140 Gill Rd · Moss Bluff, LA 70611

$120,000

3 bd · 1.0 ba · 1,361 sqft · SingleFamily · 93 Days on market

Built 1954 0.28 ac lot $88/sqft · 47% below area Est $228k · 47% under ↓ 4% since listing

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.2/30.0
• ARV discount +15.0/15.0
• DSCR +9.4/10.0
• 1% rule +7.4/10.0
• Livability +3.6/5.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming home in Moss Bluff conveniently located just off 171, offering quick access to shopping, dining, and everyday essentials. This property features a new electrical panel, new water heater, and new windows. Covered parking, spacious layout. Enjoy the added bonus of being located across the street from park and boat launch, perfect for outdoor enthusiasts. Great opportunity for homeowners or investors alike!

Key facts

• Covered parking
• Boat launch
• New water heater

Tags

• NEW ELECTRICAL PANEL
• NEW WATER HEATER
• NEW WINDOWS
• COVERED PARKING
• ACROSS THE STREET FROM PARK
• BOAT LAUNCH

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $342 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Recommended offer: $109k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.7% vs local median 3.5% in Moss Bluff — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#39 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: schools D+, amenities F, commute F.
• Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 322 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
• This rent is only 17% of the median local income ($102k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($109k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $109,200 (9.0% below list)

Questions for the listing agent

1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.24% ✓
• Cap rate: 9.71%
• Cash-on-cash: 12.21%
• DSCR: 1.54
• GRM: 6.7

CMA / ARV

• ARV (median comp): $228,490
• List price: $120,000
• Delta: -47.48%
• Verdict: UNDERPRICED
• Comps: 13 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
983 Green Rd	0.49mi	3/2.0	1,360 (-0%)	6mo	$220,000	$162	68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.8%
• Equity multiple: 1.07×
• Total profit: $2,352
• Equity at exit: $17,892

10-year hold

• IRR: 11.4%
• Equity multiple: 1.90×
• Total profit: $30,177
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70611

• Active inventory: 322
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,482 medium
• Mortgage (P&I): −$629
• Tax est. 1.5%: −$150 /mo · $1,800/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$311
• Net cashflow: $342

Break-even live

Break-even rent $1,050

Max offer price $120,000

Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
412 N Highway 171 Lake Charles, LA	3.0	2.0	1400	$1,700	$1.21	21d	1	0.48mi

Listing history 21 events

1. 2026-06-19
   days on market $120,000 Active 93 DOM
2. 2026-06-18
   days on market $120,000 Active 92 DOM
3. 2026-06-17
   days on market $120,000 Active 91 DOM
4. 2026-06-16
   days on market $120,000 Active 90 DOM
5. 2026-06-15
   days on market $120,000 Active 89 DOM
6. 2026-06-14
   days on market $120,000 Active 87 DOM
7. 2026-06-13
   days on market $120,000 Active 86 DOM
8. 2026-06-10
   days on market $120,000 Active 84 DOM
9. 2026-06-09
   days on market $120,000 Active 83 DOM
10. 2026-06-08
    days on market $120,000 Active 82 DOM
11. 2026-06-07
    days on market $120,000 Active 81 DOM
12. 2026-06-05
    days on market $120,000 Active 78 DOM
13. 2026-06-02
    days on market $120,000 Active 76 DOM
14. 2026-06-01
    days on market $120,000 Active 75 DOM
15. 2026-05-31
    days on market $120,000 Active 74 DOM
16. 2026-05-30
    days on market $120,000 Active 73 DOM
17. 2026-05-10
    price $120,000 416-char remark

    Show marketing remark (416 chars)

    Charming home in Moss Bluff conveniently located just off 171, offering quick access to shopping, dining, and everyday essentials. This property features a new electrical panel, new water heater, and new windows. Covered parking, spacious layout. Enjoy the added bonus of being located across the street from park and boat launch, perfect for outdoor enthusiasts. Great opportunity for homeowners or investors alike!

18. 2026-04-22
    price $124,500 416-char remark

    Show marketing remark (416 chars)

    Charming home in Moss Bluff conveniently located just off 171, offering quick access to shopping, dining, and everyday essentials. This property features a new electrical panel, new water heater, and new windows. Covered parking, spacious layout. Enjoy the added bonus of being located across the street from park and boat launch, perfect for outdoor enthusiasts. Great opportunity for homeowners or investors alike!

19. 2026-04-01
    price $127,500 416-char remark

    Show marketing remark (416 chars)

    Charming home in Moss Bluff conveniently located just off 171, offering quick access to shopping, dining, and everyday essentials. This property features a new electrical panel, new water heater, and new windows. Covered parking, spacious layout. Enjoy the added bonus of being located across the street from park and boat launch, perfect for outdoor enthusiasts. Great opportunity for homeowners or investors alike!

20. 2026-03-18
    listed $130,000 Active 416-char remark

    Show marketing remark (416 chars)

    Charming home in Moss Bluff conveniently located just off 171, offering quick access to shopping, dining, and everyday essentials. This property features a new electrical panel, new water heater, and new windows. Covered parking, spacious layout. Enjoy the added bonus of being located across the street from park and boat launch, perfect for outdoor enthusiasts. Great opportunity for homeowners or investors alike!

21. 2021-11-24
    soldstatus $125,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,790
• − Mortgage interest: −$6,722
• − Property taxes: −$1,800
• − Insurance: −$600
• − Repairs & maintenance: −$1,423
• − Management: −$1,423
• − Depreciation: −$3,491
• Taxable income: $2,331
• Est. tax owed @ 24.0%: −$559
• After-tax cash flow: $3,543/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Calcasieu Parish
• NCES district ID: 2200330
• Math proficiency: 30% ▼ -39.00%
• Reading proficiency: 44% ▼ -33.00%
• Median HH income: $44,700
• Composite: 31.45/100
• National rank: #5979
• State rank: #29 of 98 in LA

Livability — Moss Bluff

• Score: 72/100
• State rank: #39
• US rank: #6117

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment A Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Moss Bluff, LA
• County: Calcasieu Parish · 170,889 people
• Metro: Lake Charles, LA
• Population (ZIP): 22,124
• Household income: $101,844
• Rent vs Own: 13.9% rent · 86.1% own
• Severe rent burden: 183.0

Population outlook (Calcasieu County) Hauer SSP2

• Today (2025): 212,179 people
• By 2030: 218,199 · +2.8%
• By 2040: 228,486 · +7.7%
• By 2050: 236,208 · +11.3%
• By 2075: 251,696 · +18.6%
• By 2100: 247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Black 11% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Lithuanian 10% Slovak 2% Italian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · French/Haitian/Cajun 1% Spanish 1%

Political lean MEDSL · Calcasieu

• 2024 margin: Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
• 2008→2024 swing: -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
• All cycles: 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.82%
• Current HPI: 115.0052
• Rent YoY: —
• Metro: Lake Charles, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

-4.0% since first listed

5 events — show timeline

• 2026-05-10 Price Changed $120,000 SWLAR
• 2026-04-22 Price Changed $124,500 SWLAR
• 2026-04-01 Price Changed $127,500 SWLAR
• 2026-03-18 Listed $130,000 SWLAR
• 2021-11-24 Sold (Public Records) $125,000 Public Records

Property tax history

-0.3%/yr

Latest (2025): $179 · +1.6% YoY. Source: county tax records.