152 Woodlawn Dr · Jamestown, TN
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $949 – $1,763
Heat risk 4/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.5/30.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +5.8/10.0
- 1% rule +5.0/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
$150,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come check out 152 Woodlawn dr, with endless charm and ample space this place will be easy for the next owner to call home. the spacious front porch allows you to enjoy the beautiful country setting. the shed out back provides storage for all your needs. This place has endless opportunities from a starter home to investment potential you won't be disappointed. Call today for your private showing to see if this one is the one for you.
Key facts
- Shed out back
- Spacious front porch
- 0.5 acre lot
Tags
Property features AI
Finance
- Other: Approximately 1,080 square feet of living area (owner provided); Lot about 0.5 acre (owner provided)
Exterior
- Parking: No designated parking listed
- Utilities: Public water; Septic tank; Electricity available; Natural gas available; Water available
- Home design: Residential mobile home; One level
- Construction: Aluminum siding; Existing construction
- Exterior features: Covered porch; Storage structure; Level topography/lot
Interior
- Kitchen: Range; Refrigerator; Oven
- Bedrooms: 3 bedrooms
- Flooring: Laminate
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Heat pump; Natural gas available; Central air; Ceiling fan(s)
- Interior features: Ceiling fan(s); Crawl space basement; One fireplace
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath other listed at $150k.
Deal economics
- At list price, monthly cash flow is $144 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (0.4% below list).
- Recommended offer: $146k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 4.6% in Jamestown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#250 in TN) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: housing D, schools F, crime F.
- Fentress County (rural): math 24% / reading 27% proficiency, ranked #91 of 139 in TN (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 325 active listings in the ZIP.
Forward outlook
- In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
- Fentress County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $33k; list at $150k implies a 355% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 7.45%
- Cash-on-cash
- 4.12%
- DSCR
- 1.18
- GRM
- 8.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 27.3%
- Equity multiple
- 3.16×
- Total profit
- $90,896
- Equity at exit
- $135,132
- IRR
- 23.8%
- Equity multiple
- 7.20×
- Total profit
- $260,500
- Equity at exit
- $291,417
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Tennessee
- 87 Strongly Landlord-Friendly · R+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 38556
- Home prices YoY
- 13.5%
- Active inventory
- 325
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $1,495 medium interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax est. 1.5%
- −$188 /mo · $2,250/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$314
- Net cashflow
- $144
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 29 events
-
2026-06-18days on market $150,000 Active 35 DOM
-
2026-06-17days on market $150,000 Active 34 DOM
-
2026-06-16days on market $150,000 Active 33 DOM
-
2026-06-15days on market $150,000 Active 32 DOM
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2026-06-13days on market $150,000 Active 30 DOM
-
2026-06-12days on market $150,000 Active 29 DOM
-
2026-06-09days on market $150,000 Active 26 DOM
-
2026-06-08days on market $150,000 Active 25 DOM
-
2026-06-08days on market $150,000 Active 24 DOM
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2026-06-07days on market $150,000 Active 23 DOM
-
2026-06-03days on market $150,000 Active 20 DOM
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2026-06-02days on market $150,000 Active 19 DOM
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2026-06-01days on market $150,000 Active 18 DOM
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2026-05-31days on market $150,000 Active 17 DOM
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2026-05-14$150,000 Active 437-char remark
Show marketing remark (437 chars)
Come check out 152 Woodlawn dr, with endless charm and ample space this place will be easy for the next owner to call home. the spacious front porch allows you to enjoy the beautiful country setting. the shed out back provides storage for all your needs. This place has endless opportunities from a starter home to investment potential you won't be disappointed. Call today for your private showing to see if this one is the one for you.
-
2026-05-14$150,000 Active 437-char remark
Show marketing remark (437 chars)
Come check out 152 Woodlawn dr, with endless charm and ample space this place will be easy for the next owner to call home. the spacious front porch allows you to enjoy the beautiful country setting. the shed out back provides storage for all your needs. This place has endless opportunities from a starter home to investment potential you won't be disappointed. Call today for your private showing to see if this one is the one for you.
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2026-04-30historical
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2026-04-29historical
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2026-04-15price $164,900
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2026-04-15price $164,900
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2026-04-15price $164,900
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2025-10-24$169,900 Active
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2025-10-22$169,900 Active
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2022-12-08historical
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2022-11-01historical
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2022-09-23$149,900 Active
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2022-09-23$149,900 Active
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2011-08-19soldstatus $33,000
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2011-08-18$35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥101°F today · 20 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,935
- − Mortgage interest
- −$8,402
- − Property taxes
- −$2,250
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,435
- − Management
- −$1,435
- − Depreciation
- −$4,364
- Taxable loss
- −$700
- Est. tax savings @ 24.0%
- +$168
- After-tax cash flow
- $1,898/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fentress County
- NCES district ID
- 4701230
- Math proficiency
- 24% ▼ -13.00%
- Reading proficiency
- 27% ▼ -8.00%
- Median HH income
- $30,419
- Composite
- 20.6/100
- National rank
- #8552
- State rank
- #91 of 139 in TN
Livability — Jamestown
- Score
- 61/100
- State rank
- #250
- US rank
- #17976
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 12,531
Population outlook (Fentress County) Hauer SSP2
- Today (2025)
- 17,295 people
- By 2030
- 16,749 · -3.2%
- By 2040
- 15,443 · -10.7%
- By 2050
- 14,077 · -18.6%
- By 2075
- 11,482 · -33.6%
- By 2100
- 9,658 · -44.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Two or more races 3% Hispanic / Latino 1%
- Common ancestry
- Serbian 3% Lithuanian 2% Iranian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Fentress
- 2024 margin
- Solid R (+75.8) · D 11.8% · R 87.6%
- 2008→2024 swing
- -31.9pp toward R · 2008: -43.9pp · 2024: -75.8pp
- All cycles
- 2024: R+75.8 2020: R+71.3 2016: R+67.5 2012: R+53.4 2008: R+43.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 44.31%
- Current HPI
- 372.5676
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.78%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in TN)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 3 | $91B |
|
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| Retail | 3 | $72B |
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| Transportation / Logistics | 1 | $88B |
|
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| Paper / Packaging | 1 | $19B |
|
||
| Insurance | 1 | $13B |
|
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| Energy | 1 | $12B |
|
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Price history
+328.6% since first listed15 events — show timeline
- 2026-05-14 Listed $150,000 REALTRACS as Distributed by MLS Grid
- 2026-05-14 Listed $150,000 Knoxville MLS
- 2026-04-30 Listing Removed — Knoxville MLS
- 2026-04-29 Listing Removed — REALTRACS as Distributed by MLS Grid
- 2026-04-15 Price Changed $164,900 UCMLS
- 2026-04-15 Price Changed $164,900 REALTRACS as Distributed by MLS Grid
- 2026-04-15 Price Changed $164,900 Knoxville MLS
- 2025-10-24 Listed $169,900 REALTRACS as Distributed by MLS Grid
- 2025-10-22 Listed $169,900 Knoxville MLS
- 2022-12-08 Listing Removed — REALTRACS as Distributed by MLS Grid
- 2022-11-01 Listing Removed — Knoxville MLS
- 2022-09-23 Listed $149,900 Knoxville MLS
- 2022-09-23 Listed $149,900 REALTRACS as Distributed by MLS Grid
- 2011-08-19 Sold (MLS) $33,000 Knoxville MLS
- 2011-08-18 Listed $35,000 Knoxville MLS
Property tax history
-0.6%/yrLatest (2022): $21 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…