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114 Braddock Rd
D+ Composite 48.8
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.0/30.0
  • 1% rule +4.9/10.0
  • Livability +4.2/5.0
  • DSCR +3.9/10.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Appreciation +0.0/10.0

$130,000

114 Braddock Rd · Forest Hills, PA 15221
2 bd · 1.0 ba · 1,248 sqft · SingleFamily public records · 49 Days on market
Built 1930 8,820 sqft lot $104/sqft · 38% below area Est $210k · 38% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This cute centrally located charmer packs a full on punch! Move in ready, located at 114 Braddock will provide it's new owners with a nostalgic front porch to set up the rocking chairs in summer, and ample yard. Plenty of additional parking space for your friends too! Drive into the city, or out to the turnpike, you just can't beat the location with all the East End favs even closer! Feel like you're in the burbs, but enjoy the perks of the city! Bonus unfinished lighthouse shaped room could be whatever you want to be off of the bedroom. New appliances and some updates.

Key facts

  • Updates
  • Front porch
  • New appliances

Tags

FRONT PORCHAMPLE YARDADDITIONAL PARKING SPACELIGHTHOUSE SHAPED ROOMNEW APPLIANCESUPDATES

Property features AI

Exterior

  • Parking: Attached garage; Off-street parking
  • Home design: 2 stories; Resale property; Brick construction
  • Construction: Brick construction
  • Exterior features: Lot approximately 0.2025 acres

Interior

  • Kitchen: Cooktop; Stove; Dishwasher; Refrigerator; Some gas appliances
  • Bedrooms: Bedroom 2 (Upper); Bedroom 3 (Upper)
  • Bathrooms: 1 full bathroom
  • Interior features: Has basement; Fireplace (1)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $-6 ($-74/yr) — negative.
  • To cash-flow at today's rent, offer at most $129k (0.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $129k (0.9% below list).
  • Recommended offer: $126k (3.0% below list) — sets the bar for market timing.
  • Cap rate 6.2% vs local median 4.2% in Forest Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#112 in PA, #873 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, commute A+; Watch: amenities F.
  • Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.9%/yr); 118 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $52k; list at $130k implies a 148% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price; built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $126,100 (3.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  3. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
6.24%
Cash-on-cash
-0.20%
DSCR
0.99
GRM
8.4

CMA / ARV

ARV (median comp)
$209,576
List price
$130,000
Delta
-37.97%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
152 Fairfax Rd 0.29mi 3/2.0 (+1) 1,224 (-2%) 4mo $225,000 $184 70
967 Illinois Ave 0.44mi 3/2.0 (+1) 1,264 (+1%) 5mo $214,000 $169 64
850 Sherwood Rd 0.53mi 2/2.5 1,287 (+3%) 1mo $285,000 $221 64
322 Virginia Ave 0.48mi 2/1.0 1,183 (-5%) 8mo $112,000 $95 62
1606 Ardmore Blvd 0.47mi 2/1.5 1,144 (-8%) 4mo $175,000 $153 58
406 Newport Rd 0.43mi 3/2.0 (+1) 1,188 (-5%) 6mo $225,000 $189 58
1252 Brinton Rd 0.19mi 3/2.0 (+1) 1,063 (-15%) 2mo $66,150 $62 55
425 Edgewood Rd 0.59mi 3/1.0 (+1) 1,346 (+8%) 0mo $306,600 $228 54
1212 Circle Dr 0.49mi 3/1.0 (+1) 1,144 (-8%) 6mo $109,000 $95 53
33 Roxbury Rd 0.24mi 3/2.0 (+1) 1,428 (+14%) 9mo $285,000 $200 48
1227 Circle Dr 0.55mi 3/2.0 (+1) 1,150 (-8%) 8mo $110,566 $96 46
2793 Columbia Ave 0.37mi 3/2.0 (+1) 1,080 (-14%) 8mo $171,000 $158 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.86% rent growth · sell at horizon

