville MLS
  • 2026-04-30 Listing Removed Knoxville MLS
  • 2026-04-29 Listing Removed REALTRACS as Distributed by MLS Grid
  • 2026-04-15 Price Changed $164,900 UCMLS
  • 2026-04-15 Price Changed $164,900 REALTRACS as Distributed by MLS Grid
  • 2026-04-15 Price Changed $164,900 Knoxville MLS
  • 2025-10-24 Listed $169,900 REALTRACS as Distributed by MLS Grid
  • 2025-10-22 Listed $169,900 Knoxville MLS
  • 2022-12-08 Listing Removed REALTRACS as Distributed by MLS Grid
  • 2022-11-01 Listing Removed Knoxville MLS
  • 2022-09-23 Listed $149,900 Knoxville MLS
  • 2022-09-23 Listed $149,900 REALTRACS as Distributed by MLS Grid
  • 2011-08-19 Sold (MLS) $33,000 Knoxville MLS
  • 2011-08-18 Listed $35,000 Knoxville MLS

Property tax history

-0.6%/yr

Latest (2022): $21 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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