5-year hold
IRR
-15.5%
Equity multiple
0.44×
Total profit
$-20,238
Equity at exit
$19,383
10-year hold
IRR
-5.3%
Equity multiple
0.64×
Total profit
$-13,044
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15221

Home prices YoY
-32.3%
Rents YoY
3.9%
Active inventory
118
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,288 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$288 /mo · $3,450/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$270
Net cashflow
$-6

Break-even live

Break-even rent $1,295
Max offer price $128,912
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
207 Montana Ave Pittsburgh, PA 2.0 1.0 840 $1,000 $1.19 23d 1 0.53mi
1003 Smokey Wood Dr Swissvale, PA 1.0–2.0 1.0 874 $1,475 $1.69 4d 4 0.68mi
481 Filmore Rd Pittsburgh, PA 3.0 1.5 1165 $1,700 $1.46 7d 1 0.70mi
2673 Woodstock Ave Pittsburgh, PA 3.0 1.0 1000 $1,190 $1.19 23d 1 0.76mi
7801 Lloyd Ave Unit 105 Pittsburgh, PA 1.0 1.0 750 $970 $1.29 23d 1 0.77mi
2323 Patterson Ave Unit NA Pittsburgh, PA 3.0 1.0 1440 $1,500 $1.04 23d 1 0.81mi
2323 Patterson Ave Pittsburgh, PA 3.0 1.0 1440 $1,800 $1.25 43d 1 0.81mi
539 Atlantic Ave Unit 2 Pittsburgh, PA 3.0 1.0 1200 $995 $0.83 43d 1 0.85mi
17 Sumner Ave Pittsburgh, PA 1.0 1.0 800 $950 $1.19 43d 1 0.86mi
7645 Highland Ave Pittsburgh, PA 3.0 1.0 1161 $1,325 $1.14 7d 1 0.89mi
100 Bryn Mawr Ct W Pittsburgh, PA 1.0–2.0 1.0–2.0 975 $1,904 $1.95 3d 15 0.89mi
2255 Hawthorne Ave Unit 2255 Swissvale, PA 2.0 1.0 1020 $1,000 $0.98 12d 1 0.93mi
144 Comrie Ave Braddock, PA 3.0 1.0 1000 $1,250 $1.25 23d 1 0.97mi
2121 Milligan Ave Unit 3 Pittsburgh, PA 2.0 1.0 800 $1,195 $1.49 43d 1 1.03mi
2121 Milligan Ave Unit 6 Pittsburgh, PA 2.0 1.0 800 $1,300 $1.62 4d 1 1.03mi
700 Filmore Rd Pittsburgh, PA 3.0 2.0 1072 $1,800 $1.68 12d 1 1.06mi
12 Demmer Ave Unit 2 Pittsburgh, PA 1.0 1.0 750 $725 $0.97 23d 1 1.09mi
212 Kenmawr Ave Braddock, PA 2.0 1.5 1417 $1,300 $0.92 43d 1 1.10mi
537 6th St Braddock, PA 3.0 1.0 1360 $1,400 $1.03 43d 1 1.18mi
227 Parklane Dr Unit Parklane Dr unit North Braddock, PA 3.0 1.0 1107 $1,500 $1.36 12d 1 1.20mi
1305 Walnut St Unit B Pittsburgh, PA 1.0 1.0 840 $1,000 $1.19 23d 1 1.20mi
233-241 Edgewood Ave Unit B06 Pittsburgh, PA 2.0 1.0 726 $1,250 $1.72 23d 1 1.22mi
233-241 Edgewood Ave Unit B10 Pittsburgh, PA 2.0 1.0 726 $1,250 $1.72 43d 1 1.22mi
233-241 Edgewood Ave Unit B09 Pittsburgh, PA 1.0 1.0 712 $1,050 $1.47 43d 1 1.22mi
235 Edgewood Ave Pittsburgh, PA 1.0 1.0 712 $925 $1.30 3d 1 1.22mi
241 Edgewood Ave Unit C12 Pittsburgh, PA 1.0 1.0 712 $925 $1.30 19d 1 1.23mi
817 Kirkpatrick Ave Unit 8171-A Braddock, PA 2.0 1.0 866 $800 $0.92 43d 1 1.27mi
7215 Beacon Hill Dr Pittsburgh, PA 2.0 2.0 1259 $1,795 $1.43 4d 1 1.32mi
7467 Schoyer Ave Pittsburgh, PA 1.0 1.0 900 $895 $0.99 3d 1 1.37mi
826 Walnut St Pittsburgh, PA 2.0 1.0 1270 $1,195 $0.94 43d 1 1.44mi
1515 Penn Ave Wilkinsburg, PA 2.0 2.0 1012 $1,100 $1.09 43d 1 1.45mi
7534 Penn Bridge Ct Pittsburgh, PA 2.0 2.0 1259 $1,750 $1.39 43d 1 1.48mi
219 North Ave Unit 1 East Pittsburgh, PA 2.0 1.0 850 $900 $1.06 3d 1 1.50mi

Listing history 15 events

  1. 2026-06-18
    days on market $130,000 Active 49 DOM
  2. 2026-06-17
    days on market $130,000 Active 48 DOM
  3. 2026-06-16
    days on market $130,000 Active 47 DOM
  4. 2026-06-15
    pricedays on market $130,000 Active 46 DOM
  5. 2026-06-13
    days on market $150,000 Active 44 DOM
  6. 2026-06-09
    days on market $150,000 Active 40 DOM
  7. 2026-06-08
    days on market $150,000 Active 39 DOM
  8. 2026-06-07
    days on market $150,000 Active 38 DOM
  9. 2026-06-05
    days on market $150,000 Active 35 DOM
  10. 2026-06-03
    days on market $150,000 Active 34 DOM
  11. 2026-06-02
    days on market $150,000 Active 33 DOM
  12. 2026-06-01
    days on market $150,000 Active 32 DOM
  13. 2026-05-31
    days on market $150,000 Active 31 DOM
  14. 2026-04-30
    listed $150,000 Active 577-char remark
  15. 1984-12-05
    soldstatus $52,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,450 · $288/mo
Projected year-2 tax
$3,450 · $288/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,452
− Mortgage interest
−$7,282
− Property taxes
−$3,450
− Insurance
−$650
− Repairs & maintenance
−$1,236
− Management
−$1,236
− Depreciation
−$3,782
Taxable loss
−$2,184
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$524
After-tax cash flow
$450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Woodland Hills SD
NCES district ID
4216500
Math proficiency
13% ▼ -13.00%
Reading proficiency
30% ▼ -10.00%
Median HH income
$41,803
Composite
18.31/100
National rank
#8954
State rank
#486 of 539 in PA

Livability — Forest Hills

Score
83/100
State rank
#112
US rank
#873

Category grades

Amenities F Commute A+ Cost of living A+ Crime A+ Employment A- Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Forest Hills, PA
County
Allegheny County · 1,022,028 people
Metro
Pittsburgh, PA
Population (ZIP)
29,374
Household income
$55,028
Rent vs Own
55.3% rent · 44.7% own
Severe rent burden
1933.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 47% Black 43% Two or more races 7% Hispanic / Latino 4% Asian 1%
Common ancestry
Romanian 4% Lithuanian 2% Serbian 1%
Foreign-born
4% · Canada, South Korea, China
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -109.77%
Current HPI
230.0486
Rent YoY
▲ 3.86%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+147.6% since first listed
3 events — show timeline
  • 2026-06-14 Price Changed $130,000 West Penn MLS
  • 2026-04-30 Listed $150,000 West Penn MLS
  • 1984-12-05 Sold (Public Records) $52,500 Public Records

Property tax history

-0.9%/yr

Latest (2026): $3,450 · +37.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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